863 Medford Rd · Cleveland Heights, OH 44121

$189,900

4 bd · 2.5 ba · 1,728 sqft · SingleFamily public records · 51 Days on market

Built 1925 5,170 sqft lot Est $213k · 11% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• ARV discount +12.3/15.0
• DSCR +5.9/10.0
• 1% rule +5.6/10.0
• Livability +4.5/5.0
• Rent growth +4.2/5.0
• Schools +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

Key facts

• First floor master
• Sunroom
• En-suite bath

Tags

• ORIGINAL HARDWOOD FLOORS
• STAINLESS STEEL APPLIANCES
• FIRST FLOOR MASTER
• EN-SUITE BATH
• SUNROOM
• FULLY FENCED BACKYARD

Property features AI

Exterior

• Parking: Detached 2-car garage
• Security: Smoke detectors; Carbon monoxide detectors
• Utilities: Public water; Public sewer
• Home design: 2 stories
• Construction: Built with aluminum siding; Asphalt/fiberglass roof
• Exterior features: North-facing; Lot approximately 0.12 acres; Carbon monoxide detector(s); Smoke detector(s)

Interior

• Kitchen: Dishwasher; Range; Microwave
• Bedrooms: One main-level bedroom
• Flooring: Hardwood
• Bathrooms: Two full bathrooms; One half bathroom; Two main-level bathrooms
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Built-in features; Ceiling fan(s); Laminate counters; Wood window frames; Full, partially finished basement; One fireplace
• Laundry & utility: Washer; Dryer; Laundry on lower level

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $189 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $190k).
• Recommended offer: $184k (3.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 4.3% in Cleveland Heights — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 89/100 on livability (#12 in OH, #124 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+.
• Cleveland Heights-University Heights City (suburban): math 23% / reading 41% proficiency, ranked #568 of 656 in OH (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.8%/yr); 150 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
• This rent runs 32% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 6.8% rent growth), your $53k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $88k; list at $190k implies a 117% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $184,203 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 7.48%
• Cash-on-cash: 4.26%
• DSCR: 1.19
• GRM: 7.8

CMA / ARV

• ARV (on-the-fly): $212,544
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1031 Pennfield Rd	0.42mi	4/1.5	1,727 (-0%)	1mo	$212,000	$123	75
979 Oxford Rd	0.47mi	4/2.0	1,640 (-5%)	1mo	$178,000	$109	67
1143 Brentwood Rd	0.58mi	3/1.5 (-1)	1,741 (+1%)	0mo	$215,000	$123	62
952 Oxford Rd	0.41mi	4/2.0	1,560 (-10%)	2mo	$180,000	$115	61
693 Quilliams Rd	0.40mi	3/1.5 (-1)	1,856 (+7%)	0mo	$220,000	$119	60
4019 Princeton Blvd	0.66mi	3/1.5 (-1)	1,746 (+1%)	1mo	$215,000	$123	58
1168 Brentwood Rd	0.62mi	4/2.5	1,559 (-10%)	1mo	$264,400	$170	54
3965 Monticello Blvd	0.75mi	4/2.5	1,568 (-9%)	2mo	$135,000	$86	48
3454 Monticello Blvd	0.69mi	3/2.5 (-1)	1,572 (-9%)	1mo	$210,000	$134	47
2145 N Taylor Rd	0.72mi	3/2.5 (-1)	1,579 (-9%)	1mo	$272,900	$173	46
1163 Pennfield Rd	0.64mi	3/1.0 (-1)	1,517 (-12%)	2mo	$45,000	$30	37
923 Cambridge Rd	0.71mi	3/1.5 (-1)	1,472 (-15%)	2mo	$217,000	$147	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.85% rent growth · sell at horizon

5-year hold

• IRR: -5.1%
• Equity multiple: 0.80×
• Total profit: $-10,548
• Equity at exit: $28,315

10-year hold

• IRR: 8.9%
• Equity multiple: 1.80×
• Total profit: $42,735
• Equity at exit: $16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44121

• Rents YoY: 6.8%
• Active inventory: 150
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $2,019 high
• Mortgage (P&I): −$996
• Tax from tax record: −$332 /mo · $3,981/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$424
• Net cashflow: $189

Break-even live

Break-even rent $1,781

Max offer price $189,900

Occupancy floor 86%

Sensitivity live

Price	-10% $296	-5% $242	+0% $189	+5% $135	+10% $81
Rent	-10% $29	-5% $109	+0% $189	+5% $268	+10% $348
Rate	-1.0pp $284	-0.5pp $237	base $189	+0.5pp $139	+1.0pp $89

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,475
• Closing costs: $5,697
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
994 Yellowstone Rd Cleveland, OH	3.0	2.0	1475	$1,395	$0.95	3d	1	0.27mi
821 Nela View Rd Cleveland, OH	4.0	2.5	2178	$2,100	$0.96	8d	1	0.28mi
1007 Elbon Rd Cleveland, OH	3.0	1.0	1386	$1,400	$1.01	11d	1	0.30mi
963 Selwyn Rd Cleveland, OH	4.0	1.0	1300	$2,650	$2.04	3d	1	0.31mi
967 Selwyn Rd Cleveland, OH	3.0	1.5	1214	$1,595	$1.31	17d	1	0.31mi
953 Whitby Rd Cleveland, OH	3.0	2.0	1188	$1,575	$1.33	25d	1	0.34mi
3430 Winsford Rd Cleveland, OH	4.0	1.5	1800	$1,590	$0.88	17d	1	0.35mi
1035 Elbon Rd Cleveland, OH	4.0	1.5	1304	$1,675	$1.28	17d	1	0.35mi
915 Nela View Rd Cleveland, OH	4.0	1.0	1300	$2,600	$2.00	17d	1	0.38mi
983 Greyton Rd Cleveland, OH	3.0	2.0	1457	$1,495	$1.03	17d	1	0.43mi
1099 Woodview Rd Cleveland, OH	4.0	1.0	1500	$2,500	$1.67	3d	1	0.47mi
1024 Greyton Rd Cleveland, OH	5.0	2.5	1800	$2,500	$1.39	45d	1	0.51mi
3406 Henderson Rd Cleveland, OH	4.0	1.5	1343	$2,250	$1.68	17d	1	0.61mi
3802 Princeton Blvd Cleveland, OH	3.0	1.5	1656	$2,275	$1.37	3d	1	0.63mi
3337 Sylvanhurst Rd Cleveland, OH	3.0	1.0	1334	$1,800	$1.35	8d	1	0.64mi
1131 Cleveland Heights Blvd Cleveland, OH	5.0	2.0	1500	$2,550	$1.70	3d	1	0.66mi
910 Dresden Rd Cleveland, OH	4.0	2.0	1839	$1,800	$0.98	17d	1	0.68mi
3829 Delmore Rd Cleveland, OH	5.0	1.0	1350	$2,550	$1.89	3d	1	0.70mi
16000 Terrace Rd Cleveland, OH	1.0–3.0	1.0–2.0	1000	$1,210	$1.21	3d	39	0.78mi
2401 N Taylor Rd Cleveland, OH	3.0	1.0	1347	$1,325	$0.98	8d	1	0.83mi
3917 Bluestone Rd Cleveland, OH	4.0	1.5	1700	$1,650	$0.97	22d	1	0.86mi
3808 Kirkwood Rd Cleveland, OH	4.0	1.5	1740	$2,150	$1.24	15d	1	0.89mi
3777 Montevista Rd Cleveland, OH	5.0	2.0	2050	$2,900	$1.41	3d	1	0.89mi
15801 Hazel Rd Cleveland, OH	3.0	1.5	1908	$1,550	$0.81	17d	1	0.98mi
3810 Parkdale Rd Cleveland, OH	3.0	1.5	1281	$2,067	$1.61	3d	1	1.00mi
303 S Green Rd Cleveland, OH	4.0	2.0	1381	$1,700	$1.23	3d	1	1.11mi
2868 Noble Rd Unit 16 Cleveland Heights, OH	3.0	1.5	1200	$1,750	$1.46	3d	1	1.12mi
2868 Noble Rd Cleveland, OH	3.0	1.5	1200	$1,250	$1.04	25d	1	1.12mi
1462 Parkhill Rd Cleveland, OH	4.0	1.0	1451	$1,950	$1.34	3d	1	1.25mi
963 Chelston Rd Cleveland, OH	4.0	2.0	1974	$1,950	$0.99	45d	1	1.38mi
14813 Alder Ave Cleveland, OH	3.0	1.0	1188	$1,150	$0.97	25d	1	1.39mi
1497 S Noble Rd Cleveland, OH	4.0	1.0	1250	$2,650	$2.12	3d	1	1.40mi
1584 Maple Rd Cleveland, OH	3.0	2.0	1359	$1,700	$1.25	25d	1	1.45mi

Listing history 50 events

1. 2026-06-21
   days on market $189,900 Active 51 DOM
2. 2026-06-18
   days on market $189,900 Active 48 DOM
3. 2026-06-17
   days on market $189,900 Active 47 DOM
4. 2026-06-16
   days on market $189,900 Active 46 DOM
5. 2026-06-15
   days on market $189,900 Active 45 DOM
6. 2026-06-13
   days on market $189,900 Active 43 DOM
7. 2026-06-09
   days on market $189,900 Active 39 DOM
8. 2026-06-08
   days on market $189,900 Active 38 DOM
9. 2026-06-07
   days on market $189,900 Active 37 DOM
10. 2026-06-05
    days on market $189,900 Active 34 DOM
11. 2026-06-03
    days on market $189,900 Active 33 DOM
12. 2026-06-02
    days on market $189,900 Active 32 DOM
13. 2026-06-01
    days on market $189,900 Active 31 DOM
14. 2026-05-31
    days on market $189,900 Active 30 DOM
15. 2026-05-01
    listed $189,900 Active
16. 2023-03-28
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

17. 2023-03-28
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

18. 2023-03-28
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

19. 2020-08-25
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

20. 2020-03-04
    status Pending 531-char remark

    Show marketing remark (531 chars)

    Check out this amazing, newly updated, 4bedroom, 2.5 bath colonial! This home features beautiful hardwood flooring throughout, a stunning chandalier in the dining room, a master bedroom with full bath on the first floor, an enclosed porch, a cozy fireplace in the living room, nice spacious bedrooms, new lighting fixtures throughout, 2 rear porches, a partially finished basement, central air, 2 car garage, appliances and much more. This house is a gem with loads of character! Don't miss out! Priced to sell! Violation Free!

21. 2020-03-04
    soldstatus $87,500 Closed 531-char remark

    Show marketing remark (531 chars)

    Check out this amazing, newly updated, 4bedroom, 2.5 bath colonial! This home features beautiful hardwood flooring throughout, a stunning chandalier in the dining room, a master bedroom with full bath on the first floor, an enclosed porch, a cozy fireplace in the living room, nice spacious bedrooms, new lighting fixtures throughout, 2 rear porches, a partially finished basement, central air, 2 car garage, appliances and much more. This house is a gem with loads of character! Don't miss out! Priced to sell! Violation Free!

22. 2020-03-03
    soldstatus $87,500
23. 2020-02-12
    historical Contingent 531-char remark

    Show marketing remark (531 chars)

    Check out this amazing, newly updated, 4bedroom, 2.5 bath colonial! This home features beautiful hardwood flooring throughout, a stunning chandalier in the dining room, a master bedroom with full bath on the first floor, an enclosed porch, a cozy fireplace in the living room, nice spacious bedrooms, new lighting fixtures throughout, 2 rear porches, a partially finished basement, central air, 2 car garage, appliances and much more. This house is a gem with loads of character! Don't miss out! Priced to sell! Violation Free!

24. 2020-01-16
    price $99,000 531-char remark

    Show marketing remark (531 chars)

    Check out this amazing, newly updated, 4bedroom, 2.5 bath colonial! This home features beautiful hardwood flooring throughout, a stunning chandalier in the dining room, a master bedroom with full bath on the first floor, an enclosed porch, a cozy fireplace in the living room, nice spacious bedrooms, new lighting fixtures throughout, 2 rear porches, a partially finished basement, central air, 2 car garage, appliances and much more. This house is a gem with loads of character! Don't miss out! Priced to sell! Violation Free!

25. 2019-10-29
    listed $103,000 Active 531-char remark

    Show marketing remark (531 chars)

    Check out this amazing, newly updated, 4bedroom, 2.5 bath colonial! This home features beautiful hardwood flooring throughout, a stunning chandalier in the dining room, a master bedroom with full bath on the first floor, an enclosed porch, a cozy fireplace in the living room, nice spacious bedrooms, new lighting fixtures throughout, 2 rear porches, a partially finished basement, central air, 2 car garage, appliances and much more. This house is a gem with loads of character! Don't miss out! Priced to sell! Violation Free!

26. 2019-10-01
    historical
27. 2019-08-23
    price $105,000
28. 2019-07-09
    price $107,000
29. 2019-07-03
    status Active
30. 2019-06-28
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

31. 2019-06-13
    status Pending
32. 2019-05-15
    listed $99,999
33. 2019-05-15
    historical
34. 2019-04-30
    historical
35. 2018-10-15
    listed $94,999 Active
36. 2013-11-15
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

37. 2013-11-15
    price $129,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

38. 2013-11-15
    price $104,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

39. 2013-01-29
    soldstatus $18,000
40. 2012-12-14
    listed $20,000
41. 2001-01-30
    soldstatus $107,000
42. 2001-01-23
    soldstatus $107,000 Closed 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

43. 2001-01-23
    soldstatus $107,000 Closed 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

44. 2001-01-23
    soldstatus $107,000 Closed 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

45. 2001-01-23
    soldstatus $107,000 Closed 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

46. 2001-01-23
    soldstatus $107,000 Closed 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

47. 2001-01-23
    soldstatus $107,000 Sold 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

48. 2001-01-23
    soldstatus $107,000 Sold 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

49. 1997-12-10
    price $129,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

50. 1997-12-10
    price $129,900 209-char remark

    Show marketing remark (209 chars)

    Wonderful Family Home With 1st Floor Full Bath, Family Room/ Office Or Bdrm On 1st, Side Porch, Newer Furnace With A/C, Wbfp, Built-ins, Hardwoods, Newer Carpet, Newer Garage Door W/ Opener. Show & Sell!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $3,981 · $332/mo
• Projected year-2 tax: $3,981 · $332/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,232
• − Mortgage interest: −$10,637
• − Property taxes: −$3,981
• − Insurance: −$950
• − Repairs & maintenance: −$1,939
• − Management: −$1,939
• − Depreciation: −$5,524
• Taxable loss: −$737
• Est. tax savings @ 24.0%: +$177
• After-tax cash flow: $2,440/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cleveland Heights-University Heights City
• NCES district ID: 3904379
• Math proficiency: 23% ▼ -22.00%
• Reading proficiency: 41% ▼ -12.00%
• Median HH income: $53,451
• Composite: 28.12/100
• National rank: #6822
• State rank: #568 of 656 in OH

Livability — Cleveland Heights

• Score: 89/100
• State rank: #12
• US rank: #124

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cleveland Heights, OH
• County: Cuyahoga County · 1,090,369 people
• City population: 32,312
• Metro: Cleveland-Elyria, OH
• Population (ZIP): 32,312
• Household income: $76,767
• Rent vs Own: 25.5% rent · 74.5% own
• Severe rent burden: 672.0

Population outlook (Cuyahoga County) Hauer SSP2

• Today (2025): 1,244,621 people
• By 2030: 1,230,093 · -1.2%
• By 2040: 1,189,108 · -4.5%
• By 2050: 1,145,706 · -7.9%
• By 2075: 1,076,557 · -13.5%
• By 2100: 978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 55% White 36% Two or more races 4% Hispanic / Latino 3% Asian 2%
• Common ancestry: Romanian 3% Italian 2% Scotch-Irish 2%
• Foreign-born: 5% · Canada, China, India
• Languages at home: 92% English-only · Spanish 2% Chinese 1% Other Indo-European 1%

Political lean MEDSL · Cuyahoga

• 2024 margin: Solid D (+31.5) · D 65.4% · R 33.9%
• 2008→2024 swing: -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
• All cycles: 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -180.15%
• Current HPI: 173.7405
• Rent YoY: ▲ 6.85%
• Metro: Cleveland-Elyria, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+46.2% since first listed

41 events — show timeline

• 2026-05-01 Listed $189,900 MLSNOW
• 2023-03-28 Price Changed $104,900 MLSNOW
• 2023-03-28 Price Changed $104,900 MLSNOW
• 2023-03-28 Price Changed $104,900 MLSNOW
• 2020-08-25 Price Changed $104,900 MLSNOW
• 2020-03-04 Pending — MLSNOW
• 2020-03-04 Sold (MLS) $87,500 MLSNOW
• 2020-03-03 Sold (Public Records) $87,500 Public Records
• 2020-02-12 Contingent — MLSNOW
• 2020-01-16 Price Changed $99,000 MLSNOW
• 2019-10-29 Listed $103,000 MLSNOW
• 2019-10-01 Listing Removed — MLSNOW
• 2019-08-23 Price Changed $105,000 MLSNOW
• 2019-07-09 Price Changed $107,000 MLSNOW
• 2019-07-03 Relisted — MLSNOW
• 2019-06-28 Price Changed $104,900 MLSNOW
• 2019-06-13 Pending — MLSNOW
• 2019-05-15 Listing Removed — MLSNOW
• 2019-05-15 Listed $99,999 MLSNOW
• 2019-04-30 Listing Removed — MLSNOW
• 2018-10-15 Listed $94,999 MLSNOW
• 2013-11-15 Price Changed $104,900 MLSNOW
• 2013-11-15 Price Changed $129,900 MLSNOW
• 2013-11-15 Price Changed $104,900 MLSNOW
• 2013-01-29 Sold (MLS) $18,000 MLSNOW
• 2012-12-14 Listed $20,000 MLSNOW
• 2001-01-30 Sold (Public Records) $107,000 Public Records
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 2001-01-23 Sold (MLS) $107,000 MLSNOW
• 1997-12-10 Price Changed $129,900 MLSNOW
• 1997-12-10 Price Changed $129,900 MLSNOW
• 1997-12-10 Price Changed $129,900 MLSNOW
• 1997-12-10 Listing Removed — MLSNOW
• 1997-12-10 Price Changed $129,900 MLSNOW
• 1997-12-10 Price Changed $129,900 MLSNOW
• 1997-10-28 Listed $129,900 MLSNOW

Property tax history

+0.2%/yr

Latest (2025): $3,981 · -2.0% YoY. Source: county tax records.