6266 Bayview Sta · Newfane, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.0/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$50,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Located in the desirable Countryside Estates community, this well cared for 3 bedroom, 2 bath manufactured home offers a spacious and practical layout with nearly 950 sq. ft. of living space. Built in 1995, the home features a bright eat in kitchen with generous cabinet storage and nearby first floor laundry for added convenience. The primary suite includes a walk in closet and private full bath, while two additional bedrooms and a second full bath offer plenty of flexibility for guests, a home office, or additional living needs. A 2 car garage provides extra storage and covered parking.
Key facts
- First floor laundry
- Walk in closet
- Private full bath
Tags
Property features AI
Finance
- Financial info: Has land lease (approx. $705)
- HOA & community: Association fee paid monthly
Exterior
- Parking: Detached garage; Driveway; 2 garage spaces
- Utilities: Public water (connected); Sewer connected
- Home design: Single-story (1 story); Double-wide mobile home (Skyline)
- Construction: Vinyl siding; Asphalt shingle roof; Block foundation; Existing (pre-owned) condition
- Exterior features: Deck; Blacktop driveway; Rectangular lot (approx. 70 x 100)
Interior
- Kitchen: Gas oven; Gas range; Range hood; Exhaust fan; Refrigerator; Eat-in kitchen
- Bedrooms: Three main-level bedrooms; Bedroom 1 on first level (approx. 13.3 x 10.1); Bedroom 2 on first level (approx. 11.2 x 10.11); Bedroom 3 on first level (approx. 8.1 x 10.9)
- Flooring: Carpet; Laminate; Varies
- Bathrooms: Two full bathrooms (both on main level)
- Heating & cooling: Gas forced-air heating; Central air conditioning
- Interior features: Ceiling fan(s); Eat-in kitchen; Main level primary / Primary suite; Bedroom on main level; Stair lift (accessibility) - see remarks
- Laundry & utility: Main-level laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $463 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Recommended offer: $49k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 66/100 on livability (#640 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment C-, amenities F, commute F.
- Newfane Central School District (rural): math 51% / reading 66% proficiency, ranked #257 of 590 in NY (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 33 active listings in the ZIP; 167 units permitted in Niagara County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $346 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Niagara County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 25 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.05% ✓
- Cap rate
- 17.40%
- Cash-on-cash
- 39.67%
- DSCR
- 2.77
- GRM
- 4.1
CMA / ARV
- ARV (median comp)
- $75,000
- List price
- $50,000
- Delta
- -33.33%
- Verdict
- UNDERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6229 Dale Rd | 0.32mi | 3/2.0 | 1,008 (+7%) | 24mo | $200,000 | $198 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 36.0%
- Equity multiple
- 2.53×
- Total profit
- $21,393
- Equity at exit
- $7,455
- IRR
- 42.7%
- Equity multiple
- 5.05×
- Total profit
- $56,651
- Equity at exit
- $4,323
Cash invested: $14,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14108
- Home prices YoY
- -3.9%
- Active inventory
- 33
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,023 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax est. 1.5%
- −$62 /mo · $750/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$215
- Net cashflow
- $463
Break-even live
Sensitivity live
| Price | -10% $497 | -5% $480 | +0% $463 | +5% $446 | +10% $428 |
|---|---|---|---|---|---|
| Rent | -10% $382 | -5% $422 | +0% $463 | +5% $503 | +10% $544 |
| Rate | -1.0pp $488 | -0.5pp $476 | base $463 | +0.5pp $450 | +1.0pp $437 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,500
- Closing costs
- $1,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 13 events
-
2026-06-07statusdays on market $50,000 Pending 25 DOM
-
2026-06-05days on market $50,000 Active 24 DOM
-
2026-06-03days on market $50,000 Active 23 DOM
-
2026-06-02days on market $50,000 Active 22 DOM
-
2026-06-01days on market $50,000 Active 21 DOM
-
2026-05-31days on market $50,000 Active 20 DOM
-
2026-05-11$50,000 Active 594-char remark
-
2026-04-29historical
-
2026-04-10price $60,000
-
2026-03-24price $70,000
-
2025-12-04price $80,000
-
2025-10-29$90,000 Active
-
2013-09-17$46,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,279
- − Mortgage interest
- −$2,801
- − Property taxes
- −$750
- − Insurance
- −$250
- − Repairs & maintenance
- −$982
- − Management
- −$982
- − Depreciation
- −$1,455
- Taxable income
- $5,059
- Est. tax owed @ 24.0%
- −$1,214
- After-tax cash flow
- $4,340/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Newfane Central School District
- NCES district ID
- 3620760
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 66% ▲ 10.00%
- Median HH income
- $53,029
- Composite
- 50.07/100
- National rank
- #1911
- State rank
- #257 of 590 in NY
Livability — Newfane
- Score
- 66/100
- State rank
- #640
- US rank
- #11907
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Newfane, NY
- Population (ZIP)
- 5,301
Population outlook (Niagara County) Hauer SSP2
- Today (2025)
- 204,149 people
- By 2030
- 197,900 · -3.1%
- By 2040
- 182,239 · -10.7%
- By 2050
- 165,198 · -19.1%
- By 2075
- 129,416 · -36.6%
- By 2100
- 96,222 · -52.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 3%
- Common ancestry
- Romanian 5% Lithuanian 2% Slovak 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Other Indo-European 1%
Political lean MEDSL · Niagara
- 2024 margin
- R (+14.9) · D 42.5% · R 57.5%
- 2008→2024 swing
- -15.9pp toward R · 2008: 1.0pp · 2024: -14.9pp
- All cycles
- 2024: R+14.9 2020: R+9.7 2016: R+19.0 2012: D+0.6 2008: D+1.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -10.96%
- Current HPI
- 272.2811
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
|
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Price history
+7.5% since first listed8 events — show timeline
- 2026-06-05 Pending — WNYREIS
- 2026-05-11 Listed $50,000 WNYREIS
- 2026-04-29 Listing Removed — WNYREIS
- 2026-04-10 Price Changed $60,000 WNYREIS
- 2026-03-24 Price Changed $70,000 WNYREIS
- 2025-12-04 Price Changed $80,000 WNYREIS
- 2025-10-29 Listed $90,000 WNYREIS
- 2013-09-17 Listed $46,500 WNYREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…