205 NE Martin Dr NE · Port Charlotte, FL 33952

$158,000

3 bd · 2.0 ba · 1,468 sqft · SingleFamily public records · 239 Days on market

Built 1956 7,499 sqft lot ↓ 21% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.9/30.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +7.4/10.0
• Schools +4.6/10.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

Key facts

• New a/c unit
• New water heater
• Spacious lot

Tags

• NEW ROOF
• NEW A/C UNIT
• NEW WATER HEATER
• HURRICANE IMPACT WINDOWS
• SPACIOUS LOT
• QUIET LOW-DENSITY NEIGHBORHOOD

Property features AI

Finance

• Other: Residential zoning RSF3.5; Unfurnished; Living area approximately 1,468 (per public records); Building area approximately 1,966 (per public records)
• HOA & community: No HOA association indicated

Exterior

• Parking: 2-space carport
• Utilities: Public water; Public sewer; Cable available
• Home design: Single family residence; One story; Faces west; Homesteaded property
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on a 0.17-acre lot
• Exterior features: Private mailbox; Asphalt road access

Interior

• Kitchen: Range
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Ceramic tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Open living/dining combo; Split bedroom floorplan; Walk-in closet(s); 9 total rooms
• Laundry & utility: Washer and dryer (inside laundry)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $158k.

Deal economics

• At list price, monthly cash flow is $159 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $158k).
• Recommended offer: $139k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 4.4% in Port Charlotte — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#655 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-1.4%/yr); 707 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 38% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 239 days — a 12% lower offer ($139k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $42k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $139,040 (12.0% below list)

Questions for the listing agent

1. It's been on market 239 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.24% ✓
• Cap rate: 10.74%
• Cash-on-cash: 15.89%
• DSCR: 1.71
• GRM: 6.7

CMA / ARV

• ARV (on-the-fly): $320,024
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
240 Dalton Blvd	0.18mi	3/2.0	1,513 (+3%)	8mo	$195,000	$129	80
181 Duxbury Ave	0.34mi	3/2.0	1,550 (+6%)	1mo	$338,000	$218	74
109 Arlington Ct NE	0.43mi	3/2.0	1,530 (+4%)	1mo	$369,000	$241	72
721 Dalton Blvd	0.55mi	3/2.0	1,514 (+3%)	2mo	$150,000	$99	68
165 Francis Dr NE	0.33mi	3/2.0	1,603 (+9%)	4mo	$270,000	$168	66
494 Notson Ter	0.65mi	3/2.0	1,419 (-3%)	3mo	$392,400	$277	62
530 Sharon Cir	0.44mi	3/1.0	1,352 (-8%)	3mo	$174,900	$129	60
3163 Key Ln	0.63mi	3/2.0	1,452 (-1%)	13mo	$242,000	$167	58
371 Weber Ter	0.59mi	3/2.0	1,353 (-8%)	4mo	$310,000	$229	56
3450 Norwick St	0.67mi	3/3.0	1,561 (+6%)	4mo	$430,000	$275	51
3221 Depew Ave	0.58mi	2/2.0 (-1)	1,571 (+7%)	9mo	$275,000	$175	49
114 Francis Dr NE	0.53mi	2/2.0 (-1)	1,273 (-13%)	5mo	$282,000	$222	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -13.7%
• Equity multiple: 0.53×
• Total profit: $-20,994
• Equity at exit: $23,558

10-year hold

• IRR: -12.2%
• Equity multiple: 0.40×
• Total profit: $-26,589
• Equity at exit: $13,661

Cash invested: $44,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33952

• Home prices YoY: -4.8%
• Rents YoY: -1.4%
• Active inventory: 707
• Price-to-rent: 6.7×

Monthly cashflow live

• Estimated rent: $1,965 high
• Mortgage (P&I): −$829
• Tax from tax record: −$72 /mo · $862/yr
• Insurance: −$66
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $159

Break-even live

Break-even rent $1,763

Max offer price $158,000

Occupancy floor 87%

Sensitivity live

Price	-10% $249	-5% $204	+0% $159	+5% $115	+10% $70
Rent	-10% $4	-5% $82	+0% $159	+5% $237	+10% $315
Rate	-1.0pp $239	-0.5pp $200	base $159	+0.5pp $118	+1.0pp $77

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,500
• Closing costs: $4,740
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
240 Dalton Blvd Port Charlotte, FL	3.0	2.0	1513	$1,600	$1.06	22d	1	0.16mi
511 Palmetto Dr NE Port Charlotte, FL	3.0	2.0	1216	$2,100	$1.73	22d	1	0.35mi
480 Sharon Cir Port Charlotte, FL	3.0	1.0	1240	$1,695	$1.37	22d	1	0.38mi
510 Sharon Cir Port Charlotte, FL	2.0	2.0	1204	$1,500	$1.25	22d	1	0.41mi
3281 Easy St Port Charlotte, FL	3.0	2.0	1196	$1,750	$1.46	15d	1	0.48mi
322 Lasayette Dr NE Port Charlotte, FL	2.0	1.5	1140	$1,475	$1.29	22d	1	0.52mi
220 Mentel Ter Port Charlotte, FL	2.0	1.0	1040	$1,450	$1.39	22d	1	0.56mi
3602 Harbor Blvd Port Charlotte, FL	2.0	2.0	1292	$1,700	$1.32	22d	1	0.59mi
167 Godfrey Ave NE Port Charlotte, FL	3.0	2.0	1731	$2,750	$1.59	15d	1	0.62mi
22291 Westchester Blvd Port Charlotte, FL	2.0	2.0	960	$1,400	$1.46	15d	3	0.65mi
22291 Westchester Blvd Port Charlotte, FL	2.0	2.0	960	$1,425	$1.48	22d	2	0.65mi
177 Dartmouth Dr NW Port Charlotte, FL	2.0	1.5	1541	$3,250	$2.11	22d	1	0.65mi
125 Cambridge Dr NW Unit NA Port Charlotte, FL	2.0	1.0	1200	$1,750	$1.46	22d	1	0.66mi
21484 Edgewater Dr Port Charlotte, FL	3.0	2.0	1731	$2,500	$1.44	22d	1	0.71mi
3126 Harbor Blvd Unit 3A Port Charlotte, FL	2.0	2.0	1100	$1,500	$1.36	15d	1	0.72mi
22328 Yonkers Ave Port Charlotte, FL	2.0	2.0	1342	$1,575	$1.17	22d	1	0.72mi
4158 Tamiami Trl Unit M4 Port Charlotte, FL	2.0	2.0	919	$1,500	$1.63	22d	1	0.73mi
22148 Lockport Ave Port Charlotte, FL	3.0	2.0	1760	$1,850	$1.05	15d	1	0.74mi
21380 Edgewater Dr Port Charlotte, FL	3.0	1.0	1371	$2,000	$1.46	22d	1	0.74mi
3100 Harbor Blvd Port Charlotte, FL	2.0	1.0–1.5	994	$1,472	$1.48	22d	2	0.77mi
21440 Mallory Ave Port Charlotte, FL	2.0	1.0	930	$1,550	$1.67	22d	1	0.82mi
21422 Kenyon Ave Port Charlotte, FL	2.0	2.0	1149	$1,400	$1.22	22d	1	0.87mi
4022 Beaver Ln Port Charlotte, FL	2.0	2.0	960	$1,300	$1.35	22d	2	0.91mi
115 Leland St SE Unit 1371159P Port Charlotte, FL	3.0	2.0	1539	$3,758	$2.44	22d	1	0.91mi
21088 Edgewater Dr Port Charlotte, FL	3.0	2.0	1346	$3,000	$2.23	15d	1	0.92mi
22153 Olean Blvd Port Charlotte, FL	2.0	2.0	1337	$1,425	$1.07	22d	1	0.93mi
181 Beeney Rd SE Port Charlotte, FL	4.0	2.5	1846	$4,900	$2.65	22d	1	0.95mi
22441 Westchester Blvd Unit 1500G Punta Gorda, FL	2.0	2.0	960	$1,200	$1.25	15d	1	0.96mi
189 Small St SE Port Charlotte, FL	3.0	2.0	1454	$2,300	$1.58	22d	1	0.98mi
20550 Edgewater Dr Port Charlotte, FL	3.0	2.0	1176	$1,900	$1.62	22d	1	1.00mi
3509 Port Charlotte Blvd Port Charlotte, FL	3.0	2.0	1830	$5,000	$2.73	22d	1	1.01mi
22481 Westchester Blvd Unit B36 Port Charlotte, FL	2.0	2.0	1046	$1,180	$1.13	15d	1	1.02mi
22481 Westchester Blvd Unit B35 Punta Gorda, FL	2.0	2.0	1046	$1,275	$1.22	22d	1	1.03mi
22497 Glen Ave Punta Gorda, FL	3.0	2.0	1628	$1,875	$1.15	22d	1	1.03mi
22481 Westchester Blvd Unit B40 Punta Gorda, FL	2.0	2.0	1046	$1,225	$1.17	15d	1	1.04mi
249 Seminole Blvd NW Port Charlotte, FL	3.0	2.0	1389	$1,750	$1.26	22d	1	1.05mi
22481 Westchester Blvd Unit B48 Punta Gorda, FL	2.0	2.0	1046	$1,150	$1.10	22d	1	1.06mi
182 Chelsea Ct NW Port Charlotte, FL	2.0	2.0	1389	$2,200	$1.58	22d	1	1.08mi
22017 Beverly Ave Port Charlotte, FL	3.0	2.0	1472	$1,600	$1.09	15d	1	1.10mi
23067 Elmira Blvd Punta Gorda, FL	2.0	2.0	1052	$1,750	$1.66	22d	1	1.18mi

Listing history 10 events

1. 2026-05-22
   price $158,000

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

2. 2026-05-22
   price $158,000 1456-char remark

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

3. 2026-02-28
   price $169,000

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

4. 2026-02-28
   price $169,000 1456-char remark

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

5. 2026-01-16
   price $173,000

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

6. 2026-01-16
   price $173,000 1456-char remark

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

7. 2025-12-05
   price $189,000

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

8. 2025-12-05
   price $189,000 1456-char remark

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

9. 2025-10-01
   listed $200,000 Active

   Show marketing remark (1456 chars)

   Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

10. 2025-10-01
    listed $200,000 Active 1456-char remark

    Show marketing remark (1456 chars)

    Charming 3-Bed, 2-Bath Ranch Home with Upgrades – Peaceful Port Charlotte Location! Welcome to this delightful 3-bedroom, 2-bathroom ranch-style home offering 1,468 sq ft of comfortable living space in a quiet, low-density neighborhood off Hwy 41 N in Port Charlotte. Nestled in a serene setting, this home is perfect for those seeking privacy and a peaceful lifestyle while still being close to local amenities. Step inside and imagine the possibilities – this home is full of potential and ready for your personal touch! With a little TLC, you can truly make it your own. Recent major updates include: New Roof (June 2024), New A/C Unit (February 2023), New Water Heater (October 2020), and Hurricane Impact Windows Throughout for added safety and energy efficiency The home offers a cozy, functional layout with generously sized rooms and ample natural light. Whether you're relaxing in the living room, cooking in the kitchen, or enjoying your backyard, you'll appreciate the home's comfortable flow and solid structure. Situated on a spacious lot in a well-established neighborhood, you'll enjoy peace and quiet without sacrificing convenience. This charming home is ideal for first-time buyers, seasonal residents, or anyone looking to downsize without giving up quality. Don't miss this opportunity to own a solid home with great bones and big potential! Schedule your private tour today and envision the future you can build here.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $862 · $72/mo
• Projected year-2 tax: $1,311 · $109/mo
• Expected delta: +$449/yr (+$37/mo · 52.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,577
• − Mortgage interest: −$8,850
• − Property taxes: −$862
• − Insurance: −$5,908
• − Repairs & maintenance: −$1,886
• − Management: −$1,886
• − Depreciation: −$4,596
• Taxable loss: −$412
• Est. tax savings @ 24.0%: +$99
• After-tax cash flow: $2,012/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Port Charlotte

• Score: 65/100
• State rank: #655
• US rank: #13081

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety D- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Charlotte, FL
• County: Charlotte County · 196,994 people
• City population: 102,180
• Metro: Punta Gorda, FL
• Population (ZIP): 35,231
• Household income: $61,382
• Rent vs Own: 20.8% rent · 79.2% own
• Severe rent burden: 733.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 14% Two or more races 8% Black 6% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Cuban 2%
• Common ancestry: Lithuanian 2% Romanian 2% Italian 2%
• Foreign-born: 12% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 10% French/Haitian/Cajun 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -17.18%
• Current HPI: 339.0932
• Rent YoY: ▼ -1.35%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-21.0% since first listed

10 events — show timeline

• 2026-05-22 Price Changed $158,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-22 Price Changed $158,000 FORTMLS
• 2026-02-28 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-28 Price Changed $169,000 FORTMLS
• 2026-01-16 Price Changed $173,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-16 Price Changed $173,000 FORTMLS
• 2025-12-05 Price Changed $189,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-05 Price Changed $189,000 FORTMLS
• 2025-10-01 Listed $200,000 FORTMLS
• 2025-10-01 Listed $200,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+4.9%/yr

Latest (2025): $862 · +4.7% YoY. Source: county tax records.