6518 Brookridge Dr · Hahira, GA
Flood risk 9/10 · Severe
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.2/30.0
- ARV discount +11.9/15.0
- Appreciation +10.0/10.0
- DSCR +5.0/10.0
- Schools +4.7/10.0
- 1% rule +3.5/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$247,400
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.
Key facts
- New flooring
- New fixtures
- Fresh interior paint
Tags
Property features AI
Exterior
- Utilities: Public water; Septic tank sewer
- Home design: Single-family residence; One-story house; Residential property
- Construction: Brick veneer construction
- Exterior features: Shingle roof; Lot approximately 0.75 acres; Zoned R-10/CON
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Bathrooms: 2 full bathrooms
- Interior features: Dishwasher; Microwave; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $247k.
Deal economics
- At list price, monthly cash flow is $6 ($69/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $210k (15.0% below list).
- Recommended offer: $210k (15.0% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 3.9% in Hahira — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#161 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, health & safety D.
- Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 189 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $26k of equity ($2k loan paydown + $25k appreciation (10.0% local appreciation)).
- Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $69k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($240k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $140k; list at $247k implies a 77% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.93%
- Cash-on-cash
- 2.27%
- DSCR
- 1.10
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $274,152
- List price
- $247,400
- Delta
- -9.76%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6518 Brookridge Dr | 0.00mi | 4/2.0 | 1,523 (0%) | 4mo | $140,000 | $92 | 97 |
| 1022 Walter Way | 0.51mi | 3/2.0 (-1) | 1,568 (+3%) | 13mo | $271,900 | $173 | 55 |
| 6616 Brookridge Dr | 0.53mi | 4/2.0 | 1,701 (+12%) | 1mo | $319,900 | $188 | 55 |
| 1021 Walter Way | 0.54mi | 3/2.0 (-1) | 1,568 (+3%) | 14mo | $272,900 | $174 | 54 |
| 1029 Walter Way | 0.56mi | 3/2.0 (-1) | 1,580 (+4%) | 12mo | $274,900 | $174 | 53 |
| 1541 Beverly Ln | 0.57mi | 3/2.0 (-1) | 1,580 (+4%) | 12mo | $271,000 | $172 | 52 |
| 1553 Beverly Ln | 0.59mi | 3/2.0 (-1) | 1,580 (+4%) | 12mo | $276,800 | $175 | 52 |
| 1565 Beverly Ln | 0.61mi | 3/2.0 (-1) | 1,580 (+4%) | 11mo | $274,900 | $174 | 51 |
| 1581 Beverly Ln | 0.63mi | 3/2.0 (-1) | 1,580 (+4%) | 10mo | $281,900 | $178 | 51 |
| 1593 Beverly Ln | 0.67mi | 3/2.0 (-1) | 1,580 (+4%) | 10mo | $281,900 | $178 | 49 |
| 1586 Beverly Ln | 0.67mi | 3/2.0 (-1) | 1,580 (+4%) | 10mo | $275,000 | $174 | 49 |
| 1608 Beverly Ln | 0.73mi | 3/2.0 (-1) | 1,580 (+4%) | 9mo | $290,192 | $184 | 47 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.3%
- Equity multiple
- 2.95×
- Total profit
- $135,107
- Equity at exit
- $222,878
- IRR
- 21.6%
- Equity multiple
- 6.74×
- Total profit
- $397,575
- Equity at exit
- $480,644
Cash invested: $69,272 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31632
- Home prices YoY
- 8.1%
- Active inventory
- 189
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $2,103 medium interval (Pro) →
- Mortgage (P&I)
- −$1,297
- Tax from tax record
- −$130 /mo · $1,555/yr
- Insurance
- −$103
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$442
- Net cashflow
- $6
Break-even live
Sensitivity live
| Price | -10% $146 | -5% $76 | +0% $6 | +5% $-64 | +10% $-134 |
|---|---|---|---|---|---|
| Rent | -10% $-160 | -5% $-77 | +0% $6 | +5% $89 | +10% $172 |
| Rate | -1.0pp $130 | -0.5pp $69 | base $6 | +0.5pp $-58 | +1.0pp $-124 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,850
- Closing costs
- $7,422
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 305 Barfield St Hahira, GA | 3.0 | 2.0 | 1361 | $1,495 | $1.10 | 44d | 1 | 1.39mi |
Listing history 26 events
-
2026-06-19days on market $247,400 Active 36 DOM
-
2026-06-18days on market $247,400 Active 35 DOM
-
2026-06-17days on market $247,400 Active 34 DOM
-
2026-06-16days on market $247,400 Active 33 DOM
-
2026-06-15price $247,400 Active 32 DOM
-
2026-06-15days on market $249,900 Active 32 DOM
-
2026-06-14days on market $249,900 Active 30 DOM
-
2026-06-13days on market $249,900 Active 29 DOM
-
2026-06-10days on market $249,900 Active 27 DOM
-
2026-06-09days on market $249,900 Active 26 DOM
-
2026-06-08days on market $249,900 Active 25 DOM
-
2026-06-07days on market $249,900 Active 24 DOM
-
2026-06-05days on market $249,900 Active 21 DOM
-
2026-06-03days on market $249,900 Active 20 DOM
-
2026-06-02days on market $249,900 Active 19 DOM
-
2026-06-01days on market $249,900 Active 18 DOM
-
2026-05-31days on market $249,900 Active 17 DOM
-
2026-05-30days on market $249,900 Active 16 DOM
-
2026-05-14$249,900 Active 684-char remark
-
2026-03-04soldstatus $140,000 Closed 423-char remark
Show marketing remark (423 chars)
Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.
-
2026-02-13status Pending 423-char remark
Show marketing remark (423 chars)
Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.
-
2026-02-11$120,000 Active 423-char remark
Show marketing remark (423 chars)
Great opportunity in Hahira! Just minutes from I-75 and conveniently located near Moody Air Force Base, this home offers space, flexibility, and tons of potential. The additional bonus room can easily serve as a playroom, den, home office, or even a 4th bedroom. Enjoy a generously sized yard with plenty of room to relax, garden, or entertain. With just a little TLC, this property can truly become your own special place.
-
2019-04-04soldstatus $89,900
-
2019-04-03soldstatus $89,900
Show marketing remark (464 chars)
Great location in Hahira. Tree City USA. Cute 3 bedroom, 2bath. Freshly painted inside and out. Kitchen has copper backsplash, new vinyl flooring, new light fixtures. Opens to dining room. Large family room with decorative brick wall. New carpet in all bedrooms and living rooms. Nice size master with large closet. Guest rooms are spacious with good closet space. Blinds throughout. Refrigerator and stove. Huge private lot. Quiet street and minutes to downtown.
-
2018-10-26$89,900
Show marketing remark (464 chars)
Great location in Hahira. Tree City USA. Cute 3 bedroom, 2bath. Freshly painted inside and out. Kitchen has copper backsplash, new vinyl flooring, new light fixtures. Opens to dining room. Large family room with decorative brick wall. New carpet in all bedrooms and living rooms. Nice size master with large closet. Guest rooms are spacious with good closet space. Blinds throughout. Refrigerator and stove. Huge private lot. Quiet street and minutes to downtown.
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1988-07-12soldstatus $43,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,555 · $130/mo
- Projected year-2 tax
- $2,276 · $190/mo
- Expected delta
- +$721/yr (+$60/mo · 46.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone A · 99% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,231
- − Mortgage interest
- −$13,858
- − Property taxes
- −$1,555
- − Insurance
- −$2,740
- − Repairs & maintenance
- −$2,018
- − Management
- −$2,018
- − Depreciation
- −$7,197
- Taxable loss
- −$4,156
- Est. tax savings @ 24.0%
- +$997
- After-tax cash flow
- $1,067/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lowndes County
- NCES district ID
- 1303390
- Math proficiency
- 59% ▼ -1.00%
- Reading proficiency
- 52% ▼ -2.00%
- Median HH income
- $48,221
- Composite
- 47.21/100
- National rank
- #2317
- State rank
- #8 of 174 in GA
Livability — Hahira
- Score
- 67/100
- State rank
- #161
- US rank
- #10280
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lowndes County · 107,801 people
- Metro
- Valdosta, GA
- Population (ZIP)
- 15,942
- Household income
- $83,946
- Rent vs Own
- Severe rent burden
- 73.0
Population outlook (Lowndes County) Hauer SSP2
- Today (2025)
- 120,348 people
- By 2030
- 123,469 · +2.6%
- By 2040
- 128,482 · +6.8%
- By 2050
- 131,907 · +9.6%
- By 2075
- 139,080 · +15.6%
- By 2100
- 133,649 · +11.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Slovak 3% Serbian 2% Italian 1%
- Foreign-born
- 2% · Canada, Jamaica
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Lowndes
- 2024 margin
- R (+18.0) · D 40.8% · R 58.8%
- 2008→2024 swing
- -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
- All cycles
- 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 19.44%
- Current HPI
- 259.01
- Rent YoY
- —
- Metro
- Valdosta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+472.7% since first listed11 events — show timeline
- 2026-06-15 Price Changed $247,400 SGMLS
- 2026-05-22 Relisted — SGMLS
- 2026-05-19 Contingent — SGMLS
- 2026-05-14 Listed $249,900 SGMLS
- 2026-03-04 Sold (MLS) $140,000 SGMLS
- 2026-02-13 Pending — SGMLS
- 2026-02-11 Listed $120,000 SGMLS
- 2019-04-04 Sold (Public Records) $89,900 Public Records
- 2019-04-03 Sold (MLS) $89,900 SGMLS
- 2018-10-26 Listed $89,900 SGMLS
- 1988-07-12 Sold (Public Records) $43,200 Public Records
Property tax history
+5.2%/yrLatest (2025): $1,555 · +16.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…