7805 Siskin Ave · Jacksonville, FL 32219

$107,500

2 bd · 1.0 ba · 1,160 sqft · SingleFamily public records · 134 Days on market

Built 1951 5,662 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.4/30.0
• DSCR +10.0/10.0
• 1% rule +8.8/10.0
• ARV discount +7.5/15.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

**Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

Key facts

• Off street parking
• Fenced yard
• Entertainment space

Tags

• OPEN LIVING KITCHEN AREA
• INDOOR LAUNDRY
• FENCED YARD
• OFF STREET PARKING
• ENTERTAINMENT SPACE

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Off-street parking
• Utilities: Septic tank sewer; Cable available; Electricity connected; Water connected
• Home design: Single family residence; Used for residential single-family
• Exterior features: Chain link fencing; City street frontage

Interior

• Kitchen: Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Vinyl flooring
• Laundry & utility: Unfurnished (no built-in laundry listed)

🏷️ Possibly a rental listed for sale. The $107,500 price doesn't fit this home's estimated sale value (~$221,560) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $108k.

Deal economics

• At list price, monthly cash flow is $347 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $108k).
• Recommended offer: $95k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.2% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.2%/yr); 546 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $743 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 134 days — a 12% lower offer ($95k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 10y ago; this cycle's ask has dropped $8k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1951 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $94,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1951 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.38% ✓
• Cap rate: 10.16%
• Cash-on-cash: 13.83%
• DSCR: 1.62
• GRM: 6.0

CMA / ARV

• ARV (on-the-fly): $221,560
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7857 Pipit Ave	0.19mi	3/2.0 (+1)	1,262 (+9%)	2mo	$255,000	$202	66
7942 Smart Ave	0.38mi	3/2.0 (+1)	1,209 (+4%)	2mo	$240,000	$199	65
7622 Hull St	0.20mi	3/2.0 (+1)	1,262 (+9%)	4mo	$235,000	$186	64
7849 Pipit Ave	0.16mi	3/2.0 (+1)	1,022 (-12%)	1mo	$234,999	$230	63
5859 W Dunmire Ave W	0.41mi	3/2.0 (+1)	1,209 (+4%)	3mo	$241,017	$199	62
5582 Longspur Ct	0.50mi	3/2.0 (+1)	1,196 (+3%)	1mo	$229,000	$191	62
5992 Patterson Ave	0.53mi	3/2.0 (+1)	1,209 (+4%)	2mo	$219,900	$182	57
6017 Patterson Ave	0.57mi	3/2.0 (+1)	1,209 (+4%)	2mo	$237,017	$196	56
8123 Siskin Ave	0.57mi	3/2.0 (+1)	1,102 (-5%)	1mo	$200,000	$181	55
5986 Patterson Ave	0.53mi	3/2.0 (+1)	1,209 (+4%)	5mo	$217,900	$180	55
8897 Bronson Ln	0.35mi	3/2.0 (+1)	1,320 (+14%)	2mo	$155,000	$117	50
6028 Patterson Ave	0.60mi	3/2.0 (+1)	1,253 (+8%)	3mo	$212,990	$170	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 0.4%
• Equity multiple: 1.01×
• Total profit: $400
• Equity at exit: $16,029

10-year hold

• IRR: 6.4%
• Equity multiple: 1.41×
• Total profit: $12,305
• Equity at exit: $9,295

Cash invested: $30,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32219

• Home prices YoY: -22.3%
• Rents YoY: -0.2%
• Active inventory: 546
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,481 high
• Mortgage (P&I): −$564
• Tax from tax record: −$215 /mo · $2,580/yr
• Insurance: −$45
• HOA: −$0
• Vacancy / Maint / Mgmt: −$311
• Net cashflow: $347

Break-even live

Break-even rent $1,042

Max offer price $107,500

Occupancy floor 72%

Sensitivity live

Price	-10% $408	-5% $377	+0% $347	+5% $316	+10% $286
Rent	-10% $230	-5% $288	+0% $347	+5% $405	+10% $464
Rate	-1.0pp $401	-0.5pp $374	base $347	+0.5pp $319	+1.0pp $291

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,875
• Closing costs: $3,225
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8119 Siskin Ave Jacksonville, FL	2.0	2.0	1102	$1,650	$1.50	17d	1	0.55mi
8119 Siskin Ave Jacksonville, FL	2.0	2.0	1102	$1,650	$1.50	24d	1	0.55mi
7623 John F Kennedy Dr E Jacksonville, FL	3.0	1.5	1008	$1,501	$1.49	24d	1	0.58mi
4895 Churchill Dr Jacksonville, FL	3.0	2.0	1303	$1,900	$1.46	24d	1	0.58mi
9206 Greenleaf Rd Jacksonville, FL	3.0	1.5	888	$1,400	$1.58	17d	1	0.64mi
4910 Rhode Island Dr N Jacksonville, FL	3.0	2.0	1300	$1,696	$1.30	24d	1	0.79mi
4935 Portsmouth Ave Jacksonville, FL	3.0	1.0	894	$1,163	$1.30	11d	1	0.89mi
4543 Moncrief Rd W Jacksonville, FL	2.0	1.0	950	$1,075	$1.13	8d	1	0.90mi
4440 Ken Knight Dr N Jacksonville, FL	2.0	1.0	716	$650	$0.91	15d	1	0.99mi
4643 Williamsburg Ave Jacksonville, FL	3.0	2.0	1209	$1,496	$1.24	3d	1	1.03mi
6705 Gaspar Cir E Jacksonville, FL	3.0	1.5	1116	$1,254	$1.12	17d	1	1.03mi
6718 Gaspar Cir W Jacksonville, FL	3.0	2.0	1068	$1,305	$1.22	24d	1	1.06mi
9436 Gisborne Dr Jacksonville, FL	3.0	1.5	950	$1,440	$1.52	20d	1	1.06mi
7860 Rondo Ave Jacksonville, FL	3.0	2.0	1064	$1,410	$1.33	8d	1	1.09mi
6731 W Virginia Ct Jacksonville, FL	3.0	1.0	1188	$1,225	$1.03	21d	1	1.10mi
4253 Moncrief Rd W Unit 2 Jacksonville, FL	2.0	1.0	840	$975	$1.16	24d	1	1.11mi
9348 Culpeper Ave Jacksonville, FL	3.0	1.0	882	$1,195	$1.35	24d	1	1.14mi
8516 Bermuda Rd Jacksonville, FL	3.0	2.0	1492	$1,625	$1.09	20d	1	1.14mi
4177 Lorenzo Ct Unit 4 Jacksonville, FL	2.0	1.0	840	$945	$1.12	2d	1	1.15mi
4236 Homer Rd N Jacksonville, FL	3.0	1.0	888	$1,250	$1.41	11d	1	1.19mi
4211 Moncrief Rd W Unit 2 Jacksonville, FL	2.0	1.0	840	$995	$1.18	24d	1	1.20mi
6609 Miriam St Jacksonville, FL	3.0	2.0	1200	$1,425	$1.19	8d	1	1.22mi
3997 Leonnie Rd Unit 1 Jacksonville, FL	2.0	1.0	840	$950	$1.13	8d	1	1.22mi
4662 Roanoke Blvd Jacksonville, FL	3.0	2.0	1104	$1,195	$1.08	14d	1	1.22mi
9561 Norfolk Blvd Jacksonville, FL	3.0	1.5	934	$1,350	$1.45	2d	1	1.24mi
6601 Cleveland Rd Jacksonville, FL	3.0	1.0	896	$1,400	$1.56	24d	1	1.27mi
6412 New Kings Rd Unit 1 Jacksonville, FL	2.0	2.0	1200	$1,200	$1.00	17d	1	1.34mi
6412 New Kings Rd Unit 2 Jacksonville, FL	3.0	2.0	1300	$1,400	$1.08	17d	1	1.34mi
3848 Soutel Dr Jacksonville, FL	3.0	2.0	1230	$1,541	$1.25	8d	1	1.43mi
4819 Arrowsmith Rd Unit 1 Jacksonville, FL	3.0	2.0	1285	$1,500	$1.17	15d	1	1.44mi
6188 Pettiford Dr W Jacksonville, FL	3.0	2.0	1499	$1,850	$1.23	13d	1	1.46mi
4294 Katanga Dr N Jacksonville, FL	3.0	1.0	864	$1,450	$1.68	24d	1	1.47mi

Listing history 23 events

1. 2026-06-18
   days on market $107,500 Active 134 DOM
2. 2026-06-17
   days on market $107,500 Active 133 DOM
3. 2026-06-16
   days on market $107,500 Active 132 DOM
4. 2026-06-15
   days on market $107,500 Active 131 DOM
5. 2026-05-18
   status Active
6. 2026-05-06
   historical Active Under Contract
7. 2026-04-21
   price $109,500
8. 2026-03-06
   price $109,900
9. 2026-02-20
   price $111,000
10. 2026-01-31
    price $114,500
11. 2026-01-22
    listed $115,000 Active
12. 2025-12-27
    historical 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

13. 2025-10-28
    price $125,000 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

14. 2025-10-03
    price $139,500 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

15. 2025-09-05
    listed $139,900 Active 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

16. 2025-08-30
    historical 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

17. 2025-05-05
    price $150,000 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

18. 2025-03-26
    listed $160,000 Active 300-char remark

    Show marketing remark (300 chars)

    **Tenant occupied, do not trespass on property** Nicely updated 3 bed 2 bath home in Lincoln Villas. This property features an open living kitchen area, master bedroom with ensuite bath and indoor laundry. Nice size fenced yard provides room to park off street and entertainment space for the family.

19. 2020-10-19
    soldstatus $105,000
20. 2016-10-11
    historical
21. 2016-07-29
    listed $15,000 Active
22. 2016-07-29
    price $10,000
23. 2016-07-29
    price $12,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,580 · $215/mo
• Projected year-2 tax: $2,580 · $215/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,777
• − Mortgage interest: −$6,022
• − Property taxes: −$2,580
• − Insurance: −$538
• − Repairs & maintenance: −$1,422
• − Management: −$1,422
• − Depreciation: −$3,127
• Taxable income: $2,667
• Est. tax owed @ 24.0%: −$640
• After-tax cash flow: $3,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 14,302
• Household income: $72,184
• Rent vs Own: 17.2% rent · 82.8% own
• Severe rent burden: 173.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (55%)
• Race & ethnicity: Black 55% White 39% Hispanic / Latino 4% Two or more races 3%
• Common ancestry: Italian 2% Romanian 1% Hispanic 1%
• Foreign-born: 4% · Canada, Jamaica
• Languages at home: 95% English-only · Spanish 3% French/Haitian/Cajun 0%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -75.90%
• Current HPI: 263.8901
• Rent YoY: ▼ -0.25%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+995.0% since first listed

19 events — show timeline

• 2026-05-18 Relisted — realMLS
• 2026-05-06 Contingent — realMLS
• 2026-04-21 Price Changed $109,500 realMLS
• 2026-03-06 Price Changed $109,900 realMLS
• 2026-02-20 Price Changed $111,000 realMLS
• 2026-01-31 Price Changed $114,500 realMLS
• 2026-01-22 Listed $115,000 realMLS
• 2025-12-27 Listing Removed — realMLS
• 2025-10-28 Price Changed $125,000 realMLS
• 2025-10-03 Price Changed $139,500 realMLS
• 2025-09-05 Listed $139,900 realMLS
• 2025-08-30 Listing Removed — realMLS
• 2025-05-05 Price Changed $150,000 realMLS
• 2025-03-26 Listed $160,000 realMLS
• 2020-10-19 Sold (Public Records) $105,000 Public Records
• 2016-10-11 Listing Removed — realMLS
• 2016-07-29 Listed $15,000 realMLS
• 2016-07-29 Price Changed $12,500 realMLS
• 2016-07-29 Price Changed $10,000 realMLS

Property tax history

+12.9%/yr

Latest (2025): $2,580 · +17.3% YoY. Source: county tax records.