134 Ell Pond Rd · Sanford, ME 04090

$534,900

3 bd · 2.0 ba · 1,122 sqft · SingleFamily public records · 5 Days on market

Built 1975 0.34 ac lot $477/sqft · 66% above area Est $588k · 9% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.6/15.0
• Cash flow +7.6/30.0
• Schools +7.6/10.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.7/10.0
• 1% rule +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Delayed Showings until OPEN HOUSE this Saturday April 27th from 10am - 12pm!!! Now is the perfect opportunity to check out this beautifully maintained Raised Ranch! Schedule your time to view this spacious 3 Bedroom, 2 bathroom home with 2 car detached garage. This home has been updated over the years with a metal roof, kitchen sink, exterior doors, outside sidewalk/back entry and ALL WINDOWS WITH A LIFETIME TRANSFERABLE WARRANTY located within short walking distance of Little Pond in Wells. Step inside the foyer and into the living room with wood plank flooring and a propane stove for those winter months. Just adjacent you'll find a modest kitchen space with updated appliances, a farm sink and original cabinetry. Porcelain tile flooring in both the kitchen and dining room spaces. On the main level you'll also find a primary bedroom and secondary bedroom as well as a full bath with updated wood plank flooring, a charming tub shower accompanied by an updated vanity. Downstairs you'll find a large family room with a walkout to the back yard, a wood stove hookup, full bathroom with standing shower, storage room (easily converted back into a bedroom) and a good sized guest bedroom for those visiting relatives. Outdoors more your thing? Well get relaxing on a private three season sun room overlooking a quiet back yard or get your grilling on a spacious deck perfect for entertaining or just lounging around in the summer afternoon shade. Little Pond grants access to all residents and is a great spot for fishing (well stocked in the spring), hiking and/or kayaking. Just 5 min to Route 4, 12 min to 95, 20 min to Wells Beach and 35 min to both Portland and Portsmouth.

Key facts

• Easy public access
• Quiet dead-end road
• Three-season porch

Tags

• QUIET DEAD-END ROAD
• EASY PUBLIC ACCESS
• THREE-SEASON PORCH
• GENEROUSLY SIZED DECK
• FINISHED LOWER LEVEL
• STAINLESS STEEL APPLIANCES

Property features AI

Exterior

• Parking: Has garage; 2 garage spaces; 5–10 off-street parking spaces
• Utilities: Well water; Septic tank; Circuit breaker electric; Utilities on
• Home design: Raised ranch / Split level; Single family residence; 2,042 total building area with finished space above and below grade
• Construction: Above-grade finished area and below-grade finished area included
• Exterior features: Deck; Glassed-in porch; Metal roof

Interior

• Kitchen: Kitchen (second level)
• Bedrooms: Bedroom 1 (second level); Bedroom 2 (second level); Bedroom 3 (first level); Office (first level)
• Flooring: Carpet; Tile; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Baseboard heating; Direct vent heater
• Interior features: 8 total rooms; Interior entry basement

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $535k.

Deal economics

• At list price, monthly cash flow is $-709 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $410k (23.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $331k (38.2% below list).
• Recommended offer: $331k (38.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 82/100 on livability (#13 in ME, #1,148 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
• Wells-Ogunquit CSD (rural): math 87% / reading 90% proficiency, ranked #32 of 112 in ME (top 29%) — strong family-tenant draw, lease renewals of 3-5y typical; only 17% free/reduced lunch — higher-income household profile.
• Zoned schools: Wells Elementary School (math 87% / reading 91%, grade A+, #73 of 294 statewide, top 25%, 551 students, 15% FRL); Wells Junior High School (math 86% / reading 90%, grade A+, #27 of 85 statewide, top 31%, 441 students, 19% FRL); Wells High School (math 98% / reading 92%, grade A+, #18 of 108 statewide, top 22%, 415 students, 10% FRL) — zoned schools at 15% FRL track the district average.
• Market conditions: 272 active listings in the ZIP; 1,386 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 10 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo.
• Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.

Recommended offer $330,583 (38.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.62% ✗
• Cap rate: 4.83%
• Cash-on-cash: -5.23%
• DSCR: 0.77
• GRM: 13.5

CMA / ARV

• ARV (median comp): $588,197
• List price: $534,900
• Delta: -9.06%
• Verdict: FAIR
• Comps: 18 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -26.1%
• Equity multiple: 0.12×
• Total profit: $-132,007
• Equity at exit: $79,755

10-year hold

• IRR: -23.1%
• Equity multiple: -0.16×
• Total profit: $-173,823
• Equity at exit: $46,248

Cash invested: $149,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 41 Moderately Tenant-Leaning
• State Maine: 41 Moderately Tenant-Leaning · D+2
• County: — inherits STATE
• City: — inherits STATE

Portland has rent control referendum (2020); strong habitability; security deposit caps.

Methodology + full state rankings →

ZIP-level market 04090

• Home prices YoY: -20.0%
• Active inventory: 272
• Price-to-rent: 13.5×

Monthly cashflow live

• Estimated rent: $3,306 medium
• Mortgage (P&I): −$2,805
• Tax from tax record: −$237 /mo · $2,844/yr
• Insurance: −$223
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$694
• Net cashflow: $-709

Break-even live

Break-even rent $4,203

Max offer price $409,672

Occupancy floor —

Sensitivity live

Price	-10% $-406	-5% $-557	+0% $-709	+5% $-860	+10% $-1,012
Rent	-10% $-970	-5% $-839	+0% $-709	+5% $-578	+10% $-448
Rate	-1.0pp $-440	-0.5pp $-573	base $-709	+0.5pp $-847	+1.0pp $-988

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $133,725
• Closing costs: $16,047
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-05-04
   status Pending 1243-char remark
2. 2026-04-29
   listed $534,900 Active 1243-char remark
3. 2024-06-14
   status Pending 1686-char remark

   Show marketing remark (1686 chars)

   Delayed Showings until OPEN HOUSE this Saturday April 27th from 10am - 12pm!!! Now is the perfect opportunity to check out this beautifully maintained Raised Ranch! Schedule your time to view this spacious 3 Bedroom, 2 bathroom home with 2 car detached garage. This home has been updated over the years with a metal roof, kitchen sink, exterior doors, outside sidewalk/back entry and ALL WINDOWS WITH A LIFETIME TRANSFERABLE WARRANTY located within short walking distance of Little Pond in Wells. Step inside the foyer and into the living room with wood plank flooring and a propane stove for those winter months. Just adjacent you'll find a modest kitchen space with updated appliances, a farm sink and original cabinetry. Porcelain tile flooring in both the kitchen and dining room spaces. On the main level you'll also find a primary bedroom and secondary bedroom as well as a full bath with updated wood plank flooring, a charming tub shower accompanied by an updated vanity. Downstairs you'll find a large family room with a walkout to the back yard, a wood stove hookup, full bathroom with standing shower, storage room (easily converted back into a bedroom) and a good sized guest bedroom for those visiting relatives. Outdoors more your thing? Well get relaxing on a private three season sun room overlooking a quiet back yard or get your grilling on a spacious deck perfect for entertaining or just lounging around in the summer afternoon shade. Little Pond grants access to all residents and is a great spot for fishing (well stocked in the spring), hiking and/or kayaking. Just 5 min to Route 4, 12 min to 95, 20 min to Wells Beach and 35 min to both Portland and Portsmouth.

4. 2024-06-12
   soldstatus $510,000 Closed 1686-char remark

   Show marketing remark (1686 chars)

   Delayed Showings until OPEN HOUSE this Saturday April 27th from 10am - 12pm!!! Now is the perfect opportunity to check out this beautifully maintained Raised Ranch! Schedule your time to view this spacious 3 Bedroom, 2 bathroom home with 2 car detached garage. This home has been updated over the years with a metal roof, kitchen sink, exterior doors, outside sidewalk/back entry and ALL WINDOWS WITH A LIFETIME TRANSFERABLE WARRANTY located within short walking distance of Little Pond in Wells. Step inside the foyer and into the living room with wood plank flooring and a propane stove for those winter months. Just adjacent you'll find a modest kitchen space with updated appliances, a farm sink and original cabinetry. Porcelain tile flooring in both the kitchen and dining room spaces. On the main level you'll also find a primary bedroom and secondary bedroom as well as a full bath with updated wood plank flooring, a charming tub shower accompanied by an updated vanity. Downstairs you'll find a large family room with a walkout to the back yard, a wood stove hookup, full bathroom with standing shower, storage room (easily converted back into a bedroom) and a good sized guest bedroom for those visiting relatives. Outdoors more your thing? Well get relaxing on a private three season sun room overlooking a quiet back yard or get your grilling on a spacious deck perfect for entertaining or just lounging around in the summer afternoon shade. Little Pond grants access to all residents and is a great spot for fishing (well stocked in the spring), hiking and/or kayaking. Just 5 min to Route 4, 12 min to 95, 20 min to Wells Beach and 35 min to both Portland and Portsmouth.

5. 2024-06-12
   soldstatus $510,000 Closed

   Show marketing remark (1686 chars)

   Delayed Showings until OPEN HOUSE this Saturday April 27th from 10am - 12pm!!! Now is the perfect opportunity to check out this beautifully maintained Raised Ranch! Schedule your time to view this spacious 3 Bedroom, 2 bathroom home with 2 car detached garage. This home has been updated over the years with a metal roof, kitchen sink, exterior doors, outside sidewalk/back entry and ALL WINDOWS WITH A LIFETIME TRANSFERABLE WARRANTY located within short walking distance of Little Pond in Wells. Step inside the foyer and into the living room with wood plank flooring and a propane stove for those winter months. Just adjacent you'll find a modest kitchen space with updated appliances, a farm sink and original cabinetry. Porcelain tile flooring in both the kitchen and dining room spaces. On the main level you'll also find a primary bedroom and secondary bedroom as well as a full bath with updated wood plank flooring, a charming tub shower accompanied by an updated vanity. Downstairs you'll find a large family room with a walkout to the back yard, a wood stove hookup, full bathroom with standing shower, storage room (easily converted back into a bedroom) and a good sized guest bedroom for those visiting relatives. Outdoors more your thing? Well get relaxing on a private three season sun room overlooking a quiet back yard or get your grilling on a spacious deck perfect for entertaining or just lounging around in the summer afternoon shade. Little Pond grants access to all residents and is a great spot for fishing (well stocked in the spring), hiking and/or kayaking. Just 5 min to Route 4, 12 min to 95, 20 min to Wells Beach and 35 min to both Portland and Portsmouth.

6. 2024-04-29
   historical Active Under Contract 1686-char remark

   Show marketing remark (1686 chars)

   Delayed Showings until OPEN HOUSE this Saturday April 27th from 10am - 12pm!!! Now is the perfect opportunity to check out this beautifully maintained Raised Ranch! Schedule your time to view this spacious 3 Bedroom, 2 bathroom home with 2 car detached garage. This home has been updated over the years with a metal roof, kitchen sink, exterior doors, outside sidewalk/back entry and ALL WINDOWS WITH A LIFETIME TRANSFERABLE WARRANTY located within short walking distance of Little Pond in Wells. Step inside the foyer and into the living room with wood plank flooring and a propane stove for those winter months. Just adjacent you'll find a modest kitchen space with updated appliances, a farm sink and original cabinetry. Porcelain tile flooring in both the kitchen and dining room spaces. On the main level you'll also find a primary bedroom and secondary bedroom as well as a full bath with updated wood plank flooring, a charming tub shower accompanied by an updated vanity. Downstairs you'll find a large family room with a walkout to the back yard, a wood stove hookup, full bathroom with standing shower, storage room (easily converted back into a bedroom) and a good sized guest bedroom for those visiting relatives. Outdoors more your thing? Well get relaxing on a private three season sun room overlooking a quiet back yard or get your grilling on a spacious deck perfect for entertaining or just lounging around in the summer afternoon shade. Little Pond grants access to all residents and is a great spot for fishing (well stocked in the spring), hiking and/or kayaking. Just 5 min to Route 4, 12 min to 95, 20 min to Wells Beach and 35 min to both Portland and Portsmouth.

7. 2024-04-24
   listed $494,999 Active 1686-char remark

   Show marketing remark (1686 chars)

   Delayed Showings until OPEN HOUSE this Saturday April 27th from 10am - 12pm!!! Now is the perfect opportunity to check out this beautifully maintained Raised Ranch! Schedule your time to view this spacious 3 Bedroom, 2 bathroom home with 2 car detached garage. This home has been updated over the years with a metal roof, kitchen sink, exterior doors, outside sidewalk/back entry and ALL WINDOWS WITH A LIFETIME TRANSFERABLE WARRANTY located within short walking distance of Little Pond in Wells. Step inside the foyer and into the living room with wood plank flooring and a propane stove for those winter months. Just adjacent you'll find a modest kitchen space with updated appliances, a farm sink and original cabinetry. Porcelain tile flooring in both the kitchen and dining room spaces. On the main level you'll also find a primary bedroom and secondary bedroom as well as a full bath with updated wood plank flooring, a charming tub shower accompanied by an updated vanity. Downstairs you'll find a large family room with a walkout to the back yard, a wood stove hookup, full bathroom with standing shower, storage room (easily converted back into a bedroom) and a good sized guest bedroom for those visiting relatives. Outdoors more your thing? Well get relaxing on a private three season sun room overlooking a quiet back yard or get your grilling on a spacious deck perfect for entertaining or just lounging around in the summer afternoon shade. Little Pond grants access to all residents and is a great spot for fishing (well stocked in the spring), hiking and/or kayaking. Just 5 min to Route 4, 12 min to 95, 20 min to Wells Beach and 35 min to both Portland and Portsmouth.

8. 2023-10-05
   historical
9. 2023-09-21
   price $494,999
10. 2023-09-21
    price $449,999
11. 2023-09-21
    price $494,999
12. 2023-09-02
    price $499,999
13. 2023-08-16
    price $499,999
14. 2023-07-17
    price $529,999
15. 2023-07-11
    listed $499,000 Active
16. 2016-04-13
    soldstatus $215,900 Sold
17. 2016-03-24
    status Pending
18. 2016-02-01
    listed $215,900 Active
19. 2015-12-09
    price $215,900
20. 2015-11-23
    price $219,900
21. 2015-10-27
    price $222,500
22. 2015-10-08
    price $225,500
23. 2015-05-18
    price $229,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ME · Partial reset (capped growth)

• Current annual tax: $2,844 · $237/mo
• Projected year-2 tax: $5,059 · $422/mo
• Expected delta: +$2,215/yr (+$185/mo · 77.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X · 78% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $39,670
• − Mortgage interest: −$29,963
• − Property taxes: −$2,844
• − Insurance: −$3,341
• − Repairs & maintenance: −$3,174
• − Management: −$3,174
• − Depreciation: −$15,561
• Taxable loss: −$18,386
• Est. tax savings @ 24.0%: +$4,413
• After-tax cash flow: $-4,094/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wells-Ogunquit CSD
• NCES district ID: 2313490
• Math proficiency: 87% ▲ 42.00%
• Reading proficiency: 90% ▲ 26.00%
• Median HH income: $61,341
• Composite: 75.79/100
• National rank: #125
• State rank: #32 of 112 in ME

Livability — Sanford

• Score: 82/100
• State rank: #13
• US rank: #1148

Category grades

Amenities B+ Commute A+ Cost of living A Crime B- Employment C Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 17,414
• Population (ZIP): 11,544

Population outlook (York County) Hauer SSP2

• Today (2025): 209,961 people
• By 2030: 212,816 · +1.4%
• By 2040: 214,360 · +2.1%
• By 2050: 210,350 · +0.2%
• By 2075: 201,686 · -3.9%
• By 2100: 183,392 · -12.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Two or more races 5% Black 3% Asian 1%
• Common ancestry: Lithuanian 11% Romanian 3% Slovak 3%
• Foreign-born: 5% · Canada, China
• Languages at home: 94% English-only · Other Indo-European 1% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · York

• 2024 margin: D (+10.5) · D 54.3% · R 43.8% · Other 1.9%
• 2008→2024 swing: -10.1pp toward R · 2008: 20.5pp · 2024: 10.5pp
• All cycles: 2024: D+10.5 2020: D+12.6 2016: D+4.8 2012: D+16.4 2008: D+20.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -103.52%
• Current HPI: 413.9951
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+140.2% since first listed

35 events — show timeline

• 2026-06-15 Sold (MLS) $550,000 MREIS
• 2026-05-04 Pending — MREIS
• 2026-04-29 Listed $534,900 MREIS
• 2024-07-09 Delisted — MREIS
• 2024-07-02 Pending — MREIS
• 2024-06-14 Pending — MREIS
• 2024-06-12 Sold (MLS) $510,000 PrimeMLS
• 2024-06-12 Sold (MLS) $510,000 MREIS
• 2024-04-29 Contingent — MREIS
• 2024-04-24 Listed $494,999 MREIS
• 2023-10-05 Delisted — MREIS
• 2023-10-05 Delisted — PrimeMLS
• 2023-09-21 Price Changed $494,999 PrimeMLS
• 2023-09-21 Price Changed $449,999 PrimeMLS
• 2023-09-21 Price Changed $494,999 MREIS
• 2023-09-02 Price Changed $499,999 PrimeMLS
• 2023-08-16 Price Changed $499,999 MREIS
• 2023-07-17 Price Changed $529,999 MREIS
• 2023-07-13 Listed $544,999 MREIS
• 2023-07-11 Listed $499,000 PrimeMLS
• 2016-04-13 Sold (MLS) $215,900 MREIS
• 2016-03-24 Pending — MREIS
• 2016-02-01 Listed $215,900 MREIS
• 2016-01-02 Delisted — MREIS
• 2015-12-09 Price Changed $215,900 MREIS
• 2015-11-23 Price Changed $219,900 MREIS
• 2015-10-27 Price Changed $222,500 MREIS
• 2015-10-08 Price Changed $225,500 MREIS
• 2015-09-15 Listed $228,500 MREIS
• 2015-09-10 Delisted — MREIS
• 2015-05-18 Price Changed $229,000 MREIS
• 2015-03-16 Listed $235,000 MREIS
• 2012-11-12 Listed $199,900 MREIS
• 2012-03-07 Listed $199,900 MREIS
• 2003-05-06 Listed $229,000 MREIS

Property tax history

+4.6%/yr

Latest (2025): $2,844 · +6.2% YoY. Source: county tax records.