3824 SE Jefferson St #3824 · Stuart, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.95%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.3/30.0
- 1% rule +6.3/10.0
- Schools +4.5/10.0
- Livability +4.2/5.0
- Condition / age +4.0/5.0
- Rent growth +3.2/5.0
- DSCR +1.5/10.0
- Appreciation +0.0/10.0
$239,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Drive down a majestic banyan tree tunnel surrounded by luxurious waterfront mansions and arrive at your very own sanctuary. A beautiful 2/ 2.5 bath townhouse, fully renovated with a spacious private fenced in courtyard to take in the Florida outdoor living at its best! A community pool right next to your building and within minutes from the very popular Sandsprit Park / Launch Ramp in Port Salerno for boaters and fishing enthusiasts alike. A few minutes to the sandbars and beaches in your boat, jetski or a quick drive in your car. Gorgeous Granite Countertops, Stainless steel appliances, wood like plank tiles and luxurious vinyl floors, all new bathrooms, attached wall unit/entertainment center in Living Room, and Plantation shutters in Living Room.
Key facts
- Community pool
- Boat access
- New bathrooms
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath townhouse listed at $240k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-384 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $184k (23.2% below list).
- Meets the 1% rule at list price ($3k rent vs $240k).
- Recommended offer: $184k (23.2% below list) — sets the bar for cash-flow.
- Cap rate 4.7% vs local median 3.5% in Stuart — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#39 in FL, #790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: crime C-, employment C-, amenities D.
- Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Port Salerno Elementary School (math 27% / reading 29%, grade F, #1,951 of 2,144 statewide, top 91%, 706 students, 74% FRL); Dr. David L. Anderson Middle School (math 51% / reading 46%, grade C-, #274 of 571 statewide, top 50%, 1,035 students, 63% FRL); Martin County High School (math 45% / reading 54%, grade D, #179 of 667 statewide, top 29%, 2,273 students, 42% FRL) — zoned schools average 60% FRL vs 41% district-wide (19 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.7%/yr); 595 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
- This rent runs 42% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 14y ago; this cycle's ask has dropped $30k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; HOA is 30% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 4.70%
- Cash-on-cash
- -5.68%
- DSCR
- 0.75
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $391,387
- List price
- $239,900
- Delta
- -38.71%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3824 SE Jefferson St | 0.00mi | 2/2.5 | 1,400 (0%) | 8mo | $225,000 | $161 | 94 |
| 3800 Jefferson St | 0.02mi | 2/2.5 | 1,400 (0%) | 12mo | $150,000 | $107 | 89 |
| 3901 SE Saint Lucie Blvd #69 | 0.61mi | 2/2.0 | 1,300 (-7%) | 2mo | $375,000 | $288 | 55 |
| 3901 SE Saint Lucie Blvd Unit D-31 | 0.62mi | 2/2.5 | 1,515 (+8%) | 7mo | $345,000 | $228 | 51 |
| 3901 SE Saint Lucie Blvd #18 | 0.67mi | 2/2.0 | 1,300 (-7%) | 6mo | $400,000 | $308 | 50 |
| 3901 SE Saint Lucie Blvd #16 | 0.64mi | 2/2.5 | 1,575 (+12%) | 6mo | $450,000 | $286 | 44 |
| 3901 SE St Lucie Blvd Unit I-76 | 0.62mi | 2/2.5 | 1,575 (+12%) | 18mo | $365,000 | $232 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.71% rent growth · sell at horizon
- IRR
- -28.4%
- Equity multiple
- 0.05×
- Total profit
- $-63,575
- Equity at exit
- $35,770
- IRR
- -28.1%
- Equity multiple
- -0.31×
- Total profit
- $-87,777
- Equity at exit
- $20,742
Cash invested: $67,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34997
- Rents YoY
- 2.7%
- Active inventory
- 595
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $2,707 high interval (Pro) →
- Mortgage (P&I)
- −$1,258
- Tax est. 1.5%
- −$300 /mo · $3,598/yr
- Insurance
- −$100
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$799
- Vacancy / Maint / Mgmt
- −$569
- Net cashflow
- $-384
Break-even live
Sensitivity live
| Price | -10% $-219 | -5% $-302 | +0% $-384 | +5% $-467 | +10% $-550 |
|---|---|---|---|---|---|
| Rent | -10% $-598 | -5% $-491 | +0% $-384 | +5% $-278 | +10% $-171 |
| Rate | -1.0pp $-264 | -0.5pp $-323 | base $-384 | +0.5pp $-447 | +1.0pp $-510 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,975
- Closing costs
- $7,197
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 20 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3299 SE Garden St Stuart, FL | 3.0 | 2.0 | 1360 | $2,410 | $1.77 | 25d | 1 | 0.47mi |
| 3901 SE Saint Lucie Blvd Unit D29 Stuart, FL | 2.0 | 2.0 | 1460 | $3,000 | $2.05 | 25d | 1 | 0.62mi |
| 3901 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0–2.5 | 1407 | $3,875 | $2.75 | 25d | 4 | 0.64mi |
| 3003 SE Fairmont St Stuart, FL | 3.0 | 2.0 | 1366 | $2,500 | $1.83 | 15d | 1 | 0.68mi |
| 3129 SE Indian St #3 Stuart, FL | 2.0 | 1.5 | 986 | $2,300 | $2.33 | 25d | 1 | 0.71mi |
| 4095 SE Centerboard Ln Unit 6B Stuart, FL | 2.0 | 2.0 | 1154 | $3,750 | $3.25 | 25d | 1 | 0.71mi |
| 2934 SE Ellendale St Stuart, FL | 2.0 | 2.0 | 900 | $2,000 | $2.22 | 15d | 1 | 0.72mi |
| 4189 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.5 | 1760 | $5,500 | $3.12 | 25d | 1 | 0.86mi |
| 4002 SE Fairway W Stuart, FL | 3.0 | 2.0 | 1769 | $3,200 | $1.81 | 25d | 1 | 0.87mi |
| 3002 SE Camino Ave Stuart, FL | 2.0 | 1.0 | 930 | $2,000 | $2.15 | 25d | 1 | 0.96mi |
| 2641 SE Clayton St Unit 2641 Stuart, FL | 3.0 | 1.5 | 1150 | $2,400 | $2.09 | 25d | 1 | 0.96mi |
| 3003 SE Birch Ave Unit 3007 Stuart, FL | 2.0 | 1.0 | 950 | $2,200 | $2.32 | 25d | 1 | 1.06mi |
| 4107 SE Barcelona St Stuart, FL | 2.0 | 1.0 | 1224 | $2,500 | $2.04 | 25d | 1 | 1.09mi |
| 1843 SE Granada Ln Stuart, FL | 2.0 | 2.0 | 1606 | $1,800 | $1.12 | 15d | 1 | 1.13mi |
| 5300 SE Schooner Oaks Way Stuart, FL | 3.0 | 2.0 | 1600 | $3,700 | $2.31 | 25d | 1 | 1.16mi |
| 4710 SE Glenridge Trl Stuart, FL | 3.0 | 2.0 | 1442 | $3,300 | $2.29 | 15d | 1 | 1.16mi |
| 5280 SE Seascape Way #101 Stuart, FL | 3.0 | 3.0 | 1561 | $2,500 | $1.60 | 15d | 1 | 1.19mi |
| 2410 SE Tarvest Way Stuart, FL | 3.0 | 2.5 | 1475 | $2,500 | $1.69 | 15d | 1 | 1.23mi |
| 1800 SE Saint Lucie Blvd Stuart, FL | 2.0 | 2.0 | 1044 | $2,600 | $2.49 | 25d | 3 | 1.24mi |
| 3257 SE Brook St Unit 3234 Stuart, FL | 2.0 | 2.0 | 1400 | $2,119 | $1.51 | 25d | 1 | 1.43mi |
HOA detail
- Monthly dues
- $799 · $9,588/yr
- Likely covers
- waterpool
Listing history 41 events
-
2026-06-21days on market $239,900 Active 102 DOM
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2026-06-18days on market $239,900 Active 99 DOM
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2026-06-17days on market $239,900 Active 98 DOM
-
2026-06-16days on market $239,900 Active 97 DOM
-
2026-06-15days on market $239,900 Active 96 DOM
-
2026-06-14days on market $239,900 Active 94 DOM
-
2026-06-13days on market $239,900 Active 93 DOM
-
2026-06-10days on market $239,900 Active 91 DOM
-
2026-06-09days on market $239,900 Active 90 DOM
-
2026-06-08days on market $239,900 Active 89 DOM
-
2026-06-07days on market $239,900 Active 88 DOM
-
2026-06-03days on market $239,900 Active 84 DOM
-
2026-06-02days on market $239,900 Active 83 DOM
-
2026-06-01days on market $239,900 Active 82 DOM
-
2026-05-31days on market $239,900 Active 81 DOM
-
2026-05-31days on market $239,900 Active 80 DOM
-
2026-05-18price $239,900 764-char remark
Show marketing remark (764 chars)
Drive down a majestic banyan tree tunnel surrounded by luxurious waterfront mansions and arrive at your very own sanctuary. A beautiful 2/ 2.5 bath townhouse, fully renovated with a spacious private fenced in courtyard to take in the Florida outdoor living at its best! A community pool right next to your building and within minutes from the very popular Sandsprit Park / Launch Ramp in Port Salerno for boaters and fishing enthusiasts alike. A few minutes to the sandbars and beaches in your boat, jetski or a quick drive in your car. Gorgeous Granite Countertops, Stainless steel appliances, wood like plank tiles and luxurious vinyl floors, all new bathrooms, attached wall unit/entertainment center in Living Room, and Plantation shutters in Living Room.
-
2026-04-07price $249,900 764-char remark
Show marketing remark (764 chars)
Drive down a majestic banyan tree tunnel surrounded by luxurious waterfront mansions and arrive at your very own sanctuary. A beautiful 2/ 2.5 bath townhouse, fully renovated with a spacious private fenced in courtyard to take in the Florida outdoor living at its best! A community pool right next to your building and within minutes from the very popular Sandsprit Park / Launch Ramp in Port Salerno for boaters and fishing enthusiasts alike. A few minutes to the sandbars and beaches in your boat, jetski or a quick drive in your car. Gorgeous Granite Countertops, Stainless steel appliances, wood like plank tiles and luxurious vinyl floors, all new bathrooms, attached wall unit/entertainment center in Living Room, and Plantation shutters in Living Room.
-
2026-03-07$269,900 Active 764-char remark
Show marketing remark (764 chars)
Drive down a majestic banyan tree tunnel surrounded by luxurious waterfront mansions and arrive at your very own sanctuary. A beautiful 2/ 2.5 bath townhouse, fully renovated with a spacious private fenced in courtyard to take in the Florida outdoor living at its best! A community pool right next to your building and within minutes from the very popular Sandsprit Park / Launch Ramp in Port Salerno for boaters and fishing enthusiasts alike. A few minutes to the sandbars and beaches in your boat, jetski or a quick drive in your car. Gorgeous Granite Countertops, Stainless steel appliances, wood like plank tiles and luxurious vinyl floors, all new bathrooms, attached wall unit/entertainment center in Living Room, and Plantation shutters in Living Room.
-
2022-08-18soldstatus $285,000 Closed 741-char remark
Show marketing remark (741 chars)
Move in ready with renovations already completed for you. This clean 2 bedroom and 2 and 1/2 bath has a spacious kitchen with SS appliances, quartz countertops and spacious dining area. The living room with built in custom cabinets that is light and bright, open to your private Courtyard for indoor-outdoor entertaining and 1/2 Bath downstairs. The two main suites on the second level with new vinyl flooring and new bathrooms they both boast closets with custom cabinetry. Enjoy the cool breeze coming from the sliding glass doors. P/U trucks are allowed and 1 pet completes this family-friendly property. Enjoy the pool, and all the great amenities of Stuart! Just minutes to major roadways, dining, medical centers, beaches, & more!
-
2022-08-04historical Active Under Contract 741-char remark
Show marketing remark (741 chars)
Move in ready with renovations already completed for you. This clean 2 bedroom and 2 and 1/2 bath has a spacious kitchen with SS appliances, quartz countertops and spacious dining area. The living room with built in custom cabinets that is light and bright, open to your private Courtyard for indoor-outdoor entertaining and 1/2 Bath downstairs. The two main suites on the second level with new vinyl flooring and new bathrooms they both boast closets with custom cabinetry. Enjoy the cool breeze coming from the sliding glass doors. P/U trucks are allowed and 1 pet completes this family-friendly property. Enjoy the pool, and all the great amenities of Stuart! Just minutes to major roadways, dining, medical centers, beaches, & more!
-
2022-08-02status Active 741-char remark
Show marketing remark (741 chars)
Move in ready with renovations already completed for you. This clean 2 bedroom and 2 and 1/2 bath has a spacious kitchen with SS appliances, quartz countertops and spacious dining area. The living room with built in custom cabinets that is light and bright, open to your private Courtyard for indoor-outdoor entertaining and 1/2 Bath downstairs. The two main suites on the second level with new vinyl flooring and new bathrooms they both boast closets with custom cabinetry. Enjoy the cool breeze coming from the sliding glass doors. P/U trucks are allowed and 1 pet completes this family-friendly property. Enjoy the pool, and all the great amenities of Stuart! Just minutes to major roadways, dining, medical centers, beaches, & more!
-
2022-07-30historical Active Under Contract 741-char remark
Show marketing remark (741 chars)
Move in ready with renovations already completed for you. This clean 2 bedroom and 2 and 1/2 bath has a spacious kitchen with SS appliances, quartz countertops and spacious dining area. The living room with built in custom cabinets that is light and bright, open to your private Courtyard for indoor-outdoor entertaining and 1/2 Bath downstairs. The two main suites on the second level with new vinyl flooring and new bathrooms they both boast closets with custom cabinetry. Enjoy the cool breeze coming from the sliding glass doors. P/U trucks are allowed and 1 pet completes this family-friendly property. Enjoy the pool, and all the great amenities of Stuart! Just minutes to major roadways, dining, medical centers, beaches, & more!
-
2022-07-26$285,000 Active 741-char remark
Show marketing remark (741 chars)
Move in ready with renovations already completed for you. This clean 2 bedroom and 2 and 1/2 bath has a spacious kitchen with SS appliances, quartz countertops and spacious dining area. The living room with built in custom cabinets that is light and bright, open to your private Courtyard for indoor-outdoor entertaining and 1/2 Bath downstairs. The two main suites on the second level with new vinyl flooring and new bathrooms they both boast closets with custom cabinetry. Enjoy the cool breeze coming from the sliding glass doors. P/U trucks are allowed and 1 pet completes this family-friendly property. Enjoy the pool, and all the great amenities of Stuart! Just minutes to major roadways, dining, medical centers, beaches, & more!
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2018-06-11historical
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2018-06-08price $151,500
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2018-05-30price $152,000
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2018-05-03price $152,500
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2018-04-23price $154,900
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2018-04-21price $149,900
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2018-04-14price $152,500
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2018-03-31price $149,900
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2018-03-29price $152,500
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2018-03-19price $154,900
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2018-03-16price $149,900
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2018-03-15price $154,900
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2018-03-06$149,900 Active
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2016-01-11price $63,500
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2013-04-12soldstatus $63,500
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2013-04-12price $79,900
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2012-05-28$79,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (shaded) · 95% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $32,490
- − Mortgage interest
- −$13,438
- − Property taxes
- −$3,598
- − Insurance
- −$1,997
- − Repairs & maintenance
- −$2,599
- − Management
- −$2,599
- − HOA
- −$9,588
- − Depreciation
- −$6,979
- Taxable loss
- −$8,309
- Est. tax savings @ 24.0%
- +$1,994
- After-tax cash flow
- $-2,619/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This fully renovated townhouse is move-in ready with a spacious courtyard, community pool, and luxurious amenities. It offers a good condition score and minimal repairs needed.
Value-add opportunities
- Both Painting and touch-up of interior walls — Enhances curb appeal and interior aesthetics
- Both Landscaping and trimming of trees — Improves curb appeal and maintains property value
- Rental Community pool maintenance — Keeps amenities in good condition for potential tenants
Renovation cost estimate screening
Value-add ROI direction
- Both Painting and touch-up of interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping and trimming of trees — Improves curb appeal and maintains property value ↑
- Rental Community pool maintenance — Keeps amenities in good condition for potential tenants ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Martin
- NCES district ID
- 1201290
- Math proficiency
- 52% ▼ -14.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $52,482
- Composite
- 45.1/100
- National rank
- #2690
- State rank
- #24 of 73 in FL
Livability — Stuart
- Score
- 84/100
- State rank
- #39
- US rank
- #790
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Martin County · 165,223 people
- City population
- 65,812
- Metro
- Port St. Lucie, FL
- Population (ZIP)
- 47,075
- Household income
- $78,136
- Rent vs Own
- Severe rent burden
- 1323.0
Population outlook (Martin County) Hauer SSP2
- Today (2025)
- 172,383 people
- By 2030
- 180,192 · +4.5%
- By 2040
- 194,114 · +12.6%
- By 2050
- 204,992 · +18.9%
- By 2075
- 229,641 · +33.2%
- By 2100
- 232,146 · +34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 19% Two or more races 9% Black 3% Asian 1%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2% Cuban 3%
- Common ancestry
- Romanian 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 14% · Canada, Jamaica, China
- Languages at home
- 81% English-only · Spanish 14% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Martin
- 2024 margin
- Solid R (+31.1) · D 34.1% · R 65.2%
- 2008→2024 swing
- -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
- All cycles
- 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -319.78%
- Current HPI
- 336.7717
- Rent YoY
- ▲ 2.71%
- Metro
- Port St. Lucie, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+200.3% since first listed25 events — show timeline
- 2026-05-18 Price Changed $239,900 Beaches MLS
- 2026-04-07 Price Changed $249,900 Beaches MLS
- 2026-03-07 Listed $269,900 Beaches MLS
- 2022-08-18 Sold (MLS) $285,000 MARMLS
- 2022-08-04 Contingent — MARMLS
- 2022-08-02 Relisted — MARMLS
- 2022-07-30 Contingent — MARMLS
- 2022-07-26 Listed $285,000 MARMLS
- 2018-06-11 Listing Removed — Beaches MLS
- 2018-06-08 Price Changed $151,500 Beaches MLS
- 2018-05-30 Price Changed $152,000 Beaches MLS
- 2018-05-03 Price Changed $152,500 Beaches MLS
- 2018-04-23 Price Changed $154,900 Beaches MLS
- 2018-04-21 Price Changed $149,900 Beaches MLS
- 2018-04-14 Price Changed $152,500 Beaches MLS
- 2018-03-31 Price Changed $149,900 Beaches MLS
- 2018-03-29 Price Changed $152,500 Beaches MLS
- 2018-03-19 Price Changed $154,900 Beaches MLS
- 2018-03-16 Price Changed $149,900 Beaches MLS
- 2018-03-15 Price Changed $154,900 Beaches MLS
- 2018-03-06 Listed $149,900 Beaches MLS
- 2016-01-11 Price Changed $63,500 MCRTC
- 2013-04-12 Price Changed $79,900 MCRTC
- 2013-04-12 Sold (MLS) $63,500 MCRTC
- 2012-05-28 Listed $79,900 MCRTC
Cash-flow waterfall
monthlySold comps — $/sqft
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