1001 City Ave Unit E-431 · Lower Merion, PA
Flood risk 10/10 · Severe
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- Schools +7.9/10.0
- Cash flow +7.8/30.0
- Livability +2.5/5.0
- Condition / age +2.2/5.0
- DSCR +1.9/10.0
- Rent growth +0.7/5.0
- Appreciation +0.0/10.0
$169,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great floorplan, wall of windows, parquet floors, priced to move. I could throw all this into CHAT GPT and make it sound mellifluous, but focus of what I'm saying is this: Great floorplan. Wall of windows. Parquet floors. Priced to move.
Key facts
- Tennis court
- 4th floor unit
- 24 7 door man
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $169k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $-257 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $132k (22.0% below list).
- Meets the 1% rule at list price ($3k rent vs $169k).
- Recommended offer: $132k (22.0% below list) — sets the bar for cash-flow.
- Cap rate 4.9% vs local median 2.3% in Lower Merion — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Lower Merion SD (suburban): math 74% / reading 84% proficiency, ranked #3 of 539 in PA (top 1%) — strong family-tenant draw, lease renewals of 3-5y typical; only 7% free/reduced lunch — higher-income household profile.
- Zoned schools: Penn Wynne Sch (math 79% / reading 86%, grade A+, #32 of 1,518 statewide, top 2%, 615 students, 18% FRL); Bala-Cynwyd Ms (math 66% / reading 84%, grade A, #6 of 512 statewide, top 1%, 809 students, 12% FRL); Lower Merion Hs (math 87%, 1,712 students, 17% FRL).
- Market conditions: Rents falling (-7.2%/yr); 137 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 78d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 62% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 1,936 units permitted in Montgomery County in 2024 (530 in 5+ unit buildings).
- This rent is only 18% of the median local income ($186k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Montgomery County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 195 days — a 12% lower offer ($149k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $41k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 44% of rent.
- Climate carrying-cost: severe flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 195 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.63% ✓
- Cap rate
- 4.94%
- Cash-on-cash
- -4.82%
- DSCR
- 0.79
- GRM
- 5.1
CMA / ARV
- ARV (median comp)
- $211,736
- List price
- $169,000
- Delta
- -20.18%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1001 City Ave Unit E-524 | 0.03mi | 2/2.0 | 1,222 (0%) | 2mo | $250,000 | $205 | 97 |
| 1001 City Ave Unit W-1112 | 0.03mi | 2/2.0 | 1,222 (0%) | 2mo | $120,000 | $98 | 97 |
| 1001 City Ave Unit EC-107 | 0.11mi | 2/2.0 | 1,222 (0%) | 3mo | $205,000 | $168 | 93 |
| 1001 City Ave Unit W-813 | 0.12mi | 2/2.0 | 1,222 (0%) | 3mo | $175,000 | $143 | 92 |
| 1001 City Ave Unit E-307 | 0.03mi | 1/2.0 (-1) | 954 (-22%) | 3mo | $70,000 | $73 | 66 |
| 40 Old Lancaster Rd #215 | 1.41mi | 2/2.0 | 1,251 (+2%) | 3mo | $313,000 | $250 | 59 |
| 117 Rock Glen Rd | 0.83mi | 3/1.5 (+1) | 1,224 (+0%) | 2mo | $447,500 | $366 | 56 |
| 40 Old Lancaster Rd #205 | 1.41mi | 2/2.0 | 1,286 (+5%) | 1mo | $320,000 | $249 | 55 |
| 232 Henley Rd | 1.09mi | 3/1.5 (+1) | 1,200 (-2%) | 3mo | $475,000 | $396 | 52 |
| 1471 Braddock Ln | 1.04mi | 3/1.0 (+1) | 1,172 (-4%) | 1mo | $425,000 | $363 | 48 |
| 521 Shortridge Dr | 1.05mi | 3/1.5 (+1) | 1,356 (+11%) | 3mo | $715,000 | $527 | 37 |
| 1435 Lawndale Rd | 1.46mi | 3/2.0 (+1) | 1,470 (+20%) | 0mo | $560,000 | $381 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -35.3%
- Equity multiple
- -0.08×
- Total profit
- $-50,998
- Equity at exit
- $25,198
- IRR
- —
- Equity multiple
- -0.97×
- Total profit
- $-93,389
- Equity at exit
- $14,612
Cash invested: $47,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 1 under contract
- Median asking
- $269,450 ($213/sqft)
- Median days on market
- 83 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -18.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 19096
- Rents YoY
- -7.2%
- Active inventory
- 137
- Price-to-rent
- 5.1×
Monthly cashflow live
- Estimated rent
- $2,762 high interval (Pro) →
- Mortgage (P&I)
- −$886
- Tax est. 1.5%
- −$211 /mo · $2,535/yr
- Insurance
- −$70
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$1,204
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$580
- Net cashflow
- $-257
Break-even live
Sensitivity live
| Price | -10% $-140 | -5% $-198 | +0% $-257 | +5% $-315 | +10% $-373 |
|---|---|---|---|---|---|
| Rent | -10% $-475 | -5% $-366 | +0% $-257 | +5% $-147 | +10% $-38 |
| Rate | -1.0pp $-171 | -0.5pp $-214 | base $-257 | +0.5pp $-300 | +1.0pp $-345 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,250
- Closing costs
- $5,070
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1001 City Ave Unit E-1107 Penn Wynne, PA | 2.0 | 2.0 | 1222 | $2,750 | $2.25 | 159d | 1 | 0.04mi |
| 1001 City Ave Unit EE1021 Wynnewood, PA | 2.0 | 2.0 | 1222 | $2,800 | $2.29 | 77d | 1 | 0.11mi |
| 18 Lancaster Ave Wynnewood, PA | 1.0–3.0 | 1.0–3.0 | 1130 | $2,570 | $2.27 | 0d | 4 | 0.26mi |
| 5 Trent Rd Unit 1 Penn Wynne, PA | 2.0 | 1.0 | 800 | $1,800 | $2.25 | 10d | 1 | 0.85mi |
| 1 Trent Rd Unit 1C Penn Wynne, PA | 1.0 | 1.0 | 800 | $1,425 | $1.78 | 184d | 1 | 0.85mi |
| 514 E Wynnewood Rd Wynnewood, PA | 3.0 | 1.5 | 1350 | $4,000 | $2.96 | 77d | 1 | 0.95mi |
| 243 Rock Glen Rd Wynnewood, PA | 3.0 | 1.5 | 1328 | $4,200 | $3.16 | 65d | 1 | 0.99mi |
| 247 Trent Rd Wynnewood, PA | 3.0 | 1.5 | 1206 | $3,000 | $2.49 | 96d | 1 | 1.02mi |
| 1478 Braddock Ln Wynnewood, PA | 3.0 | 1.5 | 1176 | $2,950 | $2.51 | 85d | 1 | 1.05mi |
| 501 Kenilworth Rd Merion Station, PA | 3.0 | 2.0 | 1356 | $3,495 | $2.58 | 99d | 1 | 1.07mi |
| 521 Shortridge Dr Wynnewood, PA | 3.0 | 1.5 | 1350 | $4,100 | $3.04 | 10d | 1 | 1.08mi |
| 214 Harrogate Rd Wynnewood, PA | 3.0 | 2.0 | 1499 | $2,795 | $1.86 | 37d | 1 | 1.12mi |
| 111 Chestnut Ave Narberth, PA | 2.0 | 1.0 | 1340 | $2,100 | $1.57 | 184d | 1 | 1.16mi |
| 1511 Brookhaven Rd Wynnewood, PA | 3.0 | 2.5 | 1328 | $3,300 | $2.48 | 96d | 1 | 1.19mi |
| 250 E Wynnewood Rd Wynnewood, PA | 2.0 | 1.0 | 897 | $2,305 | $2.57 | 10d | 1 | 1.25mi |
| 150 E Wynnewood Rd Wynnewood, PA | 1.0–2.0 | 1.0 | 788 | $2,115 | $2.68 | 0d | 10 | 1.27mi |
| 625 E Lancaster Ave Wynnewood, PA | 1.0–2.0 | 1.0–3.0 | 1060 | $2,295 | $2.17 | 123d | 6 | 1.27mi |
| 36 N Narberth Ave Unit 2-B Narberth, PA | 2.0 | 2.0 | 1035 | $3,375 | $3.26 | 184d | 1 | 1.33mi |
| 36 N Narberth Ave Unit 1-B Narberth, PA | 1.0 | 2.0 | 1108 | $3,595 | $3.24 | 134d | 1 | 1.33mi |
| 36 N Narberth Ave Unit 1-C Narberth, PA | 2.0 | 2.0 | 1320 | $4,225 | $3.20 | 184d | 1 | 1.33mi |
| 36 N Narberth Ave Unit 2-C Narberth, PA | 2.0 | 2.0 | 1110 | $3,645 | $3.28 | 184d | 1 | 1.33mi |
| 36 N Narberth Ave Unit 2-A Narberth, PA | 2.0 | 2.0 | 1285 | $4,195 | $3.26 | 184d | 1 | 1.33mi |
| 203 Haverford Ave Unit 207 Narberth, PA | 2.0 | 2.0 | 1043 | $4,250 | $4.07 | 2d | 1 | 1.34mi |
| 203 Haverford Ave Unit 201 Narberth, PA | 1.0 | 1.5 | 906 | $3,200 | $3.53 | 2d | 1 | 1.34mi |
| 203 Haverford Ave Unit 207 Narberth, PA | 2.0 | 2.0 | 1066 | $4,090 | $3.84 | 65d | 1 | 1.34mi |
| 203 Haverford Ave Unit 308 Narberth, PA | 2.0 | 2.0 | 1043 | $3,665 | $3.51 | 0d | 1 | 1.34mi |
| 203 Haverford Ave Unit 205 Narberth, PA | 2.0 | 2.0 | 907 | $3,200 | $3.53 | 2d | 1 | 1.34mi |
| 203 Haverford Ave Unit 307 Narberth, PA | 2.0 | 2.0 | 1066 | $3,465 | $3.25 | 184d | 1 | 1.34mi |
| 203 Haverford Ave Unit 301 Narberth, PA | 1.0 | 1.5 | 906 | $2,945 | $3.25 | 184d | 1 | 1.34mi |
| 203 Haverford Ave Unit 308 Narberth, PA | 2.0 | 2.0 | 1043 | $3,390 | $3.25 | 184d | 1 | 1.34mi |
| 100 Forrest Ave Unit 303 Narberth, PA | 2.0 | 2.0 | 1028 | $3,600 | $3.50 | 2d | 1 | 1.35mi |
| 258 Haverford Ave Narberth, PA | 1.0 | 1.0 | 750 | $2,195 | $2.93 | 184d | 1 | 1.36mi |
| 280 Haverford Ave Narberth, PA | 2.0–3.0 | 1.0 | 1103 | $2,395 | $2.17 | 10d | 5 | 1.36mi |
| 237 Haverford Ave Narberth, PA | 2.0 | 1.0 | 1000 | $1,775 | $1.77 | 6d | 1 | 1.37mi |
| 200 N Wynnewood Ave Wynnewood, PA | 1.0–3.0 | 1.0–2.0 | 1467 | $3,020 | $2.06 | 0d | 1 | 1.39mi |
| 200 N Wynnewood Ave Wynnewood, PA | 1.0–3.0 | 1.0–2.0 | 1467 | $3,150 | $2.15 | 25d | 12 | 1.39mi |
| 117 N Essex Ave Unit B301 Narberth, PA | 1.0 | 1.0 | 800 | $1,400 | $1.75 | 96d | 1 | 1.40mi |
| 117 N Essex Ave Unit A4 Narberth, PA | 1.0 | 1.0 | 800 | $1,150 | $1.44 | 31d | 1 | 1.40mi |
| 117 N Essex Ave Unit A201 Narberth, PA | 1.0 | 1.0 | 800 | $1,275 | $1.59 | 90d | 1 | 1.40mi |
| 114 Forrest Ave Narberth, PA | 1.0 | 1.0 | 780 | $2,722 | $3.49 | 2d | 2 | 1.41mi |
Property features AI
Finance
- Other
- Property manager presentLease not considered
- HOA & community
- Monthly condo fee (approximately $1,204) managed professionally on-siteHOA fee includes insurance, utilities (electricity, gas, heat, water, sewer), parking fee, common area maintenance, lawn and exterior building maintenance, snow removal, trash, management, pest control, reserve funds, health club and pool accessOn-site amenities: fitness center, exercise room, game room, meeting/party room, community center, library, picnic area, tennis courts, outdoor pool, laundry facilities
Exterior
- Parking
- Parking lot
- Utilities
- Public waterPublic sewerElectric and natural gas service
- Home design
- Condominium unit in a hi-rise (9+ floors)Unit/flat in the Green Hill buildingEntry on 4th floorEstimated year built
- Construction
- Brick construction
- Exterior features
- Community poolCommon groundsAbove-grade and below-grade structures noted
Interior
- Bedrooms
- Two bedrooms on the main level
- Flooring
- Hardwood
- Bathrooms
- Two full bathrooms (including two full on main level)
- Heating & cooling
- 90% forced air heatingNatural gas heating and hot waterCentral air conditioning (electric)
- Interior features
- Hardwood flooringNo basement
- Laundry & utility
- Washer/dryer hookup in unit
HOA detail $1,204/mo · $14,448/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-11-02days on market $169,000 Active 195 DOM
-
2026-11-01days on market $169,000 Active 194 DOM
-
2026-10-31days on market $169,000 Active 193 DOM
-
2026-10-30days on market $169,000 Active 192 DOM
-
2026-10-29days on market $169,000 Active 191 DOM
-
2026-10-28days on market $169,000 Active 190 DOM
-
2026-10-27days on market $169,000 Active 189 DOM
-
2026-10-26days on market $169,000 Active 188 DOM
-
2026-10-26days on market $169,000 Active 187 DOM
-
2026-10-24days on market $169,000 Active 186 DOM
-
2026-10-23days on market $169,000 Active 185 DOM
-
2026-10-22days on market $169,000 Active 184 DOM
-
2026-10-21days on market $169,000 Active 183 DOM
-
2026-10-20days on market $169,000 Active 182 DOM
-
2026-10-20price $169,000 Active 181 DOM
-
2026-10-19days on market $175,000 Active 181 DOM
-
2026-10-18days on market $175,000 Active 180 DOM
-
2026-10-17days on market $175,000 Active 179 DOM
-
2026-10-16days on market $175,000 Active 178 DOM
-
2026-10-15days on market $175,000 Active 177 DOM
-
2026-10-14days on market $175,000 Active 176 DOM
-
2026-10-13days on market $175,000 Active 175 DOM
-
2026-10-12days on market $175,000 Active 174 DOM
-
2026-10-11days on market $175,000 Active 173 DOM
-
2026-10-10days on market $175,000 Active 172 DOM
-
2026-10-09days on market $175,000 Active 171 DOM
-
2026-10-08days on market $175,000 Active 170 DOM
-
2026-10-07days on market $175,000 Active 169 DOM
-
2026-10-06days on market $175,000 Active 168 DOM
-
2026-10-05days on market $175,000 Active 167 DOM
-
2026-10-04days on market $175,000 Active 166 DOM
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2026-10-03days on market $175,000 Active 165 DOM
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2026-10-02days on market $175,000 Active 164 DOM
-
2026-10-01days on market $175,000 Active 163 DOM
-
2026-09-30days on market $175,000 Active 162 DOM
-
2026-09-29days on market $175,000 Active 161 DOM
-
2026-09-28days on market $175,000 Active 160 DOM
-
2026-09-27days on market $175,000 Active 159 DOM
-
2026-09-26days on market $175,000 Active 158 DOM
-
2026-09-25days on market $175,000 Active 157 DOM
-
2026-09-24days on market $175,000 Active 156 DOM
-
2026-09-23days on market $175,000 Active 155 DOM
-
2026-09-22days on market $175,000 Active 154 DOM
-
2026-09-21days on market $175,000 Active 153 DOM
-
2026-09-20days on market $175,000 Active 152 DOM
-
2026-09-19days on market $175,000 Active 151 DOM
-
2026-09-18pricedays on market $175,000 Active 150 DOM
-
2026-09-17days on market $179,500 Active 149 DOM
-
2026-09-16days on market $179,500 Active 148 DOM
-
2026-09-15days on market $179,500 Active 147 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,141
- − Mortgage interest
- −$9,467
- − Property taxes
- −$2,535
- − Insurance
- −$1,642
- − Repairs & maintenance
- −$2,651
- − Management
- −$2,651
- − HOA
- −$14,448
- − Depreciation
- −$4,916
- Taxable loss
- −$5,170
- Est. tax savings @ 24.0%
- +$1,241
- After-tax cash flow
- $-1,838/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
The property requires moderate repairs and updates to improve its condition and value. The kitchen and bathrooms need significant updates, while the flooring and interior walls could benefit from fresh paint.
Repairs flagged
- Minor kitchen cabinets — Some wear
- Major bathroom fixtures — Dated and worn
- Minor flooring — Some wear
Value-add opportunities
- Resale Paint interior walls — Fresh paint enhances curb appeal ↑
- Resale Replace kitchen cabinets — Modern cabinets improve functionality and aesthetics ↑
- Resale Replace bathroom fixtures — Modern fixtures improve functionality and aesthetics ↑
- Resale Replace flooring — Fresh flooring improves aesthetics and functionality ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Lower Merion SD
- NCES district ID
- 4214160
- Math proficiency
- 74% ▼ -5.00%
- Reading proficiency
- 84% ▼ -4.00%
- Median HH income
- $113,035
- Composite
- 72.82/100
- National rank
- #194
- State rank
- #3 of 539 in PA
Livability — Lower Merion
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Penn Wynne, PA
- County
- Montgomery County · 856,074 people
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 15,249
- Household income
- $186,277
- Rent vs Own
- Severe rent burden
- 4% of renters
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 856,074 people
- By 2030
- 870,887 · +1.7%
- By 2040
- 891,195 · +4.1%
- By 2050
- 896,417 · +4.7%
- By 2075
- 903,212 · +5.5%
- By 2100
- 843,240 · -1.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Asian 11% Two or more races 9% Hispanic / Latino 5% Black 4%
- Languages at home
- 80% English-only · Chinese 5% Other Indo-European 3% Spanish 3%
Political lean MEDSL · Montgomery
- 2024 margin
- Strong D (+22.8) · D 60.9% · R 38.1% · Other 1.1%
- 2008→2024 swing
- +2.0pp toward D · 2008: 20.8pp · 2024: 22.8pp
- All cycles
- 2024: D+22.8 2020: D+26.3 2016: D+21.1 2012: D+14.3 2008: D+20.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -334.68%
- Current HPI
- 315.5669
- Rent YoY
- ▼ -7.21%
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-17.0% since first listed9 events — show timeline
- 2026-06-02 Price Changed $195,000 BRIGHT MLS
- 2026-04-21 Listed $210,000 BRIGHT MLS
- 2025-10-21 Sold (MLS) $200,000 BRIGHT MLS
- 2025-10-02 Pending — BRIGHT MLS
- 2025-09-02 Price Changed $215,000 BRIGHT MLS
- 2025-08-22 Price Changed $219,000 BRIGHT MLS
- 2025-07-01 Price Changed $225,000 BRIGHT MLS
- 2025-04-30 Listed $235,000 BRIGHT MLS
- 2025-04-29 Coming Soon $235,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…