17 Fox Haven Rd · Kidder, PA 18210

$225,000

3 bd · 1.0 ba · 960 sqft · SingleFamily · 54 Days on market

Built 1962 Fair condition 0.41 ac lot $234/sqft · 9% above area Est $207k · 9% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• DSCR +4.2/10.0
• 1% rule +3.9/10.0
• ARV discount +3.6/15.0
• Appreciation +3.6/10.0
• Schools +3.1/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.2/5.0

Listing remarks MLS

3 bedrooms, 1 bath, updated kitchen, dining area, living room with a stone propane fireplace, and an oversized 1-car attached garage. Located in Holiday Pocono, close to the PA Turnpike and Route 80 for easy commuting. STRs are not permitted. Being sold as is. Motivated seller!

Key facts

• Gated community
• Clubhouse
• Two lakes

Tags

• GATED COMMUNITY
• CLUBHOUSE
• TWO LAKES

Property features AI

Exterior

• Parking: Attached garage (1 car)
• Utilities: Well water; Septic tank
• Home design: One-story house; 960 above-grade finished area
• Construction: Aluminum siding, stone, and vinyl siding exterior; Asphalt/fiberglass roof
• Exterior features: Crawl space foundation; Lot zoned R2

Interior

• Kitchen: Electric cooktop
• Bedrooms: Three first-floor bedrooms (approx. 10' x 9', 12' x 9', and 12.2' x 11.5')
• Bathrooms: One full bathroom
• Heating & cooling: Electric heating; Fireplace heating (insert)
• Interior features: Dining area; Separate/formal dining room; Living room fireplace with insert
• Laundry & utility: Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $225k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $22 ($263/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (11.3% below list).
• Recommended offer: $200k (11.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Jim Thorpe Area SD (rural): math 25% / reading 47% proficiency, ranked #394 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Penn-Kidder Campus (math 18% / reading 45%, grade F, #1,112 of 1,518 statewide, top 73%, 571 students, 62% FRL); Jim Thorpe Area Hs (math 62% / reading 75%, grade B, #53 of 437 statewide, top 13%, 565 students, 45% FRL) — zoned schools average 54% FRL vs 38% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 50% at this address vs 36% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Jim Thorpe Area SD average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: 456 active listings in the ZIP; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-2.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 54 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $199,600 (11.3% below list)

Questions for the listing agent

1. It's been on market 54 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.41%
• Cash-on-cash: 0.42%
• DSCR: 1.02
• GRM: 9.4

CMA / ARV

• ARV (median comp): $207,137
• List price: $225,000
• Delta: 8.62%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
32 Foxhaven Rd	0.08mi	2/1.0 (-1)	945 (-2%)	7mo	$205,000	$217	83
41 Redwood Dr	0.66mi	3/1.0	960 (0%)	16mo	$225,000	$234	56
63 Tallwood Dr	0.42mi	3/1.0	896 (-7%)	18mo	$76,000	$85	54
24 Skyline Ln	0.62mi	2/1.0 (-1)	950 (-1%)	15mo	$220,000	$232	52
132 Tanglewood	0.46mi	3/1.0	1,056 (+10%)	21mo	$162,500	$154	44
67 Tallwood Dr	0.41mi	3/2.0	1,056 (+10%)	19mo	$165,000	$156	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-2.89% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.9%
• Equity multiple: 0.46×
• Total profit: $-33,968
• Equity at exit: $34,682

10-year hold

• IRR: -6.5%
• Equity multiple: 0.58×
• Total profit: $-26,751
• Equity at exit: $21,407

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18210

• Home prices YoY: -1.4%
• Active inventory: 456
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,996 medium
• Mortgage (P&I): −$1,180
• Tax est. 1.5%: −$281 /mo · $3,375/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$419
• Net cashflow: $22

Break-even live

Break-even rent $1,968

Max offer price $225,000

Occupancy floor 94%

Sensitivity live

Price	-10% $177	-5% $100	+0% $22	+5% $-56	+10% $-134
Rent	-10% $-136	-5% $-57	+0% $22	+5% $101	+10% $180
Rate	-1.0pp $135	-0.5pp $79	base $22	+0.5pp $-36	+1.0pp $-96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-22
   days on market $225,000 Active 54 DOM
2. 2026-06-18
   days on market $225,000 Active 51 DOM
3. 2026-06-17
   days on market $225,000 Active 50 DOM
4. 2026-06-16
   days on market $225,000 Active 49 DOM
5. 2026-06-15
   days on market $225,000 Active 48 DOM
6. 2026-06-14
   days on market $225,000 Active 46 DOM
7. 2026-06-10
   days on market $225,000 Active 43 DOM
8. 2026-06-09
   days on market $225,000 Active 42 DOM
9. 2026-06-08
   days on market $225,000 Active 41 DOM
10. 2026-06-07
    days on market $225,000 Active 40 DOM
11. 2026-06-03
    days on market $225,000 Active 36 DOM
12. 2026-06-02
    days on market $225,000 Active 35 DOM
13. 2026-06-01
    days on market $225,000 Active 34 DOM
14. 2026-05-31
    days on market $225,000 Active 33 DOM
15. 2026-05-31
    days on market $225,000 Active 32 DOM
16. 2026-04-24
    listed $225,000 Active 278-char remark

    Show marketing remark (278 chars)

    3 bedrooms, 1 bath, updated kitchen, dining area, living room with a stone propane fireplace, and an oversized 1-car attached garage. Located in Holiday Pocono, close to the PA Turnpike and Route 80 for easy commuting. STRs are not permitted. Being sold as is. Motivated seller!

17. 2026-04-24
    listed $225,000 Active 114-char remark

    Show marketing remark (278 chars)

    3 bedrooms, 1 bath, updated kitchen, dining area, living room with a stone propane fireplace, and an oversized 1-car attached garage. Located in Holiday Pocono, close to the PA Turnpike and Route 80 for easy commuting. STRs are not permitted. Being sold as is. Motivated seller!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,952
• − Mortgage interest: −$12,603
• − Property taxes: −$3,375
• − Insurance: −$1,125
• − Repairs & maintenance: −$1,916
• − Management: −$1,916
• − Depreciation: −$6,545
• Taxable loss: −$3,529
• Est. tax savings @ 24.0%: +$847
• After-tax cash flow: $1,110/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

The home requires moderate renovations, including painting, updating the kitchen, and landscaping, to significantly increase its resale and rental value.

Repairs flagged

• Major Exterior siding — Weathered and in need of repainting
• Major Kitchen — No photos, but based on similar homes, likely outdated
• Major Paint — Faded and needs fresh coats

Value-add opportunities

• Both Painting and updating the kitchen — Fresh paint and updated kitchen would attract more buyers and renters
• Both Landscaping and curb appeal — A well-maintained exterior would improve curb appeal and attract more potential buyers

Renovation cost estimate screening

Repair item	Severity	Est. cost
Exterior siding · Weathered and in need of repainting	Major	$15,000–50,000
Kitchen · No photos, but based on similar homes, likely outdated	Major	$15,000–50,000
Paint · Faded and needs fresh coats	Major	$15,000–50,000
Total estimated repair cost · 3 items		$45,000–150,000

Value-add ROI direction

• Both Painting and updating the kitchen — Fresh paint and updated kitchen would attract more buyers and renters ↑
• Both Landscaping and curb appeal — A well-maintained exterior would improve curb appeal and attract more potential buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Jim Thorpe Area SD
• NCES district ID: 4212540
• Math proficiency: 25% ▼ -12.00%
• Reading proficiency: 47% ▼ -11.00%
• Median HH income: $53,476
• Composite: 31.42/100
• National rank: #5988
• State rank: #394 of 539 in PA

Livability — Kidder

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Holiday Pocono, PA
• Population (ZIP): 7,879

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 22% Two or more races 11% Black 6% Native American 1% Asian 1%
• Hispanic origin (detail): Puerto Rican 12% Cuban 2% Dominican 1%
• Common ancestry: Romanian 8% Russian 4% Iranian 2%
• Foreign-born: 12% · Canada
• Languages at home: 81% English-only · Spanish 10% Russian/Polish/Slavic 7% Other Indo-European 1%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.89%
• Current HPI: 203.8099
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

2 events — show timeline

• 2026-04-24 Listed $225,000 GLVRMLS
• 2026-04-24 Listed $225,000 PMAR