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211 Largo Dr
B+ Composite 76.25
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.7/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.2/10.0
  • Rent growth +5.0/5.0
  • Schools +2.9/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$75,000

211 Largo Dr · Macon-Bibb County, GA 31217
2 bd · 1.0 ba · 780 sqft · Other · 4 Days on market
0.57 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Looking for an investment property? This is your opportunity! 2 bedroom, 1 bath, mobile home, situated on half an acre. Located in Jones County. Convenient to Gray, Macon and Milledgeville.

Key facts

  • 0.57 acre lot
  • Listed 3 days

Property features AI

Finance

  • Other: Property type: Residential mobile home; Lot size: 0.57 acres
  • Financial info: No investor or income/expense details provided
  • HOA & community: No community features listed

Exterior

  • Parking: Driveway
  • Utilities: Electricity available; Septic tank
  • Home design: Single wide mobile home; One level
  • Construction: Aluminum siding; Metal roof; Other foundation
  • Exterior features: Front porch; Rear porch; No additional exterior features listed

Interior

  • Kitchen: No kitchen appliance details provided
  • Bedrooms: 2 total rooms (includes bedrooms and other rooms)
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Vinyl flooring; No fireplace; No basement
  • Laundry & utility: Laundry: Other (unspecified)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $75k.

Deal economics

  • At list price, monthly cash flow is $294 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Cap rate 11.0% vs local median 5.4% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Jones County (rural): math 32% / reading 34% proficiency, ranked #72 of 174 in GA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mattie Wells Elementary School (math 27% / reading 24%, grade F, #736 of 1,228 statewide, top 61%, 596 students, 67% FRL); Clifton Ridge Middle School (math 19% / reading 30%, grade F, #301 of 470 statewide, top 66%, 550 students, 67% FRL); Jones County High School (math 19% / reading 26%, grade F, #210 of 424 statewide, top 50%, 1,626 students, 47% FRL) — zoned schools average 60% FRL vs 42% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+10.8%/yr); 122 active listings in the ZIP; lower-income renter base — watch delinquency; 106 units permitted in Jones County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • In year one you build about $4k of equity ($519 loan paydown + $3k appreciation (4.3% local appreciation)).
  • Jones County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (4.3% appreciation + 8.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $1k; list at $75k implies a 7400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.37%
Cap rate
11.00%
Cash-on-cash
16.79%
DSCR
1.75
GRM
6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.31% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
29.3%
Equity multiple
2.84×
Total profit
$38,540
Equity at exit
$39,402
10-year hold
IRR
31.2%
Equity multiple
6.47×
Total profit
$114,895
Equity at exit
$65,569

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31217

Home prices YoY
2.1%
Rents YoY
10.8%
Active inventory
122
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,028 medium interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$216
Net cashflow
$294

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 66%

Sensitivity live

Price -10% $346 -5% $320 +0% $294 +5% $268 +10% $242
Rent -10% $213 -5% $253 +0% $294 +5% $335 +10% $375
Rate -1.0pp $332 -0.5pp $313 base $294 +0.5pp $274 +1.0pp $255

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-06-19
    days on market $75,000 Active 4 DOM
  2. 2026-06-18
    days on market $75,000 Active 3 DOM
  3. 2026-06-17
    days on market $75,000 Active 2 DOM
  4. 2026-06-15
    remarks 189-char remark
  5. 2026-06-15
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 72% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,337
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$987
− Management
−$987
− Depreciation
−$2,182
Taxable income
$2,480
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$595
After-tax cash flow
$2,931/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jones County
NCES district ID
1303150
Math proficiency
32% ▼ -8.00%
Reading proficiency
34% ▼ -8.00%
Median HH income
$51,630
Composite
28.84/100
National rank
#6649
State rank
#72 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
17,732
Household income
$44,809
Rent vs Own
34.7% rent · 65.3% own
Severe rent burden
391.0

Population outlook (Jones County) Hauer SSP2

Today (2025)
28,682 people
By 2030
28,394 · -1.0%
By 2040
27,246 · -5.0%
By 2050
25,575 · -10.8%
By 2075
21,857 · -23.8%
By 2100
17,453 · -39.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (57%)
Race & ethnicity
Black 57% White 38% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Jones

2024 margin
Solid R (+38.0) · D 30.8% · R 68.8%
2008→2024 swing
-12.2pp toward R · 2008: -25.8pp · 2024: -38.0pp
All cycles
2024: R+38.0 2020: R+33.9 2016: R+34.7 2012: R+28.7 2008: R+25.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.31%
Current HPI
209.9166
Rent YoY
▲ 10.85%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+7400.0% since first listed
3 events — show timeline
  • 2026-06-15 Listed $75,000 MGMLS
  • 2023-03-29 Sold (Public Records) $1,000 Public Records
  • 2023-03-29 Sold (Public Records) $1,000 Public Records

Property tax history

+1.8%/yr

Latest (2025): $136 · +15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…