7481 First Circle Dr · High Point, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.0/30.0
- DSCR +7.4/10.0
- 1% rule +5.6/10.0
- Schools +4.2/10.0
- ARV discount +3.5/15.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$138,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger's Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
Key facts
- Durable metal roof
- Covered parking
- Modern upgrades
Tags
Property features AI
Finance
- Other: Unfurnished; Public records list living area and building area; Lot approximately 0.14 acre (63 x 100)
- Financial info: Total monthly HOA $46; Total annual fees $552
- HOA & community: High Point Community HOA (monthly fee $46); Association approval required; Association amenities include clubhouse, fitness center, golf course, park, pool, tennis courts, pickleball, shuffleboard, recreation facilities, storage; Buyer approval required; Senior community (55+); Pets allowed (cats and dogs); Golf carts allowed
Exterior
- Parking: Covered parking; Golf cart garage; Attached garage (1 car); Carport (1 space)
- Security: Fire alarm; Association-provided security (included in HOA)
- Utilities: Public water; Public sewer; Electricity connected; Cable connected; Phone available; Water connected; Sewer connected
- Home design: Residential mobile home (double wide); One story; Southeast facing; Completed condition; Homestead exempt
- Construction: Metal siding; Metal roof; Pillar/post/pier foundation; Built as double wide
- Exterior features: Screened porch; Side porch; Hurricane shutters; Rain gutters; Shade shutters; Storage; Workshop; Level lot; Near golf course; Paved lot/drive; Mature landscaping; Public maintained road
Interior
- Kitchen: Dishwasher; Range; Microwave; Refrigerator; Exhaust fan; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet
- Bathrooms: 1 full bath; 1 half bath
- Heating & cooling: Central heating; Electric heating; Heat pump; Central air conditioning
- Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Kitchen/family room combo; Open floorplan; Thermostat
- Laundry & utility: Washer hookup; Dryer hookup (electric); Laundry area inside (in garage); Inside utility room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $139k.
Deal economics
- At list price, monthly cash flow is $246 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $139k).
- Recommended offer: $131k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 5.8% in High Point — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#677 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety C-, amenities F, commute F.
- Hernando (suburban): math 50% / reading 50% proficiency, ranked #38 of 73 in FL (top 52%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Pine Grove Elementary School (math 60% / reading 45%, grade C-, #976 of 2,144 statewide, top 46%, 991 students, 60% FRL); Hernando High School (math 42% / reading 42%, grade F, #275 of 667 statewide, top 42%, 1,299 students, 58% FRL) — zoned schools at 59% FRL track the district average.
- Market conditions: 691 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,505 units permitted in Hernando County in 2024 (318 in 5+ unit buildings).
- This rent runs 30% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $960 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Hernando County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 90 days — a 6% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $117k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 8.41%
- Cash-on-cash
- 7.58%
- DSCR
- 1.34
- GRM
- 7.9
CMA / ARV
- ARV (on-the-fly)
- $127,488
- Comps found
- 9
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7526 Highpoint Blvd | 0.12mi | 2/2.0 | 768 (0%) | 14mo | $122,000 | $159 | 83 |
| 7540 Western Circle Dr | 0.07mi | 2/1.0 | 768 (0%) | 13mo | $130,000 | $169 | 82 |
| 7538 Fairlane Ave | 0.08mi | 2/1.0 | 720 (-6%) | 8mo | $112,000 | $156 | 75 |
| 8114 Western Circle Dr | 0.33mi | 2/1.0 | 784 (+2%) | 13mo | $130,000 | $166 | 66 |
| 8348 Highpoint Blvd | 0.53mi | 2/2.0 | 805 (+5%) | 4mo | $143,000 | $178 | 64 |
| 7252 Fairlane Ave | 0.37mi | 2/2.0 | 696 (-9%) | 14mo | $113,000 | $162 | 56 |
| 8479 Highpoint Blvd | 0.71mi | 2/2.0 | 736 (-4%) | 11mo | $120,000 | $163 | 51 |
| 7174 Fairlane Ave | 0.43mi | 2/2.0 | 660 (-14%) | 12mo | $120,000 | $182 | 47 |
| 8338 Yellow Pine Ave #8338 | 0.74mi | 2/1.0 | 672 (-12%) | 17mo | $138,000 | $205 | 27 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -4.7%
- Equity multiple
- 0.82×
- Total profit
- $-6,873
- Equity at exit
- $20,710
- IRR
- 4.9%
- Equity multiple
- 1.36×
- Total profit
- $14,139
- Equity at exit
- $12,010
Cash invested: $38,892 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34613
- Home prices YoY
- -17.2%
- Active inventory
- 691
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $1,473 medium interval (Pro) →
- Mortgage (P&I)
- −$728
- Tax from tax record
- −$86 /mo · $1,035/yr
- Insurance
- −$58
- HOA
- −$46
- Vacancy / Maint / Mgmt
- −$309
- Net cashflow
- $246
Break-even live
Sensitivity live
| Price | -10% $324 | -5% $285 | +0% $246 | +5% $206 | +10% $167 |
|---|---|---|---|---|---|
| Rent | -10% $129 | -5% $187 | +0% $246 | +5% $304 | +10% $362 |
| Rate | -1.0pp $315 | -0.5pp $281 | base $246 | +0.5pp $210 | +1.0pp $173 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $34,725
- Closing costs
- $4,167
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7513 Highpoint Blvd Brooksville, FL | 2.0 | 1.0 | 672 | $1,150 | $1.71 | 25d | 1 | 0.09mi |
| 12103 Fairway Ave Brooksville, FL | 2.0 | 2.0 | 864 | $1,725 | $2.00 | 2d | 1 | 0.61mi |
| 12136 Fairway Ave Brooksville, FL | 2.0 | 2.0 | 920 | $1,650 | $1.79 | 25d | 1 | 0.62mi |
| 7402 Eastern Circle Dr Brooksville, FL | 2.0 | 1.0 | 720 | $1,200 | $1.67 | 25d | 1 | 0.87mi |
HOA detail
- Monthly dues
- $46 · $552/yr
- Likely covers
- waterpool
Listing history 31 events
-
2026-06-18days on market $138,900 Active 90 DOM
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2026-06-17days on market $138,900 Active 89 DOM
-
2026-06-16days on market $138,900 Active 88 DOM
-
2026-06-15days on market $138,900 Active 87 DOM
-
2026-06-13days on market $138,900 Active 85 DOM
-
2026-06-13days on market $138,900 Active 84 DOM
-
2026-06-09days on market $138,900 Active 81 DOM
-
2026-06-08days on market $138,900 Active 80 DOM
-
2026-06-07days on market $138,900 Active 79 DOM
-
2026-06-04days on market $138,900 Active 76 DOM
-
2026-06-03days on market $138,900 Active 75 DOM
-
2026-06-02days on market $138,900 Active 74 DOM
-
2026-06-01days on market $138,900 Active 73 DOM
-
2026-05-31days on market $138,900 Active 72 DOM
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2026-04-04status Active
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2026-03-27status Pending
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2026-03-13$138,900 Active
-
2023-01-27soldstatus $117,000
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2023-01-20soldstatus $110,000 Closed 1289-char remark
Show marketing remark (1295 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
-
2023-01-20soldstatus $110,000 Closed 1295-char remark
Show marketing remark (1295 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
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2023-01-20soldstatus $110,000
Show marketing remark (1295 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
-
2023-01-06status Pending 1295-char remark
Show marketing remark (1289 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger's Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
-
2023-01-06status Pending 1289-char remark
Show marketing remark (1289 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger's Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
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2023-01-03$117,500 Active 1289-char remark
Show marketing remark (1295 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
-
2023-01-03$117,500 Active 1295-char remark
Show marketing remark (1295 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
-
2023-01-03$117,500
Show marketing remark (1295 chars)
Adorable and move-in ready 2 bedroom, 1.5 bath home is located in the 55+ golf course community of High Point. As you enter you will be greeted with a nice open floor plan, a spacious living room with bay windows with newer laminate flooring. Roomy eat-in kitchen features newer cabinets, counters, laminate flooring, lighting, tile backsplash, a closet pantry and features bay windows. Both bedrooms are roomy and offer newer carpet. Both bathrooms have newer vanities, lighting, toilets and vinyl flooring. Step out to the shed featuring washer/dryer hook-up and plenty of storage. Enjoy your morning coffee either in the front screen enclosed porch or head out to the back covered porch. The exterior has been recently painted. High Point Community where you own your own land and enjoy amenities like heated pool, tennis, golf course, horseshoes, bocce, community center, pickle ball and more! Low HOA fees. Minutes to the famous Weeki Wachee live mermaids, Pine Island Park and Roger’s Park for fun on the water. Conveniently located near shopping, restaurants, major medical facilities. Close to the Suncoast parkway for quick access to the airport, Tampa, Clearwater and St. Pete Beaches (Ranked in the top 5 Beaches in the US), also close to the famous Tarpon Springs Sponge Docks.
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2022-12-23historical
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2022-12-22$119,000 Active
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1996-09-24soldstatus $31,000
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1995-12-20soldstatus $25,000
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1994-08-04soldstatus $21,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,035 · $86/mo
- Projected year-2 tax
- $1,153 · $96/mo
- Expected delta
- +$118/yr (+$10/mo · 11.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,682
- − Mortgage interest
- −$7,781
- − Property taxes
- −$1,035
- − Insurance
- −$694
- − Repairs & maintenance
- −$1,415
- − Management
- −$1,415
- − HOA
- −$552
- − Depreciation
- −$4,041
- Taxable income
- $750
- Est. tax owed @ 24.0%
- −$180
- After-tax cash flow
- $2,766/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hernando
- NCES district ID
- 1200810
- Math proficiency
- 50% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $41,985
- Composite
- 42.03/100
- National rank
- #3329
- State rank
- #38 of 73 in FL
Livability — High Point
- Score
- 64/100
- State rank
- #677
- US rank
- #14099
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- High Point, FL
- County
- Hernando County · 169,677 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 19,337
- Household income
- $58,596
- Rent vs Own
- Severe rent burden
- 307.0
Population outlook (Hernando County) Hauer SSP2
- Today (2025)
- 189,218 people
- By 2030
- 194,367 · +2.7%
- By 2040
- 203,398 · +7.5%
- By 2050
- 209,589 · +10.8%
- By 2075
- 218,452 · +15.4%
- By 2100
- 205,923 · +8.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Hispanic / Latino 6% Two or more races 4% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 92% English-only · Spanish 3% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Hernando
- 2024 margin
- Solid R (+37.0) · D 31.1% · R 68.2%
- 2008→2024 swing
- -33.5pp toward R · 2008: -3.6pp · 2024: -37.0pp
- All cycles
- 2024: R+37.0 2020: R+30.2 2016: R+29.0 2012: R+8.5 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.51%
- Current HPI
- 276.2229
- Rent YoY
- —
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+561.4% since first listed17 events — show timeline
- 2026-04-04 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-03-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-13 Listed $138,900 Stellar MLS as Distributed by MLS Grid
- 2023-01-27 Sold (Public Records) $117,000 Public Records
- 2023-01-20 Sold (MLS) $110,000 St. Augustine and St. Johns County Board of REALTORS®
- 2023-01-20 Sold (MLS) $110,000 Stellar MLS as Distributed by MLS Grid
- 2023-01-20 Sold (MLS) $110,000 HCAR
- 2023-01-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-01-06 Pending — HCAR
- 2023-01-03 Listed $117,500 St. Augustine and St. Johns County Board of REALTORS®
- 2023-01-03 Listed $117,500 Stellar MLS as Distributed by MLS Grid
- 2023-01-03 Listed $117,500 HCAR
- 2022-12-23 Listing Removed — HCAR
- 2022-12-22 Listed $119,000 HCAR
- 1996-09-24 Sold (Public Records) $31,000 Public Records
- 1995-12-20 Sold (Public Records) $25,000 Public Records
- 1994-08-04 Sold (Public Records) $21,000 Public Records
Property tax history
+8.0%/yrLatest (2025): $1,035 · -36.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…