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6 Patuxent Mobile Est
C+ Composite 62.45
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$110,000

6 Patuxent Mobile Est · Marlboro Meadows, MD 20711
3 bd · 2.0 ba · 840 sqft · SingleFamily · 313 Days on market
Built 1999 Good condition $131/sqft · 33% above area Est $83k · 33% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.

Key facts

  • Built 1999
  • Listed 313 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $110k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $938 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.5% vs local median 9.1% in Marlboro Meadows — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#327 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: schools D, amenities F, commute F.
  • Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 50 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 313 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 313 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.95%
Cap rate
16.53%
Cash-on-cash
36.56%
DSCR
2.63
GRM
4.3

CMA / ARV

ARV (median comp)
$82,924
List price
$110,000
Delta
32.65%
Verdict
OVERPRICED
Comps
10 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.4%
Equity multiple
2.36×
Total profit
$41,969
Equity at exit
$16,401
10-year hold
IRR
39.4%
Equity multiple
4.69×
Total profit
$113,631
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City
— inherits STATE
Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

ZIP-level market 20711

Active inventory
50
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$2,150 medium interval (Pro) →
Mortgage (P&I)
$577
Tax est. 1.5%
$138 /mo · $1,650/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$452
Net cashflow
$938

Break-even live

Break-even rent $962
Max offer price $110,000
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5242 Sands Rd Lothian, MD 2.0 1.0 600 $2,150 $3.58 5d 1 0.36mi

Listing history 17 events

  1. 2026-06-18
    days on market $110,000 Active 313 DOM
  2. 2026-06-17
    days on market $110,000 Active 312 DOM
  3. 2026-06-16
    days on market $110,000 Active 311 DOM
  4. 2026-06-15
    days on market $110,000 Active 310 DOM
  5. 2026-06-13
    days on market $110,000 Active 308 DOM
  6. 2026-06-09
    days on market $110,000 Active 304 DOM
  7. 2026-06-08
    days on market $110,000 Active 303 DOM
  8. 2026-06-07
    days on market $110,000 Active 302 DOM
  9. 2026-06-04
    days on market $110,000 Active 299 DOM
  10. 2026-06-03
    days on market $110,000 Active 298 DOM
  11. 2026-06-02
    days on market $110,000 Active 297 DOM
  12. 2026-06-01
    days on market $110,000 Active 296 DOM
  13. 2026-05-31
    days on market $110,000 Active 295 DOM
  14. 2026-01-08
    status Active 1869-char remark
    Show marketing remark (1869 chars)

    Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.

  15. 2026-01-06
    historical 1869-char remark
    Show marketing remark (1869 chars)

    Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.

  16. 2025-08-07
    listed $110,000 Active 1869-char remark
    Show marketing remark (1869 chars)

    Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.

  17. 2025-07-31
    historical $110,000 1869-char remark
    Show marketing remark (1869 chars)

    Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,800
− Mortgage interest
−$6,162
− Property taxes
−$1,650
− Insurance
−$550
− Repairs & maintenance
−$2,064
− Management
−$2,064
− Depreciation
−$3,200
Taxable income
$10,110
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,426
After-tax cash flow
$8,833/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This beautifully renovated manufactured home in Patuxent Mobile Estates is move-in ready with fresh updates and a well-maintained exterior.

Value-add opportunities

  • Both landscaping — enhances curb appeal and adds value
  • Both painting — fresh paint improves aesthetics and value
  • Both upgrading appliances — newer appliances increase functionality and value

Renovation cost estimate screening

Value-add ROI direction

  • Both landscaping — enhances curb appeal and adds value
  • Both painting — fresh paint improves aesthetics and value
  • Both upgrading appliances — newer appliances increase functionality and value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Anne Arundel County Public Schools
NCES district ID
2400060
Math proficiency
20% ▼ -21.00%
Reading proficiency
37% ▼ -13.00%
Median HH income
$87,880
Composite
28.52/100
National rank
#6733
State rank
#10 of 24 in MD

Livability — Marlboro Meadows

Score
62/100
State rank
#327
US rank
#17129

Category grades

Amenities F Commute F Cost of living D- Crime A- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,629

Population outlook (Anne Arundel County) Hauer SSP2

Today (2025)
617,384 people
By 2030
642,094 · +4.0%
By 2040
686,621 · +11.2%
By 2050
723,031 · +17.1%
By 2075
809,346 · +31.1%
By 2100
837,658 · +35.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 60% Hispanic / Latino 24% Two or more races 12% Black 11%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Portuguese 3% Scotch-Irish 2% Italian 1%
Foreign-born
10% · Canada
Languages at home
86% English-only · Spanish 10% Other Asian/Pacific 2%

Political lean MEDSL · Anne Arundel

2024 margin
D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
2008→2024 swing
+15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
All cycles
2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.12%
Current HPI
232.1067
Rent YoY
Metro
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-01-08 Relisted BRIGHT MLS
  • 2026-01-06 Listing Removed BRIGHT MLS
  • 2025-08-07 Listed $110,000 BRIGHT MLS
  • 2025-07-31 Coming Soon $110,000 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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