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7916 Comal St
D+ Composite 47.09
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.6/30.0
  • Appreciation +10.0/10.0
  • 1% rule +4.4/10.0
  • DSCR +4.1/10.0
  • Rent growth +3.7/5.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • ARV discount +2.4/15.0

$230,000

7916 Comal St · Houston, TX 77051
3 bd · 2.5 ba · 1,476 sqft · SingleFamily public records · 19 Days on market
Built 2004 5,000 sqft lot Est $207k · 11% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Beautiful, well-maintained 3-bedroom, 2.5-bath home on a large lot with recent updates including a new HVAC system (2022), stairs and second-floor vinyl flooring (2023), air duct restoration (2025), kitchen appliances (2025), and fresh interior paint. All appliances included. Enjoy a relaxing, private backyard with an extra-spacious storage shed—ideal for tools, bikes, or hobbies. Located in an up-and-coming neighborhood near Hwy 288 & 610, just minutes to the Medical Center, NRG Stadium, downtown Houston, and IAH Airport. Walk to Sunnyside Park and Community Center. Move-in ready with great long-term potential—“welcome home!”

Key facts

  • Private backyard
  • New hvac system
  • 5,000 sq ft lot

Tags

NEW HVAC SYSTEMPRIVATE BACKYARDEXTRA-SPACIOUS STORAGE SHEDMINUTES TO MEDICAL CENTERMINUTES TO NRG STADIUMMINUTES TO DOWNTOWN HOUSTON

Property features AI

Finance

  • Other: Seller disclosure available
  • Financial info: Full ownership

Exterior

  • Parking: Attached 2-car garage; Driveway; Garage with automatic door opener
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Faces west; Built in 2004; Slab foundation
  • Construction: Brick and stucco construction; Composition roof
  • Exterior features: Fenced backyard; Private yard; Storage shed(s)

Interior

  • Kitchen: Dishwasher; Electric oven; Electric range; Microwave; Garbage disposal
  • Bedrooms: 5 total rooms (includes bedrooms and living areas)
  • Flooring: Tile flooring; Vinyl flooring
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric and gas); Central air conditioning (electric and gas)
  • Interior features: Entrance foyer; High ceilings; Ceiling fans; Wood-burning fireplace
  • Laundry & utility: Washer hookup; Electric dryer hookup; Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $230k.

Deal economics

  • At list price, monthly cash flow is $13 ($151/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $217k (5.8% below list).
  • Recommended offer: $217k (5.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.1% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Attucks Middle (math 15% / reading 22%, grade F, #1,478 of 1,662 statewide, top 90%, 439 students, 98% FRL); Worthing H S (math 22% / reading 21%, grade F, #1,377 of 1,632 statewide, top 85%, 827 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.8%/yr); 312 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • At $2,167/mo this rent would consume 70% of the median local household income ($37k/yr) (locally 1446% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 4.8% rent growth), your $64k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $216,698 (5.8% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.36%
Cash-on-cash
0.23%
DSCR
1.01
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$206,640
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8002 Colonial Ln 0.10mi 3/2.0 1,447 (-2%) 9mo $235,000 $162 82
8017 Comal St 0.09mi 4/2.0 (+1) 1,536 (+4%) 9mo $170,000 $111 74
8110 Parnell St 0.34mi 3/2.0 1,512 (+2%) 12mo $205,000 $136 68
3802 Rebecca St 0.39mi 3/2.0 1,348 (-9%) 4mo $189,000 $140 62
8230 Woodward St 0.35mi 3/2.0 1,347 (-9%) 10mo $155,000 $115 58
3536 Rebecca St 0.53mi 3/2.5 1,332 (-10%) 4mo $240,000 $180 56
3515 Lydia St 0.67mi 3/2.0 1,390 (-6%) 4mo $220,000 $158 54
8436 Lawler St 0.48mi 3/2.0 1,334 (-10%) 9mo $177,900 $133 52
3437 Lydia St 0.73mi 4/2.0 (+1) 1,500 (+2%) 10mo $215,000 $143 48
4215 Sterling St 0.60mi 4/2.5 (+1) 1,645 (+11%) 10mo $228,000 $139 40
3454 Bacon St 0.58mi 3/2.0 1,278 (-13%) 11mo $255,000 $200 39
7634 Lady St 0.62mi 3/1.0 1,270 (-14%) 12mo $120,000 $94 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.77% rent growth · sell at horizon

5-year hold
IRR
25.1%
Equity multiple
3.02×
Total profit
$130,095
Equity at exit
$207,202
10-year hold
IRR
22.6%
Equity multiple
7.08×
Total profit
$391,238
Equity at exit
$446,839

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77051

Home prices YoY
9.7%
Rents YoY
4.8%
Active inventory
312
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,167 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$397 /mo · $4,768/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$455
Net cashflow
$13

Break-even live

Break-even rent $2,151
Max offer price $230,000
Occupancy floor 94%

Sensitivity live

Price -10% $143 -5% $78 +0% $13 +5% $-52 +10% $-118
Rent -10% $-159 -5% $-73 +0% $13 +5% $98 +10% $184
Rate -1.0pp $128 -0.5pp $71 base $13 +0.5pp $-47 +1.0pp $-108

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,500
Closing costs
$6,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8010 Livingston St Houston, TX 3.0 2.0 1400 $1,800 $1.29 44d 1 0.10mi
7806 Comal St Unit B Houston, TX 3.0 2.5 1800 $2,200 $1.22 44d 1 0.13mi
3620 Du Bois St Unit 1302349P Houston, TX 3.0 2.5 1797 $2,945 $1.64 3d 1 0.25mi
8328 Corinth St Unit B Houston, TX 3.0 2.5 1500 $2,800 $1.87 21d 1 0.35mi
4117 Shelby Cir Unit 1230900P Houston, TX 4.0 2.0 1367 $5,253 $3.84 0d 1 0.48mi
3732 Seabrook St Houston, TX 3.0 2.5 1727 $2,350 $1.36 25d 1 0.65mi
3846 Seabrook St Houston, TX 3.0 3.5 1833 $2,300 $1.25 44d 1 0.66mi
3655 Seabrook St Unit 6 Houston, TX 2.0 1.0 1600 $1,000 $0.62 44d 1 0.69mi
4406 Sterling St Houston, TX 3.0 2.5 1840 $1,999 $1.09 17d 1 0.76mi
7321 Conley St Unit A Houston, TX 3.0 2.5 1869 $2,025 $1.08 21d 1 0.76mi
7321 Conley St Unit B Houston, TX 3.0 2.0 1501 $2,025 $1.35 21d 1 0.76mi
4530 Mayflower St Houston, TX 3.0 2.0 1302 $1,800 $1.38 44d 1 0.83mi
3137 W Bellfort Ave Houston, TX 2.0 2.0 1164 $1,802 $1.55 44d 1 0.85mi
4601 White Rock St Unit A Houston, TX 3.0 2.5 1700 $2,500 $1.47 44d 1 0.88mi
4609 Bricker St Unit C Houston, TX 2.0 1.5 1100 $3,200 $2.91 13d 1 0.89mi
4609 Bricker St Unit ABC Houston, TX 3.0 2.5 1375 $3,500 $2.55 12d 1 0.89mi
4609 Bricker St Unit B Houston, TX 3.0 2.5 1300 $3,500 $2.69 13d 1 0.89mi
4613 Bricker St Unit B Houston, TX 3.0 2.5 1600 $2,300 $1.44 44d 1 0.91mi
8181 El Mundo St Houston, TX 1.0–3.0 1.0–2.0 1241 $2,041 $1.64 25d 18 0.91mi
8181 El Mundo St Houston, TX 1.0–3.0 1.0–2.5 1356 $2,262 $1.67 0d 47 0.91mi
8521 Dosia St Houston, TX 3.0 2.0 1028 $1,665 $1.62 13d 1 0.92mi
3088 Holly Hall St Unit 1 Houston, TX 2.0 2.5 1600 $1,750 $1.09 15d 1 0.93mi
2968 Holly Hall St Houston, TX 2.0 3.0 1600 $2,000 $1.25 44d 1 0.94mi
4514 Galesburg St Unit B Houston, TX 3.0 2.5 1680 $3,500 $2.08 25d 1 0.98mi
2924 Holly Hall St Houston, TX 2.0 3.0 1600 $1,950 $1.22 44d 1 0.99mi
8383 El Mundo St Unit 422 Houston, TX 2.0 2.0 1104 $1,529 $1.38 8d 1 1.02mi
8383 El Mundo St Unit 8440 Houston, TX 2.0 2.0 1104 $1,558 $1.41 44d 1 1.02mi
8383 El Mundo St Unit 2165 Houston, TX 2.0 2.0 1104 $1,559 $1.41 0d 1 1.02mi
8383 El Mundo St Unit 2174 Houston, TX 2.0 2.0 1104 $1,553 $1.41 11d 1 1.02mi
8107 Calhoun Rd Houston, TX 3.0 2.5 1304 $2,250 $1.73 25d 1 1.02mi
4526 Knoxville St Unit A Houston, TX 3.0 2.5 1474 $1,775 $1.20 15d 1 1.05mi
7032 Conley St Houston, TX 3.0 2.0 1220 $2,850 $2.34 44d 1 1.05mi
8300 El Mundo St Unit 422 Houston, TX 2.0 2.0 970 $1,265 $1.30 8d 1 1.07mi
8300 El Mundo St Unit 424 Houston, TX 2.0 2.0 970 $1,265 $1.30 6d 1 1.07mi
8300 El Mundo St Unit 2112 Houston, TX 2.0 2.0 970 $1,295 $1.34 0d 1 1.07mi
8300 El Mundo St Unit 8357 Houston, TX 2.0 2.0 970 $1,289 $1.33 11d 1 1.07mi
8300 El Mundo St Unit 2174 Houston, TX 2.0 2.0 970 $1,300 $1.34 11d 1 1.07mi
7379 Ardmore St Unit 1303 Houston, TX 3.0 2.0 1442 $1,967 $1.36 22d 1 1.10mi
7379 Ardmore St Unit 1303 Houston, TX 3.0 2.0 1442 $1,967 $1.36 44d 1 1.10mi
2700 Holly Hall St Unit 2737 Houston, TX 2.0 2.0 1720 $1,762 $1.02 0d 1 1.11mi

Listing history 14 events

  1. 2026-06-18
    days on market $230,000 Active 19 DOM
  2. 2026-06-17
    days on market $230,000 Active 18 DOM
  3. 2026-06-16
    days on market $230,000 Active 17 DOM
  4. 2026-06-15
    days on market $230,000 Active 16 DOM
  5. 2026-06-13
    days on market $230,000 Active 14 DOM
  6. 2026-06-09
    days on market $230,000 Active 10 DOM
  7. 2026-06-08
    days on market $230,000 Active 9 DOM
  8. 2026-06-07
    days on market $230,000 Active 8 DOM
  9. 2026-06-04
    days on market $230,000 Active 5 DOM
  10. 2026-06-03
    days on market $230,000 Active 4 DOM
  11. 2026-06-02
    days on market $230,000 Active 3 DOM
  12. 2026-06-01
    days on market $230,000 Active 2 DOM
  13. 2026-05-31
    remarks 636-char remark
  14. 2026-05-31
    listed $230,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,768 · $397/mo
Projected year-2 tax
$4,768 · $397/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,004
− Mortgage interest
−$12,884
− Property taxes
−$4,768
− Insurance
−$1,150
− Repairs & maintenance
−$2,080
− Management
−$2,080
− Depreciation
−$6,691
Taxable loss
−$3,649
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$876
After-tax cash flow
$1,027/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
19,795
Household income
$37,415
Rent vs Own
58.2% rent · 41.8% own
Severe rent burden
1446.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 16% Two or more races 11% White 3%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Foreign-born
8% · Canada, China
Languages at home
88% English-only · Spanish 10%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 16.02%
Current HPI
180.4283
Rent YoY
▲ 4.77%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-75.3% since first listed
25 events — show timeline
  • 2026-05-30 Rental Removed $2,100 HARMLS
  • 2026-05-30 Listed $230,000 HARMLS
  • 2026-04-20 Listing Removed HARMLS
  • 2026-03-30 Listed for Rent $2,100 HARMLS
  • 2026-03-01 Listing Removed HARMLS
  • 2026-03-01 Listed $245,000 HARMLS
  • 2026-02-05 Price Changed $249,000 HARMLS
  • 2026-01-15 Listed $252,000 HARMLS
  • 2022-02-14 Sold (Public Records) Public Records
  • 2022-02-11 Sold (MLS) HARMLS
  • 2022-02-01 Pending HARMLS
  • 2022-01-24 Pending HARMLS
  • 2022-01-10 Listed $195,400 HARMLS
  • 2009-12-24 Listing Removed HARMLS
  • 2009-05-29 Listed $121,900 HARMLS
  • 2007-06-22 Sold (Public Records) Public Records
  • 2007-05-21 Listing Removed HARMLS
  • 2007-02-21 Listed $124,900 HARMLS
  • 2007-02-12 Listing Removed HARMLS
  • 2006-11-12 Listed $127,500 HARMLS
  • 2006-11-01 Sold (Public Records) Public Records
  • 2004-10-18 Sold (Public Records) Public Records
  • 2002-03-13 Listing Removed HARMLS
  • 2001-03-14 Listed $8,500 HARMLS
  • 1988-01-02 Sold (Public Records) Public Records

Property tax history

+3.3%/yr

Latest (2025): $4,768 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…