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739 US Hwy 19
A- Composite 81.14
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.6/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0

$49,900

739 US Hwy 19 · Weston, WV 26452
3 bd · 1.0 ba · 1,432 sqft · SingleFamily public records · 12 Days on market
Built 1915 0.28 ac lot Est $90k · 45% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 2-bedroom, 1-bath home is full of potential and ready for its next owner. Featuring a spacious gathering room, screened-in porch, large backyard, and street parking, this property offers plenty of opportunities to make it your own. The washer and dryer convey with the sale, and a new hot water tank provides added peace of mind. Whether you're looking for an investment property, rental opportunity, or a home to update and personalize, this property is worth a look!

Key facts

  • Gathering room
  • Screened-in porch
  • New hot water tank

Tags

GATHERING ROOMSCREENED-IN PORCHLARGE BACKYARDNEW HOT WATER TANK

Property features AI

Finance

  • Other: Property listed by GARTON REAL ESTATE GROUP

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family detached residence; 2-story
  • Construction: Frame construction with vinyl siding; Shingle roof
  • Exterior features: Porch; Storm door(s); Cleared lot

Interior

  • Kitchen: Refrigerator included
  • Bedrooms: Total of 6 rooms (bedrooms/other rooms not individually specified)
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Natural gas heating; Ceiling fan(s) for cooling
  • Interior features: Washer and dryer included; Refrigerator included; Laminate flooring; Ceiling fan(s); Concrete basement
  • Laundry & utility: Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $583 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Cap rate 20.3% vs local median 4.2% in Weston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#38 in WV) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D-, commute F, employment F.
  • Lewis County Schools (rural): math 19% / reading 27% proficiency, ranked #53 of 55 in WV (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Peterson-Central Elementary School (math 22% / reading 17%, grade F, #350 of 377 statewide, top 95%, 459 students, 0% FRL); Robert L. Bland Middle School (math 16% / reading 28%, grade F, #95 of 109 statewide, top 88%, 658 students, 0% FRL); Lewis County High School (math 12% / reading 37%, grade F, #91 of 110 statewide, top 85%, 756 students, 0% FRL) — zoned schools average 0% FRL vs 50% district-wide (50 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 37 active listings in the ZIP.

Forward outlook

  • In year one you build about $930 of equity ($345 loan paydown + $585 appreciation (1.2% local appreciation)).
  • Lewis County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $49,900

Questions for the listing agent

  1. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.22%
Cap rate
20.31%
Cash-on-cash
50.05%
DSCR
3.23
GRM
3.8

CMA / ARV

ARV (on-the-fly)
$90,216
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8 Skin Crk 0.29mi 4/1.0 (+1) 1,354 (-5%) 1mo $85,000 $63 72
120 Jackson St 0.75mi 3/1.0 1,492 (+4%) 1mo $34,000 $23 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.17% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
52.9%
Equity multiple
3.75×
Total profit
$38,457
Equity at exit
$17,482
10-year hold
IRR
54.3%
Equity multiple
7.52×
Total profit
$91,113
Equity at exit
$23,582

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 26452

Home prices YoY
0.8%
Active inventory
37
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,108 medium interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$10 /mo · $119/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$233
Net cashflow
$583

Break-even live

Break-even rent $370
Max offer price $49,900
Occupancy floor 42%

Sensitivity live

Price -10% $611 -5% $597 +0% $583 +5% $569 +10% $555
Rent -10% $495 -5% $539 +0% $583 +5% $627 +10% $670
Rate -1.0pp $608 -0.5pp $595 base $583 +0.5pp $570 +1.0pp $557

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2026-06-21
    days on market $49,900 Active 12 DOM
  2. 2026-06-21
    days on market $49,900 Active 11 DOM
  3. 2026-06-18
    days on market $49,900 Active 9 DOM
  4. 2026-06-17
    days on market $49,900 Active 8 DOM
  5. 2026-06-16
    days on market $49,900 Active 7 DOM
  6. 2026-06-15
    days on market $49,900 Active 6 DOM
  7. 2026-06-15
    days on market $49,900 Active 5 DOM
  8. 2026-06-13
    days on market $49,900 Active 4 DOM
  9. 2026-06-12
    remarks 473-char remark
  10. 2026-06-12
    listed $49,900 Active 3 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

Current annual tax
$119 · $10/mo
Projected year-2 tax
$294 · $25/mo
Expected delta
+$175/yr (+$15/mo · 146.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,294
− Mortgage interest
−$2,795
− Property taxes
−$119
− Insurance
−$250
− Repairs & maintenance
−$1,064
− Management
−$1,064
− Depreciation
−$1,452
Taxable income
$6,552
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,572
After-tax cash flow
$5,421/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lewis County Schools
NCES district ID
5400630
Math proficiency
19% ▼ -12.00%
Reading proficiency
27% ▼ -8.00%
Median HH income
$36,146
Composite
19.05/100
National rank
#8843
State rank
#53 of 55 in WV

Livability — Weston

Score
73/100
State rank
#38
US rank
#5368

Category grades

Amenities D- Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
9,374

Population outlook (Lewis County) Hauer SSP2

Today (2025)
16,382 people
By 2030
16,293 · -0.5%
By 2040
15,999 · -2.3%
By 2050
15,569 · -5.0%
By 2075
14,450 · -11.8%
By 2100
12,164 · -25.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 6% Hispanic / Latino 2%
Common ancestry
Serbian 1% Iranian 1% Italian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Lewis

2024 margin
Solid R (+59.3) · D 19.5% · R 78.8% · Other 1.8%
2008→2024 swing
-25.6pp toward R · 2008: -33.7pp · 2024: -59.3pp
All cycles
2024: R+59.3 2020: R+56.9 2016: R+56.8 2012: R+42.1 2008: R+33.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.17%
Current HPI
144.3377
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

1 event — show timeline
  • 2026-06-09 Listed $49,900 NCWVREIN

Property tax history

+9.3%/yr

Latest (2025): $119 · +17.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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