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842 Acorn
C Composite 56.39
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.7/30.0
  • DSCR +9.8/10.0
  • 1% rule +8.0/10.0
  • Rent growth +3.2/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$142,000

842 Acorn · San Jacinto, CA 92583
2 bd · 2.0 ba · 800 sqft · Manufactured · 81 Days on market
Built 1987 1,742 sqft lot $178/sqft · 32% above area Est $107k · 32% over $200/mo HOA · 11% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

55+ Manufactured home on PERMANENT LAND, so you own the land and no land lease is paid. Come make this home yours as it serves as a great retirement home, vacation home, or even a great and affordable primary residence! The home is in immaculate condition as it boasts brand new flooring throughout the entire home, new double paneled windows (which are energy efficient) in all windows of the home, brand new restroom renovation in the master room, and a gorgeous, custom made kitchen with quality carpentry. It also has a carport long enough for 2 cars and washer/dryer hookups are available. The park offers lots of amenities that are included in the low HOA fee of $200/month such as a clubhouse, gym, recreation room, billiard room, spa and pool, bike trails and a gated entrance with controlled access. Also, it includes your utilities of water, trash, sewer, internet, and cable TV ALL in the low HOA fee. And best of all, you are minutes away from the Soboba Casino Resort, grocery stores, and several high rated restaurants. Contact me for any questions or to schedule a showing appointment! Se habla Español!

Key facts

  • Restroom renovation
  • Clubhouse
  • Recreation room

Tags

NEW FLOORINGRESTROOM RENOVATIONCUSTOM MADE KITCHENCLUBHOUSEGYMRECREATION ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $142k.

Deal economics

  • At list price, monthly cash flow is $429 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $142k).
  • Recommended offer: $133k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 3.8% in San Jacinto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#467 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+; Watch: employment D+, schools D-, amenities F.
  • San Jacinto Unified (suburban): math 13% / reading 36% proficiency, ranked #421 of 517 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.6%/yr); 159 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($68k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $982 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $40k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $25k; list at $142k implies a 468% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,480 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.30%
Cap rate
9.91%
Cash-on-cash
12.93%
DSCR
1.58
GRM
6.4

CMA / ARV

ARV (median comp)
$107,400
List price
$142,000
Delta
32.22%
Verdict
OVERPRICED
Comps
8 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
842 Elm Dr 0.11mi 2/1.0 800 (0%) 19mo $125,000 $156 76
864 Chestnut Dr 0.07mi 1/1.0 (-1) 756 (-6%) 10mo $139,000 $184 70
1304 Discovery 0.10mi 1/1.0 (-1) 800 (0%) 20mo $135,000 $169 70
814 Grove Ave 0.16mi 1/1.0 (-1) 800 (0%) 19mo $145,000 $181 68
1365 Sierra Dr 0.19mi 1/1.0 (-1) 824 (+3%) 12mo $112,000 $136 67
1381 Sierra Dr 0.20mi 1/1.0 (-1) 700 (-12%) 1mo $78,000 $111 60
1427 Sierra Dr 0.24mi 1/1.0 (-1) 700 (-12%) 3mo $145,000 $207 56
833 Grove Ave 0.17mi 1/1.0 (-1) 700 (-12%) 13mo $112,000 $160 51
1423 Sierra Dr 0.23mi 1/1.0 (-1) 750 (-6%) 22mo $129,900 $173 51
1367 Western Dr 0.22mi 2/1.0 680 (-15%) 17mo $125,000 $184 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.61% rent growth · sell at horizon

5-year hold
IRR
2.4%
Equity multiple
1.09×
Total profit
$3,622
Equity at exit
$21,173
10-year hold
IRR
11.6%
Equity multiple
1.90×
Total profit
$35,599
Equity at exit
$12,278

Cash invested: $39,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92583

Home prices YoY
-14.8%
Rents YoY
2.6%
Active inventory
159
Price-to-rent
6.4×

Monthly cashflow live

Estimated rent
$1,851 high interval (Pro) →
Mortgage (P&I)
$745
Tax from tax record
$30 /mo · $357/yr
Insurance
$59
HOA
$200
Vacancy / Maint / Mgmt
$389
Net cashflow
$429

Break-even live

Break-even rent $1,308
Max offer price $142,000
Occupancy floor 72%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,500
Closing costs
$4,260
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
918 Acorn Dr San Jacinto, CA 1.0 1.0 600 $1,600 $2.67 43d 1 0.09mi
1311 Heritage Ranch Rd San Jacinto, CA 2.0 1.5 900 $1,750 $1.94 43d 1 0.09mi
1382 Western Dr San Jacinto, CA 1.0 1.0 700 $1,650 $2.36 43d 1 0.21mi
1453 Prospect Dr #82 San Jacinto, CA 1.0 1.0 800 $1,495 $1.87 43d 1 0.24mi
1344 Sierra Seneca Dr San Jacinto, CA 2.0 2.0 1100 $2,000 $1.82 5d 1 0.28mi
1318 Bushy Tail Trl San Jacinto, CA 2.0 2.0 1040 $1,750 $1.68 24d 1 0.33mi
1397 Bushy Tail Trl San Jacinto, CA 2.0 2.0 937 $1,795 $1.92 43d 1 0.37mi
419 Angela Way San Jacinto, CA 3.0 1.0 988 $2,150 $2.18 14d 1 1.03mi
249 Idyllwild Dr San Jacinto, CA 3.0 2.0 1025 $2,300 $2.24 43d 1 1.12mi
157 W Washburn Ave San Jacinto, CA 2.0 1.0 850 $1,795 $2.11 43d 1 1.27mi

HOA detail

Monthly dues
$200 · $2,400/yr
Likely covers
watersewertrashinternetcablepoolgymsecurity

Listing history 34 events

  1. 2026-06-18
    days on market $142,000 Active 81 DOM
  2. 2026-06-17
    days on market $142,000 Active 80 DOM
  3. 2026-06-16
    days on market $142,000 Active 79 DOM
  4. 2026-06-15
    days on market $142,000 Active 78 DOM
  5. 2026-06-13
    days on market $142,000 Active 76 DOM
  6. 2026-06-13
    days on market $142,000 Active 75 DOM
  7. 2026-06-09
    days on market $142,000 Active 72 DOM
  8. 2026-06-08
    days on market $142,000 Active 71 DOM
  9. 2026-06-07
    days on market $142,000 Active 70 DOM
  10. 2026-06-04
    days on market $142,000 Active 67 DOM
  11. 2026-06-03
    days on market $142,000 Active 66 DOM
  12. 2026-06-02
    days on market $142,000 Active 65 DOM
  13. 2026-06-01
    days on market $142,000 Active 64 DOM
  14. 2026-05-31
    days on market $142,000 Active 63 DOM
  15. 2026-05-07
    status Active 1125-char remark
    Show marketing remark (1125 chars)

    55+ Manufactured home on PERMANENT LAND, so you own the land and no land lease is paid. Come make this home yours as it serves as a great retirement home, vacation home, or even a great and affordable primary residence! The home is in immaculate condition as it boasts brand new flooring throughout the entire home, new double paneled windows (which are energy efficient) in all windows of the home, brand new restroom renovation in the master room, and a gorgeous, custom made kitchen with quality carpentry. It also has a carport long enough for 2 cars and washer/dryer hookups are available. The park offers lots of amenities that are included in the low HOA fee of $200/month such as a clubhouse, gym, recreation room, billiard room, spa and pool, bike trails and a gated entrance with controlled access. Also, it includes your utilities of water, trash, sewer, internet, and cable TV ALL in the low HOA fee. And best of all, you are minutes away from the Soboba Casino Resort, grocery stores, and several high rated restaurants. Contact me for any questions or to schedule a showing appointment! Se habla Español!

  16. 2026-04-07
    status Pending Sale 1125-char remark
    Show marketing remark (1125 chars)

    55+ Manufactured home on PERMANENT LAND, so you own the land and no land lease is paid. Come make this home yours as it serves as a great retirement home, vacation home, or even a great and affordable primary residence! The home is in immaculate condition as it boasts brand new flooring throughout the entire home, new double paneled windows (which are energy efficient) in all windows of the home, brand new restroom renovation in the master room, and a gorgeous, custom made kitchen with quality carpentry. It also has a carport long enough for 2 cars and washer/dryer hookups are available. The park offers lots of amenities that are included in the low HOA fee of $200/month such as a clubhouse, gym, recreation room, billiard room, spa and pool, bike trails and a gated entrance with controlled access. Also, it includes your utilities of water, trash, sewer, internet, and cable TV ALL in the low HOA fee. And best of all, you are minutes away from the Soboba Casino Resort, grocery stores, and several high rated restaurants. Contact me for any questions or to schedule a showing appointment! Se habla Español!

  17. 2026-02-27
    listed $142,000 Active 1125-char remark
    Show marketing remark (1125 chars)

    55+ Manufactured home on PERMANENT LAND, so you own the land and no land lease is paid. Come make this home yours as it serves as a great retirement home, vacation home, or even a great and affordable primary residence! The home is in immaculate condition as it boasts brand new flooring throughout the entire home, new double paneled windows (which are energy efficient) in all windows of the home, brand new restroom renovation in the master room, and a gorgeous, custom made kitchen with quality carpentry. It also has a carport long enough for 2 cars and washer/dryer hookups are available. The park offers lots of amenities that are included in the low HOA fee of $200/month such as a clubhouse, gym, recreation room, billiard room, spa and pool, bike trails and a gated entrance with controlled access. Also, it includes your utilities of water, trash, sewer, internet, and cable TV ALL in the low HOA fee. And best of all, you are minutes away from the Soboba Casino Resort, grocery stores, and several high rated restaurants. Contact me for any questions or to schedule a showing appointment! Se habla Español!

  18. 2026-01-31
    historical
  19. 2025-10-10
    price $144,900
  20. 2025-05-14
    price $149,900
  21. 2025-04-23
    listed $159,900 Active
  22. 2024-12-31
    historical
  23. 2024-05-21
    price $155,000
  24. 2024-05-02
    listed $157,000 Active
  25. 2017-08-03
    historical Hold Do Not Show
  26. 2017-06-25
    price $50,000
  27. 2017-05-12
    listed $55,000 Active
  28. 2017-03-28
    historical
  29. 2017-03-21
    status Active
  30. 2017-03-08
    historical Hold Do Not Show
  31. 2017-02-06
    price $55,000
  32. 2016-12-28
    price $60,000
  33. 2016-12-23
    listed $65,000 Active
  34. 2004-05-14
    soldstatus $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$357 · $30/mo
Projected year-2 tax
$1,079 · $90/mo
Expected delta
+$722/yr (+$60/mo · 202.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X · 67% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 12 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,210
− Mortgage interest
−$7,954
− Property taxes
−$357
− Insurance
−$710
− Repairs & maintenance
−$1,777
− Management
−$1,777
− HOA
−$2,400
− Depreciation
−$4,131
Taxable income
$3,104
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$745
After-tax cash flow
$4,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Jacinto Unified
NCES district ID
0634440
Math proficiency
13% ▼ -9.00%
Reading proficiency
36% ▬ 0.00%
Median HH income
$43,560
Composite
20.94/100
National rank
#8478
State rank
#421 of 517 in CA

Livability — San Jacinto

Score
63/100
State rank
#467
US rank
#15889

Category grades

Amenities F Commute C+ Cost of living F Crime C+ Employment D+ Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Jacinto, CA
County
Riverside County · 2,287,001 people
City population
33,778
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
33,778
Household income
$68,351
Rent vs Own
31.4% rent · 68.6% own
Severe rent burden
747.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Hispanic / Latino 60% White 26% Two or more races 23% Black 5% Asian 3% Native American 3%
Hispanic origin (detail)
Mexican 52%
Common ancestry
Lithuanian 1% Iranian 1% Portuguese 1%
Foreign-born
20% · Canada
Languages at home
56% English-only · Spanish 40% Tagalog/Filipino 2% Other Asian/Pacific 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.15%
Current HPI
407.8584
Rent YoY
▲ 2.61%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+468.0% since first listed
20 events — show timeline
  • 2026-05-07 Relisted CRMLS
  • 2026-04-07 Pending CRMLS
  • 2026-02-27 Listed $142,000 CRMLS
  • 2026-01-31 Listing Removed CRMLS
  • 2025-10-10 Price Changed $144,900 CRMLS
  • 2025-05-14 Price Changed $149,900 CRMLS
  • 2025-04-23 Listed $159,900 CRMLS
  • 2024-12-31 Listing Removed CRMLS
  • 2024-05-21 Price Changed $155,000 CRMLS
  • 2024-05-02 Listed $157,000 CRMLS
  • 2017-08-03 Delisted CRMLS
  • 2017-06-25 Price Changed $50,000 CRMLS
  • 2017-05-12 Listed $55,000 CRMLS
  • 2017-03-28 Listing Removed CRMLS
  • 2017-03-21 Relisted CRMLS
  • 2017-03-08 Delisted CRMLS
  • 2017-02-06 Price Changed $55,000 CRMLS
  • 2016-12-28 Price Changed $60,000 CRMLS
  • 2016-12-23 Listed $65,000 CRMLS
  • 2004-05-14 Sold (Public Records) $25,000 Public Records

Property tax history

+2.9%/yr

Latest (2014): $357 · -2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…