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6518 Brookridge Dr
C Composite 59.66
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.2/30.0
  • ARV discount +11.9/15.0
  • Appreciation +10.0/10.0
  • DSCR +5.0/10.0
  • Schools +4.7/10.0
  • 1% rule +3.5/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$247,400

6518 Brookridge Dr · Hahira, GA 31632
4 bd · 2.0 ba · 1,523 sqft · SingleFamily public records · 36 Days on market
Built 1988 0.75 ac lot $162/sqft · 10% below area Est $274k · 10% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.

Key facts

  • New flooring
  • New fixtures
  • Fresh interior paint

Tags

NEW ROOFNEW FLOORINGFRESH INTERIOR PAINTNEW FIXTURESGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Exterior

  • Utilities: Public water; Septic tank sewer
  • Home design: Single-family residence; One-story house; Residential property
  • Construction: Brick veneer construction
  • Exterior features: Shingle roof; Lot approximately 0.75 acres; Zoned R-10/CON

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Bathrooms: 2 full bathrooms
  • Interior features: Dishwasher; Microwave; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $247k.

Deal economics

  • At list price, monthly cash flow is $6 ($69/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (15.0% below list).
  • Recommended offer: $210k (15.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 3.9% in Hahira — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#161 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, health & safety D.
  • Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 189 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $26k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $140k; list at $247k implies a 77% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,259 (15.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.93%
Cash-on-cash
2.27%
DSCR
1.10
GRM
9.8

CMA / ARV

ARV (median comp)
$274,152
List price
$247,400
Delta
-9.76%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6518 Brookridge Dr 0.00mi 4/2.0 1,523 (0%) 4mo $140,000 $92 97
1022 Walter Way 0.51mi 3/2.0 (-1) 1,568 (+3%) 13mo $271,900 $173 55
6616 Brookridge Dr 0.53mi 4/2.0 1,701 (+12%) 1mo $319,900 $188 55
1021 Walter Way 0.54mi 3/2.0 (-1) 1,568 (+3%) 14mo $272,900 $174 54
1029 Walter Way 0.56mi 3/2.0 (-1) 1,580 (+4%) 12mo $274,900 $174 53
1541 Beverly Ln 0.57mi 3/2.0 (-1) 1,580 (+4%) 12mo $271,000 $172 52
1553 Beverly Ln 0.59mi 3/2.0 (-1) 1,580 (+4%) 12mo $276,800 $175 52
1565 Beverly Ln 0.61mi 3/2.0 (-1) 1,580 (+4%) 11mo $274,900 $174 51
1581 Beverly Ln 0.63mi 3/2.0 (-1) 1,580 (+4%) 10mo $281,900 $178 51
1593 Beverly Ln 0.67mi 3/2.0 (-1) 1,580 (+4%) 10mo $281,900 $178 49
1586 Beverly Ln 0.67mi 3/2.0 (-1) 1,580 (+4%) 10mo $275,000 $174 49
1608 Beverly Ln 0.73mi 3/2.0 (-1) 1,580 (+4%) 9mo $290,192 $184 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.3%
Equity multiple
2.95×
Total profit
$135,107
Equity at exit
$222,878
10-year hold
IRR
21.6%
Equity multiple
6.74×
Total profit
$397,575
Equity at exit
$480,644

Cash invested: $69,272 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31632

Home prices YoY
8.1%
Active inventory
189
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,103 medium interval (Pro) →
Mortgage (P&I)
$1,297
Tax from tax record
$130 /mo · $1,555/yr
Insurance
$103
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$442
Net cashflow
$6

Break-even live

Break-even rent $2,095
Max offer price $247,400
Occupancy floor 95%

Sensitivity live

Price -10% $146 -5% $76 +0% $6 +5% $-64 +10% $-134
Rent -10% $-160 -5% $-77 +0% $6 +5% $89 +10% $172
Rate -1.0pp $130 -0.5pp $69 base $6 +0.5pp $-58 +1.0pp $-124

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,850
Closing costs
$7,422
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 Barfield St Hahira, GA 3.0 2.0 1361 $1,495 $1.10 44d 1 1.39mi

Listing history 26 events

  1. 2026-06-19
    days on market $247,400 Active 36 DOM
  2. 2026-06-18
    days on market $247,400 Active 35 DOM
  3. 2026-06-17
    days on market $247,400 Active 34 DOM
  4. 2026-06-16
    days on market $247,400 Active 33 DOM
  5. 2026-06-15
    price $247,400 Active 32 DOM
  6. 2026-06-15
    days on market $249,900 Active 32 DOM
  7. 2026-06-14
    days on market $249,900 Active 30 DOM
  8. 2026-06-13
    days on market $249,900 Active 29 DOM
  9. 2026-06-10
    days on market $249,900 Active 27 DOM
  10. 2026-06-09
    days on market $249,900 Active 26 DOM
  11. 2026-06-08
    days on market $249,900 Active 25 DOM
  12. 2026-06-07
    days on market $249,900 Active 24 DOM
  13. 2026-06-05
    days on market $249,900 Active 21 DOM
  14. 2026-06-03
    days on market $249,900 Active 20 DOM
  15. 2026-06-02
    days on market $249,900 Active 19 DOM
  16. 2026-06-01
    days on market $249,900 Active 18 DOM
  17. 2026-05-31
    days on market $249,900 Active 17 DOM
  18. 2026-05-30
    days on market $249,900 Active 16 DOM
  19. 2026-05-14
    listed $249,900 Active 684-char remark
  20. 2026-03-04
    soldstatus $140,000 Closed 423-char remark
    Show marketing remark (423 chars)

    Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.

  21. 2026-02-13
    status Pending 423-char remark
    Show marketing remark (423 chars)

    Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.

  22. 2026-02-11
    listed $120,000 Active 423-char remark
    Show marketing remark (423 chars)

    Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.

  23. 2019-04-04
    soldstatus $89,900
  24. 2019-04-03
    soldstatus $89,900
    Show marketing remark (464 chars)

    Great location in Hahira. Tree City USA. Cute 3 bedroom, 2bath. Freshly painted inside and out. Kitchen has copper backsplash, new vinyl flooring, new light fixtures. Opens to dining room. Large family room with decorative brick wall. New carpet in all bedrooms and living rooms. Nice size master with large closet. Guest rooms are spacious with good closet space. Blinds throughout. Refrigerator and stove. Huge private lot. Quiet street and minutes to downtown.

  25. 2018-10-26
    listed $89,900
    Show marketing remark (464 chars)

    Great location in Hahira. Tree City USA. Cute 3 bedroom, 2bath. Freshly painted inside and out. Kitchen has copper backsplash, new vinyl flooring, new light fixtures. Opens to dining room. Large family room with decorative brick wall. New carpet in all bedrooms and living rooms. Nice size master with large closet. Guest rooms are spacious with good closet space. Blinds throughout. Refrigerator and stove. Huge private lot. Quiet street and minutes to downtown.

  26. 1988-07-12
    soldstatus $43,200

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,555 · $130/mo
Projected year-2 tax
$2,276 · $190/mo
Expected delta
+$721/yr (+$60/mo · 46.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,231
− Mortgage interest
−$13,858
− Property taxes
−$1,555
− Insurance
−$2,740
− Repairs & maintenance
−$2,018
− Management
−$2,018
− Depreciation
−$7,197
Taxable loss
−$4,156
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$997
After-tax cash flow
$1,067/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lowndes County
NCES district ID
1303390
Math proficiency
59% ▼ -1.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$48,221
Composite
47.21/100
National rank
#2317
State rank
#8 of 174 in GA

Livability — Hahira

Score
67/100
State rank
#161
US rank
#10280

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lowndes County · 107,801 people
Metro
Valdosta, GA
Population (ZIP)
15,942
Household income
$83,946
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
73.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 3% Serbian 2% Italian 1%
Foreign-born
2% · Canada, Jamaica
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.44%
Current HPI
259.01
Rent YoY
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+472.7% since first listed
11 events — show timeline
  • 2026-06-15 Price Changed $247,400 SGMLS
  • 2026-05-22 Relisted SGMLS
  • 2026-05-19 Contingent SGMLS
  • 2026-05-14 Listed $249,900 SGMLS
  • 2026-03-04 Sold (MLS) $140,000 SGMLS
  • 2026-02-13 Pending SGMLS
  • 2026-02-11 Listed $120,000 SGMLS
  • 2019-04-04 Sold (Public Records) $89,900 Public Records
  • 2019-04-03 Sold (MLS) $89,900 SGMLS
  • 2018-10-26 Listed $89,900 SGMLS
  • 1988-07-12 Sold (Public Records) $43,200 Public Records

Property tax history

+5.2%/yr

Latest (2025): $1,555 · +16.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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