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222 N Vaughan Ave
B+ Composite 76.23
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.3/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$79,900

222 N Vaughan Ave · Seguin, TX 78155
2 bd · 1.0 ba · 792 sqft · SingleFamily public records · 20 Days on market
Built 1948 0.26 ac lot Est $150k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

Key facts

  • High growth area
  • Partial fencing
  • Spacious lot

Tags

SPACIOUS LOTMATURE TREESPARTIAL FENCINGQUIET ESTABLISHED NEIGHBORHOODSINGLE STORYHIGH GROWTH AREA

Property features AI

Exterior

  • Parking: Detached carport; Space for 2 vehicles; Has a carport
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story home; Faces north; Slab foundation
  • Construction: Cement siding construction; Shingle roof; Year built per public records
  • Exterior features: Side porch; Shed(s); Back yard with chain link and wood fencing; Medium-size trees on lot; Has a view; Property listed as tear down / value in land

Interior

  • Bedrooms: One main-level bedroom
  • Flooring: Concrete
  • Heating & cooling: Natural gas heating; Ceiling fan(s) for cooling
  • Interior features: Concrete flooring; No additional interior features listed
  • Laundry & utility: Laundry area located outside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $437 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $79k (1.5% below list) — sets the bar for market timing.
  • Cap rate 12.9% vs local median 3.7% in Seguin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#592 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Seguin ISD (town): math 26% / reading 30% proficiency, ranked #663 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Oralia R Rodriguez El (math 28% / reading 30%, grade F, #2,668 of 4,322 statewide, top 63%, 475 students, 83% FRL); Briesemeister Middle (math 17% / reading 22%, grade F, #1,445 of 1,662 statewide, top 88%, 725 students, 77% FRL); Seguin H S (math 24% / reading 43%, grade F, #1,011 of 1,632 statewide, top 63%, 2,101 students, 71% FRL).
  • Market conditions: Rents rising (+2.0%/yr); 1377 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,064 units permitted in Guadalupe County in 2024 (133 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Guadalupe County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago; this cycle's ask is 35% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $78,701 (1.5% below list)

Questions for the listing agent

  1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.65%
Cap rate
12.85%
Cash-on-cash
23.43%
DSCR
2.04
GRM
5.0

CMA / ARV

ARV (on-the-fly)
$149,688
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
736 Salinas 0.34mi 1/1.0 (-1) 800 (+1%) 1mo $135,000 $169 77
711 Mitchell 0.51mi 2/1.0 805 (+2%) 5mo $164,000 $204 69
715 Mitchell 0.51mi 2/1.0 805 (+2%) 11mo $174,000 $216 64
410 Short Ave 0.36mi 2/1.0 768 (-3%) 22mo $130,000 $169 60
618 S Saunders St 0.63mi 2/1.0 834 (+5%) 3mo $185,000 $222 59
411 Legette 0.48mi 2/1.0 698 (-12%) 3mo $129,700 $186 56
707 Mitchell Ave 0.52mi 2/1.0 765 (-3%) 20mo $164,900 $216 54
764 Boenig 0.56mi 2/1.0 866 (+9%) 11mo $164,000 $189 49
754 Baker 0.38mi 2/1.0 880 (+11%) 19mo $157,000 $178 48
804 N Guadalupe St 0.67mi 2/1.0 840 (+6%) 19mo $150,000 $179 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold
IRR
15.4%
Equity multiple
1.61×
Total profit
$13,669
Equity at exit
$11,913
10-year hold
IRR
23.3%
Equity multiple
2.92×
Total profit
$42,865
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78155

Rents YoY
2.0%
Active inventory
1377
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,320 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$154 /mo · $1,845/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$277
Net cashflow
$437

Break-even live

Break-even rent $767
Max offer price $79,900
Occupancy floor 62%

Sensitivity live

Price -10% $482 -5% $460 +0% $437 +5% $414 +10% $392
Rent -10% $333 -5% $385 +0% $437 +5% $489 +10% $541
Rate -1.0pp $477 -0.5pp $457 base $437 +0.5pp $416 +1.0pp $395

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
906 San Antonio Ave Seguin, TX 2.0 1.0 1020 $1,100 $1.08 45d 1 0.44mi
402 Trefger St Seguin, TX 3.0 2.0 1096 $1,395 $1.27 25d 1 0.47mi
415 Hudson St Seguin, TX 3.0 2.0 1076 $1,345 $1.25 16d 1 0.51mi
502 Hudson St Seguin, TX 3.0 2.0 1076 $1,345 $1.25 23d 1 0.56mi
502 Hudson St Seguin, TX 3.0 2.0 1076 $1,345 $1.25 22d 1 0.56mi
404 W Walnut St Seguin, TX 2.0 1.0 996 $1,550 $1.56 45d 1 0.61mi
508 Pitts St Seguin, TX 3.0 1.0 973 $1,275 $1.31 14d 1 0.71mi
300 N Milam St Seguin, TX 1.0 1.0 700 $950 $1.36 45d 1 1.00mi
714 S River St Unit B Seguin, TX 3.0 1.0 936 $1,285 $1.37 25d 1 1.04mi
908 Pecan St Seguin, TX 3.0 1.0 924 $1,300 $1.41 18d 1 1.08mi
809 Leissner St Seguin, TX 2.0 1.0 1020 $1,175 $1.15 25d 1 1.12mi
201 E Kingsbury St Seguin, TX 2.0 1.0 856 $1,095 $1.28 25d 1 1.13mi
201 E Kingsbury St Seguin, TX 2.0 1.0 856 $1,095 $1.28 16d 1 1.13mi
1701 N Guadalupe St Seguin, TX 3.0 2.0 1028 $1,414 $1.38 0d 1 1.25mi
519 E Pine St Seguin, TX 2.0 1.0 672 $1,150 $1.71 4d 1 1.33mi
1601 Hays St Seguin, TX 3.0 2.0 1090 $1,225 $1.12 0d 1 1.37mi
527 Elley St Seguin, TX 3.0 3.0 1090 $1,325 $1.22 25d 1 1.40mi

Listing history 13 events

  1. 2026-06-04
    status $79,900 Pending 20 DOM
  2. 2026-06-03
    days on market $79,900 Active 20 DOM
  3. 2026-06-02
    days on market $79,900 Active 19 DOM
  4. 2026-06-01
    days on market $79,900 Active 18 DOM
  5. 2026-05-31
    days on market $79,900 Active 17 DOM
  6. 2019-07-18
    soldstatus Sold 152-char remark
    Show marketing remark (152 chars)

    Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

  7. 2019-07-02
    historical
    Show marketing remark (152 chars)

    Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

  8. 2019-07-02
    status Pending 152-char remark
    Show marketing remark (152 chars)

    Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

  9. 2019-06-15
    historical Active Take Backups
  10. 2019-06-14
    historical Active Option 152-char remark
    Show marketing remark (152 chars)

    Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

  11. 2019-05-28
    listed $59,000 New 152-char remark
    Show marketing remark (152 chars)

    Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

  12. 2019-05-28
    listed $59,000 Active
    Show marketing remark (152 chars)

    Location and possibilities galore! This handyman special sits just blocks from Texas Lutheran University and just minutes from historic downtown Seguin.

  13. 1990-01-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,845 · $154/mo
Projected year-2 tax
$1,845 · $154/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,842
− Mortgage interest
−$4,476
− Property taxes
−$1,845
− Insurance
−$400
− Repairs & maintenance
−$1,267
− Management
−$1,267
− Depreciation
−$2,324
Taxable income
$4,263
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,023
After-tax cash flow
$4,220/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seguin ISD
NCES district ID
4839690
Math proficiency
26% ▼ -8.00%
Reading proficiency
30% ▼ -5.00%
Median HH income
$46,210
Composite
24.17/100
National rank
#7738
State rank
#663 of 826 in TX

Livability — Seguin

Score
66/100
State rank
#592
US rank
#11298

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seguin, TX
County
Guadalupe County · 147,291 people
City population
55,600
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
55,600
Household income
$71,039
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
1053.0

Population outlook (Guadalupe County) Hauer SSP2

Today (2025)
196,854 people
By 2030
220,210 · +11.9%
By 2040
268,004 · +36.1%
By 2050
316,333 · +60.7%
By 2075
434,747 · +120.8%
By 2100
520,447 · +164.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 49% White 43% Two or more races 26% Black 5%
Hispanic origin (detail)
Mexican 41%
Common ancestry
Lithuanian 2% Slovak 1% Romanian 1%
Foreign-born
8% · Canada
Languages at home
74% English-only · Spanish 24% German/W. Germanic 1%

Political lean MEDSL · Guadalupe

2024 margin
Strong R (+29.5) · D 34.8% · R 64.3%
2008→2024 swing
+1.5pp toward D · 2008: -31.0pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+24.2 2016: R+31.8 2012: R+35.1 2008: R+31.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -147.43%
Current HPI
160.5435
Rent YoY
▲ 2.04%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
8 events — show timeline
  • 2019-07-18 Sold (MLS) LERA
  • 2019-07-02 Listing Removed CTXMLS
  • 2019-07-02 Pending LERA
  • 2019-06-15 Contingent CTXMLS
  • 2019-06-14 Contingent LERA
  • 2019-05-28 Listed $59,000 LERA
  • 2019-05-28 Listed $59,000 CTXMLS
  • 1990-01-26 Sold (Public Records) Public Records

Property tax history

+8.8%/yr

Latest (2026): $1,845 · -3.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…