404 N Orange Edwards Blvd · Kingsland, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 12 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.7/10.0
- Livability +3.5/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$79,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.
Key facts
- Carpet flooring
- Laminate flooring
- New countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $79k.
Deal economics
- At list price, monthly cash flow is $568 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $79k).
- Recommended offer: $74k (6.0% below list) — sets the bar for market timing.
- Cap rate 14.9% vs local median 3.5% in Kingsland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#111 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living A; Watch: employment C-, amenities F, commute F.
- Camden County (town): math 56% / reading 54% proficiency, ranked #9 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 388 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 383 units permitted in Camden County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Camden County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 0.5% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 88 days — a 6% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago; this cycle's ask has dropped $20k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $45k; list at $79k implies a 76% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.84% ✓
- Cap rate
- 14.92%
- Cash-on-cash
- 30.80%
- DSCR
- 2.37
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $179,234
- List price
- $79,000
- Delta
- -55.92%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 316 S East St | 0.57mi | 2/1.0 (-1) | 986 (-3%) | 1mo | $195,000 | $198 | 62 |
| 212 E Hilton Ave | 0.22mi | 3/2.0 | 1,156 (+13%) | 4mo | $173,800 | $150 | 60 |
| 201 S Island St | 0.63mi | 3/1.0 | 992 (-3%) | 15mo | $125,000 | $126 | 54 |
| 236 W Dawson Ave | 0.07mi | 3/2.0 | 1,170 (+15%) | 24mo | $160,000 | $137 | 49 |
| 433 E Chester St | 0.58mi | 2/1.0 (-1) | 1,015 (-0%) | 23mo | $140,000 | $138 | 48 |
| 309 Clarks Bluff Rd | 0.74mi | 3/2.0 | 1,000 (-2%) | 13mo | $247,000 | $247 | 47 |
| 519 Williams St | 0.55mi | 2/2.0 (-1) | 1,000 (-2%) | 19mo | $175,000 | $175 | 46 |
| 401 W Fulford St | 0.57mi | 2/2.0 (-1) | 1,056 (+4%) | 19mo | $151,000 | $143 | 43 |
| 108 W Woodhaven Dr | 0.49mi | 3/2.0 | 1,136 (+11%) | 22mo | $247,900 | $218 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.53% rent growth · sell at horizon
- IRR
- 22.7%
- Equity multiple
- 1.90×
- Total profit
- $19,877
- Equity at exit
- $11,779
- IRR
- 29.0%
- Equity multiple
- 3.27×
- Total profit
- $50,289
- Equity at exit
- $6,830
Cash invested: $22,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31548
- Home prices YoY
- -4.5%
- Rents YoY
- 0.5%
- Active inventory
- 388
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,451 high interval (Pro) →
- Mortgage (P&I)
- −$414
- Tax from tax record
- −$132 /mo · $1,581/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$305
- Net cashflow
- $568
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,750
- Closing costs
- $2,370
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 240 W Dawson Ave Kingsland, GA | 3.0 | 2.0 | 1170 | $1,250 | $1.07 | 44d | 1 | 0.05mi |
| 108 Clarks Bluff Rd Kingsland, GA | 3.0 | 2.0 | 1008 | $1,550 | $1.54 | 44d | 1 | 0.50mi |
| 228 S Sheffield St Kingsland, GA | 2.0 | 1.0 | 800 | $1,100 | $1.38 | 24d | 1 | 0.67mi |
| 500 S Orange Edwards Blvd Unit C Kingsland, GA | 2.0 | 1.0 | 942 | $1,050 | $1.11 | 16d | 1 | 0.69mi |
| 107 Lively Oaks Dr Kingsland, GA | 2.0 | 2.0 | 1016 | $1,300 | $1.28 | 44d | 1 | 0.76mi |
| 534 S Arizona St Kingsland, GA | 4.0 | 2.5 | 1404 | $1,900 | $1.35 | 44d | 1 | 0.80mi |
| 409 E Lawnwood Ave Kingsland, GA | 2.0 | 2.0 | 1016 | $1,200 | $1.18 | 44d | 1 | 0.80mi |
| 412 Lawnwood Ct Kingsland, GA | 2.0 | 2.0 | 1013 | $1,200 | $1.18 | 44d | 1 | 0.89mi |
| 124 Huntington Dr Kingsland, GA | 3.0 | 2.0 | 1225 | $1,900 | $1.55 | 12d | 1 | 0.91mi |
| 707 Lawnwood Ave Kingsland, GA | 2.0 | 2.0 | 1016 | $1,200 | $1.18 | 24d | 1 | 0.93mi |
| 204 Merriwood Cir Kingsland, GA | 3.0 | 2.0 | 1081 | $1,550 | $1.43 | 24d | 1 | 1.04mi |
| 111 Seaparc Cir Unit C Kingsland, GA | 2.0 | 1.0 | 750 | $1,350 | $1.80 | 21d | 1 | 1.14mi |
| 111 Seaparc Cir Unit D Kingsland, GA | 2.0 | 1.0 | 750 | $1,350 | $1.80 | 15d | 1 | 1.14mi |
| 111 Seaparc Cir Unit A Kingsland, GA | 2.0 | 1.0 | 750 | $975 | $1.30 | 15d | 1 | 1.14mi |
| 901 S Grove Blvd Kingsland, GA | 2.0–3.0 | 2.0 | 1187 | $955 | $0.80 | 2d | 1 | 1.26mi |
| 100 Stephanie Ave Kingsland, GA | 1.0–3.0 | 1.0 | 845 | $1,295 | $1.53 | 2d | 1 | 1.39mi |
| 69 Rocky's PL Kingsland, GA | 2.0 | 2.0 | 1000 | $1,400 | $1.40 | 7d | 1 | 1.48mi |
| 69 Rocky's PL Kingsland, GA | 2.0 | 2.0 | 1000 | $1,400 | $1.40 | 2d | 1 | 1.48mi |
Listing history 22 events
-
2026-06-17status $79,000 Pending 88 DOM
-
2026-06-17days on market $79,000 Active 88 DOM
-
2026-06-16days on market $79,000 Active 87 DOM
-
2026-06-15days on market $79,000 Active 86 DOM
-
2026-06-13days on market $79,000 Active 84 DOM
-
2026-06-13days on market $79,000 Active 83 DOM
-
2026-06-09days on market $79,000 Active 80 DOM
-
2026-06-08days on market $79,000 Active 79 DOM
-
2026-06-07days on market $79,000 Active 78 DOM
-
2026-06-05days on market $79,000 Active 75 DOM
-
2026-06-03days on market $79,000 Active 74 DOM
-
2026-06-02days on market $79,000 Active 73 DOM
-
2026-06-01days on market $79,000 Active 72 DOM
-
2026-05-31days on market $79,000 Active 71 DOM
-
2026-05-01status Active 791-char remark
Show marketing remark (791 chars)
Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.
-
2026-05-01price $79,000 791-char remark
Show marketing remark (791 chars)
Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.
-
2026-04-27status Pending 791-char remark
Show marketing remark (791 chars)
Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.
-
2026-04-22price $89,000 791-char remark
Show marketing remark (791 chars)
Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.
-
2026-03-17$99,000 Active 791-char remark
Show marketing remark (791 chars)
Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.
-
2021-01-26soldstatus $45,000
-
2021-01-04soldstatus $45,000 240-char remark
Show marketing remark (240 chars)
3 bedroom, 1 bath in Downtown Kingsland. With some love this could be a sweet place to call home. Two of the bedrooms do not have closets. Laminate flooring and carpet. Washer and dryer included. Convenient to I-95 and Kings Bay Naval Base.
-
2020-11-17$49,000 240-char remark
Show marketing remark (240 chars)
3 bedroom, 1 bath in Downtown Kingsland. With some love this could be a sweet place to call home. Two of the bedrooms do not have closets. Laminate flooring and carpet. Washer and dryer included. Convenient to I-95 and Kings Bay Naval Base.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,581 · $132/mo
- Projected year-2 tax
- $1,581 · $132/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 12 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,417
- − Mortgage interest
- −$4,425
- − Property taxes
- −$1,581
- − Insurance
- −$395
- − Repairs & maintenance
- −$1,393
- − Management
- −$1,393
- − Depreciation
- −$2,298
- Taxable income
- $5,931
- Est. tax owed @ 24.0%
- −$1,423
- After-tax cash flow
- $5,389/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Camden County
- NCES district ID
- 1300780
- Math proficiency
- 56% ▼ -3.00%
- Reading proficiency
- 54% ▼ -4.00%
- Median HH income
- $51,668
- Composite
- 47.1/100
- National rank
- #2331
- State rank
- #9 of 174 in GA
Livability — Kingsland
- Score
- 69/100
- State rank
- #111
- US rank
- #8436
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kingsland, GA
- County
- Camden County · 46,661 people
- City population
- 24,070
- Metro
- St. Marys, GA
- Population (ZIP)
- 24,070
- Household income
- $75,804
- Rent vs Own
- Severe rent burden
- 626.0
Population outlook (Camden County) Hauer SSP2
- Today (2025)
- 54,358 people
- By 2030
- 54,841 · +0.9%
- By 2040
- 54,295 · -0.1%
- By 2050
- 51,529 · -5.2%
- By 2075
- 42,990 · -20.9%
- By 2100
- 33,094 · -39.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Black 19% Two or more races 9% Hispanic / Latino 8% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 3%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 2%
- Foreign-born
- 2% · Vietnam, China, Canada
- Languages at home
- 95% English-only · Spanish 3% Other Asian/Pacific 1%
Political lean MEDSL · Camden
- 2024 margin
- Solid R (+35.7) · D 31.9% · R 67.5%
- 2008→2024 swing
- -12.1pp toward R · 2008: -23.5pp · 2024: -35.7pp
- All cycles
- 2024: R+35.7 2020: R+30.7 2016: R+33.9 2012: R+27.7 2008: R+23.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -15.33%
- Current HPI
- 324.5893
- Rent YoY
- ▲ 0.53%
- Metro
- St. Marys, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
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||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+61.2% since first listed8 events — show timeline
- 2026-05-01 Relisted — GIAR
- 2026-05-01 Price Changed $79,000 GIAR
- 2026-04-27 Pending — GIAR
- 2026-04-22 Price Changed $89,000 GIAR
- 2026-03-17 Listed $99,000 GIAR
- 2021-01-26 Sold (Public Records) $45,000 Public Records
- 2021-01-04 Sold (MLS) $45,000 GAMLS
- 2020-11-17 Listed $49,000 GAMLS
Property tax history
+10.9%/yrLatest (2025): $1,581 · +38.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…