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9981 Woodhurst Dr
F Composite 23.8
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Schools +6.7/10.0
  • Cash flow +6.0/30.0
  • Livability +4.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.1/10.0
  • DSCR +0.3/10.0
  • ARV discount +0.3/15.0
  • Appreciation +0.0/10.0

$420,000

9981 Woodhurst Dr · Strongsville, OH 44149
3 bd · 2.5 ba · 2,000 sqft · SingleFamily public records · 8 Days on market
Built 1995 0.29 ac lot $210/sqft · 16% above area Est $362k · 16% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Love At First Sight! Fantastic Curb Appeal W/ Fabulous Landscaping. Step Inside To An Open Floor Plan. Lovingly Cared For & Decorated In Fashion Colors. Be Sure To See Medallion Ceiling In Din Rm, Architectural Details In 2 Story Foyer & Spectacular Great Rm -- The Heart Of This Very Special Home.

Key facts

  • Custom cabinetry
  • Quartz counters
  • Open floorplan

Tags

OPEN FLOORPLANFIRST FLOOR PRIMARYUPDATED EAT-IN KITCHENCUSTOM CABINETRYQUARTZ COUNTERSSTAINLESS STEEL APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $420k.

Deal economics

  • At list price, monthly cash flow is $-804 ($-10k/yr) — negative.
  • To cash-flow at today's rent, offer at most $278k (33.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (39.2% below list).
  • Recommended offer: $255k (39.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.0% vs local median 3.2% in Strongsville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 88/100 on livability (#27 in OH, #243 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, amenities A+; Watch: commute F.
  • Strongsville City (suburban): math 73% / reading 79% proficiency, ranked #62 of 656 in OH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 116 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $221k; list at $420k implies a 90% gain — meaningful room to come down on a strong offer.
Recommended offer $255,313 (39.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.61%
Cap rate
4.00%
Cash-on-cash
-8.20%
DSCR
0.63
GRM
13.7

CMA / ARV

ARV (median comp)
$361,894
List price
$420,000
Delta
16.06%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10020 Fair Rd 0.07mi 3/2.5 2,104 (+5%) 4mo $417,000 $198 85
19825 Deer Run Ln 0.41mi 3/2.5 1,878 (-6%) 2mo $435,000 $232 69
10024 Fair Rd 0.07mi 3/2.0 2,276 (+14%) 8mo $399,000 $175 65
19654 Tanbark Ln 0.33mi 3/2.5 1,828 (-9%) 11mo $360,000 $197 61
21292 Creekside Dr 0.66mi 3/2.5 2,124 (+6%) 8mo $385,000 $181 52
9753 Prospect Rd 0.46mi 3/2.0 1,704 (-15%) 0mo $430,000 $252 52
19338 Idlewood Trl 0.69mi 3/2.0 2,166 (+8%) 1mo $330,000 $152 51
11179 Fawn Meadow Ln 0.59mi 3/2.0 2,178 (+9%) 6mo $405,000 $186 50
21355 Hickory Branch Trl 0.75mi 3/2.0 2,170 (+8%) 6mo $465,000 $214 44
11304 Blodgett Creek Trl 0.56mi 3/2.0 1,735 (-13%) 10mo $330,000 $190 42
11480 Blodgett Creek Trl 0.63mi 3/2.5 1,759 (-12%) 12mo $322,500 $183 40
20771 Rudy Dr 0.69mi 4/2.5 (+1) 2,280 (+14%) 2mo $430,000 $189 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-30.7%
Equity multiple
-0.01×
Total profit
$-119,272
Equity at exit
$62,623
10-year hold
IRR
-33.3%
Equity multiple
-0.44×
Total profit
$-169,839
Equity at exit
$36,314

Cash invested: $117,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44149

Active inventory
116
Price-to-rent
13.7×

Monthly cashflow live

Estimated rent
$2,553 medium interval (Pro) →
Mortgage (P&I)
$2,203
Tax from tax record
$443 /mo · $5,320/yr
Insurance
$175
HOA
$0
Vacancy / Maint / Mgmt
$536
Net cashflow
$-804

Break-even live

Break-even rent $3,571
Max offer price $277,983
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$105,000
Closing costs
$12,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8040 Strongsville Blvd Unit 1496063P Strongsville, OH 3.0 2.0 1980 $8,055 $4.07 21d 1 1.19mi
22410 Rock Creek Cir Strongsville, OH 3.0 2.0 2103 $2,400 $1.14 1d 1 1.19mi
20368 Westwood Dr Strongsville, OH 4.0 2.0 1864 $2,400 $1.29 3d 1 1.24mi
9790 Pebble Brook Ln Strongsville, OH 3.0 2.0 2785 $2,800 $1.01 19d 1 1.26mi
13187 Yager Dr Strongsville, OH 4.0 1.5 1850 $2,700 $1.46 3d 1 1.41mi
367 S Rocky River Dr Unit 1496132P Berea, OH 4.0 2.0 1765 $5,357 $3.04 7d 1 1.42mi

Listing history 8 events

  1. 2026-05-16
    historical Contingent 1676-char remark
  2. 2026-05-08
    listed $420,000 Active 1676-char remark
  3. 2005-07-15
    soldstatus $221,000 310-char remark
    Show marketing remark (310 chars)

    Love At First Sight! Fantastic Curb Appeal W/ Fabulous Landscaping. Step Inside To An Open Floor Plan. Lovingly Cared For & Decorated In Fashion Colors. Be Sure To See Medallion Ceiling In Din Rm, Architectural Details In 2 Story Foyer & Spectacular Great Rm -- The Heart Of This Very Special Home.

  4. 2005-07-15
    soldstatus $221,000
    Show marketing remark (310 chars)

    Love At First Sight! Fantastic Curb Appeal W/ Fabulous Landscaping. Step Inside To An Open Floor Plan. Lovingly Cared For & Decorated In Fashion Colors. Be Sure To See Medallion Ceiling In Din Rm, Architectural Details In 2 Story Foyer & Spectacular Great Rm -- The Heart Of This Very Special Home.

  5. 2005-07-15
    soldstatus $221,000
    Show marketing remark (310 chars)

    Love At First Sight! Fantastic Curb Appeal W/ Fabulous Landscaping. Step Inside To An Open Floor Plan. Lovingly Cared For & Decorated In Fashion Colors. Be Sure To See Medallion Ceiling In Din Rm, Architectural Details In 2 Story Foyer & Spectacular Great Rm -- The Heart Of This Very Special Home.

  6. 2005-04-30
    listed $224,900 310-char remark
    Show marketing remark (310 chars)

    Love At First Sight! Fantastic Curb Appeal W/ Fabulous Landscaping. Step Inside To An Open Floor Plan. Lovingly Cared For & Decorated In Fashion Colors. Be Sure To See Medallion Ceiling In Din Rm, Architectural Details In 2 Story Foyer & Spectacular Great Rm -- The Heart Of This Very Special Home.

  7. 1999-09-23
    historical
  8. 1998-03-24
    listed $169,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$5,320 · $443/mo
Projected year-2 tax
$5,936 · $495/mo
Expected delta
+$616/yr (+$51/mo · 11.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,638
− Mortgage interest
−$23,527
− Property taxes
−$5,320
− Insurance
−$2,100
− Repairs & maintenance
−$2,451
− Management
−$2,451
− Depreciation
−$12,218
Taxable loss
−$17,430
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,183
After-tax cash flow
$-5,464/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Strongsville City
NCES district ID
3904484
Math proficiency
73% ▼ -10.00%
Reading proficiency
79% ▼ -2.00%
Median HH income
$78,206
Composite
67.02/100
National rank
#395
State rank
#62 of 656 in OH

Livability — Strongsville

Score
88/100
State rank
#27
US rank
#243

Category grades

Amenities A+ Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Strongsville, OH
County
Cuyahoga · 1,045,444 people
City population
46,110
Metro
Cleveland, OH
Population (ZIP)
21,042
Household income
$114,107
Rent vs Own
5.7% rent · 94.3% own
Severe rent burden
2.7

Population outlook (Cuyahoga County) Hauer SSP2

Today (2025)
1,244,621 people
By 2030
1,230,093 · -1.2%
By 2040
1,189,108 · -4.5%
By 2050
1,145,706 · -7.9%
By 2075
1,076,557 · -13.5%
By 2100
978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Asian 3% Two or more races 3% Hispanic / Latino 3% Black 1%
Common ancestry
Romanian 11% Italian 2% Slovak 2%
Foreign-born
7% · Canada, China
Languages at home
92% English-only · Other Indo-European 2% Arabic 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Cuyahoga

2024 margin
Solid D (+31.5) · D 65.4% · R 33.9%
2008→2024 swing
-7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
All cycles
2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -238.17%
Current HPI
196.9311
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+147.2% since first listed
9 events — show timeline
  • 2026-05-22 Pending MLSNOW
  • 2026-05-16 Contingent MLSNOW
  • 2026-05-08 Listed $420,000 MLSNOW
  • 2005-07-15 Sold (Public Records) $221,000 Public Records
  • 2005-07-15 Sold (Public Records) $221,000 Public Records
  • 2005-07-15 Sold (MLS) $221,000 MLSNOW
  • 2005-04-30 Listed $224,900 MLSNOW
  • 1999-09-23 Listing Removed MLSNOW
  • 1998-03-24 Listed $169,900 MLSNOW

Property tax history

+1.3%/yr

Latest (2025): $5,320 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…