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C+ Composite 60.93
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • Appreciation +9.4/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +3.6/5.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$5,000

1020 Vail View Dr Unit 2112-50 · Vail, CO 81657
2 bd · 2.0 ba · 1,127 sqft · Timeshare · 68 Days on market
Built 1980 1,393 sqft lot Est $7k · 26% under $182/mo HOA · 6% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular 2 bedroom/2 bathroom creekside condo is yours during week 50 every year---in 2025 you own December 13-20, 2025, then December 12-19, 2026 and December 11-18, 2027. Great early season skiing. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or on your patio overlooking Sandstone Creek. Sleeps 6 people and has a patio, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets.

Key facts

  • Full kitchen
  • Sauna
  • Steam room

Tags

FULL KITCHENSEPARATE LIVING ROOMINDOOR OUTDOOR CREEK-SIDE POOL2 HOT TUBSSTEAM ROOMSAUNA

Property features AI

Finance

  • HOA & community: Homeowners association with quarterly fee; Association fee covers cable TV, common area maintenance, electricity, gas, heat, insurance, internet, management, sewer, snow removal, taxes, telephone, trash, water, and furniture replacement; On-site amenities include fitness center, front desk, on-site management, pool, shuttle service, and spa/hot tub

Exterior

  • Home design: Three or more levels
  • Construction: Tar & gravel roof; Concrete perimeter foundation
  • Exterior features: Residential zoning; Near public transit; Trails nearby

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Tile; Wood
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Baseboard heating (electric); Ceiling fan(s) for cooling
  • Interior features: Fireplace; Furnished
  • Laundry & utility: Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath timeshare listed at $5k.

Deal economics

  • At list price, monthly cash flow is $2k ($25k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $5k).
  • Recommended offer: $5k (6.0% below list) — sets the bar for market timing.
  • Cap rate 530.5% vs local median 0.5% in Vail — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#76 in CO) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime D-, cost of living F, health & safety F.
  • Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 313 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($101k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $473 of equity ($35 loan paydown + $438 appreciation (8.8% local appreciation)).
  • Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.8% appreciation + 3.0% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($5k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $4,700 (6.0% below list)

Questions for the listing agent

  1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
60.78%
Cap rate
530.49%
Cash-on-cash
1872.13%
DSCR
84.30
GRM
0.1

CMA / ARV

ARV (on-the-fly)
$6,762
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1020 Vail Vw 0.00mi 2/2.0 1,129 (+0%) 2mo $10 98
1020 Vail View Dr #2205-31 0.00mi 2/2.0 1,127 (0%) 9mo $10 93
1020 Vail View Dr #3203-11 0.00mi 2/2.0 1,109 (-2%) 8mo $6,000 $5 91
1020 Vail View Dr #3312-31 0.00mi 2/2.0 1,101 (-2%) 9mo $500 88
1020 Vail View Dr #3204-51 0.00mi 2/2.0 1,093 (-3%) 9mo $40,000 $37 88
1020 Vail View Dr #3204-52 0.00mi 2/2.0 1,093 (-3%) 9mo $60,000 $55 88
1020 Vail View Dr #3203-14 0.00mi 2/2.0 1,109 (-2%) 12mo $1,500 $1 88
1020 Vail View Dr Unit 3304-10 0.00mi 2/2.0 1,049 (-7%) 1mo $7,500 $7 87
1020 Vail View Dr #3308-11 0.00mi 2/2.0 1,098 (-3%) 12mo $6,500 $6 86
1020 Vail Vw #2408-7 0.00mi 2/3.0 1,153 (+2%) 11mo $5,000 $4 83
1020 Vail Vw #1313-6 0.00mi 2/3.0 1,212 (+8%) 11mo $5,000 $4 74
1020 Vail View Dr #3412-8 0.00mi 2/3.0 1,236 (+10%) 13mo $9,000 $7 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.75% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
99.13×
Total profit
$137,378
Equity at exit
$4,057
10-year hold
IRR
Equity multiple
214.43×
Total profit
$298,807
Equity at exit
$8,314

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 81657

Home prices YoY
1.8%
Active inventory
313
Price-to-rent
0.1×

Monthly cashflow live

Estimated rent
$3,039 medium interval (Pro) →
Mortgage (P&I)
$26
Tax est. 1.5%
$6 /mo · $75/yr
Insurance
$2
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$182
Vacancy / Maint / Mgmt
$638
Net cashflow
$2,118

Break-even live

Break-even rent $358
Max offer price $5,000
Occupancy floor 25%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,250
Closing costs
$150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$182 · $2,184/yr
Likely covers
internetpool

Listing history 20 events

  1. 2026-06-19
    days on market $5,000 Active 68 DOM
  2. 2026-06-18
    days on market $5,000 Active 67 DOM
  3. 2026-06-17
    days on market $5,000 Active 66 DOM
  4. 2026-06-16
    days on market $5,000 Active 65 DOM
  5. 2026-06-15
    days on market $5,000 Active 64 DOM
  6. 2026-06-14
    days on market $5,000 Active 62 DOM
  7. 2026-06-12
    days on market $5,000 Active 61 DOM
  8. 2026-06-09
    days on market $5,000 Active 58 DOM
  9. 2026-06-08
    days on market $5,000 Active 57 DOM
  10. 2026-06-07
    days on market $5,000 Active 56 DOM
  11. 2026-06-05
    days on market $5,000 Active 53 DOM
  12. 2026-06-03
    days on market $5,000 Active 52 DOM
  13. 2026-06-02
    days on market $5,000 Active 51 DOM
  14. 2026-06-01
    days on market $5,000 Active 50 DOM
  15. 2026-05-31
    days on market $5,000 Active 49 DOM
  16. 2026-05-30
    days on market $5,000 Active 48 DOM
  17. 2026-04-12
    listed $5,000 Active
  18. 2025-08-07
    soldstatus $5,000 Closed 970-char remark
    Show marketing remark (970 chars)

    Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular 2 bedroom/2 bathroom creekside condo is yours during week 50 every year---in 2025 you own December 13-20, 2025, then December 12-19, 2026 and December 11-18, 2027. Great early season skiing. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or on your patio overlooking Sandstone Creek. Sleeps 6 people and has a patio, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets.

  19. 2025-07-09
    status Pending 970-char remark
    Show marketing remark (970 chars)

    Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular 2 bedroom/2 bathroom creekside condo is yours during week 50 every year---in 2025 you own December 13-20, 2025, then December 12-19, 2026 and December 11-18, 2027. Great early season skiing. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or on your patio overlooking Sandstone Creek. Sleeps 6 people and has a patio, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets.

  20. 2025-05-27
    listed $5,000 Active 970-char remark
    Show marketing remark (970 chars)

    Just five minutes from Vail Village and Vail Mountain, Sandstone Creek Club is one of the affordable options to own your own week in a world class mountain resort. This popular 2 bedroom/2 bathroom creekside condo is yours during week 50 every year---in 2025 you own December 13-20, 2025, then December 12-19, 2026 and December 11-18, 2027. Great early season skiing. This residence comes with a full kitchen where you can prepare your meals or just make a quick cup of coffee. You'll enjoy relaxing next to the fireplace in your own separate living room or on your patio overlooking Sandstone Creek. Sleeps 6 people and has a patio, internet access, humidifier, safe and all the comforts of home. Sandstone Creek Club includes an Indoor Outdoor creek-side pool, 2 hot tubs, Steam Room, Sauna, Winter shuttle to the slopes, Game Room, Exercise Room, Summer Tennis and Miniature Golf and so much more..... Sandstone Creek Club One of Vail's best kept secrets.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 77% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 14 d/yr ≥76°F today · 37 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,466
− Mortgage interest
−$280
− Property taxes
−$75
− Insurance
−$822
− Repairs & maintenance
−$2,917
− Management
−$2,917
− HOA
−$2,184
− Depreciation
−$145
Taxable income
$27,125
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$6,510
After-tax cash flow
$18,902/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eagle County School District No. RE-50
NCES district ID
0803540
Math proficiency
22% ▼ -8.00%
Reading proficiency
42% ▼ -4.00%
Median HH income
$73,322
Composite
30.01/100
National rank
#6360
State rank
#39 of 86 in CO

Livability — Vail

Score
71/100
State rank
#76
US rank
#7125

Category grades

Amenities A+ Commute A+ Cost of living F Crime D- Employment A+ Housing B- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Vail, CO
County
Eagle County · 42,178 people
City population
4,835
Metro
Edwards, CO
Population (ZIP)
4,835
Household income
$100,573
Rent vs Own
38.6% rent · 61.4% own
Severe rent burden
262.0

Population outlook (Eagle County) Hauer SSP2

Today (2025)
57,837 people
By 2030
59,258 · +2.5%
By 2040
60,698 · +4.9%
By 2050
60,206 · +4.1%
By 2075
54,326 · -6.1%
By 2100
47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Two or more races 11% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Portuguese 4% Romanian 3% Lithuanian 2%
Foreign-born
14% · Canada
Languages at home
88% English-only · Spanish 6% German/W. Germanic 2% French/Haitian/Cajun 1%

Political lean MEDSL · Eagle

2024 margin
Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
2008→2024 swing
+1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
All cycles
2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.75%
Current HPI
485.2983
Rent YoY
Metro
Edwards, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-04-12 Listed $5,000 VMLS
  • 2025-08-07 Sold (MLS) $5,000 VMLS
  • 2025-07-09 Pending VMLS
  • 2025-05-27 Listed $5,000 VMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…