10912 Highwood Way · El Paso, TX 79936

$205,000

3 bd · 2.0 ba · 1,116 sqft · MultiFamily public records · 10 Days on market

Built 1986 3,990 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.0/30.0
• ARV discount +7.5/15.0
• DSCR +7.1/10.0
• 1% rule +6.3/10.0
• Livability +4.0/5.0
• Rent growth +3.0/5.0
• Schools +2.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Immaculate Half-Duplex with Private Backyard Studio apartment! Welcome to this beautifully maintained, 1,116 sq ft masterpiece located at 10912 Highwood Way. This home perfectly blends modern upgrades with exceptional functionality. The main residence features 2 spacious bedrooms and 2 fully updated, contemporary bathrooms. Enjoy year-round comfort with refrigerated air, and appreciate the massive monthly savings from the included solar panels. A nice fireplace, The well-equipped kitchen boasts a cozy breakfast bar for 2-3 guests, a top-of-the-line refrigerator, and a premium stove, all seamlessly flowing into a spacious double-car garage. The Ultimate Bonus: The backyard features a stunni

Key facts

• Side-access entrance
• Cozy breakfast bar
• Double-car garage

Tags

• PRIVATE BACKYARD STUDIO
• SIDE-ACCESS ENTRANCE
• MINI-SPLIT CLIMATE SYSTEM
• UTILITY HOOKUPS
• COZY BREAKFAST BAR
• DOUBLE-CAR GARAGE

Property features AI

Finance

• HOA & community: No HOA fees

Exterior

• Security: Security bars with release on windows
• Home design: Duplex
• Construction: Stucco construction; Rolled/hot mop and flat roof
• Exterior features: Walled backyard; Back yard access; Covered patio/porch

Interior

• Kitchen: Dishwasher; Disposal; Free‑standing electric oven; Range hood; Refrigerator; Owned water softener
• Bedrooms: Zoned master bedroom
• Flooring: Tile flooring; Laminate flooring
• Bathrooms: Two 3/4 bathrooms
• Heating & cooling: Natural gas heating with central forced air; Central air conditioning; Refrigerated cooling; Ceiling fans
• Interior features: Ceiling fans; Pantry; Zoned master bedroom; Window blinds; Security bars with release; Single-pane windows

What this means for you Summary

Snapshot

• This is a 2 × 2-bed/2.0-bath units multifamily listed at $205k.

Deal economics

• At list price, monthly cash flow is $328 ($4k/yr) — positive. Per door: $164/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $205k).

Location & tenants

• Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
• Ysleta ISD (urban): math 27% / reading 35% proficiency, ranked #626 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: J M Hanks H S (math 28% / reading 48%, grade F, #880 of 1,632 statewide, top 54%, 1,454 students, 64% FRL) — zoned schools at 64% FRL track the district average.
• Market conditions: Rents rising (+2.0%/yr); 234 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
• This rent runs 41% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $54k; list at $205k implies a 283% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $205,000

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 8.21%
• Cash-on-cash: 6.86%
• DSCR: 1.31
• GRM: 7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.75×
• Total profit: $-14,458
• Equity at exit: $30,566

10-year hold

• IRR: 1.5%
• Equity multiple: 1.10×
• Total profit: $5,742
• Equity at exit: $17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79936

• Home prices YoY: -25.9%
• Rents YoY: 2.0%
• Active inventory: 234
• Price-to-rent: 14.7×

Monthly cashflow live

• Estimated rent: $2,317 medium
• Mortgage (P&I): −$1,075
• Tax from tax record: −$342 /mo · $4,104/yr
• Insurance: −$85
• HOA: −$0
• Vacancy / Maint / Mgmt: −$487
• Net cashflow: $328

Break-even live

Break-even rent $1,902

Max offer price $205,000

Occupancy floor 81%

Sensitivity live

Price	-10% $444	-5% $386	+0% $328	+5% $270	+10% $212
Rent	-10% $145	-5% $236	+0% $328	+5% $420	+10% $511
Rate	-1.0pp $431	-0.5pp $380	base $328	+0.5pp $275	+1.0pp $221

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	2	$2,316
Total (2 units)			$2,317

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $51,250
• Closing costs: $6,150
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3558 E Glen Dr Unit B El Paso, TX	3.0	2.0	1350	$1,250	$0.93	22d	1	0.22mi
11040 Sunshine Ct #1 El Paso, TX	3.0	1.0	901	$1,250	$1.39	22d	1	0.31mi
3425 E Glen Dr El Paso, TX	3.0	2.0	1173	$1,495	$1.27	44d	1	0.33mi
10805 Hitchcock Ave El Paso, TX	4.0	2.0	1472	$1,750	$1.19	12d	1	0.53mi
3541 Peerless Pl El Paso, TX	1.0–2.0	1.0–2.0	712	$1,050	$1.47	15d	1	0.76mi
10605 Kinross Ave Unit B El Paso, TX	2.0	1.5	940	$995	$1.06	24d	1	0.78mi
3104 Wayside St Unit D El Paso, TX	2.0	2.0	1400	$1,400	$1.00	44d	1	0.82mi
10555 Kinross Ave El Paso, TX	3.0	2.0	1231	$1,350	$1.10	12d	1	0.82mi
3228 Isla Cocoa Ln El Paso, TX	2.0	2.0	962	$1,300	$1.35	44d	1	0.88mi
3028 E Glen Dr Unit A El Paso, TX	2.0	1.0	949	$895	$0.94	44d	1	0.89mi
3225 Isla Banderas Way El Paso, TX	2.0	2.0	1458	$1,295	$0.89	15d	1	0.89mi
3225 Isla Banderas Way El Paso, TX	2.0	2.0	1458	$1,295	$0.89	24d	1	0.89mi
3022 E Glen Dr Unit A El Paso, TX	2.0	1.0	949	$895	$0.94	44d	1	0.90mi
3006 E Glen Dr Unit 3006 El Paso, TX	2.0	1.0	968	$1,200	$1.24	3d	1	0.92mi
3329 Running Deer Dr El Paso, TX	4.0	2.0	1410	$1,575	$1.12	15d	1	0.94mi
2918 E Glen Dr Unit B El Paso, TX	3.0	2.0	1376	$1,450	$1.05	3d	1	0.95mi
3208 Isla Morada Dr El Paso, TX	3.0	2.0	1458	$1,500	$1.03	12d	1	0.98mi
2905 Beachcomber Dr Unit B El Paso, TX	2.0	1.0	900	$1,275	$1.42	3d	1	0.99mi
2905 Beachcomber Dr Unit A El Paso, TX	2.0	1.0	900	$1,350	$1.50	12d	1	0.99mi
2901 Beachcomber Dr Unit B El Paso, TX	2.0	2.0	1098	$1,095	$1.00	12d	1	0.99mi
2917 E Glen Dr Unit B El Paso, TX	2.0	1.0	724	$965	$1.33	3d	1	1.00mi
2807 Beachcomber Dr El Paso, TX	3.0	2.0	1396	$1,500	$1.07	44d	1	1.05mi
3150 N Yarbrough Dr Unit B-1 El Paso, TX	3.0	1.0	1399	$1,500	$1.07	44d	1	1.06mi
3150 N Yarbrough Dr Unit E2 El Paso, TX	2.0	1.5	1217	$1,400	$1.15	44d	1	1.06mi
11128 Wharf Cove Dr El Paso, TX	4.0	2.0	1310	$1,700	$1.30	44d	1	1.24mi
11275 Pebble Hills Blvd El Paso, TX	2.0	1.5	1080	$1,150	$1.06	15d	1	1.35mi
11242 Wharf Cove Dr Unit A El Paso, TX	2.0	1.0	900	$1,250	$1.39	44d	1	1.37mi
11224 Wharf Cove Dr Unit A El Paso, TX	2.0	1.0	841	$1,100	$1.31	20d	1	1.39mi
11280 Pebble Hills Blvd El Paso, TX	1.0–2.0	1.0–2.0	785	$1,205	$1.54	3d	2	1.43mi
11409 Chickasaw Dr El Paso, TX	3.0	2.0	1014	$1,800	$1.78	11d	1	1.44mi

Listing history 8 events

1. 2026-06-16
   statusdays on market $205,000 Pending 10 DOM
2. 2026-06-15
   days on market $205,000 Active 9 DOM
3. 2026-06-13
   days on market $205,000 Active 7 DOM
4. 2026-06-10
   days on market $205,000 Active 4 DOM
5. 2026-06-09
   days on market $205,000 Active 3 DOM
6. 2026-06-08
   days on market $205,000 Active 2 DOM
7. 2026-06-07
   remarks 699-char remark
8. 2026-06-07
   listed $205,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,104 · $342/mo
• Projected year-2 tax: $4,104 · $342/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 25 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,804
• − Mortgage interest: −$11,483
• − Property taxes: −$4,104
• − Insurance: −$1,025
• − Repairs & maintenance: −$2,224
• − Management: −$2,224
• − Depreciation: −$5,964
• Taxable income: $780
• Est. tax owed @ 24.0%: −$187
• After-tax cash flow: $3,749/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ysleta ISD
• NCES district ID: 4846680
• Math proficiency: 27% ▼ -31.00%
• Reading proficiency: 35% ▼ -11.00%
• Median HH income: $35,826
• Composite: 25.65/100
• National rank: #7400
• State rank: #626 of 826 in TX

Livability — El Paso

• Score: 81/100
• State rank: #23
• US rank: #1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: El Paso, TX
• County: El Paso County · 761,266 people
• City population: 630,223
• Metro: El Paso, TX
• Population (ZIP): 102,991
• Household income: $67,198
• Rent vs Own: 29.5% rent · 70.5% own
• Severe rent burden: 2856.0

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 897,899 people
• By 2030: 922,694 · +2.8%
• By 2040: 960,492 · +7.0%
• By 2050: 982,919 · +9.5%
• By 2075: 997,266 · +11.1%
• By 2100: 900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (86%)
• Race & ethnicity: Hispanic / Latino 86% Two or more races 40% White 9% Black 3% Asian 1%
• Hispanic origin (detail): Mexican 82% Puerto Rican 1%
• Foreign-born: 20% · Canada
• Languages at home: 32% English-only · Spanish 66%

Political lean MEDSL · El Paso

• 2024 margin: D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
• 2008→2024 swing: -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
• All cycles: 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -86.55%
• Current HPI: 247.851
• Rent YoY: ▲ 2.04%
• Metro: El Paso, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+283.2% since first listed

10 events — show timeline

• 2026-06-06 Listed $205,000 GEPARMLS
• 2019-01-11 Listing Removed — GEPARMLS
• 2018-12-06 Listing Removed — GEPARMLS
• 2018-11-28 Listed $93,450 GEPARMLS
• 2010-07-28 Sold (Public Records) — Public Records
• 2003-10-03 Sold (Public Records) — Public Records
• 2001-02-07 Listed $57,000 GEPARMLS
• 1999-01-05 Sold (Public Records) — Public Records
• 1998-02-24 Sold (Public Records) — Public Records
• 1994-09-13 Sold (Public Records) $53,500 Public Records

Property tax history

+6.1%/yr

Latest (2025): $4,104 · +10.7% YoY. Source: county tax records.