1105 Brookside Pl · Raymore, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.1/30.0
- ARV discount +15.0/15.0
- DSCR +4.6/10.0
- 1% rule +4.0/10.0
- Schools +4.0/10.0
- Rent growth +3.6/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$230,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
Key facts
- Vaulted ceiling
- Balcony
- Primary suite
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $230k.
Deal economics
- At list price, monthly cash flow is $76 ($915/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (10.5% below list).
- Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.7% vs local median 3.2% in Raymore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#111 in MO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Raymore-Peculiar R-II (suburban): math 37% / reading 51% proficiency, ranked #70 of 324 in MO (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.6%/yr); 352 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 588 units permitted in Cass County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Cass County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 138 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 30y ago; this cycle's ask has dropped $26k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 138 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.69%
- Cash-on-cash
- 1.42%
- DSCR
- 1.06
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $343,921
- List price
- $230,000
- Delta
- -33.12%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1105 Brookside Pl | 0.00mi | 3/2.0 | 1,920 (0%) | 0mo | $230,000 | $120 | 100 |
| 1201 Belinder Dr | 0.13mi | 4/2.5 (+1) | 1,980 (+3%) | 1mo | $430,000 | $217 | 81 |
| 205 N Pacific Ct | 0.31mi | 4/2.5 (+1) | 1,914 (-0%) | 3mo | $355,000 | $185 | 76 |
| 1210 Mission Dr | 0.18mi | 3/2.5 | 2,111 (+10%) | 1mo | $400,000 | $189 | 72 |
| 216 Johnston Pkwy | 0.24mi | 3/2.5 | 2,096 (+9%) | 2mo | $314,900 | $150 | 70 |
| 1206 Johnston Dr | 0.22mi | 3/2.0 | 1,697 (-12%) | 1mo | $410,000 | $242 | 69 |
| 201 Johnston Dr | 0.32mi | 3/2.5 | 1,676 (-13%) | 2mo | $298,000 | $178 | 61 |
| 1608 Cody Dr | 0.67mi | 3/2.5 | 1,834 (-4%) | 2mo | $315,000 | $172 | 58 |
| 809 Stratford Dr | 0.33mi | 4/3.0 (+1) | 2,119 (+10%) | 3mo | $325,000 | $153 | 56 |
| 1108 Yokley Dr | 0.73mi | 4/2.5 (+1) | 1,965 (+2%) | 1mo | $349,900 | $178 | 54 |
| 1323 W Johns Blvd | 0.69mi | 2/2.0 (-1) | 1,833 (-4%) | 3mo | $249,900 | $136 | 53 |
| 1206 W Lucy Webb Rd | 0.67mi | 3/2.5 | 1,664 (-13%) | 2mo | $140,000 | $84 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.56% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.55×
- Total profit
- $-29,125
- Equity at exit
- $34,294
- IRR
- -1.1%
- Equity multiple
- 0.92×
- Total profit
- $-5,174
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64083
- Rents YoY
- 4.6%
- Active inventory
- 352
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $2,060 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax from tax record
- −$216 /mo · $2,591/yr
- Insurance
- −$96
- HOA
- −$33
- Vacancy / Maint / Mgmt
- −$433
- Net cashflow
- $76
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 526 N Foxridge Dr Unit 1 Raymore, MO | 3.0 | 2.5 | 1672 | $1,645 | $0.98 | 4d | 1 | 0.54mi |
| 1607 W Christi Ln Raymore, MO | 3.0 | 2.5 | 1812 | $2,540 | $1.40 | 43d | 1 | 0.60mi |
| 1603 Johnston Dr Raymore, MO | 3.0 | 2.5 | 1637 | $2,201 | $1.34 | 7d | 1 | 0.61mi |
| 404 Meadow Ln Raymore, MO | 3.0 | 2.0 | 1584 | $1,905 | $1.20 | 21d | 1 | 0.75mi |
| 210 N Huntsman Blvd Raymore, MO | 4.0 | 2.5 | 1450 | $2,240 | $1.54 | 23d | 1 | 0.76mi |
| 208 S Darrowby Dr Raymore, MO | 3.0 | 2.0 | 2220 | $2,036 | $0.92 | 7d | 1 | 0.82mi |
| 728 Corrington Dr Raymore, MO | 3.0 | 2.5 | 1656 | $2,056 | $1.24 | 23d | 1 | 0.96mi |
| 241 Pawpaw Rd Raymore, MO | 2.0 | 1.5 | 1265 | $1,595 | $1.26 | 12d | 1 | 0.99mi |
| 239 Pawpaw Rd Raymore, MO | 2.0 | 1.5 | 1265 | $1,628 | $1.29 | 43d | 1 | 0.99mi |
| 233 Sumac Rd Raymore, MO | 2.0 | 1.5 | 1265 | $1,595 | $1.26 | 1d | 1 | 1.03mi |
| 236 Sumac Rd Unit 240 Raymore, MO | 2.0 | 1.5 | 1265 | $1,595 | $1.26 | 43d | 1 | 1.03mi |
| 257 Persimmon Rd Raymore, MO | 3.0 | 2.5 | 1390 | $1,995 | $1.44 | 1d | 1 | 1.06mi |
| 101 N Dean Ave Raymore, MO | 1.0–3.0 | 1.0–2.0 | 1029 | $2,014 | $1.96 | 1d | 63 | 1.06mi |
| 210 Pointe Ln Raymore, MO | 2.0 | 2.5 | 1327 | $1,600 | $1.21 | 4d | 1 | 1.09mi |
| 327 Shenandoah Dr Raymore, MO | 3.0 | 2.0 | 1489 | $2,049 | $1.38 | 23d | 1 | 1.13mi |
| 724 Bristol Dr Raymore, MO | 3.0 | 2.0 | 1718 | $2,026 | $1.18 | 14d | 1 | 1.14mi |
| 124-130 Barberry Ln Raymore, MO | 3.0 | 2.5 | 1357 | $1,625 | $1.20 | 43d | 1 | 1.19mi |
| 124-130 Barberry Ln Raymore, MO | 3.0 | 2.5 | 1357 | $1,658 | $1.22 | 23d | 1 | 1.19mi |
| 410 S Washington St Raymore, MO | 2.0 | 2.0 | 1317 | $1,580 | $1.20 | 43d | 1 | 1.20mi |
| 105 E Maplewood Ln Raymore, MO | 2.0 | 2.0 | 1256 | $1,895 | $1.51 | 43d | 1 | 1.21mi |
| 109 E Pine St Unit 111 Raymore, MO | 3.0 | 3.0 | 1987 | $2,295 | $1.16 | 23d | 1 | 1.21mi |
| 1710 Black Bear Ct Raymore, MO | 4.0 | 3.0 | 2566 | $2,495 | $0.97 | 14d | 1 | 1.27mi |
| 206 W Calico Dr Raymore, MO | 3.0 | 2.0 | 1400 | $2,100 | $1.50 | 23d | 1 | 1.30mi |
HOA detail
- Monthly dues
- $33 · $396/yr
Listing history 20 events
-
2026-05-05status Pending 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2026-04-23status Active 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2026-04-21historical 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2026-04-13status Active 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2026-02-25status Pending 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2026-02-09status Active 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2026-01-07status Pending 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2025-12-20status Active 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2025-11-28status Pending 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2025-11-07price $230,000 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2025-10-07price $245,000 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2025-09-05$256,500 Active 236-char remark
Show marketing remark (236 chars)
This home has a spacious family room with vaulted ceiling and a fireplece. The Primary suite features a balcony and a large bathroom. There is a rec room on the lower level for more living space, and the huge fenced back yard is a plus.
-
2021-01-29soldstatus
-
2021-01-22soldstatus Closed 504-char remark
Show marketing remark (504 chars)
One step inside this house and you will feel right at home. Family room has vaulted ceiling, new carpet, & fireplace. Amazing kitchen, updated in 2019 with pretty tile and concrete countertops. Nice sized bedrooms with a main bathroom updated recently. The master suite has its own balcony & offers a spa-like bathroom. Lower level rec room with brand new laminate flooring! Sub basement offers much needed storage. Brand new roof, brand new exterior paint, new decks. HUGE yard! Welcome Home!
-
2020-12-04status Pending 504-char remark
Show marketing remark (504 chars)
One step inside this house and you will feel right at home. Family room has vaulted ceiling, new carpet, & fireplace. Amazing kitchen, updated in 2019 with pretty tile and concrete countertops. Nice sized bedrooms with a main bathroom updated recently. The master suite has its own balcony & offers a spa-like bathroom. Lower level rec room with brand new laminate flooring! Sub basement offers much needed storage. Brand new roof, brand new exterior paint, new decks. HUGE yard! Welcome Home!
-
2020-12-01$223,500 Active 504-char remark
Show marketing remark (504 chars)
One step inside this house and you will feel right at home. Family room has vaulted ceiling, new carpet, & fireplace. Amazing kitchen, updated in 2019 with pretty tile and concrete countertops. Nice sized bedrooms with a main bathroom updated recently. The master suite has its own balcony & offers a spa-like bathroom. Lower level rec room with brand new laminate flooring! Sub basement offers much needed storage. Brand new roof, brand new exterior paint, new decks. HUGE yard! Welcome Home!
-
2007-07-27soldstatus
-
2007-07-12$145,900
-
1997-01-23soldstatus
-
1996-10-15$104,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $2,591 · $216/mo
- Projected year-2 tax
- $2,591 · $216/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,715
- − Mortgage interest
- −$12,884
- − Property taxes
- −$2,591
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$1,977
- − Management
- −$1,977
- − HOA
- −$396
- − Depreciation
- −$6,691
- Taxable loss
- −$2,950
- Est. tax savings @ 24.0%
- +$708
- After-tax cash flow
- $1,623/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Raymore-Peculiar R-II
- NCES district ID
- 2923730
- Math proficiency
- 37% ▼ -10.00%
- Reading proficiency
- 51% ▼ -5.00%
- Median HH income
- $71,939
- Composite
- 39.86/100
- National rank
- #3865
- State rank
- #70 of 324 in MO
Livability — Raymore
- Score
- 71/100
- State rank
- #111
- US rank
- #7062
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Raymore, MO
- County
- Cass County · 65,358 people
- City population
- 26,201
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 26,201
- Household income
- $101,667
- Rent vs Own
- Severe rent burden
- 488.0
Population outlook (Cass County) Hauer SSP2
- Today (2025)
- 105,292 people
- By 2030
- 106,109 · +0.8%
- By 2040
- 105,786 · +0.5%
- By 2050
- 102,062 · -3.1%
- By 2075
- 88,569 · -15.9%
- By 2100
- 68,293 · -35.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (78%)
- Race & ethnicity
- White 78% Two or more races 10% Black 9% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 2%
- Common ancestry
- Romanian 4% Italian 3% Serbian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 1% Tagalog/Filipino 1%
Political lean MEDSL · Cass
- 2024 margin
- Solid R (+32.1) · D 33.3% · R 65.4% · Other 1.3%
- 2008→2024 swing
- -12.5pp toward R · 2008: -19.6pp · 2024: -32.1pp
- All cycles
- 2024: R+32.1 2020: R+31.6 2016: R+35.9 2012: R+28.4 2008: R+19.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -211.98%
- Current HPI
- 181.1129
- Rent YoY
- ▲ 4.56%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
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Price history
+120.1% since first listed20 events — show timeline
- 2026-05-05 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-04-23 Relisted — Heartland MLS as Distributed by MLS Grid
- 2026-04-21 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2026-04-13 Relisted — Heartland MLS as Distributed by MLS Grid
- 2026-02-25 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-02-09 Relisted — Heartland MLS as Distributed by MLS Grid
- 2026-01-07 Pending — Heartland MLS as Distributed by MLS Grid
- 2025-12-20 Relisted — Heartland MLS as Distributed by MLS Grid
- 2025-11-28 Pending — Heartland MLS as Distributed by MLS Grid
- 2025-11-07 Price Changed $230,000 Heartland MLS as Distributed by MLS Grid
- 2025-10-07 Price Changed $245,000 Heartland MLS as Distributed by MLS Grid
- 2025-09-05 Listed $256,500 Heartland MLS as Distributed by MLS Grid
- 2021-01-29 Sold (Public Records) — Public Records
- 2021-01-22 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2020-12-04 Pending — Heartland MLS as Distributed by MLS Grid
- 2020-12-01 Listed $223,500 Heartland MLS as Distributed by MLS Grid
- 2007-07-27 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2007-07-12 Listed $145,900 Heartland MLS as Distributed by MLS Grid
- 1997-01-23 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 1996-10-15 Listed $104,500 Heartland MLS as Distributed by MLS Grid
Property tax history
+4.9%/yrLatest (2025): $2,591 · +10.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…