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2201 Gladiolus LN Ln
F Composite 30.3
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • Cash flow +6.1/30.0
  • Schools +4.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.0/10.0
  • DSCR +0.4/10.0
  • ARV discount +0.0/15.0

$409,900

2201 Gladiolus LN Ln · Mascotte, FL 34753
4 bd · 2.0 ba · 1,696 sqft · SingleFamily public records · 152 Days on market
Built 2022 0.36 ac lot Est $315k · 30% over $30/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

!!! Why wait to build, when you can buy this almost new home that was built in 2022 that looks like a model home with over $40k in upgrades!!!. Welcome to this charming 4 BR, 2 BA, 3 Car Garage, Gutters, Open concept split floor plan home on an overside corner lot . 36 of an acre in the highly sought-after community of GARDENS AT LAKE JACKSON RIDGE! You will fall in love from the moment you get to the front yard! Enter the house through the 8 foot door and on the hallway you will see custom wood decorated entrance, 5 1/4 baseboards, high ceiling and enter unto to the large kitchen with beautiful island, granite countertop, 42’ cabinets with soft close with crown molding, elegant vinal plants throughout except bedrooms, bedroom 4 has been used as an office/bar but owners could convert back to bedroom 4 if new owners preferred, large great room and dining room to entertain family and friends. Large Master bedroom suite with waking closet, Master bath offers a waking closet, adult size dual vanity with granite counter tops. Go outside and enjoy your extended screen patio lanai with a fan on an oversize backyard ready to put your private pool. Gardens at Lake Jackson Ridge is centrally located just 7 minutes to downtown Groveland and Lake David where you can enjoy the farmers markets, do some fishing, have your kids or grand kids cool off on the water park, enjoy car shows, live music, great food trucks, many restaurants, shopping and much more. Only 15 minutes from the historic downtown Clermont with many activities, restaurants, bars, shopping, water park, lake beach, piers for fishing, cabanas, boat ramp, barbeque and much more. Only 3 minutes from Hwy 50, 17 minutes from Us 27 and only 27 minutes from Florida Turnpike. Only 20 minutes from South Lake Hospital, restaurants, grocery shopping, retail stores, movie theater, doctor offices and much more. Call to set up a showing before this beauty is gone.

Key facts

  • Oversized corner lot
  • Recent upgrades
  • New gutters

Tags

OVERSIZED CORNER LOTRECENT UPGRADESBRAND NEW FLOORINGFRESH EXTERIOR PAINTNEW GUTTERS8 FOOT ENTRY DOOR

Property features AI

Finance

  • Other: Total annual fees listed as $360
  • Financial info: Lease restrictions apply
  • HOA & community: Empire Management Group HOA; Monthly HOA approximately $30; Quarterly association fee (listed as $90); Association fee required; Street lights in community; Pets allowed

Exterior

  • Parking: Attached 3-car garage (31 x 21) with garage door opener; Has garage
  • Security: Smoke detectors
  • Utilities: Public water; Septic tank; Broadband/high-speed internet available; Cable available and connected; Electricity available and connected; Phone available; Fire hydrant nearby; Sprinkler meter; Underground utilities; Water available and connected
  • Home design: Single Family Residence; Attached property; One level; South-facing
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Built by KB Home (model 1707)
  • Exterior features: Covered, screened patio/porch; Outdoor lighting; Rain gutters; Sidewalk; Sliding doors; Metered sprinkler system; Irrigation equipment; Trees and landscaped grounds; Florida-friendly/native landscaping; Corner lot; City limits location; Oversized lot; Asphalt public road with public maintenance

Interior

  • Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Eat-in kitchen; Kitchen/family room combo
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air; Attic fan
  • Interior features: Ceiling fans; Eat-in kitchen; High ceilings; Kitchen/family room combo; Open floor plan; Split bedroom layout; Thermostat; Walk-in closets; Window treatments; Blinds; Double pane, insulated thermal windows; Dishwasher; Disposal; Electric water heater; Microwave; Range; Refrigerator
  • Laundry & utility: Indoor laundry room; Inside utility room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $410k.

Deal economics

  • At list price, monthly cash flow is $-766 ($-9k/yr) — negative.
  • To cash-flow at today's rent, offer at most $275k (33.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $246k (39.9% below list).
  • Recommended offer: $246k (39.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#405 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Lake (suburban): math 49% / reading 50% proficiency, ranked #37 of 73 in FL (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mascotte Elementary School (math 50% / reading 47%, grade D, #1,152 of 2,144 statewide, top 55%, 855 students, 62% FRL, charter); South Lake High School (math 36% / reading 39%, grade F, #336 of 667 statewide, top 51%, 2,169 students, 40% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 98 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,799 units permitted in Lake County in 2024 (814 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $44k of equity ($3k loan paydown + $41k appreciation (10.0% local appreciation)).
  • Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$70k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 152 days — a 12% lower offer ($361k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $246,465 (39.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 152 days. Have you received any prior offers? Is the seller open to a 40% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.60%
Cap rate
4.05%
Cash-on-cash
-8.01%
DSCR
0.64
GRM
13.9

CMA / ARV

ARV (on-the-fly)
$315,456
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1725 Garden View St 0.28mi 4/2.0 1,701 (+0%) 7mo $262,000 $154 81
1948 Piedmont Ct 0.57mi 3/2.0 (-1) 1,673 (-1%) 6mo $305,000 $182 62
1130 Union Ave 0.43mi 4/2.0 1,842 (+9%) 18mo $343,000 $186 51
3324 Pink Oleander Ave 0.69mi 3/2.0 (-1) 1,541 (-9%) 10mo $338,350 $220 39
1651 Geranium Dr 0.52mi 3/2.0 (-1) 1,541 (-9%) 22mo $348,000 $226 38
1638 Geranium Dr 0.53mi 3/2.0 (-1) 1,541 (-9%) 24mo $343,980 $223 35
1665 Hideaway Flat St 0.50mi 5/3.0 (+1) 1,944 (+15%) 15mo $335,000 $172 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
2.52×
Total profit
$174,430
Equity at exit
$369,270
10-year hold
IRR
17.3%
Equity multiple
5.81×
Total profit
$551,953
Equity at exit
$796,346

Cash invested: $114,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34753

Home prices YoY
7.2%
Active inventory
98
Price-to-rent
13.9×

Monthly cashflow live

Estimated rent
$2,465 high interval (Pro) →
Mortgage (P&I)
$2,150
Tax from tax record
$363 /mo · $4,351/yr
Insurance
$171
HOA
$30
Vacancy / Maint / Mgmt
$518
Net cashflow
$-766

Break-even live

Break-even rent $3,434
Max offer price $274,614
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$102,475
Closing costs
$12,297
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2425 Begonia St Mascotte, FL 4.0 2.0 1983 $2,350 $1.19 24d 1 0.11mi
4025 E Cardinal Pines Dr Mascotte, FL 3.0 2.0 1260 $2,100 $1.67 5d 1 0.27mi
1126 Union Ave Mascotte, FL 5.0 3.0 1984 $2,265 $1.14 24d 1 0.41mi
614 Huey St Mascotte, FL 3.0 2.0 1572 $2,071 $1.32 5d 1 0.45mi
1665 Luft Ln Mascotte, FL 3.0 2.0 1680 $2,030 $1.21 24d 1 0.45mi
1676 Gopher Tree St Mascotte, FL 5.0 3.0 1984 $2,285 $1.15 5d 1 0.55mi
1864 Piedmont Ct Mascotte, FL 5.0 3.0 1984 $2,290 $1.15 24d 1 0.68mi
1600 Mayaro Ct Mascotte, FL 3.0 2.0 1503 $2,000 $1.33 18d 1 0.78mi
232 Boca Ciega Rd Mascotte, FL 4.0 2.0 1280 $2,095 $1.64 12d 1 0.95mi
6612 Tempo Way Mascotte, FL 3.0 2.0 1990 $2,600 $1.31 5d 1 1.29mi
6337 Chorus Dr Groveland, FL 3.0 2.0 1772 $2,250 $1.27 24d 1 1.30mi
2009 Sloans Outlook Dr Groveland, FL 3.0 2.0 1670 $2,250 $1.35 20d 1 1.47mi
201 Sangmon Ct Groveland, FL 3.0 2.5 1920 $2,299 $1.20 5d 1 1.48mi

HOA detail

Monthly dues
$30 · $360/yr
Likely covers
waterpool

Listing history 22 events

  1. 2026-06-18
    days on market $409,900 Active 152 DOM
  2. 2026-06-17
    days on market $409,900 Active 151 DOM
  3. 2026-06-16
    days on market $409,900 Active 150 DOM
  4. 2026-06-15
    days on market $409,900 Active 149 DOM
  5. 2026-06-13
    days on market $409,900 Active 147 DOM
  6. 2026-06-09
    days on market $409,900 Active 143 DOM
  7. 2026-06-08
    days on market $409,900 Active 142 DOM
  8. 2026-06-07
    days on market $409,900 Active 141 DOM
  9. 2026-06-04
    days on market $409,900 Active 138 DOM
  10. 2026-06-03
    days on market $409,900 Active 137 DOM
  11. 2026-06-02
    days on market $409,900 Active 136 DOM
  12. 2026-06-02
    days on market $409,900 Active 135 DOM
  13. 2026-05-31
    days on market $409,900 Active 134 DOM
  14. 2026-03-21
    price $409,900
  15. 2026-02-18
    price $421,550
  16. 2026-01-17
    listed $424,900 Active
  17. 2023-10-27
    soldstatus $395,000
  18. 2023-10-26
    soldstatus $395,000 Closed 1940-char remark
    Show marketing remark (1940 chars)

    !!! Why wait to build, when you can buy this almost new home that was built in 2022 that looks like a model home with over $40k in upgrades!!!. Welcome to this charming 4 BR, 2 BA, 3 Car Garage, Gutters, Open concept split floor plan home on an overside corner lot . 36 of an acre in the highly sought-after community of GARDENS AT LAKE JACKSON RIDGE! You will fall in love from the moment you get to the front yard! Enter the house through the 8 foot door and on the hallway you will see custom wood decorated entrance, 5 1/4 baseboards, high ceiling and enter unto to the large kitchen with beautiful island, granite countertop, 42’ cabinets with soft close with crown molding, elegant vinal plants throughout except bedrooms, bedroom 4 has been used as an office/bar but owners could convert back to bedroom 4 if new owners preferred, large great room and dining room to entertain family and friends. Large Master bedroom suite with waking closet, Master bath offers a waking closet, adult size dual vanity with granite counter tops. Go outside and enjoy your extended screen patio lanai with a fan on an oversize backyard ready to put your private pool. Gardens at Lake Jackson Ridge is centrally located just 7 minutes to downtown Groveland and Lake David where you can enjoy the farmers markets, do some fishing, have your kids or grand kids cool off on the water park, enjoy car shows, live music, great food trucks, many restaurants, shopping and much more. Only 15 minutes from the historic downtown Clermont with many activities, restaurants, bars, shopping, water park, lake beach, piers for fishing, cabanas, boat ramp, barbeque and much more. Only 3 minutes from Hwy 50, 17 minutes from Us 27 and only 27 minutes from Florida Turnpike. Only 20 minutes from South Lake Hospital, restaurants, grocery shopping, retail stores, movie theater, doctor offices and much more. Call to set up a showing before this beauty is gone.

  19. 2023-09-30
    status Pending 1940-char remark
    Show marketing remark (1940 chars)

    !!! Why wait to build, when you can buy this almost new home that was built in 2022 that looks like a model home with over $40k in upgrades!!!. Welcome to this charming 4 BR, 2 BA, 3 Car Garage, Gutters, Open concept split floor plan home on an overside corner lot . 36 of an acre in the highly sought-after community of GARDENS AT LAKE JACKSON RIDGE! You will fall in love from the moment you get to the front yard! Enter the house through the 8 foot door and on the hallway you will see custom wood decorated entrance, 5 1/4 baseboards, high ceiling and enter unto to the large kitchen with beautiful island, granite countertop, 42’ cabinets with soft close with crown molding, elegant vinal plants throughout except bedrooms, bedroom 4 has been used as an office/bar but owners could convert back to bedroom 4 if new owners preferred, large great room and dining room to entertain family and friends. Large Master bedroom suite with waking closet, Master bath offers a waking closet, adult size dual vanity with granite counter tops. Go outside and enjoy your extended screen patio lanai with a fan on an oversize backyard ready to put your private pool. Gardens at Lake Jackson Ridge is centrally located just 7 minutes to downtown Groveland and Lake David where you can enjoy the farmers markets, do some fishing, have your kids or grand kids cool off on the water park, enjoy car shows, live music, great food trucks, many restaurants, shopping and much more. Only 15 minutes from the historic downtown Clermont with many activities, restaurants, bars, shopping, water park, lake beach, piers for fishing, cabanas, boat ramp, barbeque and much more. Only 3 minutes from Hwy 50, 17 minutes from Us 27 and only 27 minutes from Florida Turnpike. Only 20 minutes from South Lake Hospital, restaurants, grocery shopping, retail stores, movie theater, doctor offices and much more. Call to set up a showing before this beauty is gone.

  20. 2023-08-21
    status Active 1940-char remark
    Show marketing remark (1940 chars)

    !!! Why wait to build, when you can buy this almost new home that was built in 2022 that looks like a model home with over $40k in upgrades!!!. Welcome to this charming 4 BR, 2 BA, 3 Car Garage, Gutters, Open concept split floor plan home on an overside corner lot . 36 of an acre in the highly sought-after community of GARDENS AT LAKE JACKSON RIDGE! You will fall in love from the moment you get to the front yard! Enter the house through the 8 foot door and on the hallway you will see custom wood decorated entrance, 5 1/4 baseboards, high ceiling and enter unto to the large kitchen with beautiful island, granite countertop, 42’ cabinets with soft close with crown molding, elegant vinal plants throughout except bedrooms, bedroom 4 has been used as an office/bar but owners could convert back to bedroom 4 if new owners preferred, large great room and dining room to entertain family and friends. Large Master bedroom suite with waking closet, Master bath offers a waking closet, adult size dual vanity with granite counter tops. Go outside and enjoy your extended screen patio lanai with a fan on an oversize backyard ready to put your private pool. Gardens at Lake Jackson Ridge is centrally located just 7 minutes to downtown Groveland and Lake David where you can enjoy the farmers markets, do some fishing, have your kids or grand kids cool off on the water park, enjoy car shows, live music, great food trucks, many restaurants, shopping and much more. Only 15 minutes from the historic downtown Clermont with many activities, restaurants, bars, shopping, water park, lake beach, piers for fishing, cabanas, boat ramp, barbeque and much more. Only 3 minutes from Hwy 50, 17 minutes from Us 27 and only 27 minutes from Florida Turnpike. Only 20 minutes from South Lake Hospital, restaurants, grocery shopping, retail stores, movie theater, doctor offices and much more. Call to set up a showing before this beauty is gone.

  21. 2023-07-29
    status Pending 1940-char remark
    Show marketing remark (1940 chars)

    !!! Why wait to build, when you can buy this almost new home that was built in 2022 that looks like a model home with over $40k in upgrades!!!. Welcome to this charming 4 BR, 2 BA, 3 Car Garage, Gutters, Open concept split floor plan home on an overside corner lot . 36 of an acre in the highly sought-after community of GARDENS AT LAKE JACKSON RIDGE! You will fall in love from the moment you get to the front yard! Enter the house through the 8 foot door and on the hallway you will see custom wood decorated entrance, 5 1/4 baseboards, high ceiling and enter unto to the large kitchen with beautiful island, granite countertop, 42’ cabinets with soft close with crown molding, elegant vinal plants throughout except bedrooms, bedroom 4 has been used as an office/bar but owners could convert back to bedroom 4 if new owners preferred, large great room and dining room to entertain family and friends. Large Master bedroom suite with waking closet, Master bath offers a waking closet, adult size dual vanity with granite counter tops. Go outside and enjoy your extended screen patio lanai with a fan on an oversize backyard ready to put your private pool. Gardens at Lake Jackson Ridge is centrally located just 7 minutes to downtown Groveland and Lake David where you can enjoy the farmers markets, do some fishing, have your kids or grand kids cool off on the water park, enjoy car shows, live music, great food trucks, many restaurants, shopping and much more. Only 15 minutes from the historic downtown Clermont with many activities, restaurants, bars, shopping, water park, lake beach, piers for fishing, cabanas, boat ramp, barbeque and much more. Only 3 minutes from Hwy 50, 17 minutes from Us 27 and only 27 minutes from Florida Turnpike. Only 20 minutes from South Lake Hospital, restaurants, grocery shopping, retail stores, movie theater, doctor offices and much more. Call to set up a showing before this beauty is gone.

  22. 2023-07-14
    listed $399,000 Active 1940-char remark
    Show marketing remark (1940 chars)

    !!! Why wait to build, when you can buy this almost new home that was built in 2022 that looks like a model home with over $40k in upgrades!!!. Welcome to this charming 4 BR, 2 BA, 3 Car Garage, Gutters, Open concept split floor plan home on an overside corner lot . 36 of an acre in the highly sought-after community of GARDENS AT LAKE JACKSON RIDGE! You will fall in love from the moment you get to the front yard! Enter the house through the 8 foot door and on the hallway you will see custom wood decorated entrance, 5 1/4 baseboards, high ceiling and enter unto to the large kitchen with beautiful island, granite countertop, 42’ cabinets with soft close with crown molding, elegant vinal plants throughout except bedrooms, bedroom 4 has been used as an office/bar but owners could convert back to bedroom 4 if new owners preferred, large great room and dining room to entertain family and friends. Large Master bedroom suite with waking closet, Master bath offers a waking closet, adult size dual vanity with granite counter tops. Go outside and enjoy your extended screen patio lanai with a fan on an oversize backyard ready to put your private pool. Gardens at Lake Jackson Ridge is centrally located just 7 minutes to downtown Groveland and Lake David where you can enjoy the farmers markets, do some fishing, have your kids or grand kids cool off on the water park, enjoy car shows, live music, great food trucks, many restaurants, shopping and much more. Only 15 minutes from the historic downtown Clermont with many activities, restaurants, bars, shopping, water park, lake beach, piers for fishing, cabanas, boat ramp, barbeque and much more. Only 3 minutes from Hwy 50, 17 minutes from Us 27 and only 27 minutes from Florida Turnpike. Only 20 minutes from South Lake Hospital, restaurants, grocery shopping, retail stores, movie theater, doctor offices and much more. Call to set up a showing before this beauty is gone.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,351 · $363/mo
Projected year-2 tax
$4,351 · $363/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,576
− Mortgage interest
−$22,961
− Property taxes
−$4,351
− Insurance
−$2,050
− Repairs & maintenance
−$2,366
− Management
−$2,366
− HOA
−$360
− Depreciation
−$11,924
Taxable loss
−$16,802
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,032
After-tax cash flow
$-5,158/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lake
NCES district ID
1201050
Math proficiency
49% ▼ -7.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$46,632
Composite
42.05/100
National rank
#3327
State rank
#37 of 73 in FL

Livability — Mascotte

Score
71/100
State rank
#405
US rank
#7156

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Mascotte, FL
County
Lake County · 364,602 people
City population
33,565
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
7,985
Household income
$83,868
Rent vs Own
22.5% rent · 77.5% own
Severe rent burden
16.0

Population outlook (Lake County) Hauer SSP2

Today (2025)
386,640 people
By 2030
417,107 · +7.9%
By 2040
476,676 · +23.3%
By 2050
531,296 · +37.4%
By 2075
648,303 · +67.7%
By 2100
698,530 · +80.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
White 38% Hispanic / Latino 35% Two or more races 25% Black 20% Asian 3%
Hispanic origin (detail)
Mexican 11% Puerto Rican 12% Dominican 2%
Common ancestry
Slovak 1% Serbian 1% Romanian 1%
Foreign-born
10% · Canada, Jamaica
Languages at home
67% English-only · Spanish 32%

Political lean MEDSL · Lake

2024 margin
Strong R (+24.7) · D 37.3% · R 62.0%
2008→2024 swing
-11.2pp toward R · 2008: -13.5pp · 2024: -24.7pp
All cycles
2024: R+24.7 2020: R+20.0 2016: R+23.1 2012: R+17.1 2008: R+13.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.01%
Current HPI
281.96
Rent YoY
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2.7% since first listed
9 events — show timeline
  • 2026-03-21 Price Changed $409,900 Stellar MLS as Distributed by MLS Grid
  • 2026-02-18 Price Changed $421,550 Stellar MLS as Distributed by MLS Grid
  • 2026-01-17 Listed $424,900 Stellar MLS as Distributed by MLS Grid
  • 2023-10-27 Sold (Public Records) $395,000 Public Records
  • 2023-10-26 Sold (MLS) $395,000 Stellar MLS as Distributed by MLS Grid
  • 2023-09-30 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-08-21 Relisted Stellar MLS as Distributed by MLS Grid
  • 2023-07-29 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-07-14 Listed $399,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+69.8%/yr

Latest (2025): $4,351 · +4.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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