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404 N Orange Edwards Blvd
B Composite 70.79
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.7/10.0
  • Livability +3.5/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,000

404 N Orange Edwards Blvd · Kingsland, GA 31548
3 bd · 1.0 ba · 1,020 sqft · SingleFamily public records · 88 Days on market
Built 1960 0.25 ac lot $77/sqft · 56% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.

Key facts

  • Carpet flooring
  • Laminate flooring
  • New countertops

Tags

LAMINATE FLOORINGCARPET FLOORINGPINE HARDWOOD FLOORINGUPDATED CABINETRYNEW COUNTERTOPSBRAND-NEW DISHWASHER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $79k.

Deal economics

  • At list price, monthly cash flow is $568 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $74k (6.0% below list) — sets the bar for market timing.
  • Cap rate 14.9% vs local median 3.5% in Kingsland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#111 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living A; Watch: employment C-, amenities F, commute F.
  • Camden County (town): math 56% / reading 54% proficiency, ranked #9 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 388 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 383 units permitted in Camden County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Camden County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 0.5% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($74k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago; this cycle's ask has dropped $20k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $45k; list at $79k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,260 (6.0% below list)

Questions for the listing agent

  1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.84%
Cap rate
14.92%
Cash-on-cash
30.80%
DSCR
2.37
GRM
4.5

CMA / ARV

ARV (median comp)
$179,234
List price
$79,000
Delta
-55.92%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
316 S East St 0.57mi 2/1.0 (-1) 986 (-3%) 1mo $195,000 $198 62
212 E Hilton Ave 0.22mi 3/2.0 1,156 (+13%) 4mo $173,800 $150 60
201 S Island St 0.63mi 3/1.0 992 (-3%) 15mo $125,000 $126 54
236 W Dawson Ave 0.07mi 3/2.0 1,170 (+15%) 24mo $160,000 $137 49
433 E Chester St 0.58mi 2/1.0 (-1) 1,015 (-0%) 23mo $140,000 $138 48
309 Clarks Bluff Rd 0.74mi 3/2.0 1,000 (-2%) 13mo $247,000 $247 47
519 Williams St 0.55mi 2/2.0 (-1) 1,000 (-2%) 19mo $175,000 $175 46
401 W Fulford St 0.57mi 2/2.0 (-1) 1,056 (+4%) 19mo $151,000 $143 43
108 W Woodhaven Dr 0.49mi 3/2.0 1,136 (+11%) 22mo $247,900 $218 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.53% rent growth · sell at horizon

5-year hold
IRR
22.7%
Equity multiple
1.90×
Total profit
$19,877
Equity at exit
$11,779
10-year hold
IRR
29.0%
Equity multiple
3.27×
Total profit
$50,289
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31548

Home prices YoY
-4.5%
Rents YoY
0.5%
Active inventory
388
Price-to-rent
4.5×

Monthly cashflow live

Estimated rent
$1,451 high interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$132 /mo · $1,581/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$568

Break-even live

Break-even rent $733
Max offer price $79,000
Occupancy floor 56%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
240 W Dawson Ave Kingsland, GA 3.0 2.0 1170 $1,250 $1.07 44d 1 0.05mi
108 Clarks Bluff Rd Kingsland, GA 3.0 2.0 1008 $1,550 $1.54 44d 1 0.50mi
228 S Sheffield St Kingsland, GA 2.0 1.0 800 $1,100 $1.38 24d 1 0.67mi
500 S Orange Edwards Blvd Unit C Kingsland, GA 2.0 1.0 942 $1,050 $1.11 16d 1 0.69mi
107 Lively Oaks Dr Kingsland, GA 2.0 2.0 1016 $1,300 $1.28 44d 1 0.76mi
534 S Arizona St Kingsland, GA 4.0 2.5 1404 $1,900 $1.35 44d 1 0.80mi
409 E Lawnwood Ave Kingsland, GA 2.0 2.0 1016 $1,200 $1.18 44d 1 0.80mi
412 Lawnwood Ct Kingsland, GA 2.0 2.0 1013 $1,200 $1.18 44d 1 0.89mi
124 Huntington Dr Kingsland, GA 3.0 2.0 1225 $1,900 $1.55 12d 1 0.91mi
707 Lawnwood Ave Kingsland, GA 2.0 2.0 1016 $1,200 $1.18 24d 1 0.93mi
204 Merriwood Cir Kingsland, GA 3.0 2.0 1081 $1,550 $1.43 24d 1 1.04mi
111 Seaparc Cir Unit C Kingsland, GA 2.0 1.0 750 $1,350 $1.80 21d 1 1.14mi
111 Seaparc Cir Unit D Kingsland, GA 2.0 1.0 750 $1,350 $1.80 15d 1 1.14mi
111 Seaparc Cir Unit A Kingsland, GA 2.0 1.0 750 $975 $1.30 15d 1 1.14mi
901 S Grove Blvd Kingsland, GA 2.0–3.0 2.0 1187 $955 $0.80 2d 1 1.26mi
100 Stephanie Ave Kingsland, GA 1.0–3.0 1.0 845 $1,295 $1.53 2d 1 1.39mi
69 Rocky's PL Kingsland, GA 2.0 2.0 1000 $1,400 $1.40 7d 1 1.48mi
69 Rocky's PL Kingsland, GA 2.0 2.0 1000 $1,400 $1.40 2d 1 1.48mi

Listing history 22 events

  1. 2026-06-17
    status $79,000 Pending 88 DOM
  2. 2026-06-17
    days on market $79,000 Active 88 DOM
  3. 2026-06-16
    days on market $79,000 Active 87 DOM
  4. 2026-06-15
    days on market $79,000 Active 86 DOM
  5. 2026-06-13
    days on market $79,000 Active 84 DOM
  6. 2026-06-13
    days on market $79,000 Active 83 DOM
  7. 2026-06-09
    days on market $79,000 Active 80 DOM
  8. 2026-06-08
    days on market $79,000 Active 79 DOM
  9. 2026-06-07
    days on market $79,000 Active 78 DOM
  10. 2026-06-05
    days on market $79,000 Active 75 DOM
  11. 2026-06-03
    days on market $79,000 Active 74 DOM
  12. 2026-06-02
    days on market $79,000 Active 73 DOM
  13. 2026-06-01
    days on market $79,000 Active 72 DOM
  14. 2026-05-31
    days on market $79,000 Active 71 DOM
  15. 2026-05-01
    status Active 791-char remark
    Show marketing remark (791 chars)

    Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.

  16. 2026-05-01
    price $79,000 791-char remark
    Show marketing remark (791 chars)

    Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.

  17. 2026-04-27
    status Pending 791-char remark
    Show marketing remark (791 chars)

    Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.

  18. 2026-04-22
    price $89,000 791-char remark
    Show marketing remark (791 chars)

    Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.

  19. 2026-03-17
    listed $99,000 Active 791-char remark
    Show marketing remark (791 chars)

    Charming opportunity in the heart of Downtown Kingsland! This classic three-bedroom, one-bath ranch offers a warm blend of character and potential. Inside, you’ll find a mix of laminate, carpet, and timeless pine hardwood flooring throughout, creating a comfortable and inviting atmosphere. The kitchen has been thoughtfully updated with new cabinetry, countertops, and a brand-new dishwasher, while the included washer and dryer add everyday convenience. A window A/C unit provides efficient cooling, and the bathroom has already seen partial remodeling—giving you a head start on making it your own. Whether you’re a first-time buyer, investor, or someone with a vision, this home is the perfect canvas to add your personal touch and bring new life to a charming classic.

  20. 2021-01-26
    soldstatus $45,000
  21. 2021-01-04
    soldstatus $45,000 240-char remark
    Show marketing remark (240 chars)

    3 bedroom, 1 bath in Downtown Kingsland. With some love this could be a sweet place to call home. Two of the bedrooms do not have closets. Laminate flooring and carpet. Washer and dryer included. Convenient to I-95 and Kings Bay Naval Base.

  22. 2020-11-17
    listed $49,000 240-char remark
    Show marketing remark (240 chars)

    3 bedroom, 1 bath in Downtown Kingsland. With some love this could be a sweet place to call home. Two of the bedrooms do not have closets. Laminate flooring and carpet. Washer and dryer included. Convenient to I-95 and Kings Bay Naval Base.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,581 · $132/mo
Projected year-2 tax
$1,581 · $132/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 12 unhealthy d/yr today · 12 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,417
− Mortgage interest
−$4,425
− Property taxes
−$1,581
− Insurance
−$395
− Repairs & maintenance
−$1,393
− Management
−$1,393
− Depreciation
−$2,298
Taxable income
$5,931
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,423
After-tax cash flow
$5,389/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Camden County
NCES district ID
1300780
Math proficiency
56% ▼ -3.00%
Reading proficiency
54% ▼ -4.00%
Median HH income
$51,668
Composite
47.1/100
National rank
#2331
State rank
#9 of 174 in GA

Livability — Kingsland

Score
69/100
State rank
#111
US rank
#8436

Category grades

Amenities F Commute F Cost of living A Crime A Employment C- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kingsland, GA
County
Camden County · 46,661 people
City population
24,070
Metro
St. Marys, GA
Population (ZIP)
24,070
Household income
$75,804
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
626.0

Population outlook (Camden County) Hauer SSP2

Today (2025)
54,358 people
By 2030
54,841 · +0.9%
By 2040
54,295 · -0.1%
By 2050
51,529 · -5.2%
By 2075
42,990 · -20.9%
By 2100
33,094 · -39.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Black 19% Two or more races 9% Hispanic / Latino 8% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 3%
Common ancestry
Slovak 3% Italian 2% Lithuanian 2%
Foreign-born
2% · Vietnam, China, Canada
Languages at home
95% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Camden

2024 margin
Solid R (+35.7) · D 31.9% · R 67.5%
2008→2024 swing
-12.1pp toward R · 2008: -23.5pp · 2024: -35.7pp
All cycles
2024: R+35.7 2020: R+30.7 2016: R+33.9 2012: R+27.7 2008: R+23.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.33%
Current HPI
324.5893
Rent YoY
▲ 0.53%
Metro
St. Marys, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+61.2% since first listed
8 events — show timeline
  • 2026-05-01 Relisted GIAR
  • 2026-05-01 Price Changed $79,000 GIAR
  • 2026-04-27 Pending GIAR
  • 2026-04-22 Price Changed $89,000 GIAR
  • 2026-03-17 Listed $99,000 GIAR
  • 2021-01-26 Sold (Public Records) $45,000 Public Records
  • 2021-01-04 Sold (MLS) $45,000 GAMLS
  • 2020-11-17 Listed $49,000 GAMLS

Property tax history

+10.9%/yr

Latest (2025): $1,581 · +38.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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