20 Ocotillo · Palm Desert, CA 92260

$215,000

2 bd · 1.0 ba · 1,080 sqft · Manufactured public records · 114 Days on market

Built 1971 3,080 sqft lot $199/sqft · 9% above area Est $218k · at est.

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.2/10.0
• ARV discount +8.2/15.0
• Schools +3.8/10.0
• Rent growth +2.9/5.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Palm Desert Find Designer Upgrades| Experience refined desert living in this beautifully remodeled three bedroom, two bath residence located in a GATED-ALL AGES community near Bighorn. Showcasing breathtaking mountain views and a light filled open layout, this home blends modern upgrades with effortless comfort. Natural sky lighting enhances the expansive living spaces, creating a bright and airy atmosphere throughout. Spacious primary suite with walk-in closet and a brand new ceiling fan for added comfort, while the guest bedrooms are privately separated for flexibility and privacy. Recent improvements include brand NEW interior and exterior paint, NEW energy efficient windows, a fresh roof coating, upgraded appliances, and modern finishes that elevate the overall presentation. The OPEN CONCEPT living and dining areas create an inviting space ideal for entertaining or relaxing in style. Residents enjoy resort style amenities including a saltwater pool and spa, fitness center, clubhouse, billiards room, and outdoor BBQ area perfect for gatherings, all within a secure gated setting. The monthly land lease and HOA are one combined fee, and buyers are advised to verify all terms and obtain community approval. Conveniently located with easy access to Temecula and San Diego, this move in ready desert retreat offers exceptional value, comfort, and lifestyle.

Key facts

• 3,080 sq ft lot
• Garage
• Community pool

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $215k.

Deal economics

• At list price, monthly cash flow is $935 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $215k).
• Recommended offer: $196k (9.0% below list) — sets the bar for market timing.
• Cap rate 11.5% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.6%/yr); 545 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $3,064/mo this rent would consume 52% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.6% rent growth), your $60k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 114 days — a 9% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 22y ago; this cycle's ask has dropped $30k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $70k; list at $215k implies a 205% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 10→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $195,650 (9.0% below list)

Questions for the listing agent

1. It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.42% ✓
• Cap rate: 11.51%
• Cash-on-cash: 18.63%
• DSCR: 1.83
• GRM: 5.8

CMA / ARV

• ARV (median comp): $218,410
• List price: $215,000
• Delta: -1.56%
• Verdict: FAIR
• Comps: 18 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10 Box C Dr	0.12mi	2/2.0	1,080 (0%)	2mo	$105,000	$97	89
25 Diamond E #25	0.19mi	2/2.0	1,000 (-7%)	2mo	$131,000	$131	74
4 Yucca Ln	0.04mi	2/2.0	1,040 (-4%)	22mo	$149,800	$144	70
14 Bar D Dr	0.07mi	3/2.0 (+1)	1,140 (+6%)	13mo	$215,000	$189	67
30 Lazy B Dr	0.16mi	2/2.0	980 (-9%)	12mo	$73,000	$74	63
100 Country Club Dr	0.11mi	2/2.0	1,152 (+7%)	22mo	$190,000	$165	62
15 Ocotillo Ln	0.04mi	2/2.0	1,200 (+11%)	19mo	$123,500	$103	60
49305 Highway 74 #132	0.36mi	3/3.0 (+1)	1,152 (+7%)	11mo	$228,400	$198	50
49305 Highway 74, #161	0.36mi	2/2.0	1,152 (+7%)	22mo	$128,750	$112	50
49305 Highway 74 #115	0.40mi	2/2.0	1,160 (+7%)	23mo	$256,000	$221	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 8.8%
• Equity multiple: 1.34×
• Total profit: $20,470
• Equity at exit: $32,057

10-year hold

• IRR: 16.8%
• Equity multiple: 2.29×
• Total profit: $77,673
• Equity at exit: $18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92260

• Rents YoY: 1.6%
• Active inventory: 545
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $3,064 high
• Mortgage (P&I): −$1,127
• Tax est. 1.5%: −$269 /mo · $3,225/yr
• Insurance: −$90
• HOA: −$0
• Vacancy / Maint / Mgmt: −$643
• Net cashflow: $935

Break-even live

Break-even rent $1,881

Max offer price $215,000

Occupancy floor 64%

Sensitivity live

Price	-10% $1,083	-5% $1,009	+0% $935	+5% $860	+10% $786
Rent	-10% $692	-5% $813	+0% $935	+5% $1,056	+10% $1,177
Rate	-1.0pp $1,043	-0.5pp $989	base $935	+0.5pp $879	+1.0pp $822

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,750
• Closing costs: $6,450
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
73280 Avenida Descanso Palm Desert, CA	3.0	2.0	1290	$4,250	$3.29	3d	1	0.40mi
48950 Desert Flower Dr Palm Desert, CA	3.0	2.5	1348	$5,000	$3.71	0d	1	0.55mi
48828 Desert Flower Dr Palm Desert, CA	2.0	1.0	1118	$2,450	$2.19	44d	1	0.59mi
48790 Desert Flower Dr Palm Desert, CA	3.0	2.5	1348	$2,500	$1.85	0d	1	0.61mi
48790 Desert Flower Dr Palm Desert, CA	3.0	2.5	1348	$2,500	$1.85	24d	1	0.61mi
48728 Desert Flower Dr Palm Desert, CA	3.0	2.0	1348	$2,400	$1.78	25d	1	0.63mi
48980 Wildwood Ln Palm Desert, CA	2.0	2.0	1184	$2,795	$2.36	44d	1	0.64mi
72346 Sommerset Dr Palm Desert, CA	2.0	2.0	1440	$3,950	$2.74	44d	1	0.72mi
48624 Moon Terrace Ln Palm Desert, CA	2.0	2.0	1184	$2,600	$2.20	15d	1	0.75mi
73407 Foxtail Ln Palm Desert, CA	2.0	2.0	1426	$2,600	$1.82	44d	1	1.34mi
73441 Foxtail Ln Palm Desert, CA	2.0	2.0	1426	$3,495	$2.45	44d	1	1.39mi
73446 Dalea Ln Palm Desert, CA	2.0	2.0	1202	$6,500	$5.41	18d	1	1.44mi
72619 Thrush Rd #2 Palm Desert, CA	2.0	1.0	840	$2,250	$2.68	25d	1	1.47mi
73476 Dalea Ln Palm Desert, CA	2.0	2.0	1271	$5,000	$3.93	44d	1	1.49mi

Listing history 31 events

1. 2026-06-18
   days on market $215,000 Active 114 DOM
2. 2026-06-17
   days on market $215,000 Active 113 DOM
3. 2026-06-16
   days on market $215,000 Active 112 DOM
4. 2026-06-15
   days on market $215,000 Active 111 DOM
5. 2026-06-13
   days on market $215,000 Active 109 DOM
6. 2026-06-09
   days on market $215,000 Active 105 DOM
7. 2026-06-08
   days on market $215,000 Active 104 DOM
8. 2026-06-07
   days on market $215,000 Active 103 DOM
9. 2026-06-04
   days on market $215,000 Active 100 DOM
10. 2026-06-03
    days on market $215,000 Active 99 DOM
11. 2026-06-02
    days on market $215,000 Active 98 DOM
12. 2026-06-01
    days on market $215,000 Active 97 DOM
13. 2026-05-31
    days on market $215,000 Active 96 DOM
14. 2026-05-15
    price $236,999 1374-char remark

    Show marketing remark (1374 chars)

    Palm Desert Find Designer Upgrades| Experience refined desert living in this beautifully remodeled three bedroom, two bath residence located in a GATED-ALL AGES community near Bighorn. Showcasing breathtaking mountain views and a light filled open layout, this home blends modern upgrades with effortless comfort. Natural sky lighting enhances the expansive living spaces, creating a bright and airy atmosphere throughout. Spacious primary suite with walk-in closet and a brand new ceiling fan for added comfort, while the guest bedrooms are privately separated for flexibility and privacy. Recent improvements include brand NEW interior and exterior paint, NEW energy efficient windows, a fresh roof coating, upgraded appliances, and modern finishes that elevate the overall presentation. The OPEN CONCEPT living and dining areas create an inviting space ideal for entertaining or relaxing in style. Residents enjoy resort style amenities including a saltwater pool and spa, fitness center, clubhouse, billiards room, and outdoor BBQ area perfect for gatherings, all within a secure gated setting. The monthly land lease and HOA are one combined fee, and buyers are advised to verify all terms and obtain community approval. Conveniently located with easy access to Temecula and San Diego, this move in ready desert retreat offers exceptional value, comfort, and lifestyle.

15. 2026-02-24
    status Active 1374-char remark

    Show marketing remark (1374 chars)

    Palm Desert Find Designer Upgrades| Experience refined desert living in this beautifully remodeled three bedroom, two bath residence located in a GATED-ALL AGES community near Bighorn. Showcasing breathtaking mountain views and a light filled open layout, this home blends modern upgrades with effortless comfort. Natural sky lighting enhances the expansive living spaces, creating a bright and airy atmosphere throughout. Spacious primary suite with walk-in closet and a brand new ceiling fan for added comfort, while the guest bedrooms are privately separated for flexibility and privacy. Recent improvements include brand NEW interior and exterior paint, NEW energy efficient windows, a fresh roof coating, upgraded appliances, and modern finishes that elevate the overall presentation. The OPEN CONCEPT living and dining areas create an inviting space ideal for entertaining or relaxing in style. Residents enjoy resort style amenities including a saltwater pool and spa, fitness center, clubhouse, billiards room, and outdoor BBQ area perfect for gatherings, all within a secure gated setting. The monthly land lease and HOA are one combined fee, and buyers are advised to verify all terms and obtain community approval. Conveniently located with easy access to Temecula and San Diego, this move in ready desert retreat offers exceptional value, comfort, and lifestyle.

16. 2026-02-17
    listed $245,000 Active 1374-char remark

    Show marketing remark (1374 chars)

    Palm Desert Find Designer Upgrades| Experience refined desert living in this beautifully remodeled three bedroom, two bath residence located in a GATED-ALL AGES community near Bighorn. Showcasing breathtaking mountain views and a light filled open layout, this home blends modern upgrades with effortless comfort. Natural sky lighting enhances the expansive living spaces, creating a bright and airy atmosphere throughout. Spacious primary suite with walk-in closet and a brand new ceiling fan for added comfort, while the guest bedrooms are privately separated for flexibility and privacy. Recent improvements include brand NEW interior and exterior paint, NEW energy efficient windows, a fresh roof coating, upgraded appliances, and modern finishes that elevate the overall presentation. The OPEN CONCEPT living and dining areas create an inviting space ideal for entertaining or relaxing in style. Residents enjoy resort style amenities including a saltwater pool and spa, fitness center, clubhouse, billiards room, and outdoor BBQ area perfect for gatherings, all within a secure gated setting. The monthly land lease and HOA are one combined fee, and buyers are advised to verify all terms and obtain community approval. Conveniently located with easy access to Temecula and San Diego, this move in ready desert retreat offers exceptional value, comfort, and lifestyle.

17. 2026-02-13
    price $245,000 1374-char remark

    Show marketing remark (1374 chars)

    Palm Desert Find Designer Upgrades| Experience refined desert living in this beautifully remodeled three bedroom, two bath residence located in a GATED-ALL AGES community near Bighorn. Showcasing breathtaking mountain views and a light filled open layout, this home blends modern upgrades with effortless comfort. Natural sky lighting enhances the expansive living spaces, creating a bright and airy atmosphere throughout. Spacious primary suite with walk-in closet and a brand new ceiling fan for added comfort, while the guest bedrooms are privately separated for flexibility and privacy. Recent improvements include brand NEW interior and exterior paint, NEW energy efficient windows, a fresh roof coating, upgraded appliances, and modern finishes that elevate the overall presentation. The OPEN CONCEPT living and dining areas create an inviting space ideal for entertaining or relaxing in style. Residents enjoy resort style amenities including a saltwater pool and spa, fitness center, clubhouse, billiards room, and outdoor BBQ area perfect for gatherings, all within a secure gated setting. The monthly land lease and HOA are one combined fee, and buyers are advised to verify all terms and obtain community approval. Conveniently located with easy access to Temecula and San Diego, this move in ready desert retreat offers exceptional value, comfort, and lifestyle.

18. 2026-01-26
    historical $260,000 1374-char remark

    Show marketing remark (1374 chars)

    Palm Desert Find Designer Upgrades| Experience refined desert living in this beautifully remodeled three bedroom, two bath residence located in a GATED-ALL AGES community near Bighorn. Showcasing breathtaking mountain views and a light filled open layout, this home blends modern upgrades with effortless comfort. Natural sky lighting enhances the expansive living spaces, creating a bright and airy atmosphere throughout. Spacious primary suite with walk-in closet and a brand new ceiling fan for added comfort, while the guest bedrooms are privately separated for flexibility and privacy. Recent improvements include brand NEW interior and exterior paint, NEW energy efficient windows, a fresh roof coating, upgraded appliances, and modern finishes that elevate the overall presentation. The OPEN CONCEPT living and dining areas create an inviting space ideal for entertaining or relaxing in style. Residents enjoy resort style amenities including a saltwater pool and spa, fitness center, clubhouse, billiards room, and outdoor BBQ area perfect for gatherings, all within a secure gated setting. The monthly land lease and HOA are one combined fee, and buyers are advised to verify all terms and obtain community approval. Conveniently located with easy access to Temecula and San Diego, this move in ready desert retreat offers exceptional value, comfort, and lifestyle.

19. 2021-12-29
    soldstatus $70,400 Closed 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

20. 2021-12-27
    status Pending 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

21. 2021-11-02
    historical Active Under Contract 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

22. 2021-10-05
    price $72,995 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

23. 2021-09-10
    price $79,899 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

24. 2021-09-03
    status Active 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

25. 2021-08-06
    historical Active Under Contract 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

26. 2021-07-30
    listed $79,900 Active 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

27. 2021-07-29
    historical $79,900 754-char remark

    Show marketing remark (754 chars)

    Excellent location! Park is next to Bighorn so you get the million dollar views and the prime location at a fraction of the cost! The wide open floor plan makes this home even more spacious. The Owner's suite is large and has a great size walk-in closet. The two guest bedrooms are on the opposite side of the home providing ideal separation and flexibility of space. The exterior was just freshly painted. Make this charming place your home and take advantage of the great amenities in the community: pool and spa, exercise room, clubhouse, putting green, and much more! Land Lease/Space Rent/HOA dues all refer to the same single monthly payment; Buyer to verify with HOA Manager. Buyer must be approved by HOA Management company in order to purchase.

28. 2005-01-18
    historical
29. 2004-10-22
    listed $31,000
30. 2004-06-19
    historical
31. 2004-02-17
    listed $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 10 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,765
• − Mortgage interest: −$12,043
• − Property taxes: −$3,225
• − Insurance: −$1,075
• − Repairs & maintenance: −$2,941
• − Management: −$2,941
• − Depreciation: −$6,255
• Taxable income: $8,284
• Est. tax owed @ 24.0%: −$1,988
• After-tax cash flow: $9,226/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 30,523
• Household income: $70,091
• Rent vs Own: 36.2% rent · 63.8% own
• Severe rent burden: 1734.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Italian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, South Korea, Vietnam
• Languages at home: 73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -364.94%
• Current HPI: 294.9425
• Rent YoY: ▲ 1.60%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+690.0% since first listed

18 events — show timeline

• 2026-05-15 Price Changed $236,999 GPSMLS
• 2026-02-24 Relisted — GPSMLS
• 2026-02-17 Listed $245,000 GPSMLS
• 2026-02-13 Price Changed $245,000 GPSMLS
• 2026-01-26 Coming Soon $260,000 GPSMLS
• 2021-12-29 Sold (MLS) $70,400 GPSMLS
• 2021-12-27 Pending — GPSMLS
• 2021-11-02 Contingent — GPSMLS
• 2021-10-05 Price Changed $72,995 GPSMLS
• 2021-09-10 Price Changed $79,899 GPSMLS
• 2021-09-03 Relisted — GPSMLS
• 2021-08-06 Contingent — GPSMLS
• 2021-07-30 Listed $79,900 GPSMLS
• 2021-07-29 Coming Soon $79,900 GPSMLS
• 2005-01-18 Listing Removed — GPSMLS
• 2004-10-22 Listed $31,000 GPSMLS
• 2004-06-19 Listing Removed — GPSMLS
• 2004-02-17 Listed $30,000 GPSMLS

Property tax history

-3.9%/yr

Latest (2025): $163 · +1.4% YoY. Source: county tax records.