5756 Cherry Laurel Dr · Jacksonville, FL 32210

$147,000

3 bd · 3.0 ba · 1,958 sqft · SingleFamily public records · 5 Days on market

Built 1954 8,712 sqft lot Est $260k · 44% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.6/30.0
• ARV discount +15.0/15.0
• DSCR +9.7/10.0
• 1% rule +6.6/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Checkout this 3 Bed / 2.5 bath 1958 sqft home in Lake Shore near Riverside. Home needs repairs, contact agent for details. Fixer upper ready for a new owner to make it their own.

Key facts

• 8,712 sq ft lot
• Built 1954
• Listed 4 days

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: On-street parking; Other parking
• Utilities: Electricity connected; Water connected
• Home design: Single-family residence; One level; Entry on level 1
• Exterior features: City street frontage; Asphalt road surface

Interior

• Kitchen: Electric range
• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Electric range

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $147k.

Deal economics

• At list price, monthly cash flow is $440 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $147k).
• Cap rate 9.9% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• This rent runs 34% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 2.1% rent growth), your $41k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts; this cycle's ask is 73% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
• Current owner paid $72k; list at $147k implies a 106% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,000

Questions for the listing agent

1. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 9.88%
• Cash-on-cash: 12.82%
• DSCR: 1.57
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $260,414
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5316 Colonial Ave	0.38mi	3/2.5	1,876 (-4%)	2mo	$274,000	$146	71
6332 Badnur Dr	0.21mi	3/2.0	1,780 (-9%)	1mo	$215,000	$121	71
2355 Cedar Shores Cir	0.21mi	2/3.0 (-1)	1,854 (-5%)	14mo	$574,900	$310	65
5758 Hyde Grove Ave	0.49mi	4/2.0 (+1)	1,943 (-1%)	13mo	$262,000	$135	56
6126 Wilson Blvd	0.51mi	3/2.0	2,175 (+11%)	1mo	$112,750	$52	53
5115 Blackburn St	0.61mi	3/2.0	1,745 (-11%)	12mo	$275,000	$158	39
5155 Lexington Ave	0.66mi	3/1.0	2,121 (+8%)	11mo	$130,000	$61	38
5520 Hyde Grove Ave	0.49mi	4/2.0 (+1)	1,712 (-13%)	12mo	$260,000	$152	37
6650 Pinnochio Dr	0.64mi	4/3.0 (+1)	1,665 (-15%)	5mo	$152,500	$92	36
5139 Birkenhead Rd	0.57mi	4/2.5 (+1)	1,722 (-12%)	13mo	$225,000	$131	36
2134 Figaro Ln	0.62mi	4/2.0 (+1)	1,732 (-12%)	12mo	$230,000	$133	32
6642 Pinnochio Dr	0.63mi	4/2.0 (+1)	1,688 (-14%)	10mo	$220,000	$130	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold

• IRR: 1.7%
• Equity multiple: 1.06×
• Total profit: $2,632
• Equity at exit: $21,918

10-year hold

• IRR: 10.4%
• Equity multiple: 1.78×
• Total profit: $32,083
• Equity at exit: $12,710

Cash invested: $41,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32210

• Rents YoY: 2.1%
• Active inventory: 441
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,711 high
• Mortgage (P&I): −$771
• Tax from tax record: −$80 /mo · $956/yr
• Insurance: −$61
• HOA: −$0
• Vacancy / Maint / Mgmt: −$359
• Net cashflow: $440

Break-even live

Break-even rent $1,154

Max offer price $147,000

Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,750
• Closing costs: $4,410
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5324 Fremont St Jacksonville, FL	3.0	2.0	1550	$1,495	$0.96	3d	1	0.35mi
5821 San Juan Ave Jacksonville, FL	1.0–3.0	1.0–2.0	1056	$1,330	$1.26	3d	7	0.41mi
6119 Wilson Blvd Jacksonville, FL	4.0	2.0	1302	$1,395	$1.07	23d	1	0.45mi
6026 Wilson Blvd Jacksonville, FL	4.0	3.0	1380	$700	$0.51	23d	1	0.51mi
3434 Blanding Blvd Jacksonville, FL	2.0–3.0	2.0	1101	$1,800	$1.63	3d	2	0.52mi
3607 Colebrooke Dr Jacksonville, FL	3.0	2.0	1360	$1,590	$1.17	3d	1	0.54mi
3434 Blanding Blvd #201 Jacksonville, FL	3.0	2.0	1253	$1,800	$1.44	17d	1	0.54mi
3668 Jammes Rd Jacksonville, FL	3.0	2.0	1227	$1,540	$1.26	4d	1	0.64mi
6650 Pinnochio Dr Jacksonville, FL	4.0	3.0	1665	$2,250	$1.35	21d	1	0.65mi
6171 Cedar Hills Blvd Jacksonville, FL	3.0	1.0	1560	$1,550	$0.99	7d	1	0.66mi
2640 Hugh Edwards Dr Jacksonville, FL	3.0	2.0	1816	$1,495	$0.82	23d	1	0.68mi
5253 Janice Cir S Jacksonville, FL	4.0	1.0	1614	$1,471	$0.91	21d	1	0.74mi
4128 Arcot Cir Unit NA Jacksonville, FL	3.0	2.0	1640	$1,800	$1.10	23d	1	0.75mi
4020 Angol Pl Jacksonville, FL	3.0	1.0	1266	$1,845	$1.46	17d	1	0.76mi
5032 San Juan Ave Jacksonville, FL	4.0	2.0	1760	$1,789	$1.02	23d	1	0.77mi
3740 Ballejo Ct W Jacksonville, FL	4.0	2.0	1590	$1,599	$1.01	23d	1	0.77mi
4102 Angol Pl Jacksonville, FL	3.0	2.0	1470	$1,650	$1.12	4d	1	0.79mi
6819 Lake Mist Ln Jacksonville, FL	3.0	2.5	1344	$1,745	$1.30	23d	1	0.90mi
6236 Autlan Dr Jacksonville, FL	3.0	2.0	1299	$1,555	$1.20	4d	1	0.93mi
6851 Lake Mist Ln Unit A Jacksonville, FL	3.0	2.5	1350	$1,745	$1.29	23d	1	0.96mi
6822 McMullin St Jacksonville, FL	4.0	2.0	1760	$1,950	$1.11	14d	1	0.99mi
2235 Bayview Rd Jacksonville, FL	4.0	2.0	1619	$2,595	$1.60	7d	1	1.04mi
1756 Lane Ave S Unit 1 Jacksonville, FL	3.0	2.0	1254	$1,399	$1.12	7d	1	1.06mi
1591 Lane Ave S Jacksonville, FL	1.0–3.0	1.0–2.0	954	$1,485	$1.56	23d	1	1.07mi
4614 Birkenhead Rd Jacksonville, FL	3.0	2.0	1248	$1,700	$1.36	14d	1	1.10mi
4301 Confederate Point Rd Jacksonville, FL	3.0	1.0–2.0	1042	$1,606	$1.54	3d	39	1.10mi
6947 Magdelena Dr Unit A11 Jacksonville, FL	3.0	2.0	2450	$1,880	$0.77	21d	1	1.18mi
2327 Looking Glass Ln Jacksonville, FL	3.0	2.0	1325	$1,495	$1.13	1d	1	1.19mi
4610 Cedarwood Rd Jacksonville, FL	3.0	1.0	1381	$1,950	$1.41	17d	1	1.22mi
6039 Oracle Ct Unit 1 Jacksonville, FL	3.0	2.5	2010	$2,600	$1.29	3d	1	1.23mi
1626 Stimson St Jacksonville, FL	3.0	2.5	1368	$1,641	$1.20	21d	1	1.23mi
6560 Barmer Dr S Jacksonville, FL	4.0	2.0	1370	$1,750	$1.28	1d	1	1.23mi
4375 Confederate Point Rd Jacksonville, FL	1.0–3.0	1.0–2.5	1125	$1,536	$1.37	2d	22	1.26mi
5256 Clarendon Rd Jacksonville, FL	3.0	2.0	1278	$2,100	$1.64	23d	1	1.32mi
6037 Marsha Dr Jacksonville, FL	3.0	1.0	1296	$1,250	$0.96	14d	1	1.33mi
1374 Lake Shore Blvd Jacksonville, FL	4.0	2.0	1456	$2,150	$1.48	7d	2	1.34mi
7147 Eudine Dr N Jacksonville, FL	3.0	2.0	1456	$1,585	$1.09	23d	1	1.34mi
4455 Confederate Point Rd Jacksonville, FL	1.0–3.0	1.0–2.5	1045	$1,599	$1.53	1d	19	1.37mi
7127 Prellie St Jacksonville, FL	3.0	1.0	1388	$1,450	$1.04	21d	1	1.38mi
7188 Koleda Dr Jacksonville, FL	4.0	2.0	1473	$1,327	$0.90	3d	1	1.40mi

Listing history 9 events

1. 2026-05-21
   price $147,000
2. 2026-05-21
   status Active
3. 2026-04-16
   status Pending
4. 2026-04-12
   listed $85,000 Active
5. 2025-08-29
   status Pending 178-char remark

   Show marketing remark (178 chars)

   Checkout this 3 Bed / 2.5 bath 1958 sqft home in Lake Shore near Riverside. Home needs repairs, contact agent for details. Fixer upper ready for a new owner to make it their own.

6. 2025-08-29
   historical 178-char remark

   Show marketing remark (178 chars)

   Checkout this 3 Bed / 2.5 bath 1958 sqft home in Lake Shore near Riverside. Home needs repairs, contact agent for details. Fixer upper ready for a new owner to make it their own.

7. 2025-08-27
   listed $85,000 Active 178-char remark

   Show marketing remark (178 chars)

   Checkout this 3 Bed / 2.5 bath 1958 sqft home in Lake Shore near Riverside. Home needs repairs, contact agent for details. Fixer upper ready for a new owner to make it their own.

8. 1998-03-18
   soldstatus $71,500
9. 1989-10-01
   soldstatus $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $956 · $80/mo
• Projected year-2 tax: $1,220 · $102/mo
• Expected delta: +$264/yr (+$22/mo · 27.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,530
• − Mortgage interest: −$8,234
• − Property taxes: −$956
• − Insurance: −$735
• − Repairs & maintenance: −$1,642
• − Management: −$1,642
• − Depreciation: −$4,276
• Taxable income: $3,044
• Est. tax owed @ 24.0%: −$731
• After-tax cash flow: $4,547/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 65,729
• Household income: $61,050
• Rent vs Own: 42.6% rent · 57.4% own
• Severe rent burden: 3605.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 3%
• Common ancestry: Slovak 2% Hispanic 2% Italian 1%
• Foreign-born: 10% · Canada, Vietnam, China
• Languages at home: 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -314.81%
• Current HPI: 281.2688
• Rent YoY: ▲ 2.11%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+126.2% since first listed

9 events — show timeline

• 2026-05-21 Price Changed $147,000 realMLS
• 2026-05-21 Relisted — realMLS
• 2026-04-16 Pending — realMLS
• 2026-04-12 Listed $85,000 realMLS
• 2025-08-29 Pending — realMLS
• 2025-08-29 Listing Removed — realMLS
• 2025-08-27 Listed $85,000 realMLS
• 1998-03-18 Sold (Public Records) $71,500 Public Records
• 1989-10-01 Sold (Public Records) $65,000 Public Records

Property tax history

+1.9%/yr

Latest (2025): $956 · +23.5% YoY. Source: county tax records.