220 Burgett Rd · Susan Moore, AL 35952

$155,000

3 bd · 1.5 ba · 3,988 sqft · SingleFamily · 253 Days on market

Built 1977 Fair condition 2.60 ac lot ↓ 46% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.4/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +5.1/10.0
• 1% rule +4.5/10.0
• Livability +3.2/5.0
• Schools +2.8/10.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0

Listing remarks MLS

Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

Key facts

• Updated cabinets
• 2.6 acres
• 2.6 acre lot

Tags

• 2.6 ACRES
• BUTCHER BLOCK COUNTERTOPS
• UPDATED CABINETS

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $155k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $87 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $147k (5.4% below list).
• Recommended offer: $136k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 63/100 on livability (#181 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A; Watch: employment D+, schools F, amenities F.
• Blount County (rural): math 20% / reading 45% proficiency, ranked #54 of 129 in AL (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 37 active listings in the ZIP; 13 units permitted in Blount County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
• Blount County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $43k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 253 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 253 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.97%
• Cash-on-cash: 2.41%
• DSCR: 1.11
• GRM: 8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 26.0%
• Equity multiple: 3.07×
• Total profit: $89,992
• Equity at exit: $139,636

10-year hold

• IRR: 22.9%
• Equity multiple: 7.01×
• Total profit: $260,690
• Equity at exit: $301,131

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35952

• Home prices YoY: 6.0%
• Active inventory: 37
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,466 medium
• Mortgage (P&I): −$813
• Tax est. 1.5%: −$194 /mo · $2,325/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$308
• Net cashflow: $87

Break-even live

Break-even rent $1,356

Max offer price $155,000

Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Listing history 27 events

1. 2026-06-18
   days on market $155,000 Active 253 DOM
2. 2026-06-17
   days on market $155,000 Active 252 DOM
3. 2026-06-16
   days on market $155,000 Active 251 DOM
4. 2026-06-15
   days on market $155,000 Active 250 DOM
5. 2026-06-13
   days on market $155,000 Active 248 DOM
6. 2026-06-10
   days on market $155,000 Active 245 DOM
7. 2026-06-09
   days on market $155,000 Active 244 DOM
8. 2026-06-08
   days on market $155,000 Active 243 DOM
9. 2026-06-07
   days on market $155,000 Active 242 DOM
10. 2026-06-05
    days on market $155,000 Active 239 DOM
11. 2026-06-03
    days on market $155,000 Active 238 DOM
12. 2026-06-02
    days on market $155,000 Active 237 DOM
13. 2026-06-01
    pricedays on market $155,000 Active 236 DOM
14. 2026-05-31
    days on market $174,900 Active 235 DOM
15. 2026-03-13
    price $174,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

16. 2026-02-14
    price $179,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

17. 2026-02-06
    price $184,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

18. 2026-01-31
    price $189,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

19. 2026-01-24
    price $194,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

20. 2025-12-23
    price $199,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

21. 2025-12-16
    price $209,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

22. 2025-12-13
    price $219,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

23. 2025-12-02
    price $229,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

24. 2025-11-24
    price $239,900 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

25. 2025-10-21
    price $265,000 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

26. 2025-10-15
    price $299,000 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

27. 2025-10-08
    listed $325,000 Active 776-char remark

    Show marketing remark (776 chars)

    Discover a one-of-a-kind property at 220 Burgett Road — a former church thoughtfully being transformed into a unique single-family home. Set on 2.6 acres of peaceful land, this distinctive residence offers endless possibilities. The floor plan allows for up to 3 bedrooms and 2 full baths, blending character and functionality. The kitchen features new butcher block countertops and freshly updated cabinets, providing a warm and inviting space to gather. With ample room to create your vision — whether a spacious family home, studio, or continued use as a place of worship — this property offers rare flexibility. The option to rezone as a church adds even more potential for future use. A truly special opportunity to make this charming property your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,595
• − Mortgage interest: −$8,682
• − Property taxes: −$2,325
• − Insurance: −$775
• − Repairs & maintenance: −$1,408
• − Management: −$1,408
• − Depreciation: −$4,509
• Taxable loss: −$1,511
• Est. tax savings @ 24.0%: +$363
• After-tax cash flow: $1,409/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This former church property offers a unique opportunity for renovation. The existing kitchen and hardwood flooring are good, but the exterior siding and landscaping need attention. Painting the exterior and trimming the lawn would significantly improve curb appeal and rental value.

Repairs flagged

• Major exterior siding — paint peeling
• Minor landscaping — overgrown lawn

Value-add opportunities

• Resale paint exterior siding — enhances curb appeal
• Rental landscaping — improves curb appeal

Renovation cost estimate screening

Repair item	Severity	Est. cost
exterior siding · paint peeling	Major	$15,000–50,000
landscaping · overgrown lawn	Minor	$500–3,000
Total estimated repair cost · 2 items		$15,500–53,000

Value-add ROI direction

• Resale paint exterior siding — enhances curb appeal ↑
• Rental landscaping — improves curb appeal ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Blount County
• NCES district ID: 0100420
• Math proficiency: 20% ▼ -25.00%
• Reading proficiency: 45% ▼ -1.00%
• Median HH income: $45,961
• Composite: 27.79/100
• National rank: #6891
• State rank: #54 of 129 in AL

Livability — Susan Moore

• Score: 63/100
• State rank: #181
• US rank: #15269

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D+ Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Susan Moore, AL
• Population (ZIP): 8,901

Population outlook (Blount County) Hauer SSP2

• Today (2025): 57,983 people
• By 2030: 57,405 · -1.0%
• By 2040: 55,602 · -4.1%
• By 2050: 53,393 · -7.9%
• By 2075: 48,248 · -16.8%
• By 2100: 44,190 · -23.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 12% Two or more races 2%
• Hispanic origin (detail): Mexican 11%
• Common ancestry: Iranian 3% Slovak 1% Lithuanian 1%
• Foreign-born: 7% · Canada
• Languages at home: 88% English-only · Spanish 11%

Political lean MEDSL · Blount

• 2024 margin: Solid R (+81.0) · D 9.2% · R 90.2%
• 2008→2024 swing: -11.5pp toward R · 2008: -69.5pp · 2024: -81.0pp
• All cycles: 2024: R+81.0 2020: R+80.0 2016: R+81.4 2012: R+74.1 2008: R+69.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 14.05%
• Current HPI: 249.8629
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-46.2% since first listed

13 events — show timeline

• 2026-03-13 Price Changed $174,900 Greater Alabama MLS
• 2026-02-14 Price Changed $179,900 Greater Alabama MLS
• 2026-02-06 Price Changed $184,900 Greater Alabama MLS
• 2026-01-31 Price Changed $189,900 Greater Alabama MLS
• 2026-01-24 Price Changed $194,900 Greater Alabama MLS
• 2025-12-23 Price Changed $199,900 Greater Alabama MLS
• 2025-12-16 Price Changed $209,900 Greater Alabama MLS
• 2025-12-13 Price Changed $219,900 Greater Alabama MLS
• 2025-12-02 Price Changed $229,900 Greater Alabama MLS
• 2025-11-24 Price Changed $239,900 Greater Alabama MLS
• 2025-10-21 Price Changed $265,000 Greater Alabama MLS
• 2025-10-15 Price Changed $299,000 Greater Alabama MLS
• 2025-10-08 Listed $325,000 Greater Alabama MLS