211 W Maple St · Liberal, MO 64762

$105,000

2 bd · 1.0 ba · 1,172 sqft · Other public records · 28 Days on market

Built 1970 7,200 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.8/30.0
• ARV discount +7.5/15.0
• DSCR +7.3/10.0
• Appreciation +5.0/10.0
• 1% rule +4.7/10.0
• Schools +3.2/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

Key facts

• Lots of storage
• Newer roof
• Great floor plan

Tags

• LOTS OF STORAGE
• GREAT FLOOR PLAN
• NEWER ROOF

Property features AI

Finance

• Other: Lot dimensions approximately 60 x 120

Exterior

• Parking: Detached 1-car garage; Attached 1-car carport
• Security: Smoke detector(s)
• Utilities: Public sewer
• Home design: Single family residence (freestanding); Residential property
• Exterior features: Deck; Cleared lot; Metal roof

Interior

• Kitchen: Oven; Refrigerator
• Bedrooms: 7 total rooms (bedroom count not specified)
• Flooring: Carpet; Laminate
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Natural gas heating; Central heating; Has cooling
• Interior features: Oven and refrigerator included; No fireplace; Crawl space basement

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath other listed at $105k.

Deal economics

• At list price, monthly cash flow is $183 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $101k (3.4% below list).
• Recommended offer: $101k (3.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 61/100 on livability (#453 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
• Liberal R-II (rural): math 31% / reading 40% proficiency, ranked #386 of 535 in MO (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Liberal Elem. (math 44% / reading 44%, grade F, #413 of 1,115 statewide, top 42%, 119 students, 50% FRL); Liberal Middle (math 27% / reading 42%, grade F, #243 of 391 statewide, top 65%, 66 students, 41% FRL) — zoned schools at 45% FRL track the district average.
• Market conditions: 14 active listings in the ZIP; 6 units permitted in Barton County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($726 loan paydown + $3k appreciation (3.0% local appreciation)).
• Barton County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 28 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $101,449 (3.4% below list)

Questions for the listing agent

1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 8.38%
• Cash-on-cash: 7.46%
• DSCR: 1.33
• GRM: 8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 14.4%
• Equity multiple: 1.82×
• Total profit: $24,241
• Equity at exit: $47,213

10-year hold

• IRR: 16.2%
• Equity multiple: 3.38×
• Total profit: $69,927
• Equity at exit: $72,760

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64762

• Active inventory: 14
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $1,014 medium
• Mortgage (P&I): −$551
• Tax from tax record: −$24 /mo · $291/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$213
• Net cashflow: $183

Break-even live

Break-even rent $783

Max offer price $105,000

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,250
• Closing costs: $3,150
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-19
   days on market $105,000 Active 28 DOM
2. 2026-06-18
   days on market $105,000 Active 27 DOM
3. 2026-06-17
   days on market $105,000 Active 26 DOM
4. 2026-06-16
   days on market $105,000 Active 25 DOM
5. 2026-06-15
   days on market $105,000 Active 24 DOM
6. 2026-06-14
   days on market $105,000 Active 22 DOM
7. 2026-06-12
   days on market $105,000 Active 21 DOM
8. 2026-06-09
   days on market $105,000 Active 18 DOM
9. 2026-06-08
   days on market $105,000 Active 17 DOM
10. 2026-06-07
    days on market $105,000 Active 16 DOM
11. 2026-06-05
    days on market $105,000 Active 14 DOM
12. 2026-06-02
    days on market $105,000 Active 11 DOM
13. 2026-06-01
    days on market $105,000 Active 10 DOM
14. 2026-05-31
    days on market $105,000 Active 9 DOM
15. 2026-05-30
    days on market $105,000 Active 8 DOM
16. 2026-05-21
    listed $105,000 Active
17. 2023-07-17
    soldstatus Closed 387-char remark

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

18. 2023-07-17
    soldstatus Closed 286-char remark

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

19. 2023-06-23
    status Pending 387-char remark

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

20. 2023-06-23
    status Pending 286-char remark

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

21. 2023-06-23
    status Pending

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

22. 2023-06-23
    historical

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

23. 2023-05-14
    status Active 286-char remark

    Show marketing remark (387 chars)

    Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

24. 2023-05-14
    status Active 387-char remark

    Show marketing remark (387 chars)

    Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

25. 2023-05-14
    status Active

    Show marketing remark (387 chars)

    Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

26. 2023-05-08
    status Pending 286-char remark

    Show marketing remark (387 chars)

    Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

27. 2023-05-08
    status Pending 387-char remark

    Show marketing remark (387 chars)

    Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

28. 2023-05-08
    status Pending

    Show marketing remark (387 chars)

    Closed with two other properties as a package: 107 W Maple (MLS 60241018)104 S College (MLS 60241019)Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

29. 2023-04-21
    listed $70,000 Active 387-char remark

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

30. 2023-04-21
    listed $70,000 Active 286-char remark

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

31. 2023-04-21
    listed $70,000 Active

    Show marketing remark (286 chars)

    Check out this adorable 2 bed/1.5 bath! Features a wood wall and wonderful stone work around the gas stove in the living room, a kitchen with plenty of storage space, and a new roof in 2021, New wall oven in 2023, New HVAC/Ducts in 2022! Come make this your home or investment property!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $291 · $24/mo
• Projected year-2 tax: $1,018 · $85/mo
• Expected delta: +$727/yr (+$61/mo · 249.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,174
• − Mortgage interest: −$5,882
• − Property taxes: −$291
• − Insurance: −$525
• − Repairs & maintenance: −$974
• − Management: −$974
• − Depreciation: −$3,055
• Taxable income: $474
• Est. tax owed @ 24.0%: −$114
• After-tax cash flow: $2,080/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Liberal R-II
• NCES district ID: 2918510
• Math proficiency: 31% ▼ -1.00%
• Reading proficiency: 40% ▲ 1.00%
• Median HH income: $39,054
• Composite: 32.31/100
• National rank: #10912
• State rank: #386 of 535 in MO

Livability — Liberal

• Score: 61/100
• State rank: #453
• US rank: #18333

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Liberal, MO
• Population (ZIP): 1,453

Population outlook (Barton County) Hauer SSP2

• Today (2025): 10,977 people
• By 2030: 10,496 · -4.4%
• By 2040: 9,537 · -13.1%
• By 2050: 8,668 · -21.0%
• By 2075: 7,557 · -31.2%
• By 2100: 6,921 · -36.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 11% Hispanic / Latino 5% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Iranian 3% Italian 2% Slovak 2%
• Foreign-born: 0%

Political lean MEDSL · Barton

• 2024 margin: Solid R (+72.2) · D 13.6% · R 85.8%
• 2008→2024 swing: -22.4pp toward R · 2008: -49.8pp · 2024: -72.2pp
• All cycles: 2024: R+72.2 2020: R+71.2 2016: R+70.2 2012: R+55.4 2008: R+49.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+50.0% since first listed

16 events — show timeline

• 2026-05-21 Listed $105,000 OGAR
• 2023-07-17 Sold (MLS) — OGAR
• 2023-07-17 Sold (MLS) — SOMO
• 2023-06-23 Pending — SOMO
• 2023-06-23 Pending — OGAR
• 2023-06-23 Pending — Heartland MLS as Distributed by MLS Grid
• 2023-06-23 Listing Removed — Heartland MLS as Distributed by MLS Grid
• 2023-05-14 Relisted — OGAR
• 2023-05-14 Relisted — SOMO
• 2023-05-14 Relisted — Heartland MLS as Distributed by MLS Grid
• 2023-05-08 Pending — OGAR
• 2023-05-08 Pending — SOMO
• 2023-05-08 Pending — Heartland MLS as Distributed by MLS Grid
• 2023-04-21 Listed $70,000 Heartland MLS as Distributed by MLS Grid
• 2023-04-21 Listed $70,000 OGAR
• 2023-04-21 Listed $70,000 SOMO

Property tax history

+0.7%/yr

Latest (2025): $291 · +17.3% YoY. Source: county tax records.