7300 E 112th St · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.8/30.0
- DSCR +8.0/10.0
- 1% rule +5.4/10.0
- ARV discount +5.1/15.0
- Rent growth +4.2/5.0
- Livability +3.9/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$152,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This charming ranch-style home in Kansas City offers a comfortable and efficient layout featuring 3 bedrooms and 1 bathroom across approximately 936 square feet of living space. The interior flows seamlessly to a functional eat-in kitchen. Residents will appreciate the added utility of a one-car attached garage and an inviting outdoor setup, complete with a private patio overlooking a spacious backyard—perfect for quiet afternoons or weekend gatherings. This property combines practical features with classic appeal to create an inviting place to call home.
Key facts
- Spacious backyard
- Private patio
- Eat-in kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $152k.
Deal economics
- At list price, monthly cash flow is $323 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $152k).
- Recommended offer: $138k (9.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Hickman Mills C-1 (urban): math 8% / reading 18% proficiency, ranked #314 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.7%/yr); 143 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
- This rent runs 33% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 6.7% rent growth), your $43k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 92 days — a 9% lower offer ($138k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 8.84%
- Cash-on-cash
- 9.10%
- DSCR
- 1.40
- GRM
- 8.0
CMA / ARV
- ARV (median comp)
- $144,296
- List price
- $152,000
- Delta
- 5.34%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7119 E 111th Ter | 0.08mi | 3/1.0 | 912 (-3%) | 2mo | $160,000 | $175 | 90 |
| 11220 Corrington Ave | 0.19mi | 3/1.0 | 912 (-3%) | 2mo | $150,000 | $164 | 85 |
| 7402 E 109th St | 0.33mi | 3/1.0 | 960 (+3%) | 0mo | $139,900 | $146 | 80 |
| 11346 Sycamore Ter | 0.45mi | 3/1.0 | 912 (-3%) | 0mo | $139,900 | $153 | 75 |
| 10803 Blue Ridge Blvd | 0.39mi | 3/1.0 | 888 (-5%) | 1mo | $150,000 | $169 | 73 |
| 10712 Blue Ridge Blvd | 0.55mi | 3/1.0 | 927 (-1%) | 2mo | $164,950 | $178 | 71 |
| 8201 E 110th St | 0.52mi | 3/1.0 | 960 (+3%) | 1mo | $153,700 | $160 | 71 |
| 11318 Marsh St | 0.60mi | 3/1.0 | 912 (-3%) | 0mo | $125,000 | $137 | 67 |
| 10812 Bennington St | 0.61mi | 3/2.0 | 936 (0%) | 1mo | $179,900 | $192 | 67 |
| 7905 E 112th St | 0.48mi | 3/1.0 | 864 (-8%) | 2mo | $120,000 | $139 | 63 |
| 11309 Marsh Ave | 0.60mi | 3/2.0 | 1,016 (+8%) | 1mo | $139,950 | $138 | 53 |
| 8300 E 110th St | 0.56mi | 3/1.0 | 1,062 (+14%) | 2mo | $174,950 | $165 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.73% rent growth · sell at horizon
- IRR
- 1.2%
- Equity multiple
- 1.05×
- Total profit
- $1,999
- Equity at exit
- $22,664
- IRR
- 14.0%
- Equity multiple
- 2.30×
- Total profit
- $55,162
- Equity at exit
- $13,142
Cash invested: $42,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64134
- Rents YoY
- 6.7%
- Active inventory
- 143
- Price-to-rent
- 8.0×
Monthly cashflow live
- Estimated rent
- $1,575 high interval (Pro) →
- Mortgage (P&I)
- −$797
- Tax from tax record
- −$62 /mo · $738/yr
- Insurance
- −$63
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$331
- Net cashflow
- $323
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,000
- Closing costs
- $4,560
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 30 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7305 E 111th Ter Kansas City, MO | 4.0 | 1.0 | 1100 | $1,345 | $1.22 | 15d | 1 | 0.03mi |
| 7405 E 112th St Kansas City, MO | 4.0 | 1.0 | 936 | $1,850 | $1.98 | 44d | 1 | 0.07mi |
| 11116 Bristol Ter Kansas City, MO | 3.0 | 1.0 | 956 | $1,390 | $1.45 | 24d | 1 | 0.07mi |
| 7119 E 111th Ter Kansas City, MO | 3.0 | 1.0 | 912 | $1,349 | $1.48 | 44d | 1 | 0.08mi |
| 7114 E 112th St Kansas City, MO | 4.0 | 1.0 | 936 | $1,850 | $1.98 | 24d | 1 | 0.14mi |
| 11127 Blue Ridge Blvd Kansas City, MO | 3.0 | 1.0 | 1000 | $1,599 | $1.60 | 44d | 1 | 0.28mi |
| 6905 E 112th St Kansas City, MO | 3.0 | 1.0 | 972 | $1,550 | $1.59 | 44d | 1 | 0.31mi |
| 7800 E 112th St Kansas City, MO | 3.0 | 1.0 | 900 | $1,600 | $1.78 | 24d | 1 | 0.36mi |
| 10919 Ewing Ave Kansas City, MO | 3.0 | 1.0 | 840 | $1,850 | $2.20 | 4d | 1 | 0.40mi |
| 11410 Palmer Ave Kansas City, MO | 4.0 | 2.0 | 936 | $1,300 | $1.39 | 44d | 1 | 0.40mi |
| 11407 Winchester Ave Kansas City, MO | 3.0 | 1.0 | 936 | $1,360 | $1.45 | 3d | 1 | 0.45mi |
| 7104 Longview Rd Kansas City, MO | 3.0 | 1.0 | 912 | $1,275 | $1.40 | 15d | 1 | 0.49mi |
| 6904 Longview Rd Kansas City, MO | 4.0 | 1.0 | 900 | $1,850 | $2.06 | 2d | 1 | 0.53mi |
| 11513 Richmond Ave Kansas City, MO | 3.0 | 1.5 | 1114 | $1,450 | $1.30 | 15d | 1 | 0.54mi |
| 11208 Marsh Ave Kansas City, MO | 3.0 | 1.0 | 912 | $1,395 | $1.53 | 3d | 1 | 0.54mi |
| 8304 E 110 Ter Kansas City, MO | 3.0 | 1.0 | 912 | $1,450 | $1.59 | 44d | 1 | 0.56mi |
| 8310 E 111th Ter Kansas City, MO | 3.0 | 1.0 | 912 | $950 | $1.04 | 16d | 1 | 0.57mi |
| 11406 Sycamore Ter Kansas City, MO | 3.0 | 1.0 | 912 | $1,450 | $1.59 | 16d | 1 | 0.57mi |
| 10716 Ewing Ave Kansas City, MO | 4.0 | 2.0 | 1032 | $1,550 | $1.50 | 44d | 1 | 0.62mi |
| 10719 Bristol Ter Kansas City, MO | 3.0 | 2.0 | 1096 | $1,456 | $1.33 | 24d | 1 | 0.64mi |
| 11316 Donnelly Ave Kansas City, MO | 3.0 | 1.0 | 1000 | $1,475 | $1.48 | 44d | 1 | 0.65mi |
| 10607 Richmond Ave Kansas City, MO | 3.0 | 1.0 | 912 | $1,499 | $1.64 | 16d | 1 | 0.69mi |
| 10712 Bennington Ave Kansas City, MO | 3.0 | 1.0 | 912 | $1,395 | $1.53 | 16d | 1 | 0.69mi |
| 8517 E 110th Ter Kansas City, MO | 3.0 | 2.0 | 1095 | $1,450 | $1.32 | 44d | 1 | 0.70mi |
| 11803 Holiday Dr #5 Kansas City, MO | 1.0–3.0 | 1.0 | 1016 | $1,130 | $1.11 | 2d | 1 | 0.79mi |
| 8622 E 108th Ter Kansas City, MO | 3.0 | 1.0 | 993 | $1,995 | $2.01 | 3d | 1 | 0.84mi |
| 11720 Newton Ave Kansas City, MO | 2.0–3.0 | 1.5–3.0 | 1293 | $1,699 | $1.31 | 2d | 9 | 0.92mi |
| 10401 Richmond Ave Kansas City, MO | 3.0 | 1.0 | 1000 | $1,350 | $1.35 | 24d | 1 | 0.96mi |
| 6731 E 119th St Grandview, MO | 1.0–2.0 | 1.0–2.0 | 762 | $1,150 | $1.51 | 2d | 14 | 1.07mi |
| 10500 Hillcrest Rd Kansas City, MO | 1.0–2.0 | 1.0–2.0 | 875 | $1,350 | $1.54 | 2d | 63 | 1.30mi |
Listing history 26 events
-
2026-06-18days on market $152,000 Active 92 DOM
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2026-06-17days on market $152,000 Active 91 DOM
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2026-06-16days on market $152,000 Active 90 DOM
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2026-06-15days on market $152,000 Active 89 DOM
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2026-06-13days on market $152,000 Active 87 DOM
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2026-06-13days on market $152,000 Active 86 DOM
-
2026-06-09days on market $152,000 Active 83 DOM
-
2026-06-08days on market $152,000 Active 82 DOM
-
2026-06-07days on market $152,000 Active 81 DOM
-
2026-06-03days on market $152,000 Active 77 DOM
-
2026-06-02days on market $152,000 Active 76 DOM
-
2026-06-01days on market $152,000 Active 75 DOM
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2026-05-31days on market $152,000 Active 74 DOM
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2026-03-18$152,000 Active 567-char remark
Show marketing remark (567 chars)
This charming ranch-style home in Kansas City offers a comfortable and efficient layout featuring 3 bedrooms and 1 bathroom across approximately 936 square feet of living space. The interior flows seamlessly to a functional eat-in kitchen. Residents will appreciate the added utility of a one-car attached garage and an inviting outdoor setup, complete with a private patio overlooking a spacious backyard—perfect for quiet afternoons or weekend gatherings. This property combines practical features with classic appeal to create an inviting place to call home.
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2024-05-29historical $1,195
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2024-05-17$1,195
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2024-05-04historical $1,195
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2024-04-09$1,195
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2024-04-05historical $1,195
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2024-03-07price $1,195
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2024-02-24$1,100
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2007-01-12soldstatus 136-char remark
Show marketing remark (136 chars)
Corporate owned property. Property being sold as-is. No Sellers Disclosures. Nice sized Fenced in Yard. Good starter or rental property.
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2006-12-08$45,000 136-char remark
Show marketing remark (136 chars)
Corporate owned property. Property being sold as-is. No Sellers Disclosures. Nice sized Fenced in Yard. Good starter or rental property.
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2004-11-10soldstatus
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2004-02-23soldstatus
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1980-05-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $738 · $62/mo
- Projected year-2 tax
- $1,474 · $123/mo
- Expected delta
- +$736/yr (+$61/mo · 99.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,906
- − Mortgage interest
- −$8,514
- − Property taxes
- −$738
- − Insurance
- −$760
- − Repairs & maintenance
- −$1,512
- − Management
- −$1,512
- − Depreciation
- −$4,422
- Taxable income
- $1,446
- Est. tax owed @ 24.0%
- −$347
- After-tax cash flow
- $3,525/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hickman Mills C-1
- NCES district ID
- 2914340
- Math proficiency
- 8% ▼ -8.00%
- Reading proficiency
- 18% ▼ -4.00%
- Median HH income
- $40,908
- Composite
- 11.2/100
- National rank
- #9725
- State rank
- #314 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Jackson County · 687,798 people
- City population
- 439,467
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 22,964
- Household income
- $58,170
- Rent vs Own
- Severe rent burden
- 718.0
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 719,589 people
- By 2030
- 731,456 · +1.6%
- By 2040
- 746,689 · +3.8%
- By 2050
- 749,289 · +4.1%
- By 2075
- 736,227 · +2.3%
- By 2100
- 668,210 · -7.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Black 58% White 28% Hispanic / Latino 10% Two or more races 6%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Italian 2% Lithuanian 1% Romanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 5% Arabic 1%
Political lean MEDSL · Jackson
- 2024 margin
- D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
- 2008→2024 swing
- -6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
- All cycles
- 2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -157.94%
- Current HPI
- 277.895
- Rent YoY
- ▲ 6.73%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+237.8% since first listed13 events — show timeline
- 2026-03-18 Listed $152,000 Heartland MLS as Distributed by MLS Grid
- 2024-05-29 Rental Removed $1,195 RENTLY
- 2024-05-17 Listed for Rent $1,195 RENTLY
- 2024-05-04 Rental Removed $1,195 RENTLY
- 2024-04-09 Listed for Rent $1,195 RENTLY
- 2024-04-05 Rental Removed $1,195 RENTLY
- 2024-03-07 Price Changed $1,195 RENTLY
- 2024-02-24 Listed for Rent $1,100 RENTLY
- 2007-01-12 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2006-12-08 Listed $45,000 Heartland MLS as Distributed by MLS Grid
- 2004-11-10 Sold (Public Records) — Public Records
- 2004-02-23 Sold (Public Records) — Public Records
- 1980-05-01 Sold (Public Records) — Public Records
Property tax history
+5.1%/yrLatest (2025): $738 · -33.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…