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6266 Bayview Sta
B+ Composite 78.31
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.0/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$50,000

6266 Bayview Sta · Newfane, NY 14108
3 bd · 2.0 ba · 944 sqft · SingleFamily · 25 Days on market
Built 1995 $53/sqft · 33% below area Est $75k · 33% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Located in the desirable Countryside Estates community, this well cared for 3 bedroom, 2 bath manufactured home offers a spacious and practical layout with nearly 950 sq. ft. of living space. Built in 1995, the home features a bright eat in kitchen with generous cabinet storage and nearby first floor laundry for added convenience. The primary suite includes a walk in closet and private full bath, while two additional bedrooms and a second full bath offer plenty of flexibility for guests, a home office, or additional living needs. A 2 car garage provides extra storage and covered parking.

Key facts

  • First floor laundry
  • Walk in closet
  • Private full bath

Tags

BRIGHT EAT IN KITCHENGENEROUS CABINET STORAGEFIRST FLOOR LAUNDRYWALK IN CLOSETPRIVATE FULL BATHHOME OFFICE

Property features AI

Finance

  • Financial info: Has land lease (approx. $705)
  • HOA & community: Association fee paid monthly

Exterior

  • Parking: Detached garage; Driveway; 2 garage spaces
  • Utilities: Public water (connected); Sewer connected
  • Home design: Single-story (1 story); Double-wide mobile home (Skyline)
  • Construction: Vinyl siding; Asphalt shingle roof; Block foundation; Existing (pre-owned) condition
  • Exterior features: Deck; Blacktop driveway; Rectangular lot (approx. 70 x 100)

Interior

  • Kitchen: Gas oven; Gas range; Range hood; Exhaust fan; Refrigerator; Eat-in kitchen
  • Bedrooms: Three main-level bedrooms; Bedroom 1 on first level (approx. 13.3 x 10.1); Bedroom 2 on first level (approx. 11.2 x 10.11); Bedroom 3 on first level (approx. 8.1 x 10.9)
  • Flooring: Carpet; Laminate; Varies
  • Bathrooms: Two full bathrooms (both on main level)
  • Heating & cooling: Gas forced-air heating; Central air conditioning
  • Interior features: Ceiling fan(s); Eat-in kitchen; Main level primary / Primary suite; Bedroom on main level; Stair lift (accessibility) - see remarks
  • Laundry & utility: Main-level laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $463 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Recommended offer: $49k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#640 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment C-, amenities F, commute F.
  • Newfane Central School District (rural): math 51% / reading 66% proficiency, ranked #257 of 590 in NY (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 33 active listings in the ZIP; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $49,250 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.05%
Cap rate
17.40%
Cash-on-cash
39.67%
DSCR
2.77
GRM
4.1

CMA / ARV

ARV (median comp)
$75,000
List price
$50,000
Delta
-33.33%
Verdict
UNDERPRICED
Comps
5 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6229 Dale Rd 0.32mi 3/2.0 1,008 (+7%) 24mo $200,000 $198 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
36.0%
Equity multiple
2.53×
Total profit
$21,393
Equity at exit
$7,455
10-year hold
IRR
42.7%
Equity multiple
5.05×
Total profit
$56,651
Equity at exit
$4,323

Cash invested: $14,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 14108

Home prices YoY
-3.9%
Active inventory
33
Price-to-rent
4.1×

Monthly cashflow live

Estimated rent
$1,023 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $750/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$215
Net cashflow
$463

Break-even live

Break-even rent $437
Max offer price $50,000
Occupancy floor 50%

Sensitivity live

Price -10% $497 -5% $480 +0% $463 +5% $446 +10% $428
Rent -10% $382 -5% $422 +0% $463 +5% $503 +10% $544
Rate -1.0pp $488 -0.5pp $476 base $463 +0.5pp $450 +1.0pp $437

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,500
Closing costs
$1,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-06-07
    statusdays on market $50,000 Pending 25 DOM
  2. 2026-06-05
    days on market $50,000 Active 24 DOM
  3. 2026-06-03
    days on market $50,000 Active 23 DOM
  4. 2026-06-02
    days on market $50,000 Active 22 DOM
  5. 2026-06-01
    days on market $50,000 Active 21 DOM
  6. 2026-05-31
    days on market $50,000 Active 20 DOM
  7. 2026-05-11
    listed $50,000 Active 594-char remark
  8. 2026-04-29
    historical
  9. 2026-04-10
    price $60,000
  10. 2026-03-24
    price $70,000
  11. 2025-12-04
    price $80,000
  12. 2025-10-29
    listed $90,000 Active
  13. 2013-09-17
    listed $46,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,279
− Mortgage interest
−$2,801
− Property taxes
−$750
− Insurance
−$250
− Repairs & maintenance
−$982
− Management
−$982
− Depreciation
−$1,455
Taxable income
$5,059
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,214
After-tax cash flow
$4,340/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Newfane Central School District
NCES district ID
3620760
Math proficiency
51% ▼ -5.00%
Reading proficiency
66% ▲ 10.00%
Median HH income
$53,029
Composite
50.07/100
National rank
#1911
State rank
#257 of 590 in NY

Livability — Newfane

Score
66/100
State rank
#640
US rank
#11907

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Newfane, NY
Population (ZIP)
5,301

Population outlook (Niagara County) Hauer SSP2

Today (2025)
204,149 people
By 2030
197,900 · -3.1%
By 2040
182,239 · -10.7%
By 2050
165,198 · -19.1%
By 2075
129,416 · -36.6%
By 2100
96,222 · -52.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3%
Common ancestry
Romanian 5% Lithuanian 2% Slovak 2%
Foreign-born
1% · Canada
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Niagara

2024 margin
R (+14.9) · D 42.5% · R 57.5%
2008→2024 swing
-15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
All cycles
2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -10.96%
Current HPI
272.2811
Rent YoY
Metro
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+7.5% since first listed
8 events — show timeline
  • 2026-06-05 Pending WNYREIS
  • 2026-05-11 Listed $50,000 WNYREIS
  • 2026-04-29 Listing Removed WNYREIS
  • 2026-04-10 Price Changed $60,000 WNYREIS
  • 2026-03-24 Price Changed $70,000 WNYREIS
  • 2025-12-04 Price Changed $80,000 WNYREIS
  • 2025-10-29 Listed $90,000 WNYREIS
  • 2013-09-17 Listed $46,500 WNYREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…