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130 Fairview Ave
D+ Composite 48.81
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.5/10.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$19,900

130 Fairview Ave · Chalfant, PA 15112
2 bd · 1.0 ba · 1,000 sqft · SingleFamily public records · 7 Days on market
Built 1908 5,052 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investor opportunity in Chalfant - Woodland Hills SD. Located at 130 Fairview Ave, this 2-bedroom, 1-bath home offers excellent potential for a renovation project. Situated on a residential street with convenient access to major roadways, shopping, dining, and Downtown Pittsburgh, this property is ready for a complete transformation. The home requires a full renovation and is best suited for investors, flippers, or buyers looking to create value through improvements. Bring your vision and unlock the potential this property has to offer.

Key facts

  • 5,052 sq ft lot
  • Built 1908
  • Listed 7 days

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: 2-story; Resale property
  • Construction: Frame construction; Asphalt roof
  • Exterior features: Public transportation access

Interior

  • Flooring: Carpet; Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Gas heating; Has heating
  • Interior features: Basement; Carpet flooring; Tile flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $20k.

Deal economics

  • At list price, monthly cash flow is $729 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $20k).

Location & tenants

  • Location reads 80/100 on livability (#210 in PA, #1,858 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D+, amenities F.
  • Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 14 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • In year one you build about $328 of equity ($138 loan paydown + $190 appreciation (0.9% local appreciation)).
  • At projected returns (0.9% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1908 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $19,900

Questions for the listing agent

  1. Built in 1908 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
5.41%
Cap rate
50.25%
Cash-on-cash
157.00%
DSCR
7.99
GRM
1.5

CMA / ARV

ARV (on-the-fly)
$103,000
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
240 Wilkins Ave 0.26mi 2/1.0 998 (-0%) 1mo $155,000 $155 87
119 Elizabeth Ave 0.23mi 2/1.0 1,017 (+2%) 9mo $132,500 $130 79
1916 Pallas St 0.30mi 2/1.0 1,009 (+1%) 8mo $47,800 $47 78
242 Seneca St 0.34mi 2/1.0 945 (-6%) 9mo $5,000 $5 68
301 Chalfant St 0.25mi 2/2.0 922 (-8%) 10mo $167,000 $181 63
436 Cline St 0.33mi 2/1.0 880 (-12%) 2mo $60,000 $68 63
107 Ivy St 0.49mi 2/2.0 1,040 (+4%) 7mo $90,000 $87 61
1326 Wolfe Ave 0.38mi 2/1.0 1,108 (+11%) 8mo $55,850 $50 58
548 Ridge Ave 0.59mi 2/1.0 1,081 (+8%) 3mo $111,000 $103 57
1601 Wolfe Ave 0.44mi 2/1.0 1,120 (+12%) 4mo $25,000 $22 56
206 Parklane Dr 0.53mi 3/2.0 (+1) 975 (-2%) 9mo $225,000 $231 54
339 Avenue A 0.43mi 3/1.5 (+1) 1,134 (+13%) 2mo $159,000 $140 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
9.39×
Total profit
$46,763
Equity at exit
$6,746
10-year hold
IRR
Equity multiple
19.70×
Total profit
$104,214
Equity at exit
$8,928

Cash invested: $5,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15112

Home prices YoY
0.5%
Active inventory
14
Price-to-rent
1.5×

Monthly cashflow live

Estimated rent
$1,076 high interval (Pro) →
Mortgage (P&I)
$104
Tax from tax record
$9 /mo · $105/yr
Insurance
$8
HOA
$0
Vacancy / Maint / Mgmt
$226
Net cashflow
$729

Break-even live

Break-even rent $154
Max offer price $19,900
Occupancy floor 27%

Sensitivity live

Price -10% $740 -5% $735 +0% $729 +5% $723 +10% $718
Rent -10% $644 -5% $686 +0% $729 +5% $772 +10% $814
Rate -1.0pp $739 -0.5pp $734 base $729 +0.5pp $724 +1.0pp $719

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$4,975
Closing costs
$597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
219 North Ave Unit 1 East Pittsburgh, PA 2.0 1.0 850 $900 $1.06 3d 1 0.10mi
1508 Ridge Ave Unit 3 Braddock, PA 1.0 1.0 850 $680 $0.80 44d 1 0.32mi
1310 Brinton Ave Unit 1 Braddock, PA 2.0 1.0 800 $1,000 $1.25 44d 1 0.33mi
227 Parklane Dr Unit Parklane Dr unit North Braddock, PA 3.0 1.0 1107 $1,500 $1.36 13d 1 0.42mi
12 Demmer Ave Unit 2 Pittsburgh, PA 1.0 1.0 750 $725 $0.97 24d 1 0.51mi
810 Wood St Unit 1 East Pittsburgh, PA 1.0 1.0 1000 $1,200 $1.20 8d 1 0.52mi
505 Washington St Turtle Creek, PA 2.0 1.0 1064 $1,200 $1.13 44d 1 0.55mi
221 Grant St Unit 221-B Turtle Creek, PA 2.0 1.0 756 $775 $1.03 44d 1 0.73mi
906 Penn Ave Unit D Turtle Creek, PA 3.0 2.0 1277 $1,400 $1.10 44d 1 0.74mi
906 Penn Ave Unit A Turtle Creek, PA 2.0 2.0 1122 $1,250 $1.11 44d 1 0.74mi
906 Penn Ave Unit B Turtle Creek, PA 3.0 1.0 820 $1,250 $1.52 24d 1 0.74mi
906 Penn Ave Unit B Turtle Creek, PA 3.0 1.0 820 $1,250 $1.52 44d 1 0.74mi
17 Sumner Ave Pittsburgh, PA 1.0 1.0 800 $950 $1.19 44d 1 0.81mi
101 Center St East Pittsburgh, PA 3.0 1.0 1500 $1,505 $1.00 11d 1 0.87mi
539 Atlantic Ave Unit 2 Pittsburgh, PA 3.0 1.0 1200 $995 $0.83 44d 1 0.88mi
342 Kenyon St Turtle Creek, PA 1.0–2.0 1.0 850 $1,155 $1.36 15d 6 0.88mi
407 Bessemer Ave Unit 407-3 East Pittsburgh, PA 2.0 1.0 1280 $775 $0.61 44d 1 0.89mi
918 Oak Ave Turtle Creek, PA 1.0 1.0 750 $1,100 $1.47 24d 1 0.93mi
610 Brown Ave Turtle Creek, PA 3.0 1.0 1268 $1,499 $1.18 5d 1 1.07mi
173 Churchill Rd Turtle Creek, PA 1.0–2.0 1.0 820 $1,175 $1.43 17d 2 1.07mi
400 Greensburg Pike North Versailles, PA 3.0 1.0 1324 $1,250 $0.94 44d 1 1.14mi
622 Mercer St Unit B Turtle Creek, PA 1.0 1.0 725 $1,300 $1.79 8d 1 1.19mi
817 Kirkpatrick Ave Unit 8171-A Braddock, PA 2.0 1.0 866 $800 $0.92 44d 1 1.22mi
1615 Lynn Ave Unit 2 Turtle Creek, PA 2.0 1.0 1100 $1,145 $1.04 44d 1 1.32mi
481 Filmore Rd Pittsburgh, PA 3.0 1.5 1165 $1,700 $1.46 8d 1 1.41mi
537 6th St Braddock, PA 3.0 1.0 1360 $1,400 $1.03 44d 1 1.43mi
1607 Girard Ave North Versailles, PA 3.0 2.0 1400 $1,595 $1.14 24d 1 1.46mi

Listing history 6 events

  1. 2026-06-18
    days on market $19,900 Active 7 DOM
  2. 2026-06-17
    days on market $19,900 Active 6 DOM
  3. 2026-06-16
    days on market $19,900 Active 5 DOM
  4. 2026-06-15
    days on market $19,900 Active 4 DOM
  5. 2026-06-13
    remarks 542-char remark
  6. 2026-06-13
    listed $19,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$105 · $9/mo
Projected year-2 tax
$210 · $17/mo
Expected delta
+$105/yr (+$9/mo · 99.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,917
− Mortgage interest
−$1,115
− Property taxes
−$105
− Insurance
−$100
− Repairs & maintenance
−$1,033
− Management
−$1,033
− Depreciation
−$579
Taxable income
$8,952
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,149
After-tax cash flow
$6,599/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Hills SD
NCES district ID
4216500
Math proficiency
13% ▼ -13.00%
Reading proficiency
30% ▼ -10.00%
Median HH income
$41,803
Composite
18.31/100
National rank
#8954
State rank
#486 of 539 in PA

Livability — Chalfant

Score
80/100
State rank
#210
US rank
#1858

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment C Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Chalfant, PA
Population (ZIP)
3,345

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 47% White 45% Two or more races 7% Hispanic / Latino 2%
Common ancestry
Romanian 5% Serbian 1% Slovak 1%
Foreign-born
1%
Languages at home
96% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.95%
Current HPI
176.5537
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-11 Listed $19,900 West Penn MLS

Property tax history

-0.3%/yr

Latest (2015): $105 · -0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…