CashFlowRE
Sign in Sign up
Gaven Plan 🏗️ New Construction
C Composite 58.79
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.1/10.0
  • DSCR +6.0/10.0
  • 1% rule +5.1/10.0
  • Schools +4.6/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0

$289,990

Gaven Plan · Kendleton, TX 77417
4 bd · 2.0 ba · 1,778 sqft · SingleFamily · 196 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover The Gaven at Emberly, a thoughtfully designed single-story home offering 1,778 sq. ft. of elegant, open concept living in the vibrant city of Beasley, Texas. Featuring 4 bedrooms and 2 full bathrooms, this functionally planned layout combines modern comfort with a timeless style. The gourmet kitchen boasts Silestone countertops, stainless steel appliances, a spacious corner pantry, and an oversized island that seamlessly connects to the dining and family rooms-perfect for entertaining. Expansive windows fill the main living areas with natural light and offer a picturesque view of the covered back patio and fully fenced backyard, creating an ideal space for relaxation or outdoor gatherings. The primary suite serves as a luxurious retreat with a large walk-in closet, dual sinks, and a walk-in shower (optional separate tub and shower). Each secondary bedroom features plush carpeting and spacious closet, ensuring comfort for family and guests.

Key facts

  • Expansive windows
  • Gourmet kitchen
  • Oversized island

Tags

GOURMET KITCHENSILESTONE COUNTERTOPSSTAINLESS STEEL APPLIANCESSPACIOUS CORNER PANTRYOVERSIZED ISLANDEXPANSIVE WINDOWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $289,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $294,661.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $290k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $306 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $290k).
  • Recommended offer: $255k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.5% vs local median 6.2% in Kendleton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 61/100 on livability (#1,021 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, crime D.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 232 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • In year one you build about $14k of equity ($2k loan paydown + $12k appreciation (4.2% local appreciation)).
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.2% appreciation + 3.0% rent growth), your $83k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 196 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
Recommended offer $255,191 (12.0% below list)

Questions for the listing agent

  1. It's been on market 196 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
7.54%
Cash-on-cash
4.45%
DSCR
1.20
GRM
8.3

CMA / ARV

ARV (median comp)
$294,661
List price
$289,990
Delta
-1.59%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10735 Dogwood Sky Dr 0.43mi 4/2.0 1,778 (0%) 0mo $289,990 $163 80
719 Mockingbird Psge 0.25mi 3/2.0 (-1) 1,863 (+5%) 2mo $335,490 $180 73
1031 Rosewood Trl 0.54mi 4/2.0 1,778 (0%) 3mo $299,900 $169 72
1111 Whispering Winds Dr 0.53mi 4/2.0 1,841 (+4%) 4mo $338,900 $184 66
10803 Hickory Ln 0.70mi 4/2.0 1,778 (0%) 2mo $309,900 $174 66
10627 Summers Way 0.66mi 3/2.0 (-1) 1,819 (+2%) 5mo $303,990 $167 56
723 Blue Sky Pl 0.60mi 4/2.0 1,922 (+8%) 5mo $314,990 $164 55
10615 Summers Way 0.69mi 3/2.0 (-1) 1,819 (+2%) 5mo $305,990 $168 54
10710 Sage Bend Dr 0.49mi 3/2.0 (-1) 1,595 (-10%) 1mo $274,990 $172 54
1027 Rosewood Trl 0.53mi 3/2.0 (-1) 1,620 (-9%) 3mo $313,900 $194 53
1022 Whispering Winds Dr 0.52mi 3/2.0 (-1) 1,613 (-9%) 5mo $292,900 $182 51
10623 Summers Way 0.67mi 3/2.0 (-1) 1,970 (+11%) 5mo $320,990 $163 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.6%
Equity multiple
1.89×
Total profit
$73,410
Equity at exit
$152,045
10-year hold
IRR
15.7%
Equity multiple
3.58×
Total profit
$212,530
Equity at exit
$250,817

Cash invested: $82,505 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77417

Home prices YoY
1.2%
Active inventory
232
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,965 medium interval (Pro) →
Mortgage (P&I)
$1,545
Tax est. 1.5%
$368 /mo · $4,420/yr
Insurance
$123
HOA
$0
Vacancy / Maint / Mgmt
$623
Net cashflow
$306

Break-even live

Break-even rent $2,578
Max offer price $294,661
Occupancy floor 85%

Sensitivity live

Price -10% $510 -5% $408 +0% $306 +5% $204 +10% $102
Rent -10% $72 -5% $189 +0% $306 +5% $423 +10% $540
Rate -1.0pp $454 -0.5pp $381 base $306 +0.5pp $230 +1.0pp $152

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$73,665
Closing costs
$8,840
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10730 Sky Creek Ln Beasley, TX 3.0–4.0 2.0–2.5 1869 $2,965 $1.59 2d 1 0.05mi

Listing history 14 events

  1. 2026-06-18
    days on market $289,990 Active 196 DOM
  2. 2026-06-17
    days on market $289,990 Active 195 DOM
  3. 2026-06-16
    days on market $289,990 Active 194 DOM
  4. 2026-06-15
    days on market $289,990 Active 193 DOM
  5. 2026-06-13
    days on market $289,990 Active 191 DOM
  6. 2026-06-10
    days on market $289,990 Active 187 DOM
  7. 2026-06-08
    days on market $289,990 Active 186 DOM
  8. 2026-06-07
    pricedays on market $289,990 Active 185 DOM
  9. 2026-06-04
    days on market $319,990 Active 182 DOM
  10. 2026-06-03
    days on market $319,990 Active 181 DOM
  11. 2026-06-02
    days on market $319,990 Active 180 DOM
  12. 2026-06-01
    days on market $319,990 Active 179 DOM
  13. 2026-05-31
    days on market $319,990 Active 178 DOM
  14. 2025-12-04
    listed $319,990 Active 962-char remark
    Show marketing remark (962 chars)

    Discover The Gaven at Emberly, a thoughtfully designed single-story home offering 1,778 sq. ft. of elegant, open concept living in the vibrant city of Beasley, Texas. Featuring 4 bedrooms and 2 full bathrooms, this functionally planned layout combines modern comfort with a timeless style. The gourmet kitchen boasts Silestone countertops, stainless steel appliances, a spacious corner pantry, and an oversized island that seamlessly connects to the dining and family rooms-perfect for entertaining. Expansive windows fill the main living areas with natural light and offer a picturesque view of the covered back patio and fully fenced backyard, creating an ideal space for relaxation or outdoor gatherings. The primary suite serves as a luxurious retreat with a large walk-in closet, dual sinks, and a walk-in shower (optional separate tub and shower). Each secondary bedroom features plush carpeting and spacious closet, ensuring comfort for family and guests.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$35,580
− Mortgage interest
−$16,506
− Property taxes
−$4,420
− Insurance
−$1,473
− Repairs & maintenance
−$2,846
− Management
−$2,846
− Depreciation
−$8,572
Taxable loss
−$1,084
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$260
After-tax cash flow
$3,932/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

The Gaven at Emberly is a well-maintained single-story home with good condition and minimal repairs needed. It offers a good return on investment with updates that can significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New countertops in kitchen — Enhances functionality and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New countertops in kitchen — Enhances functionality and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX

Livability — Kendleton

Score
61/100
State rank
#1021
US rank
#18149

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
3,232

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 49% White 22% Black 8%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Italian 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
76% English-only · Spanish 24%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.15%
Current HPI
337.8236
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-04 Listed $319,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…