222 N Vaughan Ave · Seguin, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.3/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
Key facts
- High growth area
- Partial fencing
- Spacious lot
Tags
Property features AI
Exterior
- Parking: Detached carport; Space for 2 vehicles; Has a carport
- Utilities: Electricity available; Natural gas available; Public water; Public sewer
- Home design: Single-story home; Faces north; Slab foundation
- Construction: Cement siding construction; Shingle roof; Year built per public records
- Exterior features: Side porch; Shed(s); Back yard with chain link and wood fencing; Medium-size trees on lot; Has a view; Property listed as tear down / value in land
Interior
- Bedrooms: One main-level bedroom
- Flooring: Concrete
- Heating & cooling: Natural gas heating; Ceiling fan(s) for cooling
- Interior features: Concrete flooring; No additional interior features listed
- Laundry & utility: Laundry area located outside
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $437 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $79k (1.5% below list) — sets the bar for market timing.
- Cap rate 12.9% vs local median 3.7% in Seguin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#592 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Seguin ISD (town): math 26% / reading 30% proficiency, ranked #663 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Oralia R Rodriguez El (math 28% / reading 30%, grade F, #2,668 of 4,322 statewide, top 63%, 475 students, 83% FRL); Briesemeister Middle (math 17% / reading 22%, grade F, #1,445 of 1,662 statewide, top 88%, 725 students, 77% FRL); Seguin H S (math 24% / reading 43%, grade F, #1,011 of 1,632 statewide, top 63%, 2,101 students, 71% FRL).
- Market conditions: Rents rising (+2.0%/yr); 1377 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,064 units permitted in Guadalupe County in 2024 (133 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Guadalupe County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 20 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 7y ago; this cycle's ask is 35% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.65% ✓
- Cap rate
- 12.85%
- Cash-on-cash
- 23.43%
- DSCR
- 2.04
- GRM
- 5.0
CMA / ARV
- ARV (on-the-fly)
- $149,688
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 736 Salinas | 0.34mi | 1/1.0 (-1) | 800 (+1%) | 1mo | $135,000 | $169 | 77 |
| 711 Mitchell | 0.51mi | 2/1.0 | 805 (+2%) | 5mo | $164,000 | $204 | 69 |
| 715 Mitchell | 0.51mi | 2/1.0 | 805 (+2%) | 11mo | $174,000 | $216 | 64 |
| 410 Short Ave | 0.36mi | 2/1.0 | 768 (-3%) | 22mo | $130,000 | $169 | 60 |
| 618 S Saunders St | 0.63mi | 2/1.0 | 834 (+5%) | 3mo | $185,000 | $222 | 59 |
| 411 Legette | 0.48mi | 2/1.0 | 698 (-12%) | 3mo | $129,700 | $186 | 56 |
| 707 Mitchell Ave | 0.52mi | 2/1.0 | 765 (-3%) | 20mo | $164,900 | $216 | 54 |
| 764 Boenig | 0.56mi | 2/1.0 | 866 (+9%) | 11mo | $164,000 | $189 | 49 |
| 754 Baker | 0.38mi | 2/1.0 | 880 (+11%) | 19mo | $157,000 | $178 | 48 |
| 804 N Guadalupe St | 0.67mi | 2/1.0 | 840 (+6%) | 19mo | $150,000 | $179 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.04% rent growth · sell at horizon
- IRR
- 15.4%
- Equity multiple
- 1.61×
- Total profit
- $13,669
- Equity at exit
- $11,913
- IRR
- 23.3%
- Equity multiple
- 2.92×
- Total profit
- $42,865
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78155
- Rents YoY
- 2.0%
- Active inventory
- 1377
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $1,320 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$154 /mo · $1,845/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$277
- Net cashflow
- $437
Break-even live
Sensitivity live
| Price | -10% $482 | -5% $460 | +0% $437 | +5% $414 | +10% $392 |
|---|---|---|---|---|---|
| Rent | -10% $333 | -5% $385 | +0% $437 | +5% $489 | +10% $541 |
| Rate | -1.0pp $477 | -0.5pp $457 | base $437 | +0.5pp $416 | +1.0pp $395 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 906 San Antonio Ave Seguin, TX | 2.0 | 1.0 | 1020 | $1,100 | $1.08 | 45d | 1 | 0.44mi |
| 402 Trefger St Seguin, TX | 3.0 | 2.0 | 1096 | $1,395 | $1.27 | 25d | 1 | 0.47mi |
| 415 Hudson St Seguin, TX | 3.0 | 2.0 | 1076 | $1,345 | $1.25 | 16d | 1 | 0.51mi |
| 502 Hudson St Seguin, TX | 3.0 | 2.0 | 1076 | $1,345 | $1.25 | 23d | 1 | 0.56mi |
| 502 Hudson St Seguin, TX | 3.0 | 2.0 | 1076 | $1,345 | $1.25 | 22d | 1 | 0.56mi |
| 404 W Walnut St Seguin, TX | 2.0 | 1.0 | 996 | $1,550 | $1.56 | 45d | 1 | 0.61mi |
| 508 Pitts St Seguin, TX | 3.0 | 1.0 | 973 | $1,275 | $1.31 | 14d | 1 | 0.71mi |
| 300 N Milam St Seguin, TX | 1.0 | 1.0 | 700 | $950 | $1.36 | 45d | 1 | 1.00mi |
| 714 S River St Unit B Seguin, TX | 3.0 | 1.0 | 936 | $1,285 | $1.37 | 25d | 1 | 1.04mi |
| 908 Pecan St Seguin, TX | 3.0 | 1.0 | 924 | $1,300 | $1.41 | 18d | 1 | 1.08mi |
| 809 Leissner St Seguin, TX | 2.0 | 1.0 | 1020 | $1,175 | $1.15 | 25d | 1 | 1.12mi |
| 201 E Kingsbury St Seguin, TX | 2.0 | 1.0 | 856 | $1,095 | $1.28 | 25d | 1 | 1.13mi |
| 201 E Kingsbury St Seguin, TX | 2.0 | 1.0 | 856 | $1,095 | $1.28 | 16d | 1 | 1.13mi |
| 1701 N Guadalupe St Seguin, TX | 3.0 | 2.0 | 1028 | $1,414 | $1.38 | 0d | 1 | 1.25mi |
| 519 E Pine St Seguin, TX | 2.0 | 1.0 | 672 | $1,150 | $1.71 | 4d | 1 | 1.33mi |
| 1601 Hays St Seguin, TX | 3.0 | 2.0 | 1090 | $1,225 | $1.12 | 0d | 1 | 1.37mi |
| 527 Elley St Seguin, TX | 3.0 | 3.0 | 1090 | $1,325 | $1.22 | 25d | 1 | 1.40mi |
Listing history 13 events
-
2026-06-04status $79,900 Pending 20 DOM
-
2026-06-03days on market $79,900 Active 20 DOM
-
2026-06-02days on market $79,900 Active 19 DOM
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2026-06-01days on market $79,900 Active 18 DOM
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2026-05-31days on market $79,900 Active 17 DOM
-
2019-07-18soldstatus Sold 152-char remark
Show marketing remark (152 chars)
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
-
2019-07-02historical
Show marketing remark (152 chars)
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
-
2019-07-02status Pending 152-char remark
Show marketing remark (152 chars)
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
-
2019-06-15historical Active Take Backups
-
2019-06-14historical Active Option 152-char remark
Show marketing remark (152 chars)
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
-
2019-05-28$59,000 New 152-char remark
Show marketing remark (152 chars)
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
-
2019-05-28$59,000 Active
Show marketing remark (152 chars)
Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.
-
1990-01-26soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,845 · $154/mo
- Projected year-2 tax
- $1,845 · $154/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,842
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,845
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,267
- − Management
- −$1,267
- − Depreciation
- −$2,324
- Taxable income
- $4,263
- Est. tax owed @ 24.0%
- −$1,023
- After-tax cash flow
- $4,220/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Seguin ISD
- NCES district ID
- 4839690
- Math proficiency
- 26% ▼ -8.00%
- Reading proficiency
- 30% ▼ -5.00%
- Median HH income
- $46,210
- Composite
- 24.17/100
- National rank
- #7738
- State rank
- #663 of 826 in TX
Livability — Seguin
- Score
- 66/100
- State rank
- #592
- US rank
- #11298
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Seguin, TX
- County
- Guadalupe County · 147,291 people
- City population
- 55,600
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 55,600
- Household income
- $71,039
- Rent vs Own
- Severe rent burden
- 1053.0
Population outlook (Guadalupe County) Hauer SSP2
- Today (2025)
- 196,854 people
- By 2030
- 220,210 · +11.9%
- By 2040
- 268,004 · +36.1%
- By 2050
- 316,333 · +60.7%
- By 2075
- 434,747 · +120.8%
- By 2100
- 520,447 · +164.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 49% White 43% Two or more races 26% Black 5%
- Hispanic origin (detail)
- Mexican 41%
- Common ancestry
- Lithuanian 2% Slovak 1% Romanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 74% English-only · Spanish 24% German/W. Germanic 1%
Political lean MEDSL · Guadalupe
- 2024 margin
- Strong R (+29.5) · D 34.8% · R 64.3%
- 2008→2024 swing
- +1.5pp toward D · 2008: -31.0pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+24.2 2016: R+31.8 2012: R+35.1 2008: R+31.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -147.43%
- Current HPI
- 160.5435
- Rent YoY
- ▲ 2.04%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+0.0% since first listed8 events — show timeline
- 2019-07-18 Sold (MLS) — LERA
- 2019-07-02 Listing Removed — CTXMLS
- 2019-07-02 Pending — LERA
- 2019-06-15 Contingent — CTXMLS
- 2019-06-14 Contingent — LERA
- 2019-05-28 Listed $59,000 LERA
- 2019-05-28 Listed $59,000 CTXMLS
- 1990-01-26 Sold (Public Records) — Public Records
Property tax history
+8.8%/yrLatest (2026): $1,845 · -3.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…