739 US Hwy 19 · Weston, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 4/10 · Minor
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +5.6/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This 2-bedroom, 1-bath home is full of potential and ready for its next owner. Featuring a spacious gathering room, screened-in porch, large backyard, and street parking, this property offers plenty of opportunities to make it your own. The washer and dryer convey with the sale, and a new hot water tank provides added peace of mind. Whether you're looking for an investment property, rental opportunity, or a home to update and personalize, this property is worth a look!
Key facts
- Gathering room
- Screened-in porch
- New hot water tank
Tags
Property features AI
Finance
- Other: Property listed by GARTON REAL ESTATE GROUP
Exterior
- Parking: On-street parking
- Utilities: Public water; Public sewer
- Home design: Single-family detached residence; 2-story
- Construction: Frame construction with vinyl siding; Shingle roof
- Exterior features: Porch; Storm door(s); Cleared lot
Interior
- Kitchen: Refrigerator included
- Bedrooms: Total of 6 rooms (bedrooms/other rooms not individually specified)
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Natural gas heating; Ceiling fan(s) for cooling
- Interior features: Washer and dryer included; Refrigerator included; Laminate flooring; Ceiling fan(s); Concrete basement
- Laundry & utility: Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $583 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Cap rate 20.3% vs local median 4.2% in Weston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#38 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D-, commute F, employment F.
- Lewis County Schools (rural): math 19% / reading 27% proficiency, ranked #53 of 55 in WV (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Peterson-Central Elementary School (math 22% / reading 17%, grade F, #350 of 377 statewide, top 95%, 459 students, 0% FRL); Robert L. Bland Middle School (math 16% / reading 28%, grade F, #95 of 109 statewide, top 88%, 658 students, 0% FRL); Lewis County High School (math 12% / reading 37%, grade F, #91 of 110 statewide, top 85%, 756 students, 0% FRL) — zoned schools average 0% FRL vs 50% district-wide (50 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 37 active listings in the ZIP.
Forward outlook
- In year one you build about $930 of equity ($345 loan paydown + $585 appreciation (1.2% local appreciation)).
- Lewis County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (1.2% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.22% ✓
- Cap rate
- 20.31%
- Cash-on-cash
- 50.05%
- DSCR
- 3.23
- GRM
- 3.8
CMA / ARV
- ARV (on-the-fly)
- $90,216
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8 Skin Crk | 0.29mi | 4/1.0 (+1) | 1,354 (-5%) | 1mo | $85,000 | $63 | 72 |
| 120 Jackson St | 0.75mi | 3/1.0 | 1,492 (+4%) | 1mo | $34,000 | $23 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.17% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 52.9%
- Equity multiple
- 3.75×
- Total profit
- $38,457
- Equity at exit
- $17,482
- IRR
- 54.3%
- Equity multiple
- 7.52×
- Total profit
- $91,113
- Equity at exit
- $23,582
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 26452
- Home prices YoY
- 0.8%
- Active inventory
- 37
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,108 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$10 /mo · $119/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$233
- Net cashflow
- $583
Break-even live
Sensitivity live
| Price | -10% $611 | -5% $597 | +0% $583 | +5% $569 | +10% $555 |
|---|---|---|---|---|---|
| Rent | -10% $495 | -5% $539 | +0% $583 | +5% $627 | +10% $670 |
| Rate | -1.0pp $608 | -0.5pp $595 | base $583 | +0.5pp $570 | +1.0pp $557 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 10 events
-
2026-06-21days on market $49,900 Active 12 DOM
-
2026-06-21days on market $49,900 Active 11 DOM
-
2026-06-18days on market $49,900 Active 9 DOM
-
2026-06-17days on market $49,900 Active 8 DOM
-
2026-06-16days on market $49,900 Active 7 DOM
-
2026-06-15days on market $49,900 Active 6 DOM
-
2026-06-15days on market $49,900 Active 5 DOM
-
2026-06-13days on market $49,900 Active 4 DOM
-
2026-06-12remarks 473-char remark
-
2026-06-12$49,900 Active 3 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WV · Resets to sale price
- Current annual tax
- $119 · $10/mo
- Projected year-2 tax
- $294 · $25/mo
- Expected delta
- +$175/yr (+$15/mo · 146.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
- Wind 1/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,294
- − Mortgage interest
- −$2,795
- − Property taxes
- −$119
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,064
- − Management
- −$1,064
- − Depreciation
- −$1,452
- Taxable income
- $6,552
- Est. tax owed @ 24.0%
- −$1,572
- After-tax cash flow
- $5,421/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lewis County Schools
- NCES district ID
- 5400630
- Math proficiency
- 19% ▼ -12.00%
- Reading proficiency
- 27% ▼ -8.00%
- Median HH income
- $36,146
- Composite
- 19.05/100
- National rank
- #8843
- State rank
- #53 of 55 in WV
Livability — Weston
- Score
- 73/100
- State rank
- #38
- US rank
- #5368
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 9,374
Population outlook (Lewis County) Hauer SSP2
- Today (2025)
- 16,382 people
- By 2030
- 16,293 · -0.5%
- By 2040
- 15,999 · -2.3%
- By 2050
- 15,569 · -5.0%
- By 2075
- 14,450 · -11.8%
- By 2100
- 12,164 · -25.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 6% Hispanic / Latino 2%
- Common ancestry
- Serbian 1% Iranian 1% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Lewis
- 2024 margin
- Solid R (+59.3) · D 19.5% · R 78.8% · Other 1.8%
- 2008→2024 swing
- -25.6pp toward R · 2008: -33.7pp · 2024: -59.3pp
- All cycles
- 2024: R+59.3 2020: R+56.9 2016: R+56.8 2012: R+42.1 2008: R+33.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.17%
- Current HPI
- 144.3377
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
1 event — show timeline
- 2026-06-09 Listed $49,900 NCWVREIN
Property tax history
+9.3%/yrLatest (2025): $119 · +17.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…