130 Fairview Ave · Chalfant, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- Appreciation +5.5/10.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
$19,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor opportunity in Chalfant - Woodland Hills SD. Located at 130 Fairview Ave, this 2-bedroom, 1-bath home offers excellent potential for a renovation project. Situated on a residential street with convenient access to major roadways, shopping, dining, and Downtown Pittsburgh, this property is ready for a complete transformation. The home requires a full renovation and is best suited for investors, flippers, or buyers looking to create value through improvements. Bring your vision and unlock the potential this property has to offer.
Key facts
- 5,052 sq ft lot
- Built 1908
- Listed 7 days
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: 2-story; Resale property
- Construction: Frame construction; Asphalt roof
- Exterior features: Public transportation access
Interior
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating; Gas heating; Has heating
- Interior features: Basement; Carpet flooring; Tile flooring
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $20k.
Deal economics
- At list price, monthly cash flow is $729 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $20k).
Location & tenants
- Location reads 80/100 on livability (#210 in PA, #1,858 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
- Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 14 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- In year one you build about $328 of equity ($138 loan paydown + $190 appreciation (0.9% local appreciation)).
- At projected returns (0.9% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1908 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1908 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 5.41% ✓
- Cap rate
- 50.25%
- Cash-on-cash
- 157.00%
- DSCR
- 7.99
- GRM
- 1.5
CMA / ARV
- ARV (on-the-fly)
- $103,000
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 240 Wilkins Ave | 0.26mi | 2/1.0 | 998 (-0%) | 1mo | $155,000 | $155 | 87 |
| 119 Elizabeth Ave | 0.23mi | 2/1.0 | 1,017 (+2%) | 9mo | $132,500 | $130 | 79 |
| 1916 Pallas St | 0.30mi | 2/1.0 | 1,009 (+1%) | 8mo | $47,800 | $47 | 78 |
| 242 Seneca St | 0.34mi | 2/1.0 | 945 (-6%) | 9mo | $5,000 | $5 | 68 |
| 301 Chalfant St | 0.25mi | 2/2.0 | 922 (-8%) | 10mo | $167,000 | $181 | 63 |
| 436 Cline St | 0.33mi | 2/1.0 | 880 (-12%) | 2mo | $60,000 | $68 | 63 |
| 107 Ivy St | 0.49mi | 2/2.0 | 1,040 (+4%) | 7mo | $90,000 | $87 | 61 |
| 1326 Wolfe Ave | 0.38mi | 2/1.0 | 1,108 (+11%) | 8mo | $55,850 | $50 | 58 |
| 548 Ridge Ave | 0.59mi | 2/1.0 | 1,081 (+8%) | 3mo | $111,000 | $103 | 57 |
| 1601 Wolfe Ave | 0.44mi | 2/1.0 | 1,120 (+12%) | 4mo | $25,000 | $22 | 56 |
| 206 Parklane Dr | 0.53mi | 3/2.0 (+1) | 975 (-2%) | 9mo | $225,000 | $231 | 54 |
| 339 Avenue A | 0.43mi | 3/1.5 (+1) | 1,134 (+13%) | 2mo | $159,000 | $140 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.95% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.39×
- Total profit
- $46,763
- Equity at exit
- $6,746
- IRR
- —
- Equity multiple
- 19.70×
- Total profit
- $104,214
- Equity at exit
- $8,928
Cash invested: $5,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15112
- Home prices YoY
- 0.5%
- Active inventory
- 14
- Price-to-rent
- 1.5×
Monthly cashflow live
- Estimated rent
- $1,076 high interval (Pro) →
- Mortgage (P&I)
- −$104
- Tax from tax record
- −$9 /mo · $105/yr
- Insurance
- −$8
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$226
- Net cashflow
- $729
Break-even live
Sensitivity live
| Price | -10% $740 | -5% $735 | +0% $729 | +5% $723 | +10% $718 |
|---|---|---|---|---|---|
| Rent | -10% $644 | -5% $686 | +0% $729 | +5% $772 | +10% $814 |
| Rate | -1.0pp $739 | -0.5pp $734 | base $729 | +0.5pp $724 | +1.0pp $719 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $4,975
- Closing costs
- $597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 219 North Ave Unit 1 East Pittsburgh, PA | 2.0 | 1.0 | 850 | $900 | $1.06 | 3d | 1 | 0.10mi |
| 1508 Ridge Ave Unit 3 Braddock, PA | 1.0 | 1.0 | 850 | $680 | $0.80 | 44d | 1 | 0.32mi |
| 1310 Brinton Ave Unit 1 Braddock, PA | 2.0 | 1.0 | 800 | $1,000 | $1.25 | 44d | 1 | 0.33mi |
| 227 Parklane Dr Unit Parklane Dr unit North Braddock, PA | 3.0 | 1.0 | 1107 | $1,500 | $1.36 | 13d | 1 | 0.42mi |
| 12 Demmer Ave Unit 2 Pittsburgh, PA | 1.0 | 1.0 | 750 | $725 | $0.97 | 24d | 1 | 0.51mi |
| 810 Wood St Unit 1 East Pittsburgh, PA | 1.0 | 1.0 | 1000 | $1,200 | $1.20 | 8d | 1 | 0.52mi |
| 505 Washington St Turtle Creek, PA | 2.0 | 1.0 | 1064 | $1,200 | $1.13 | 44d | 1 | 0.55mi |
| 221 Grant St Unit 221-B Turtle Creek, PA | 2.0 | 1.0 | 756 | $775 | $1.03 | 44d | 1 | 0.73mi |
| 906 Penn Ave Unit D Turtle Creek, PA | 3.0 | 2.0 | 1277 | $1,400 | $1.10 | 44d | 1 | 0.74mi |
| 906 Penn Ave Unit A Turtle Creek, PA | 2.0 | 2.0 | 1122 | $1,250 | $1.11 | 44d | 1 | 0.74mi |
| 906 Penn Ave Unit B Turtle Creek, PA | 3.0 | 1.0 | 820 | $1,250 | $1.52 | 24d | 1 | 0.74mi |
| 906 Penn Ave Unit B Turtle Creek, PA | 3.0 | 1.0 | 820 | $1,250 | $1.52 | 44d | 1 | 0.74mi |
| 17 Sumner Ave Pittsburgh, PA | 1.0 | 1.0 | 800 | $950 | $1.19 | 44d | 1 | 0.81mi |
| 101 Center St East Pittsburgh, PA | 3.0 | 1.0 | 1500 | $1,505 | $1.00 | 11d | 1 | 0.87mi |
| 539 Atlantic Ave Unit 2 Pittsburgh, PA | 3.0 | 1.0 | 1200 | $995 | $0.83 | 44d | 1 | 0.88mi |
| 342 Kenyon St Turtle Creek, PA | 1.0–2.0 | 1.0 | 850 | $1,155 | $1.36 | 15d | 6 | 0.88mi |
| 407 Bessemer Ave Unit 407-3 East Pittsburgh, PA | 2.0 | 1.0 | 1280 | $775 | $0.61 | 44d | 1 | 0.89mi |
| 918 Oak Ave Turtle Creek, PA | 1.0 | 1.0 | 750 | $1,100 | $1.47 | 24d | 1 | 0.93mi |
| 610 Brown Ave Turtle Creek, PA | 3.0 | 1.0 | 1268 | $1,499 | $1.18 | 5d | 1 | 1.07mi |
| 173 Churchill Rd Turtle Creek, PA | 1.0–2.0 | 1.0 | 820 | $1,175 | $1.43 | 17d | 2 | 1.07mi |
| 400 Greensburg Pike North Versailles, PA | 3.0 | 1.0 | 1324 | $1,250 | $0.94 | 44d | 1 | 1.14mi |
| 622 Mercer St Unit B Turtle Creek, PA | 1.0 | 1.0 | 725 | $1,300 | $1.79 | 8d | 1 | 1.19mi |
| 817 Kirkpatrick Ave Unit 8171-A Braddock, PA | 2.0 | 1.0 | 866 | $800 | $0.92 | 44d | 1 | 1.22mi |
| 1615 Lynn Ave Unit 2 Turtle Creek, PA | 2.0 | 1.0 | 1100 | $1,145 | $1.04 | 44d | 1 | 1.32mi |
| 481 Filmore Rd Pittsburgh, PA | 3.0 | 1.5 | 1165 | $1,700 | $1.46 | 8d | 1 | 1.41mi |
| 537 6th St Braddock, PA | 3.0 | 1.0 | 1360 | $1,400 | $1.03 | 44d | 1 | 1.43mi |
| 1607 Girard Ave North Versailles, PA | 3.0 | 2.0 | 1400 | $1,595 | $1.14 | 24d | 1 | 1.46mi |
Listing history 6 events
-
2026-06-18days on market $19,900 Active 7 DOM
-
2026-06-17days on market $19,900 Active 6 DOM
-
2026-06-16days on market $19,900 Active 5 DOM
-
2026-06-15days on market $19,900 Active 4 DOM
-
2026-06-13remarks 542-char remark
-
2026-06-13$19,900 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $105 · $9/mo
- Projected year-2 tax
- $210 · $17/mo
- Expected delta
- +$105/yr (+$9/mo · 99.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,917
- − Mortgage interest
- −$1,115
- − Property taxes
- −$105
- − Insurance
- −$100
- − Repairs & maintenance
- −$1,033
- − Management
- −$1,033
- − Depreciation
- −$579
- Taxable income
- $8,952
- Est. tax owed @ 24.0%
- −$2,149
- After-tax cash flow
- $6,599/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Woodland Hills SD
- NCES district ID
- 4216500
- Math proficiency
- 13% ▼ -13.00%
- Reading proficiency
- 30% ▼ -10.00%
- Median HH income
- $41,803
- Composite
- 18.31/100
- National rank
- #8954
- State rank
- #486 of 539 in PA
Livability — Chalfant
- Score
- 80/100
- State rank
- #210
- US rank
- #1858
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Chalfant, PA
- Population (ZIP)
- 3,345
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 47% White 45% Two or more races 7% Hispanic / Latino 2%
- Common ancestry
- Romanian 5% Serbian 1% Slovak 1%
- Foreign-born
- 1%
- Languages at home
- 96% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.95%
- Current HPI
- 176.5537
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
1 event — show timeline
- 2026-06-11 Listed $19,900 West Penn MLS
Property tax history
-0.3%/yrLatest (2015): $105 · -0.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…