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33036 Maple Ln
D+ Composite 49.39
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.9/30.0
  • DSCR +4.2/10.0
  • Livability +3.3/5.0
  • Appreciation +3.0/10.0
  • 1% rule +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0

$299,000

33036 Maple Ln · Running Springs, CA 92341
4 bd · 2.0 ba · 1,320 sqft · SingleFamily public records · 23 Days on market
Built 1963 7,920 sqft lot $227/sqft · 27% below area Est $410k · 27% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Back on the Market. Priced to sell! One of the best locations! Just steps to the lake. Peaceful natural settings, Cabin offers 4 bedrooms and 2 baths perfect for a large family, one bedroom and one bath on main floor with just over 1300 square feet of living space. Cabin offers perfect blend of rustic warmth, the floor plan is filled with natural light and centered around a classic brick wood burning fireplace located in the living room adding warmth and ambiance to the main living area-perfect for cozy mountain evenings. The main level master bedroom provides convenance and ease of living, while downstairs you will find 3 more bedrooms and a full bath offering plenty of space for family and guest. Step outside to enjoy wooden decks overlooking the property with tall pines and oak trees. Whether hosting gatherings on warm summer nights or enjoying a quiet morning in the mountain fresh air. Green Valley Lake is the highest mountain community located in the San Bernardino Mountains "Above the Clouds" Lake offers boating, fishing and swimming along with miles of hiking and biking trails.

Key facts

  • Steps to the lake
  • Wooden decks
  • 7,920 sq ft lot

Tags

STEPS TO THE LAKEWOODEN DECKSMILES OF HIKING BIKING TRAILS

Property features AI

Finance

  • Other: One unit (single-family); No common walls; No ADU; Elevation approximately 7,000 feet; Living area and year-built sourced from assessor

Exterior

  • Parking: Off-street parking; Unpaved driveway
  • Utilities: Public sewer; District/public water
  • Home design: House; Two stories; Entry at street level; Has view
  • Construction: Composition roof; Finished basement
  • Exterior features: Front porch; Wood exterior elements; Deck; Has patio; Mountainous setting; Lake nearby; BLM/National Forest nearby; Biking, hiking, fishing, and hunting recreational opportunities

Interior

  • Kitchen: Gas cooktop; Gas range; Gas oven; Microwave; Gas water heater
  • Bedrooms: Main floor bedroom (1 on main level)
  • Bathrooms: 2 full bathrooms; 1 bathroom on main level
  • Heating & cooling: Forced air heating; Wood-burning fireplace in living room
  • Interior features: Beamed ceilings; High (9+ ft) ceilings; Ceiling fan; Living room deck attached; Formica counters; Furnished
  • Laundry & utility: Laundry room inside; Individual laundry room; Washer included; Dryer included; Washer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $299k.

Deal economics

  • At list price, monthly cash flow is $34 ($403/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $235k (21.4% below list).
  • Recommended offer: $235k (21.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.9% in Running Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#333 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-; Watch: crime C-, amenities F, cost of living F.
  • Rim Of The World Unified (town): math 13% / reading 34% proficiency, ranked #415 of 517 in CA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Charles Hoffman Elementary (295 students, 54% FRL); Mary P. Henck Intermediate (math 13% / reading 36%, grade F, #277 of 498 statewide, top 73%, 585 students, 61% FRL); Rim of The World Senior High (math 12% / reading 32%, grade F, #950 of 1,170 statewide, top 82%, 917 students, 52% FRL).
  • Market conditions: 57 active listings in the ZIP; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($295k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,998 (21.4% below list)

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.43%
Cash-on-cash
0.48%
DSCR
1.02
GRM
10.6

CMA / ARV

ARV (median comp)
$409,773
List price
$299,000
Delta
-27.03%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
32953 Juniper Ln 0.12mi 3/1.0 (-1) 1,294 (-2%) 11mo $340,000 $263 72
33019 Juniper Ln 0.04mi 3/2.0 (-1) 1,500 (+14%) 7mo $414,000 $276 65
33007 Spruce Dr 0.16mi 3/2.0 (-1) 1,507 (+14%) 3mo $315,000 $209 61
33436 Bluebird 0.51mi 3/2.0 (-1) 1,231 (-7%) 1mo $368,000 $299 60
33254 Wild Rose Dr 0.29mi 3/1.5 (-1) 1,440 (+9%) 8mo $285,000 $198 58
33474 Angeles Dr 0.58mi 3/2.0 (-1) 1,224 (-7%) 2mo $239,500 $196 54
33435 Falling Leaf Dr 0.56mi 3/1.5 (-1) 1,220 (-8%) 2mo $347,000 $284 52
33389 Wild Cherry Dr 0.46mi 3/2.0 (-1) 1,479 (+12%) 4mo $410,000 $277 51
33298 Holcomb Creek Dr 0.44mi 3/1.5 (-1) 1,200 (-9%) 13mo $385,000 $321 46
33236 Juniper Ln 0.28mi 4/2.5 1,512 (+14%) 18mo $365,000 $241 46
33469 Squirrel Dr 0.57mi 3/1.5 (-1) 1,196 (-9%) 10mo $337,000 $282 43
32514 San Antonio Dr 0.66mi 3/2.0 (-1) 1,376 (+4%) 19mo $235,000 $171 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.6%
Equity multiple
0.45×
Total profit
$-46,428
Equity at exit
$44,582
10-year hold
IRR
-7.2%
Equity multiple
0.54×
Total profit
$-38,140
Equity at exit
$25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92341

Home prices YoY
-1.1%
Active inventory
57
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,350 medium interval (Pro) →
Mortgage (P&I)
$1,568
Tax from tax record
$130 /mo · $1,564/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$493
Net cashflow
$34

Break-even live

Break-even rent $2,308
Max offer price $299,000
Occupancy floor 94%

Sensitivity live

Price -10% $203 -5% $118 +0% $34 +5% $-51 +10% $-136
Rent -10% $-152 -5% $-59 +0% $34 +5% $126 +10% $219
Rate -1.0pp $184 -0.5pp $110 base $34 +0.5pp $-44 +1.0pp $-123

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,750
Closing costs
$8,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-21
    statusdays on market $299,000 Pending Sale 23 DOM
  2. 2026-06-18
    days on market $299,000 Active 22 DOM
  3. 2026-06-17
    days on market $299,000 Active 21 DOM
  4. 2026-06-16
    days on market $299,000 Active 20 DOM
  5. 2026-06-15
    days on market $299,000 Active 19 DOM
  6. 2026-06-13
    days on market $299,000 Active 17 DOM
  7. 2026-06-13
    days on market $299,000 Active 16 DOM
  8. 2026-06-10
    status $299,000 Active 13 DOM
  9. 2026-05-09
    status Active 1121-char remark
  10. 2026-05-07
    historical 1121-char remark
  11. 2026-05-05
    listed $299,000 Active 1121-char remark
    Show marketing remark (1115 chars)

    Back on the Market. Priced to sell! One of the best locations! Just steps to the lake. Peaceful natural settings, Cabin offers 4 bedrooms and 2 baths perfect for a large family, one bedroom and one bath on main floor with just over 1300 square feet of living space. Cabin offers perfect blend of rustic warmth, the floor plan is filled with natural light and centered around a classic brick wood burning fireplace located in the living room adding warmth and ambiance to the main living area-perfect for cozy mountain evenings. The main level master bedroom provides convenance and ease of living, while downstairs you will find 3 more bedrooms and a full bath offering plenty of space for family and guest. Step outside to enjoy wooden decks overlooking the property with tall pines and oak trees. Whether hosting gatherings on warm summer nights or enjoying a quiet morning in the mountain fresh air. Green Valley Lake is the highest mountain community located in the San Bernardino Mountains "Above the Clouds" Lake offers boating, fishing and swimming along with miles of hiking and biking trails.

  12. 2026-05-05
    listed $299,000 Active 1095-char remark
    Show marketing remark (1115 chars)

    Back on the Market. Priced to sell! One of the best locations! Just steps to the lake. Peaceful natural settings, Cabin offers 4 bedrooms and 2 baths perfect for a large family, one bedroom and one bath on main floor with just over 1300 square feet of living space. Cabin offers perfect blend of rustic warmth, the floor plan is filled with natural light and centered around a classic brick wood burning fireplace located in the living room adding warmth and ambiance to the main living area-perfect for cozy mountain evenings. The main level master bedroom provides convenance and ease of living, while downstairs you will find 3 more bedrooms and a full bath offering plenty of space for family and guest. Step outside to enjoy wooden decks overlooking the property with tall pines and oak trees. Whether hosting gatherings on warm summer nights or enjoying a quiet morning in the mountain fresh air. Green Valley Lake is the highest mountain community located in the San Bernardino Mountains "Above the Clouds" Lake offers boating, fishing and swimming along with miles of hiking and biking trails.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,564 · $130/mo
Projected year-2 tax
$2,272 · $189/mo
Expected delta
+$708/yr (+$59/mo · 45.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 1/10 Low 1 d/yr ≥83°F today · 2 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 35 unhealthy d/yr today · 45 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,200
− Mortgage interest
−$16,749
− Property taxes
−$1,564
− Insurance
−$1,495
− Repairs & maintenance
−$2,256
− Management
−$2,256
− Depreciation
−$8,698
Taxable loss
−$4,818
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,156
After-tax cash flow
$1,559/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rim Of The World Unified
NCES district ID
0632610
Math proficiency
13% ▼ -10.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$55,860
Composite
21.29/100
National rank
#8389
State rank
#415 of 517 in CA

Livability — Running Springs

Score
66/100
State rank
#333
US rank
#11396

Category grades

Amenities F Commute C+ Cost of living F Crime C- Employment A- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
5,215
Population (ZIP)
299

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 53% Hispanic / Latino 27% Asian 20% Two or more races 13%
Hispanic origin (detail)
Mexican 23%
Common ancestry
Polish 13% Italian 5% Russian 4%
Foreign-born
20% · Vietnam, Canada
Languages at home
73% English-only · Vietnamese 20% Spanish 7%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -4.04%
Current HPI
369.4917
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
8 events — show timeline
  • 2026-06-09 Relisted CRMLS
  • 2026-06-09 Relisted MRCAOR
  • 2026-05-30 Pending MRCAOR
  • 2026-05-21 Pending CRMLS
  • 2026-05-09 Relisted CRMLS
  • 2026-05-07 Listing Removed CRMLS
  • 2026-05-05 Listed $299,000 MRCAOR
  • 2026-05-05 Listed $299,000 CRMLS

Property tax history

+2.3%/yr

Latest (2025): $1,564 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…