7392 International Cir · Lake Wales, FL 33898

$68,500

1 bd · 1.0 ba · 400 sqft · Condo public records · 87 Days on market

Built 1990 $125/mo HOA · 11% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +3.5/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Inexpensive Winter Get Away with all the conveniences of larger home - Corner Lot(TV DOES NOT STAY WITH PROPERTY) this furnished small 1 bedroom one bath is comfortable and near the pool and recreation facility - large screened room with vinyl windows - washer & dryer - Property is being sold in "AS IS" condition -cozy but comfortable home in smaller RV park only 10 minutes to shopping, hospital, churches, restaurants. Fishing pier, shuffleboard, clubhouse to enjoy a card game with friends -POOL to relax and enjoy the Florida sunshine. Only one hour to Orlando airport, 1 1/2 hour to Beaches, approximately 55 miles to Tampa. Take a day go shopping and come "home" to quaint -quiet- area. Buyer must be approved by Association. This is a 55 + community and gated at night.

Key facts

• 2,287 sq ft lot
• Community pool
• Built 1990

Property features AI

Finance

• Other: Partially furnished; Living area listed as 400 sq ft (building area estimated 640 sq ft); Lot roughly 0.05 acres
• Financial info: Lease restrictions apply
• HOA & community: Has HOA; monthly fee $125 (annually $1,500); Association approval required; Association amenities: Clubhouse, gated community, laundry facilities, pool, shuffleboard court, storage; Pets allowed (max ~40 lbs); Senior community; Golf carts allowed

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer; High-speed internet available; Cable available; Electricity connected; Phone available; Sewer connected; Water connected
• Home design: Manufactured single wide home; One level; Faces southwest
• Construction: Vinyl siding; Other roof; Slab foundation
• Exterior features: Covered patio; Screened patio; Patio; Awnings; Sliding doors; Paved road access; Private maintained road

Interior

• Kitchen: Microwave; Range; Refrigerator; Eat-in kitchen layout
• Bedrooms: 1 bedroom
• Flooring: Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Eat-in kitchen; Living room/dining room combo; Blinds on windows
• Laundry & utility: Washer; Dryer; Electric water heater; Laundry features: Other

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $68k.

Deal economics

• At list price, monthly cash flow is $284 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $68k).
• Recommended offer: $64k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 68/100 on livability (#535 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Spook Hill Elementary School (math 28% / reading 33%, grade F, #1,862 of 2,144 statewide, top 88%, 584 students, 67% FRL); Mclaughlin Academy of Excellence (math 34% / reading 32%, grade F, #437 of 571 statewide, top 77%, 542 students, 68% FRL); Bartow Senior High School (math 26% / reading 46%, grade F, #359 of 667 statewide, top 55%, 2,125 students, 44% FRL) — zoned schools at 60% FRL track the district average.
• Market conditions: 501 active listings in the ZIP; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $474 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $27k; list at $68k implies a 154% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $64,389 (6.0% below list)

Questions for the listing agent

1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.63% ✓
• Cap rate: 11.27%
• Cash-on-cash: 17.77%
• DSCR: 1.79
• GRM: 5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.4%
• Equity multiple: 1.37×
• Total profit: $7,084
• Equity at exit: $10,214

10-year hold

• IRR: 18.6%
• Equity multiple: 2.56×
• Total profit: $29,846
• Equity at exit: $5,923

Cash invested: $19,180 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33898

• Home prices YoY: -15.1%
• Active inventory: 501
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $1,119 medium
• Mortgage (P&I): −$359
• Tax from tax record: −$87 /mo · $1,048/yr
• Insurance: −$29
• HOA: −$125
• Vacancy / Maint / Mgmt: −$235
• Net cashflow: $284

Break-even live

Break-even rent $760

Max offer price $68,500

Occupancy floor 70%

Sensitivity live

Price	-10% $323	-5% $303	+0% $284	+5% $265	+10% $245
Rent	-10% $196	-5% $240	+0% $284	+5% $328	+10% $372
Rate	-1.0pp $319	-0.5pp $301	base $284	+0.5pp $266	+1.0pp $248

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,125
• Closing costs: $2,055
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $125 · $1,500/yr
• Likely covers: poolsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 23 events

1. 2026-06-22
   days on market $68,500 Active 87 DOM
2. 2026-06-18
   days on market $68,500 Active 84 DOM
3. 2026-06-17
   days on market $68,500 Active 83 DOM
4. 2026-06-16
   days on market $68,500 Active 82 DOM
5. 2026-06-15
   days on market $68,500 Active 81 DOM
6. 2026-06-13
   days on market $68,500 Active 79 DOM
7. 2026-06-10
   days on market $68,500 Active 76 DOM
8. 2026-06-09
   days on market $68,500 Active 75 DOM
9. 2026-06-08
   days on market $68,500 Active 74 DOM
10. 2026-06-07
    days on market $68,500 Active 73 DOM
11. 2026-06-05
    days on market $68,500 Active 70 DOM
12. 2026-06-03
    days on market $68,500 Active 69 DOM
13. 2026-06-03
    days on market $68,500 Active 68 DOM
14. 2026-06-01
    days on market $68,500 Active 67 DOM
15. 2026-05-31
    days on market $68,500 Active 66 DOM
16. 2026-03-26
    listed $68,500 Active
17. 2020-07-27
    historical
18. 2020-06-10
    listed $31,900 Active
19. 2019-07-16
    soldstatus $27,000 Sold 811-char remark

    Show marketing remark (811 chars)

    Great Inexpensive Winter Get Away with all the conveniences of larger home - Corner Lot(TV DOES NOT STAY WITH PROPERTY) this furnished small 1 bedroom one bath is comfortable and near the pool and recreation facility - large screened room with vinyl windows - washer & dryer - Property is being sold in "AS IS" condition -cozy but comfortable home in smaller RV park only 10 minutes to shopping, hospital, churches, restaurants. Fishing pier, shuffleboard, clubhouse to enjoy a card game with friends -POOL to relax and enjoy the Florida sunshine. Only one hour to Orlando airport, 1 1/2 hour to Beaches, approximately 55 miles to Tampa. Take a day go shopping and come "home" to quaint -quiet- area. Buyer must be approved by Association. This is a 55 + community and gated at night.

20. 2019-07-09
    status Pending 811-char remark

    Show marketing remark (811 chars)

    Great Inexpensive Winter Get Away with all the conveniences of larger home - Corner Lot(TV DOES NOT STAY WITH PROPERTY) this furnished small 1 bedroom one bath is comfortable and near the pool and recreation facility - large screened room with vinyl windows - washer & dryer - Property is being sold in "AS IS" condition -cozy but comfortable home in smaller RV park only 10 minutes to shopping, hospital, churches, restaurants. Fishing pier, shuffleboard, clubhouse to enjoy a card game with friends -POOL to relax and enjoy the Florida sunshine. Only one hour to Orlando airport, 1 1/2 hour to Beaches, approximately 55 miles to Tampa. Take a day go shopping and come "home" to quaint -quiet- area. Buyer must be approved by Association. This is a 55 + community and gated at night.

21. 2019-07-01
    price $29,000 811-char remark

    Show marketing remark (811 chars)

    Great Inexpensive Winter Get Away with all the conveniences of larger home - Corner Lot(TV DOES NOT STAY WITH PROPERTY) this furnished small 1 bedroom one bath is comfortable and near the pool and recreation facility - large screened room with vinyl windows - washer & dryer - Property is being sold in "AS IS" condition -cozy but comfortable home in smaller RV park only 10 minutes to shopping, hospital, churches, restaurants. Fishing pier, shuffleboard, clubhouse to enjoy a card game with friends -POOL to relax and enjoy the Florida sunshine. Only one hour to Orlando airport, 1 1/2 hour to Beaches, approximately 55 miles to Tampa. Take a day go shopping and come "home" to quaint -quiet- area. Buyer must be approved by Association. This is a 55 + community and gated at night.

22. 2018-08-29
    listed $30,500 Active 811-char remark

    Show marketing remark (811 chars)

    Great Inexpensive Winter Get Away with all the conveniences of larger home - Corner Lot(TV DOES NOT STAY WITH PROPERTY) this furnished small 1 bedroom one bath is comfortable and near the pool and recreation facility - large screened room with vinyl windows - washer & dryer - Property is being sold in "AS IS" condition -cozy but comfortable home in smaller RV park only 10 minutes to shopping, hospital, churches, restaurants. Fishing pier, shuffleboard, clubhouse to enjoy a card game with friends -POOL to relax and enjoy the Florida sunshine. Only one hour to Orlando airport, 1 1/2 hour to Beaches, approximately 55 miles to Tampa. Take a day go shopping and come "home" to quaint -quiet- area. Buyer must be approved by Association. This is a 55 + community and gated at night.

23. 2003-11-17
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,048 · $87/mo
• Projected year-2 tax: $1,048 · $87/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,429
• − Mortgage interest: −$3,837
• − Property taxes: −$1,048
• − Insurance: −$342
• − Repairs & maintenance: −$1,074
• − Management: −$1,074
• − HOA: −$1,500
• − Depreciation: −$1,993
• Taxable income: $2,561
• Est. tax owed @ 24.0%: −$615
• After-tax cash flow: $2,794/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Lake Wales

• Score: 68/100
• State rank: #535
• US rank: #10036

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Polk County · 740,051 people
• City population: 30,351
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 18,527
• Household income: $57,224
• Rent vs Own: 12.6% rent · 87.4% own
• Severe rent burden: 148.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 17% Two or more races 10% Black 6%
• Hispanic origin (detail): Mexican 6% Puerto Rican 4% Cuban 3%
• Common ancestry: Slovak 3% Lithuanian 2% Italian 2%
• Foreign-born: 9% · Canada
• Languages at home: 81% English-only · Spanish 17% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -60.62%
• Current HPI: 340.6056
• Rent YoY: —
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+356.7% since first listed

8 events — show timeline

• 2026-03-26 Listed $68,500 Stellar MLS as Distributed by MLS Grid
• 2020-07-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-06-10 Listed $31,900 Stellar MLS as Distributed by MLS Grid
• 2019-07-16 Sold (MLS) $27,000 Stellar MLS as Distributed by MLS Grid
• 2019-07-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-07-01 Price Changed $29,000 Stellar MLS as Distributed by MLS Grid
• 2018-08-29 Listed $30,500 Stellar MLS as Distributed by MLS Grid
• 2003-11-17 Sold (Public Records) $15,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $1,048 · +19.3% YoY. Source: county tax records.