6 Patuxent Mobile Est · Marlboro Meadows, MD
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +4.0/5.0
- Livability +3.1/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.
Key facts
- Built 1999
- Listed 313 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $110k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $938 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $110k).
- Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
- Cap rate 16.5% vs local median 9.1% in Marlboro Meadows — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#327 in MD) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A-; Watch: schools D, amenities F, commute F.
- Anne Arundel County Public Schools (suburban): math 20% / reading 37% proficiency, ranked #10 of 24 in MD (top 42%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 50 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,303 units permitted in Anne Arundel County in 2024 (299 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Anne Arundel County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 313 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 313 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.95% ✓
- Cap rate
- 16.53%
- Cash-on-cash
- 36.56%
- DSCR
- 2.63
- GRM
- 4.3
CMA / ARV
- ARV (median comp)
- $82,924
- List price
- $110,000
- Delta
- 32.65%
- Verdict
- OVERPRICED
- Comps
- 10 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.4%
- Equity multiple
- 2.36×
- Total profit
- $41,969
- Equity at exit
- $16,401
- IRR
- 39.4%
- Equity multiple
- 4.69×
- Total profit
- $113,631
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20711
- Active inventory
- 50
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $2,150 medium interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax est. 1.5%
- −$138 /mo · $1,650/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$452
- Net cashflow
- $938
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5242 Sands Rd Lothian, MD | 2.0 | 1.0 | 600 | $2,150 | $3.58 | 5d | 1 | 0.36mi |
Listing history 17 events
-
2026-06-18days on market $110,000 Active 313 DOM
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2026-06-17days on market $110,000 Active 312 DOM
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2026-06-16days on market $110,000 Active 311 DOM
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2026-06-15days on market $110,000 Active 310 DOM
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2026-06-13days on market $110,000 Active 308 DOM
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2026-06-09days on market $110,000 Active 304 DOM
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2026-06-08days on market $110,000 Active 303 DOM
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2026-06-07days on market $110,000 Active 302 DOM
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2026-06-04days on market $110,000 Active 299 DOM
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2026-06-03days on market $110,000 Active 298 DOM
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2026-06-02days on market $110,000 Active 297 DOM
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2026-06-01days on market $110,000 Active 296 DOM
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2026-05-31days on market $110,000 Active 295 DOM
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2026-01-08status Active 1869-char remark
Show marketing remark (1869 chars)
Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.
-
2026-01-06historical 1869-char remark
Show marketing remark (1869 chars)
Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.
-
2025-08-07$110,000 Active 1869-char remark
Show marketing remark (1869 chars)
Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.
-
2025-07-31historical $110,000 1869-char remark
Show marketing remark (1869 chars)
Discover the charm of this beautifully renovated manufactured home nestled in the inviting Patuxent Mobile Estates. This well-maintained turn-key Fleetwood residence blends comfort and functionality with a spacious layout and thoughtful upgrades completed over the past five years. Step onto the welcoming front porch via a custom paver walkway and into a bright interior featuring new laminate plank flooring, as well as all new windows, a replaced roof, updated vinyl siding, and added recessed lighting. The renovated kitchen serves as the heart of the home, boasting white cabinetry, a tile backsplash, an island with pendant lighting, and an adjacent dining area. Centrally located between the living and dining spaces, it creates a seamless flow for everyday living and entertaining. The primary bedroom is privately situated on one side of the home, with a nearby full bath showcasing a tiled tub/shower surround and stylish fixtures. On the opposite end, two additional bedrooms share a second full bath with a sleek standing shower and herringbone tile design. A laundry room and separate storage shed add to the home’s practicality. With a manageable lot size and ample community parking, this home is ideal for those seeking a low-maintenance lifestyle without sacrificing comfort. Residents enjoy access to community amenities, including a boat ramp, playground, and picnic area. These features are perfect for relaxing weekends or spending time outdoors with family and friends. Nestled in southern Anne Arundel County, Lothian offers a peaceful, rural setting with convenient access to major commuter routes like MD-2 and Route 4. Enjoy a quiet lifestyle surrounded by natural beauty, with nearby parks, trails, and waterfront recreation, all just a short drive from shopping, dining, and entertainment in Annapolis, Edgewater, and Prince Frederick.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $25,800
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,650
- − Insurance
- −$550
- − Repairs & maintenance
- −$2,064
- − Management
- −$2,064
- − Depreciation
- −$3,200
- Taxable income
- $10,110
- Est. tax owed @ 24.0%
- −$2,426
- After-tax cash flow
- $8,833/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This beautifully renovated manufactured home in Patuxent Mobile Estates is move-in ready with fresh updates and a well-maintained exterior.
Value-add opportunities
- Both landscaping — enhances curb appeal and adds value
- Both painting — fresh paint improves aesthetics and value
- Both upgrading appliances — newer appliances increase functionality and value
Renovation cost estimate screening
Value-add ROI direction
- Both landscaping — enhances curb appeal and adds value ↑
- Both painting — fresh paint improves aesthetics and value ↑
- Both upgrading appliances — newer appliances increase functionality and value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Anne Arundel County Public Schools
- NCES district ID
- 2400060
- Math proficiency
- 20% ▼ -21.00%
- Reading proficiency
- 37% ▼ -13.00%
- Median HH income
- $87,880
- Composite
- 28.52/100
- National rank
- #6733
- State rank
- #10 of 24 in MD
Livability — Marlboro Meadows
- Score
- 62/100
- State rank
- #327
- US rank
- #17129
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 7,629
Population outlook (Anne Arundel County) Hauer SSP2
- Today (2025)
- 617,384 people
- By 2030
- 642,094 · +4.0%
- By 2040
- 686,621 · +11.2%
- By 2050
- 723,031 · +17.1%
- By 2075
- 809,346 · +31.1%
- By 2100
- 837,658 · +35.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 60% Hispanic / Latino 24% Two or more races 12% Black 11%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Portuguese 3% Scotch-Irish 2% Italian 1%
- Foreign-born
- 10% · Canada
- Languages at home
- 86% English-only · Spanish 10% Other Asian/Pacific 2%
Political lean MEDSL · Anne Arundel
- 2024 margin
- D (+13.9) · D 55.7% · R 41.7% · Other 2.6%
- 2008→2024 swing
- +15.7pp toward D · 2008: -1.8pp · 2024: 13.9pp
- All cycles
- 2024: D+13.9 2020: D+14.5 2016: D+0.7 2012: R+0.9 2008: R+1.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -131.12%
- Current HPI
- 232.1067
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
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| Chemicals | 1 | $2B |
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Price history
+0.0% since first listed4 events — show timeline
- 2026-01-08 Relisted — BRIGHT MLS
- 2026-01-06 Listing Removed — BRIGHT MLS
- 2025-08-07 Listed $110,000 BRIGHT MLS
- 2025-07-31 Coming Soon $110,000 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…