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669 S Hampton Rd
C Composite 59.03
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.5/10.0
  • 1% rule +5.6/10.0
  • Livability +4.0/5.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$124,900

669 S Hampton Rd · Columbus, OH 43213
3 bd · 1.0 ba · 1,136 sqft · SingleFamily public records · 53 Days on market
Built 1940 4,791 sqft lot $110/sqft · 21% below area Est $159k · 21% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Three bedroom cape-cod sits on corner lot with one car garage and huge fenced front and rear yard perfect for entertaining.

Key facts

  • Hardwood flooring
  • Fenced yard
  • Full basement

Tags

HARDWOOD FLOORINGFULL BASEMENTFENCED YARDCORNER LOTLOCAL PARKSSHOPPING ACCESS

Property features AI

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One and one-half stories; Built in 1940; No common walls
  • Construction: Block foundation
  • Exterior features: Fenced yard

Interior

  • Bedrooms: 2 main-level bedrooms
  • Flooring: Wood flooring; Carpet; Vinyl flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Full basement; One fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $125k.

Deal economics

  • At list price, monthly cash flow is $165 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $125k).
  • Recommended offer: $121k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 3.8% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
  • Columbus City School District (urban): math 15% / reading 26% proficiency, ranked #626 of 656 in OH (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.3%/yr); 68 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 30y ago; this cycle's ask has dropped $20k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $60k; list at $125k implies a 108% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $121,153 (3.0% below list)

Questions for the listing agent

  1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
7.88%
Cash-on-cash
5.67%
DSCR
1.25
GRM
7.8

CMA / ARV

ARV (median comp)
$158,861
List price
$124,900
Delta
-21.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
624 Elizabeth Ave 0.07mi 2/1.0 (-1) 1,104 (-3%) 2mo $83,210 $75 86
691 S Hampton Rd 0.03mi 2/1.0 (-1) 1,227 (+8%) 0mo $155,000 $126 80
720 S Hampton Rd 0.07mi 3/2.0 1,233 (+8%) 1mo $202,000 $164 78
871 Ruby Ave 0.34mi 3/2.0 1,061 (-7%) 1mo $143,000 $135 68
884 S Chesterfield Rd 0.70mi 3/1.0 1,129 (-1%) 2mo $170,000 $151 65
845 S Hampton Rd 0.26mi 3/1.0 979 (-14%) 1mo $120,000 $123 64
2925 Ashby Rd 0.67mi 4/1.0 (+1) 1,117 (-2%) 0mo $249,900 $224 61
450 S Waverly St 0.35mi 3/1.5 966 (-15%) 2mo $140,000 $145 55
2813 Bryden Rd 0.69mi 2/1.0 (-1) 1,080 (-5%) 1mo $399,000 $369 54
580 Enfield Rd 0.47mi 3/2.0 1,282 (+13%) 1mo $295,000 $230 52
269 S Weyant Ave 0.63mi 3/1.5 1,246 (+10%) 2mo $142,000 $114 51
208 S Weyant Ave 0.72mi 2/1.0 (-1) 1,008 (-11%) 1mo $110,000 $109 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.70×
Total profit
$-10,624
Equity at exit
$18,623
10-year hold
IRR
0.3%
Equity multiple
1.02×
Total profit
$624
Equity at exit
$10,799

Cash invested: $34,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43213

Rents YoY
2.3%
Active inventory
68
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,329 high interval (Pro) →
Mortgage (P&I)
$655
Tax from tax record
$177 /mo · $2,127/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$165

Break-even live

Break-even rent $1,119
Max offer price $124,900
Occupancy floor 83%

Sensitivity live

Price -10% $236 -5% $201 +0% $165 +5% $130 +10% $95
Rent -10% $60 -5% $113 +0% $165 +5% $218 +10% $270
Rate -1.0pp $228 -0.5pp $197 base $165 +0.5pp $133 +1.0pp $100

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,225
Closing costs
$3,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
694-696 S Everett Ave Columbus, OH 2.0 1.0 896 $1,195 $1.33 45d 1 0.09mi
525 S Everett Ave Columbus, OH 3.0 1.0 1137 $1,500 $1.32 16d 1 0.22mi
857 S Waverly St Columbus, OH 3.0 1.0 850 $1,250 $1.47 45d 1 0.26mi
849 Byron Ave Columbus, OH 3.0 1.5 936 $1,400 $1.50 8d 1 0.29mi
802 Ruby Ave Columbus, OH 3.0 2.0 1004 $1,875 $1.87 45d 1 0.30mi
3287 E Mound St Columbus, OH 2.0 1.5 1100 $1,300 $1.18 22d 1 0.32mi
914 S Weyant Ave Columbus, OH 3.0 1.5 1089 $1,099 $1.01 18d 1 0.35mi
892 Ruby Ave Columbus, OH 2.0 2.0 1100 $1,500 $1.36 45d 1 0.38mi
662-664 Eastmoor Blvd Columbus, OH 2.0 1.0 1200 $1,100 $0.92 13d 1 0.39mi
662-664 Eastmoor Blvd Columbus, OH 2.0 1.0 1200 $1,100 $0.92 13d 1 0.39mi
3540 E Main St Columbus, OH 2.0 1.0 914 $1,074 $1.18 4d 5 0.39mi
925 S Ashburton Rd Columbus, OH 3.0 1.0 963 $1,500 $1.56 24d 1 0.43mi
416 S Weyant Ave Columbus, OH 2.0 1.0 720 $1,149 $1.60 24d 1 0.45mi
461 Eastmoor Blvd Columbus, OH 2.0 1.0 1100 $1,295 $1.18 18d 1 0.48mi
429 Barnett Rd Unit A Columbus, OH 2.0 1.5 1312 $1,000 $0.76 45d 1 0.49mi
384-386 S Napoleon Ave Columbus, OH 3.0 1.5 1140 $1,350 $1.18 45d 1 0.52mi
393 Barnett Rd Columbus, OH 2.0 1.5 840 $975 $1.16 24d 1 0.53mi
301 S Napoleon Ave Unit D Columbus, OH 2.0 1.0 860 $1,000 $1.16 45d 1 0.62mi
301 S Napoleon Ave Unit D Columbus, OH 2.0 1.0 860 $1,000 $1.16 24d 1 0.62mi
281 S Napoleon Ave Columbus, OH 2.0 1.0 850 $900 $1.06 8d 1 0.65mi
1079 S James Rd Columbus, OH 2.0 1.0 768 $995 $1.30 45d 1 0.68mi
3103 Clairpoint Ct Columbus, OH 2.0 1.0 1000 $1,060 $1.06 45d 1 0.85mi
51 Mayfair Blvd Columbus, OH 2.0 1.0 869 $1,232 $1.42 4d 6 0.89mi
1303 Barnett Rd Unit 1303 Columbus, OH 2.0 1.0 1020 $1,150 $1.13 13d 1 0.91mi
3855 E Mound St Columbus, OH 3.0 1.0 1476 $1,885 $1.28 45d 1 0.91mi
1317 Barnett Rd Columbus, OH 3.0 1.0 1057 $1,299 $1.23 13d 1 0.92mi
1256 Rand Ave Columbus, OH 2.0 1.0 967 $1,299 $1.34 45d 1 0.95mi
26 S Hampton Rd Unit C Columbus, OH 3.0 2.0 1500 $1,600 $1.07 45d 1 0.95mi
26 S Hampton Rd Unit D Columbus, OH 2.0 2.0 1200 $1,200 $1.00 24d 1 0.96mi
3438-3448 E Broad St Columbus, OH 2.0 1.0 975 $800 $0.82 45d 1 1.03mi
1246 Arkwood Ave Columbus, OH 3.0 1.0 1094 $1,740 $1.59 45d 1 1.09mi
3974 Andrus Ave Columbus, OH 2.0 1.5 950 $1,235 $1.30 24d 3 1.11mi
57-59 N Waverly St Columbus, OH 2.0 1.0 1000 $1,000 $1.00 22d 1 1.11mi
59 N Waverly St Columbus, OH 2.0 1.0 1000 $1,000 $1.00 22d 1 1.11mi
59 N Waverly St Columbus, OH 2.0 1.0 1000 $1,000 $1.00 21d 1 1.11mi
59 N Waverly St Columbus, OH 2.0 1.0 1000 $1,000 $1.00 8d 1 1.11mi
3974 Andrus Ct E Unit 3996C Columbus, OH 2.0 1.5 950 $1,185 $1.25 24d 1 1.11mi
3974 Andrus Ct E Unit 3982D Columbus, OH 2.0 1.5 950 $1,285 $1.35 24d 1 1.11mi
406 Beechtree Rd Whitehall, OH 3.0 1.0 950 $1,300 $1.37 24d 1 1.11mi
3600 Cushing Dr Unit C Columbus, OH 2.0 1.0 810 $900 $1.11 45d 1 1.12mi

Listing history 29 events

  1. 2026-06-21
    days on market $124,900 Active 53 DOM
  2. 2026-06-18
    price $124,900 Active 50 DOM
  3. 2026-06-18
    days on market $134,900 Active 50 DOM
  4. 2026-06-17
    days on market $134,900 Active 49 DOM
  5. 2026-06-16
    days on market $134,900 Active 48 DOM
  6. 2026-06-15
    days on market $134,900 Active 47 DOM
  7. 2026-06-13
    days on market $134,900 Active 45 DOM
  8. 2026-06-13
    days on market $134,900 Active 44 DOM
  9. 2026-06-09
    days on market $134,900 Active 41 DOM
  10. 2026-06-08
    days on market $134,900 Active 40 DOM
  11. 2026-06-07
    pricedays on market $134,900 Active 39 DOM
  12. 2026-06-05
    days on market $144,900 Active 36 DOM
  13. 2026-06-03
    days on market $144,900 Active 35 DOM
  14. 2026-06-02
    days on market $144,900 Active 34 DOM
  15. 2026-06-01
    days on market $144,900 Active 33 DOM
  16. 2026-05-31
    days on market $144,900 Active 32 DOM
  17. 2026-04-29
    listed $144,900 Active 339-char remark
  18. 2019-03-08
    soldstatus $60,000
  19. 2019-02-28
    soldstatus $60,000 Closed 123-char remark
    Show marketing remark (123 chars)

    Three bedroom cape-cod sits on corner lot with one car garage and huge fenced front and rear yard perfect for entertaining.

  20. 2019-02-19
    status Pending 123-char remark
    Show marketing remark (123 chars)

    Three bedroom cape-cod sits on corner lot with one car garage and huge fenced front and rear yard perfect for entertaining.

  21. 2019-02-12
    status Active 123-char remark
    Show marketing remark (123 chars)

    Three bedroom cape-cod sits on corner lot with one car garage and huge fenced front and rear yard perfect for entertaining.

  22. 2018-11-08
    historical 123-char remark
    Show marketing remark (123 chars)

    Three bedroom cape-cod sits on corner lot with one car garage and huge fenced front and rear yard perfect for entertaining.

  23. 2018-08-30
    listed $63,500 Active 123-char remark
    Show marketing remark (123 chars)

    Three bedroom cape-cod sits on corner lot with one car garage and huge fenced front and rear yard perfect for entertaining.

  24. 1996-12-11
    soldstatus $52,900
  25. 1996-12-09
    soldstatus $52,900
    Show marketing remark (164 chars)

    CHARMING CAPE COD ON CORNER LOT, COVERED FRONT PORCH, FULL BASEMENT, FENCED YARD, ONE CAR GARAGE, NICE BREAKFAST NOOK, SOME NEW PAINT. HARDWOODFLOORS. EASY TO SHOW!

  26. 1996-10-07
    historical
    Show marketing remark (164 chars)

    CHARMING CAPE COD ON CORNER LOT, COVERED FRONT PORCH, FULL BASEMENT, FENCED YARD, ONE CAR GARAGE, NICE BREAKFAST NOOK, SOME NEW PAINT. HARDWOODFLOORS. EASY TO SHOW!

  27. 1996-06-29
    listed $52,900
    Show marketing remark (164 chars)

    CHARMING CAPE COD ON CORNER LOT, COVERED FRONT PORCH, FULL BASEMENT, FENCED YARD, ONE CAR GARAGE, NICE BREAKFAST NOOK, SOME NEW PAINT. HARDWOODFLOORS. EASY TO SHOW!

  28. 1992-11-25
    soldstatus $37,000
  29. 1983-12-01
    soldstatus $37,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,127 · $177/mo
Projected year-2 tax
$2,127 · $177/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,942
− Mortgage interest
−$6,996
− Property taxes
−$2,127
− Insurance
−$624
− Repairs & maintenance
−$1,275
− Management
−$1,275
− Depreciation
−$3,633
Taxable income
$10
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2
After-tax cash flow
$1,981/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbus City School District
NCES district ID
3904380
Math proficiency
15% ▼ -17.00%
Reading proficiency
26% ▼ -12.00%
Median HH income
$38,483
Composite
17.19/100
National rank
#9105
State rank
#626 of 656 in OH

Livability — Columbus

Score
81/100
State rank
#97
US rank
#1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, OH
County
Franklin County · 1,351,780 people
City population
612,189
Metro
Columbus, OH
Population (ZIP)
36,273
Household income
$54,704
Rent vs Own
59.4% rent · 40.6% own
Severe rent burden
2583.0

Population outlook (Franklin County) Hauer SSP2

Today (2025)
1,456,139 people
By 2030
1,556,890 · +6.9%
By 2040
1,757,349 · +20.7%
By 2050
1,950,539 · +34.0%
By 2075
2,376,171 · +63.2%
By 2100
2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Black 45% White 36% Hispanic / Latino 10% Two or more races 9% Asian 3%
Hispanic origin (detail)
Mexican 4% Puerto Rican 2%
Common ancestry
Romanian 2% Slovak 1% Lithuanian 1%
Foreign-born
15% · Canada, China
Languages at home
79% English-only · Spanish 8% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Franklin

2024 margin
Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
2008→2024 swing
+7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
All cycles
2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -243.35%
Current HPI
198.5072
Rent YoY
▲ 2.29%
Metro
Columbus, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+237.6% since first listed
15 events — show timeline
  • 2026-06-18 Price Changed $124,900 CBRMLS
  • 2026-06-05 Price Changed $134,900 CBRMLS
  • 2026-04-29 Listed $144,900 CBRMLS
  • 2019-03-08 Sold (Public Records) $60,000 Public Records
  • 2019-02-28 Sold (MLS) $60,000 CBRMLS
  • 2019-02-19 Pending CBRMLS
  • 2019-02-12 Relisted CBRMLS
  • 2018-11-08 Listing Removed CBRMLS
  • 2018-08-30 Listed $63,500 CBRMLS
  • 1996-12-11 Sold (Public Records) $52,900 Public Records
  • 1996-12-09 Sold (MLS) $52,900 CBRMLS
  • 1996-10-07 Listing Removed CBRMLS
  • 1996-06-29 Listed $52,900 CBRMLS
  • 1992-11-25 Sold (Public Records) $37,000 Public Records
  • 1983-12-01 Sold (Public Records) $37,000 Public Records

Property tax history

+5.3%/yr

Latest (2024): $2,127 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…