1920 Regent Rd · Prattville, AL 36066

$255,000

4 bd · 2.0 ba · 1,683 sqft · SingleFamily public records · 205 Days on market

Built 2005 7,435 sqft lot $152/sqft · 10% above area Est $235k · 9% over $25/mo HOA · 1% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• DSCR +4.8/10.0
• Livability +3.8/5.0
• ARV discount +3.6/15.0
• Rent growth +3.2/5.0
• Schools +3.2/10.0
• 1% rule +3.0/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 1920 Regent Rd — a beautifully maintained 4-bedroom, 2-bath home located in the highly desired Highland Ridge neighborhood of Prattville. This move-in-ready property offers a spacious 1,707 sq ft layout with a bright, open feel and thoughtful updates throughout. Step inside to a welcoming great room featuring a cozy gas-log fireplace, perfect for relaxing evenings. The home includes a formal dining room plus an eat-in kitchen, giving you multiple options for hosting family and friends. The kitchen has been refreshed with new countertops, new appliances, new flooring, a brand new bath, and fresh interior paint, offering a clean and modern feel. The primary suite features a large bathroom and ample closet space, while the remaining three bedrooms provide plenty of room for kids, guests, or a home office. A convenient laundry room and functional layout make day-to-day living simple. Outside, enjoy a privacy-fenced backyard—great for pets, grilling, or outdoor entertaining. The home also features newer HVAC, a newly replaced roof, and low-maintenance brick construction. Located in the Daniel Pratt School Zone, this home is just minutes from shopping, restaurants, Walmart, and interstate access. Highland Ridge includes access to a community pool, making summers even better. This home combines comfort, updates, and an amazing location—everything you want in Prattville living.

Key facts

• Formal dining room
• New appliances
• Eat-in kitchen

Tags

• GAS-LOG FIREPLACE
• FORMAL DINING ROOM
• EAT-IN KITCHEN
• NEW COUNTERTOPS
• NEW APPLIANCES
• PRIVACY-FENCED BACKYARD

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $255k.

Deal economics

• At list price, monthly cash flow is $102 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (19.6% below list).
• Recommended offer: $205k (19.6% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 4.2% in Prattville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#11 in AL, #3,273 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: amenities D, commute F.
• Autauga County (rural): math 23% / reading 50% proficiency, ranked #34 of 129 in AL (top 26%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+2.9%/yr); 235 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 221 units permitted in Autauga County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Autauga County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 205 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $154k; list at $255k implies a 66% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $204,990 (19.6% below list)

Questions for the listing agent

1. It's been on market 205 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 6.77%
• Cash-on-cash: 1.71%
• DSCR: 1.08
• GRM: 10.4

CMA / ARV

• ARV (median comp): $234,856
• List price: $255,000
• Delta: 8.58%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
616 Little Farm	0.13mi	3/2.0 (-1)	1,683 (0%)	6mo	$253,000	$150	84
615 Little Farm Rd	0.15mi	3/2.0 (-1)	1,623 (-4%)	1mo	$250,000	$154	81
112 Turnberry Ct	0.17mi	3/2.0 (-1)	1,649 (-2%)	6mo	$245,000	$149	78
1915 Regent Rd	0.04mi	3/2.0 (-1)	1,480 (-12%)	3mo	$225,900	$153	71
106 Sweet Meadow Ct	0.39mi	3/2.0 (-1)	1,752 (+4%)	1mo	$255,000	$146	70
111 Camp Cir	0.45mi	4/2.0	1,774 (+5%)	2mo	$316,400	$178	68
1944 Regent Rd	0.15mi	3/2.0 (-1)	1,499 (-11%)	4mo	$228,000	$152	66
102 Old Ranch Rd	0.47mi	4/2.0	1,774 (+5%)	4mo	$320,795	$181	66
610 Linden Ln	0.65mi	3/2.0 (-1)	1,709 (+2%)	1mo	$262,500	$154	61
1014 Kelly Way	0.48mi	4/2.0	1,497 (-11%)	5mo	$274,400	$183	54
1684 Cumberland Dr	0.66mi	3/2.0 (-1)	1,759 (+4%)	3mo	$285,000	$162	54
837 Dee Dr	0.74mi	3/2.0 (-1)	1,631 (-3%)	5mo	$227,500	$139	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.86% rent growth · sell at horizon

5-year hold

• IRR: -13.8%
• Equity multiple: 0.51×
• Total profit: $-35,245
• Equity at exit: $38,021

10-year hold

• IRR: -5.2%
• Equity multiple: 0.66×
• Total profit: $-24,008
• Equity at exit: $22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36066

• Home prices YoY: -13.4%
• Rents YoY: 2.9%
• Active inventory: 235
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $2,050 high
• Mortgage (P&I): −$1,337
• Tax from tax record: −$49 /mo · $590/yr
• Insurance: −$106
• HOA: −$25
• Vacancy / Maint / Mgmt: −$430
• Net cashflow: $102

Break-even live

Break-even rent $1,921

Max offer price $255,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,750
• Closing costs: $7,650
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
601 McQueen Village Rd Prattville, AL	1.0–3.0	1.0–2.0	937	$1,364	$1.45	13d	4	0.25mi
615 Castle Brook Dr Prattville, AL	4.0	2.0	2038	$2,000	$0.98	20d	1	0.33mi
106 Sweet Meadow Ct Prattville, AL	3.0	2.0	1752	$2,100	$1.20	13d	1	0.40mi
498 Greystone Way Prattville, AL	3.0	2.0	1873	$1,750	$0.93	13d	1	0.58mi
110 Dellwood Ct Prattville, AL	3.0	2.0	1424	$1,700	$1.19	43d	1	0.75mi
2100 Legends Dr Prattville, AL	1.0–3.0	1.0–2.0	1315	$2,213	$1.68	13d	13	0.78mi
1235 Sadie Cir Prattville, AL	3.0	2.0	1811	$2,200	$1.21	43d	1	0.86mi
710 Summer Ln Prattville, AL	3.0	2.0	1539	$1,600	$1.04	43d	1	0.86mi
669 Covered Bridge Pkwy Prattville, AL	1.0–3.0	1.0–2.0	1133	$1,564	$1.38	13d	14	1.03mi
525 Breckinridge Ln Prattville, AL	3.0	2.0	1560	$1,700	$1.09	43d	1	1.15mi
1291 Huie St Prattville, AL	3.0	2.0	1528	$1,761	$1.15	43d	1	1.28mi
928 Running Brook Dr Prattville, AL	4.0	2.0	2048	$2,000	$0.98	13d	1	1.31mi
130 Graylynn Dr Prattville, AL	3.0	2.0	1281	$1,300	$1.01	13d	1	1.35mi

HOA detail

• Monthly dues: $25 · $300/yr
• Likely covers: gaspool

Listing history 25 events

1. 2026-06-18
   days on market $255,000 Active 205 DOM
2. 2026-06-17
   days on market $255,000 Active 204 DOM
3. 2026-06-16
   days on market $255,000 Active 203 DOM
4. 2026-06-15
   days on market $255,000 Active 202 DOM
5. 2026-06-14
   days on market $255,000 Active 200 DOM
6. 2026-06-13
   days on market $255,000 Active 199 DOM
7. 2026-06-10
   days on market $255,000 Active 197 DOM
8. 2026-06-09
   days on market $255,000 Active 196 DOM
9. 2026-06-08
   days on market $255,000 Active 195 DOM
10. 2026-06-07
    days on market $255,000 Active 194 DOM
11. 2026-06-03
    days on market $255,000 Active 190 DOM
12. 2026-06-02
    days on market $255,000 Active 189 DOM
13. 2026-06-01
    days on market $255,000 Active 188 DOM
14. 2026-05-31
    days on market $255,000 Active 187 DOM
15. 2026-05-30
    days on market $255,000 Active 186 DOM
16. 2026-03-14
    price $255,000 1421-char remark

    Show marketing remark (1421 chars)

    Welcome to 1920 Regent Rd — a beautifully maintained 4-bedroom, 2-bath home located in the highly desired Highland Ridge neighborhood of Prattville. This move-in-ready property offers a spacious 1,707 sq ft layout with a bright, open feel and thoughtful updates throughout. Step inside to a welcoming great room featuring a cozy gas-log fireplace, perfect for relaxing evenings. The home includes a formal dining room plus an eat-in kitchen, giving you multiple options for hosting family and friends. The kitchen has been refreshed with new countertops, new appliances, new flooring, a brand new bath, and fresh interior paint, offering a clean and modern feel. The primary suite features a large bathroom and ample closet space, while the remaining three bedrooms provide plenty of room for kids, guests, or a home office. A convenient laundry room and functional layout make day-to-day living simple. Outside, enjoy a privacy-fenced backyard—great for pets, grilling, or outdoor entertaining. The home also features newer HVAC, a newly replaced roof, and low-maintenance brick construction. Located in the Daniel Pratt School Zone, this home is just minutes from shopping, restaurants, Walmart, and interstate access. Highland Ridge includes access to a community pool, making summers even better. This home combines comfort, updates, and an amazing location—everything you want in Prattville living.

17. 2025-11-25
    listed $260,000 Active 1421-char remark

    Show marketing remark (1421 chars)

    Welcome to 1920 Regent Rd — a beautifully maintained 4-bedroom, 2-bath home located in the highly desired Highland Ridge neighborhood of Prattville. This move-in-ready property offers a spacious 1,707 sq ft layout with a bright, open feel and thoughtful updates throughout. Step inside to a welcoming great room featuring a cozy gas-log fireplace, perfect for relaxing evenings. The home includes a formal dining room plus an eat-in kitchen, giving you multiple options for hosting family and friends. The kitchen has been refreshed with new countertops, new appliances, new flooring, a brand new bath, and fresh interior paint, offering a clean and modern feel. The primary suite features a large bathroom and ample closet space, while the remaining three bedrooms provide plenty of room for kids, guests, or a home office. A convenient laundry room and functional layout make day-to-day living simple. Outside, enjoy a privacy-fenced backyard—great for pets, grilling, or outdoor entertaining. The home also features newer HVAC, a newly replaced roof, and low-maintenance brick construction. Located in the Daniel Pratt School Zone, this home is just minutes from shopping, restaurants, Walmart, and interstate access. Highland Ridge includes access to a community pool, making summers even better. This home combines comfort, updates, and an amazing location—everything you want in Prattville living.

18. 2024-11-13
    price $269,900
19. 2024-10-24
    listed $279,900 Active
20. 2016-12-29
    soldstatus $154,000
21. 2016-12-29
    soldstatus $154,000
22. 2016-10-27
    listed $154,900
23. 2008-03-07
    listed $169,900
24. 2005-12-31
    soldstatus $139,375
25. 2005-12-31
    listed $139,375

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $590 · $49/mo
• Projected year-2 tax: $1,046 · $87/mo
• Expected delta: +$456/yr (+$38/mo · 77.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,599
• − Mortgage interest: −$14,284
• − Property taxes: −$590
• − Insurance: −$1,275
• − Repairs & maintenance: −$1,968
• − Management: −$1,968
• − HOA: −$300
• − Depreciation: −$7,418
• Taxable loss: −$3,204
• Est. tax savings @ 24.0%: +$769
• After-tax cash flow: $1,990/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Autauga County
• NCES district ID: 0100240
• Math proficiency: 23% ▼ -31.00%
• Reading proficiency: 50% ▼ -5.00%
• Median HH income: $52,974
• Composite: 31.77/100
• National rank: #5892
• State rank: #34 of 129 in AL

Livability — Prattville

• Score: 76/100
• State rank: #11
• US rank: #3273

Category grades

Amenities D Commute F Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prattville, AL
• County: Autauga County · 50,925 people
• City population: 50,925
• Metro: Montgomery, AL
• Population (ZIP): 22,632
• Household income: $86,278
• Rent vs Own: 36.6% rent · 63.4% own
• Severe rent burden: 683.0

Population outlook (Autauga County) Hauer SSP2

• Today (2025): 55,958 people
• By 2030: 55,810 · -0.3%
• By 2040: 54,892 · -1.9%
• By 2050: 53,062 · -5.2%
• By 2075: 49,425 · -11.7%
• By 2100: 45,110 · -19.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Black 21% Two or more races 5% Hispanic / Latino 4% Asian 2%
• Common ancestry: Slovak 3% Lithuanian 2% Serbian 1%
• Foreign-born: 5% · Canada, China
• Languages at home: 92% English-only · Spanish 3% Other Asian/Pacific 1% Tagalog/Filipino 1%

Political lean MEDSL · Autauga

• 2024 margin: Solid R (+46.3) · D 26.4% · R 72.7%
• 2008→2024 swing: +1.6pp toward D · 2008: -47.8pp · 2024: -46.3pp
• All cycles: 2024: R+46.3 2020: R+44.4 2016: R+49.5 2012: R+46.0 2008: R+47.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -30.80%
• Current HPI: 198.2636
• Rent YoY: ▲ 2.86%
• Metro: Montgomery, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+83.0% since first listed

10 events — show timeline

• 2026-03-14 Price Changed $255,000 MAAR
• 2025-11-25 Listed $260,000 MAAR
• 2024-11-13 Price Changed $269,900 MAAR
• 2024-10-24 Listed $279,900 MAAR
• 2016-12-29 Sold (Public Records) $154,000 Public Records
• 2016-12-29 Sold (MLS) $154,000 MAAR
• 2016-10-27 Listed $154,900 MAAR
• 2008-03-07 Listed $169,900 MAAR
• 2005-12-31 Listed $139,375 MAAR
• 2005-12-31 Sold (MLS) $139,375 MAAR

Property tax history

-3.6%/yr

Latest (2025): $590 · +4.7% YoY. Source: county tax records.