🏗️ New Construction
Beckman Plan · Bryan, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.1/30.0
- ARV discount +7.5/15.0
- Condition / age +4.8/5.0
- Livability +3.8/5.0
- DSCR +3.6/10.0
- 1% rule +3.5/10.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$253,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This new home is conveniently laid out on a single floor for maximum comfort and convenience. At its heart stands an open-concept layout connecting a spacious family room, a multi-functional kitchen and lovely dining area. The owner's suite is situated in a private corner and comes complete with an adjoining bathroom, while the two secondary bedrooms are located near the foyer.
Key facts
- 2 garage spots
- Listed 869 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $254k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-56 ($-669/yr) — negative.
- To cash-flow at today's rent, offer at most $249k (1.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $218k (14.1% below list).
- Recommended offer: $218k (14.1% below list) — sets the bar for 1% rule.
- Cap rate 6.0% vs local median 4.0% in Bryan — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#99 in TX, #3,341 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities C-, employment D+.
- Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Mary Branch El (math 32% / reading 17%, grade F, #3,052 of 4,322 statewide, top 74%, 617 students, 83% FRL); Jane Long (math 32% / reading 26%, grade F, #1,103 of 1,662 statewide, top 67%, 998 students, 85% FRL); Travis B Bryan H S (math 22% / reading 34%, grade F, #1,170 of 1,632 statewide, top 72%, 2,419 students, 67% FRL).
- Market conditions: 367 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
- This rent runs 35% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 870 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 870 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.85% ✗
- Cap rate
- 6.03%
- Cash-on-cash
- -0.93%
- DSCR
- 0.96
- GRM
- 9.8
CMA / ARV
- ARV (median comp)
- $257,511
- List price
- $253,990
- Delta
- -1.76%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2209 Jeter Dr | 0.09mi | 3/2.0 | 1,269 (0%) | 4mo | $252,990 | $199 | 92 |
| 2240 Jeter Dr | 0.06mi | 3/2.0 | 1,263 (-0%) | 5mo | $254,440 | $201 | 92 |
| 2336 Jeter Dr | 0.00mi | 3/2.0 | 1,269 (0%) | 10mo | $253,990 | $200 | 91 |
| 5414 Bear Run | 0.11mi | 3/2.0 | 1,263 (-0%) | 8mo | $258,265 | $204 | 87 |
| 5541 Harriet St | 0.32mi | 3/2.0 | 1,263 (-0%) | 0mo | $249,276 | $197 | 84 |
| 5538 Harriet St | 0.33mi | 3/2.0 | 1,263 (-0%) | 1mo | $256,640 | $203 | 83 |
| 5438 Bear Run | 0.32mi | 3/2.0 | 1,269 (0%) | 5mo | $253,990 | $200 | 81 |
| 2634 Patschke Pl | 0.32mi | 3/2.0 | 1,269 (0%) | 6mo | $253,990 | $200 | 80 |
| 2436 Rooke Rd | 0.32mi | 3/2.0 | 1,269 (0%) | 10mo | $222,740 | $176 | 77 |
| 5415 Bear Run | 0.12mi | 3/2.0 | 1,415 (+12%) | 4mo | $267,890 | $189 | 72 |
| 2252 Jeter Dr | 0.06mi | 3/2.0 | 1,415 (+12%) | 10mo | $274,515 | $194 | 70 |
| 5426 Bear Run | 0.17mi | 3/2.0 | 1,415 (+12%) | 8mo | $268,515 | $190 | 66 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.8%
- Equity multiple
- 0.37×
- Total profit
- $-45,244
- Equity at exit
- $38,396
- IRR
- -9.9%
- Equity multiple
- 0.39×
- Total profit
- $-43,834
- Equity at exit
- $22,265
Cash invested: $72,103 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 30 active · 25 under contract
- Months of supply
- 10.6 mo (9%/mo absorbed)
- Median asking
- $271,370 ($193/sqft)
- Median days on market
- 78 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- +5.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 77807
- Active inventory
- 367
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $2,182 high interval (Pro) →
- Mortgage (P&I)
- −$1,350
- Tax est. 1.5%
- −$322 /mo · $3,863/yr
- Insurance
- −$107
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$458
- Net cashflow
- $-56
Break-even live
Sensitivity live
| Price | -10% $122 | -5% $33 | +0% $-56 | +5% $-145 | +10% $-234 |
|---|---|---|---|---|---|
| Rent | -10% $-228 | -5% $-142 | +0% $-56 | +5% $30 | +10% $117 |
| Rate | -1.0pp $74 | -0.5pp $10 | base $-56 | +0.5pp $-122 | +1.0pp $-190 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $64,378
- Closing costs
- $7,725
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5433 Bear RUN Bryan, TX | 4.0 | 2.0 | 1745 | $2,195 | $1.26 | 93d | 1 | 0.02mi |
| 1971 Chief St Bryan, TX | 3.0 | 2.0 | 1517 | $2,100 | $1.38 | 70d | 1 | 0.10mi |
| 2010 Chief St Bryan, TX | 3.0 | 2.0 | 1603 | $2,250 | $1.40 | 93d | 1 | 0.13mi |
| 2148 Chief St Bryan, TX | 4.0 | 2.0 | 1568 | $2,000 | $1.28 | 62d | 1 | 0.18mi |
| 2119 Chief St Bryan, TX | 4.0 | 2.0 | 1568 | $2,400 | $1.53 | 62d | 1 | 0.31mi |
| 2111 Chief St Bryan, TX | 3.0 | 2.0 | 1370 | $2,150 | $1.57 | 62d | 1 | 0.35mi |
Listing history 50 events
-
2026-08-08days on market $253,990 Active 870 DOM
-
2026-08-07days on market $253,990 Active 869 DOM
-
2026-08-06days on market $253,990 Active 868 DOM
-
2026-08-05days on market $253,990 Active 867 DOM
-
2026-08-04pricedays on market $253,990 Active 866 DOM
-
2026-08-03days on market $252,990 Active 865 DOM
-
2026-07-31days on market $252,990 Active 862 DOM
-
2026-07-29days on market $252,990 Active 860 DOM
-
2026-07-27days on market $252,990 Active 858 DOM
-
2026-07-25days on market $252,990 Active 856 DOM
-
2026-07-23days on market $252,990 Active 854 DOM
-
2026-07-22days on market $252,990 Active 853 DOM
-
2026-07-22price $252,990 Active 852 DOM
-
2026-07-21days on market $257,990 Active 852 DOM
-
2026-07-18days on market $257,990 Active 849 DOM
-
2026-07-16days on market $257,990 Active 847 DOM
-
2026-07-16days on market $257,990 Active 846 DOM
-
2026-07-14days on market $257,990 Active 845 DOM
-
2026-07-13days on market $257,990 Active 844 DOM
-
2026-07-12days on market $257,990 Active 843 DOM
-
2026-07-11days on market $257,990 Active 842 DOM
-
2026-07-10days on market $257,990 Active 841 DOM
-
2026-07-09days on market $257,990 Active 840 DOM
-
2026-07-07days on market $257,990 Active 838 DOM
-
2026-07-06days on market $257,990 Active 837 DOM
-
2026-07-05days on market $257,990 Active 836 DOM
-
2026-07-04days on market $257,990 Active 835 DOM
-
2026-07-03days on market $257,990 Active 834 DOM
-
2026-07-02days on market $257,990 Active 833 DOM
-
2026-07-01days on market $257,990 Active 832 DOM
-
2026-06-30days on market $257,990 Active 831 DOM
-
2026-06-29days on market $257,990 Active 830 DOM
-
2026-06-28days on market $257,990 Active 829 DOM
-
2026-06-28days on market $257,990 Active 828 DOM
-
2026-06-27days on market $257,990 Active 827 DOM
-
2026-06-25days on market $257,990 Active 825 DOM
-
2026-06-23days on market $257,990 Active 823 DOM
-
2026-06-21days on market $257,990 Active 822 DOM
-
2026-06-18days on market $257,990 Active 819 DOM
-
2026-06-17days on market $257,990 Active 818 DOM
-
2026-06-16price $257,990 Active 817 DOM
-
2026-06-16days on market $249,990 Active 817 DOM
-
2026-06-15days on market $249,990 Active 816 DOM
-
2026-06-14days on market $249,990 Active 814 DOM
-
2026-06-13days on market $249,990 Active 813 DOM
-
2026-06-10days on market $249,990 Active 811 DOM
-
2026-06-09days on market $249,990 Active 810 DOM
-
2026-06-08days on market $249,990 Active 809 DOM
-
2026-06-07days on market $249,990 Active 808 DOM
-
2026-06-03days on market $249,990 Active 804 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,185
- − Mortgage interest
- −$14,425
- − Property taxes
- −$3,863
- − Insurance
- −$1,288
- − Repairs & maintenance
- −$2,095
- − Management
- −$2,095
- − Depreciation
- −$7,491
- Taxable loss
- −$5,070
- Est. tax savings @ 24.0%
- +$1,217
- After-tax cash flow
- $548/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This single-family home is in excellent condition with no visible repairs or maintenance needed. It offers a good return on investment with minor updates that can significantly enhance its resale and rental value.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Resale New flooring in bathrooms — Improves appearance and functionality ↑
- Resale New kitchen appliances — Enhances functionality and appeal ↑
Zoned Schools
Schools (NCES district)
- District
- Bryan ISD
- NCES district ID
- 4811790
- Math proficiency
- 30% ▼ -8.00%
- Reading proficiency
- 32% ▼ -3.00%
- Median HH income
- $41,895
- Composite
- 26.26/100
- National rank
- #7253
- State rank
- #608 of 826 in TX
Livability — Bryan
- Score
- 76/100
- State rank
- #99
- US rank
- #3341
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bryan, TX
- County
- Brazos County · 267,942 people
- City population
- 101,772
- Metro
- College Station-Bryan, TX
- Population (ZIP)
- 13,227
- Household income
- $74,375
- Rent vs Own
- Severe rent burden
- 12% of renters
Population outlook (Brazos County) Hauer SSP2
- Today (2025)
- 267,942 people
- By 2030
- 296,630 · +10.7%
- By 2040
- 354,560 · +32.3%
- By 2050
- 414,616 · +54.7%
- By 2075
- 562,158 · +109.8%
- By 2100
- 678,828 · +153.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- White 45% Hispanic / Latino 32% Two or more races 18% Black 14% Native American 3% Asian 2%
- Hispanic origin (detail)
- Mexican 29%
- Common ancestry
- Romanian 2% Lithuanian 2% Italian 2%
- Foreign-born
- 16% · Canada, Guatemala, Vietnam
- Languages at home
- 71% English-only · Spanish 24% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Brazos
- 2024 margin
- Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
- 2008→2024 swing
- +4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
- All cycles
- 2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -114.38%
- Current HPI
- 186.1387
- Rent YoY
- —
- Metro
- College Station-Bryan, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-51.0% since first listed2 events — show timeline
- 2024-07-19 Price Changed $249,990 Zillow
- 2024-03-21 Listed $510,000 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…