Triplex
60 Madison St · Malden, MA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $915 – $1,699
Heat risk 6/10 · Moderate
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 67.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.9/30.0
- DSCR +7.7/10.0
- ARV discount +6.1/15.0
- 1% rule +5.7/10.0
- Livability +4.0/5.0
- Schools +3.0/10.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$994,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed
Listing remarks MLS
This well maintained three family property is located right at the heart of the Malden Center. Close to public transportation, shops, stores, restaurant and Train station. The property is well maintained. Brand new Energy efficient heating. Good size rooms and kitchens. Huge back Patio is ideal for Entertainment and for outdoor activities. Finished basement for extra space for Home office, play area, or entertainment space with heat and separate bathroom. Laundry hookup in all units. Property will be delivered Vacant. Buyer to do their own due diligence. BUYER COULD NOT GET FINANCING. THIS IS THE OPPORTUNITY TO GRAB THIS WELL MAINTAINED 3 FAMILY IN MALDEN CENTER.
Key facts
- Laminate flooring
- Vinyl flooring
- Updated cabinets
Tags
Property features AI
Finance
- Financial info: Total building area approximately 2,247 sq ft; Lot about 0.11 acre; Certified treated for lead paint
- HOA & community: Access to public transportation; Near shopping; Nearby laundromat; Close to public school(s); Near T-Station
Exterior
- Parking: 2 open paved parking spaces
- Utilities: Public water; Public sewer; 110 volt electric; Utilities vary by unit
- Home design: 3-family property; 3 stories total
- Construction: Frame construction; Stone foundation; Shingle roof; Approximately built (year per public records)
- Exterior features: Porch; Deck; Sloped lot
Interior
- Kitchen: Range; Microwave; Refrigerator
- Flooring: Hardwood
- Bathrooms: 4 full bathrooms
- Heating & cooling: Baseboard heating; Natural gas heating; Heating provided to 3 units
- Interior features: Upgraded cabinets; Upgraded countertops; Bathroom with tub; Living room; Kitchen; 11 total rooms
- Laundry & utility: Washer and dryer (included); Washer & Dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3 × 5-bed/4.0-bath units multifamily listed at $994k.
Deal economics
- At list price, monthly cash flow is $2k ($23k/yr) — positive. Per door: $644/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($11k rent vs $994k).
- Recommended offer: $964k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 3.1% in Malden — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#29 in MA, #1,360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: cost of living F.
- Malden (suburban): math 26% / reading 42% proficiency, ranked #238 of 302 in MA (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.8%/yr); 48 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,670 units permitted in Middlesex County in 2024 (2,611 in 5+ unit buildings).
- At $10,628/mo this rent would consume 127% of the median local household income ($101k/yr) (locally 3600% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $7k of loan paydown is wiped out by about $30k of value loss. Plan a longer hold.
- Middlesex County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($964k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $770k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.63%
- Cash-on-cash
- 8.34%
- DSCR
- 1.37
- GRM
- 7.8
CMA / ARV
- ARV (median comp)
- $964,804
- List price
- $994,000
- Delta
- 3.03%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 28 Shawmut St | 0.14mi | 4/2.5 (-1) | 2,211 (-2%) | 6mo | $750,000 | $339 | 69 |
| 165-167 Bell Rock St | 0.63mi | 5/4.0 | 2,316 (+3%) | 8mo | $765,000 | $330 | 53 |
| 16 Boylston St | 0.60mi | 5/2.0 | 2,236 (-0%) | 6mo | $740,000 | $331 | 52 |
| 46 A Wentworth St | 0.65mi | 5/2.0 | 2,208 (-2%) | 2mo | $825,000 | $374 | 51 |
| 74 Highland Ave | 0.66mi | 6/3.0 (+1) | 2,192 (-2%) | 5mo | $1,050,000 | $479 | 46 |
| 174 West St | 0.63mi | 4/2.0 (-1) | 2,273 (+1%) | 8mo | $930,000 | $409 | 43 |
| 69 Warren Ave | 0.53mi | 6/2.0 (+1) | 2,513 (+12%) | 1mo | $685,000 | $273 | 36 |
| 131-133 Linden Ave | 0.66mi | 5/2.0 | 2,010 (-10%) | 5mo | $895,000 | $445 | 33 |
| 108 Highland Ave | 0.62mi | 5/3.0 | 2,573 (+14%) | 5mo | $950,000 | $369 | 32 |
| 29 Lincoln St | 0.62mi | 5/2.0 | 2,570 (+14%) | 5mo | $897,000 | $349 | 29 |
| 61 Everett St | 0.74mi | 4/2.0 (-1) | 2,441 (+9%) | 7mo | $885,000 | $363 | 26 |
| 29 Watts St | 0.74mi | 6/2.0 (+1) | 1,997 (-11%) | 9mo | $925,000 | $463 | 21 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -6.9%
- Equity multiple
- 0.75×
- Total profit
- $-69,178
- Equity at exit
- $148,209
- IRR
- -1.4%
- Equity multiple
- 0.92×
- Total profit
- $-22,424
- Equity at exit
- $85,943
Cash invested: $278,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 20 Strongly Tenant-Friendly
- State Massachusetts
- 20 Strongly Tenant-Friendly · D+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 02148
- Rents YoY
- -0.8%
- Active inventory
- 48
- Price-to-rent
- 23.4×
Monthly cashflow live
- Estimated rent
- $10,628 medium interval (Pro) →
- Mortgage (P&I)
- −$5,213
- Tax from tax record
- −$836 /mo · $10,033/yr
- Insurance
- −$414
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$2,232
- Net cashflow
- $1,933
Break-even live
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 3× units | 5 | 4 | $10,629 |
| #1 | 5 | 4 | $3,543 |
| #2 | 5 | 4 | $3,543 |
| #3 | 5 | 4 | $3,543 |
| Total (3 units) | $10,628 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $248,500
- Closing costs
- $29,820
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 188 Main St Unit 2 Malden, MA | 4.0 | 2.0 | 1500 | $3,200 | $2.13 | 24d | 1 | 0.10mi |
| 12 Shawmut St Unit 2 Malden, MA | 4.0 | 2.0 | 1500 | $3,500 | $2.33 | 5d | 1 | 0.13mi |
| 8 Parsonage Rd Malden, MA | 4.0 | 2.0 | 2400 | $3,700 | $1.54 | 18d | 1 | 0.22mi |
| 21 Converse Ave Unit 1 Malden, MA | 4.0 | 1.5 | 2000 | $3,500 | $1.75 | 18d | 1 | 0.36mi |
| 109 Walnut St Unit 109 Malden, MA | 4.0 | 1.5 | 2338 | $4,200 | $1.80 | 11d | 1 | 0.49mi |
| 19 Bellingham Ave Unit 19 Everett, MA | 4.0 | 2.0 | 1400 | $4,300 | $3.07 | 2d | 1 | 0.59mi |
| 130 Linden Ave Unit 130 Malden, MA | 4.0 | 2.5 | 2000 | $4,250 | $2.12 | 44d | 1 | 0.66mi |
| 10 Pearl St Unit 2 Everett, MA | 4.0 | 2.0 | 1685 | $4,200 | $2.49 | 24d | 1 | 0.71mi |
| 28 Clark St Unit 1 Malden, MA | 4.0 | 1.0 | 1400 | $3,800 | $2.71 | 44d | 1 | 0.74mi |
| 29 Amaranth Ave Unit 1 Medford, MA | 4.0 | 2.0 | 1400 | $4,600 | $3.29 | 44d | 1 | 0.98mi |
| 9 Rock Valley Ave Everett, MA | 4.0 | 3.0 | 1586 | $3,895 | $2.46 | 18d | 1 | 0.98mi |
| 9 Rock Valley Ave Everett, MA | 4.0 | 3.0 | 1586 | $3,995 | $2.52 | 44d | 1 | 0.98mi |
| 128 Lawrence St Unit B Medford, MA | 5.0 | 2.0 | 1882 | $4,395 | $2.34 | 3d | 1 | 1.01mi |
| 91 Waverly St Unit 2 Everett, MA | 5.0 | 1.5 | 1650 | $4,200 | $2.55 | 18d | 1 | 1.01mi |
| 95 Waverly Ave Unit 2 Everett, MA | 5.0 | 2.0 | 1800 | $4,199 | $2.33 | 44d | 1 | 1.04mi |
| 47 Pleasant St Everett, MA | 6.0 | 1.5 | 1814 | $4,500 | $2.48 | 44d | 1 | 1.07mi |
| 45 Emerald St Medford, MA | 4.0 | 3.0 | 1700 | $4,400 | $2.59 | 15d | 1 | 1.08mi |
| 41 Sydney St Medford, MA | 4.0 | 2.0 | 1627 | $4,400 | $2.70 | 44d | 1 | 1.09mi |
| 39 Baker St Unit 41 Malden, MA | 4.0 | 1.0 | 1800 | $3,100 | $1.72 | 44d | 1 | 1.14mi |
| 161 4th St Medford, MA | 5.0 | 5.0 | 1890 | $6,300 | $3.33 | 44d | 1 | 1.17mi |
| 54 Hillside Ave Unit 2 Everett, MA | 4.0 | 1.0 | 2444 | $3,200 | $1.31 | 5d | 1 | 1.25mi |
| 77 Sheridan Ave Medford, MA | 4.0 | 2.5 | 2135 | $4,200 | $1.97 | 18d | 1 | 1.28mi |
| 20 Fairmount St Unit 2 Everett, MA | 5.0 | 1.0 | 1400 | $3,500 | $2.50 | 44d | 1 | 1.29mi |
| 26 Arlington St #2 Everett, MA | 4.0 | 2.0 | 2500 | $3,700 | $1.48 | 24d | 1 | 1.44mi |
| 33 George St Unit 2 Everett, MA | 4.0 | 1.0 | 1560 | $3,400 | $2.18 | 44d | 1 | 1.47mi |
Listing history 22 events
-
2026-06-18days on market $994,000 Active 36 DOM
-
2026-06-17days on market $994,000 Active 35 DOM
-
2026-06-16days on market $994,000 Active 34 DOM
-
2026-06-15days on market $994,000 Active 33 DOM
-
2026-06-13days on market $994,000 Active 31 DOM
-
2026-06-13days on market $994,000 Active 30 DOM
-
2026-06-09statusdays on market $994,000 Active 27 DOM
-
2026-06-08days on market $994,000 Back On Market 26 DOM
-
2026-06-07statusdays on market $994,000 Back On Market 25 DOM
-
2026-06-04pricestatusdays on market $994,000 Price Changed 22 DOM
-
2026-05-15historical Contingent 985-char remark
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2026-05-05$989,000 New 985-char remark
-
2024-03-01historical $1,750
-
2024-02-21$1,750
-
2018-08-29soldstatus $770,000 Sold 671-char remark
Show marketing remark (671 chars)
This well maintained three family property is located right at the heart of the Malden Center. Close to public transportation, shops, stores, restaurant and Train station. The property is well maintained. Brand new Energy efficient heating. Good size rooms and kitchens. Huge back Patio is ideal for Entertainment and for outdoor activities. Finished basement for extra space for Home office, play area, or entertainment space with heat and separate bathroom. Laundry hookup in all units. Property will be delivered Vacant. Buyer to do their own due diligence. BUYER COULD NOT GET FINANCING. THIS IS THE OPPORTUNITY TO GRAB THIS WELL MAINTAINED 3 FAMILY IN MALDEN CENTER.
-
2018-08-10status Under Agreement 671-char remark
Show marketing remark (671 chars)
This well maintained three family property is located right at the heart of the Malden Center. Close to public transportation, shops, stores, restaurant and Train station. The property is well maintained. Brand new Energy efficient heating. Good size rooms and kitchens. Huge back Patio is ideal for Entertainment and for outdoor activities. Finished basement for extra space for Home office, play area, or entertainment space with heat and separate bathroom. Laundry hookup in all units. Property will be delivered Vacant. Buyer to do their own due diligence. BUYER COULD NOT GET FINANCING. THIS IS THE OPPORTUNITY TO GRAB THIS WELL MAINTAINED 3 FAMILY IN MALDEN CENTER.
-
2018-07-17status Back On Market 671-char remark
Show marketing remark (671 chars)
This well maintained three family property is located right at the heart of the Malden Center. Close to public transportation, shops, stores, restaurant and Train station. The property is well maintained. Brand new Energy efficient heating. Good size rooms and kitchens. Huge back Patio is ideal for Entertainment and for outdoor activities. Finished basement for extra space for Home office, play area, or entertainment space with heat and separate bathroom. Laundry hookup in all units. Property will be delivered Vacant. Buyer to do their own due diligence. BUYER COULD NOT GET FINANCING. THIS IS THE OPPORTUNITY TO GRAB THIS WELL MAINTAINED 3 FAMILY IN MALDEN CENTER.
-
2018-06-08status Under Agreement 671-char remark
Show marketing remark (671 chars)
This well maintained three family property is located right at the heart of the Malden Center. Close to public transportation, shops, stores, restaurant and Train station. The property is well maintained. Brand new Energy efficient heating. Good size rooms and kitchens. Huge back Patio is ideal for Entertainment and for outdoor activities. Finished basement for extra space for Home office, play area, or entertainment space with heat and separate bathroom. Laundry hookup in all units. Property will be delivered Vacant. Buyer to do their own due diligence. BUYER COULD NOT GET FINANCING. THIS IS THE OPPORTUNITY TO GRAB THIS WELL MAINTAINED 3 FAMILY IN MALDEN CENTER.
-
2018-05-28$769,000 New 671-char remark
Show marketing remark (671 chars)
This well maintained three family property is located right at the heart of the Malden Center. Close to public transportation, shops, stores, restaurant and Train station. The property is well maintained. Brand new Energy efficient heating. Good size rooms and kitchens. Huge back Patio is ideal for Entertainment and for outdoor activities. Finished basement for extra space for Home office, play area, or entertainment space with heat and separate bathroom. Laundry hookup in all units. Property will be delivered Vacant. Buyer to do their own due diligence. BUYER COULD NOT GET FINANCING. THIS IS THE OPPORTUNITY TO GRAB THIS WELL MAINTAINED 3 FAMILY IN MALDEN CENTER.
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2014-07-30soldstatus $436,000 Sold
Show marketing remark (1000 chars)
Be real quick!! Super price on this 4/4/3 Three family home. Moments to Malden Square and T stop... this home features: 1st floor-huge semi modern kitchen has lino floor, gas range and refrig to stay, hardwood floors in living room, paneling and drop ceilings in both bedrooms with pergo style floors, and semi modern bath. Large rear exterior porch and storage in basement 2nd floor is very, very similar (but more updated kitchen) to 1st and also has rear porch. 3rd is owners apt which is a cozy and clean 3 room, 1 bedroom unit with semi-modern kitchen and bath, carpet in bedroom and paneled walls and large living room with carpet and wall a/c. Replacement windows thru-out, young front porch, young roof, one newer heating system, lots of space in basement with high ceilings for storage, w/d hookups in each unit, small fenced yard, sided, clean in and out. ON STREET PARKING ONLY. Home is dated but priced accordingly and will not last so be quick!! See showing notes and please follow them
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2014-05-30historical Contingent
Show marketing remark (1000 chars)
Be real quick!! Super price on this 4/4/3 Three family home. Moments to Malden Square and T stop... this home features: 1st floor-huge semi modern kitchen has lino floor, gas range and refrig to stay, hardwood floors in living room, paneling and drop ceilings in both bedrooms with pergo style floors, and semi modern bath. Large rear exterior porch and storage in basement 2nd floor is very, very similar (but more updated kitchen) to 1st and also has rear porch. 3rd is owners apt which is a cozy and clean 3 room, 1 bedroom unit with semi-modern kitchen and bath, carpet in bedroom and paneled walls and large living room with carpet and wall a/c. Replacement windows thru-out, young front porch, young roof, one newer heating system, lots of space in basement with high ceilings for storage, w/d hookups in each unit, small fenced yard, sided, clean in and out. ON STREET PARKING ONLY. Home is dated but priced accordingly and will not last so be quick!! See showing notes and please follow them
-
2014-05-27$389,900 New
Show marketing remark (1000 chars)
Be real quick!! Super price on this 4/4/3 Three family home. Moments to Malden Square and T stop... this home features: 1st floor-huge semi modern kitchen has lino floor, gas range and refrig to stay, hardwood floors in living room, paneling and drop ceilings in both bedrooms with pergo style floors, and semi modern bath. Large rear exterior porch and storage in basement 2nd floor is very, very similar (but more updated kitchen) to 1st and also has rear porch. 3rd is owners apt which is a cozy and clean 3 room, 1 bedroom unit with semi-modern kitchen and bath, carpet in bedroom and paneled walls and large living room with carpet and wall a/c. Replacement windows thru-out, young front porch, young roof, one newer heating system, lots of space in basement with high ceilings for storage, w/d hookups in each unit, small fenced yard, sided, clean in and out. ON STREET PARKING ONLY. Home is dated but priced accordingly and will not last so be quick!! See showing notes and please follow them
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MA · Partial reset (capped growth)
- Current annual tax
- $10,033 · $836/mo
- Projected year-2 tax
- $11,130 · $927/mo
- Expected delta
- +$1,097/yr (+$91/mo · 10.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 67% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $127,536
- − Mortgage interest
- −$55,679
- − Property taxes
- −$10,033
- − Insurance
- −$4,970
- − Repairs & maintenance
- −$10,203
- − Management
- −$10,203
- − Depreciation
- −$28,916
- Taxable income
- $7,531
- Est. tax owed @ 24.0%
- −$1,808
- After-tax cash flow
- $21,391/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Malden
- NCES district ID
- 2507170
- Math proficiency
- 26% ▼ -16.00%
- Reading proficiency
- 42% ▼ -8.00%
- Median HH income
- $56,377
- Composite
- 30.07/100
- National rank
- #6346
- State rank
- #238 of 302 in MA
Livability — Malden
- Score
- 81/100
- State rank
- #29
- US rank
- #1360
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Malden, MA
- County
- Middlesex County · 1,437,704 people
- City population
- 65,906
- Metro
- Boston-Cambridge-Newton, MA-NH
- Population (ZIP)
- 65,906
- Household income
- $100,606
- Rent vs Own
- Severe rent burden
- 3600.0
Population outlook (Middlesex County) Hauer SSP2
- Today (2025)
- 1,740,269 people
- By 2030
- 1,817,187 · +4.4%
- By 2040
- 1,963,195 · +12.8%
- By 2050
- 2,087,461 · +20.0%
- By 2075
- 2,344,036 · +34.7%
- By 2100
- 2,383,776 · +37.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.71)
- Race & ethnicity
- White 42% Asian 29% Black 13% Two or more races 9% Hispanic / Latino 8%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Hispanic 4% Estonian 4% Romanian 2%
- Foreign-born
- 41% · Canada, China, Vietnam
- Languages at home
- 51% English-only · Chinese 15% Other Indo-European 13% Spanish 5%
Political lean MEDSL · Middlesex
- 2024 margin
- Solid D (+39.5) · D 68.5% · R 29.0% · Other 2.5%
- 2008→2024 swing
- +9.3pp toward D · 2008: 30.1pp · 2024: 39.5pp
- All cycles
- 2024: D+39.5 2020: D+45.2 2016: D+38.1 2012: D+26.9 2008: D+30.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -396.34%
- Current HPI
- 336.6086
- Rent YoY
- ▼ -0.77%
- Metro
- Boston-Cambridge-Newton, MA-NH
- State GDP YoY
- ▲ 2.28%
- F500 in state
- 38
Industry mix (Fortune 500 HQ in MA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 3 | $17B |
|
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| Insurance | 2 | $84B |
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| Retail | 2 | $76B |
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| Life Sciences | 1 | $43B |
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| Energy Technology | 1 | $31B |
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| Aerospace / Defense | 1 | $18B |
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Price history
+154.9% since first listed15 events — show timeline
- 2026-06-03 Price Changed $994,000 MLS PIN
- 2026-06-03 Relisted — MLS PIN
- 2026-05-27 Pending — MLS PIN
- 2026-05-15 Contingent — MLS PIN
- 2026-05-05 Listed $989,000 MLS PIN
- 2024-03-01 Rental Removed $1,750 LISTANZA
- 2024-02-21 Listed for Rent $1,750 LISTANZA
- 2018-08-29 Sold (MLS) $770,000 MLS PIN
- 2018-08-10 Pending — MLS PIN
- 2018-07-17 Relisted — MLS PIN
- 2018-06-08 Pending — MLS PIN
- 2018-05-28 Listed $769,000 MLS PIN
- 2014-07-30 Sold (MLS) $436,000 MLS PIN
- 2014-05-30 Contingent — MLS PIN
- 2014-05-27 Listed $389,900 MLS PIN
Property tax history
+6.3%/yrLatest (2025): $10,033 · +3.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…