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49 Rolling Meadows Ct
C+ Composite 63.49
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Schools +3.7/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$75,900

49 Rolling Meadows Ct · Mountain Home, AR 72653
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 92 Days on market
Good condition $62/sqft · 40% above area Est $54k · 40% over ↓ 3% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New to the spring market is this exceptionally well kept 3 bedroom/2 bath mobile home in the peaceful, 55+ Rolling Meadows Mobile Home Park. This super clean home features an open concept kitchen with a dedicated dining area and a split bedroom plan ensuring privacy for overnight guests. A screened in front porch as well as a covered back deck provide plenty of space for enjoying the outdoors and getting fresh air and/or entertaining. The large primary suite features a massive walk-in closet, a step-in shower, soaker tub, double vanity, and plenty of built-ins for storage. Come see all that it has to offer!

Key facts

  • Open concept kitchen
  • Covered back deck
  • Split bedroom plan

Tags

OPEN CONCEPT KITCHENDEDICATED DINING AREASPLIT BEDROOM PLANSCREENED IN FRONT PORCHCOVERED BACK DECKMASSIVE WALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $76k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $471 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $76k).
  • Recommended offer: $69k (9.0% below list) — sets the bar for market timing.
  • Cap rate 13.7% vs local median 3.1% in Mountain Home — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#54 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities F, commute F.
  • Mountain Home School District (town): math 45% / reading 45% proficiency, ranked #40 of 238 in AR (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 386 active listings in the ZIP; 47 units permitted in Baxter County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $525 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Baxter County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
Recommended offer $69,069 (9.0% below list)

Questions for the listing agent

  1. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.66%
Cap rate
13.74%
Cash-on-cash
26.61%
DSCR
2.18
GRM
5.0

CMA / ARV

ARV (median comp)
$54,386
List price
$75,900
Delta
39.56%
Verdict
OVERPRICED
Comps
15 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
146 Wehmeyer Loop 0.05mi 3/2.0 1,216 (0%) 2mo $65,000 $53 96
43 Nora Ct 0.11mi 3/2.0 1,216 (0%) 4mo $46,000 $38 91
79 Rolling Meadows Ct 0.03mi 3/2.0 1,216 (0%) 11mo $74,699 $61 90
316 Wehmeyer Loop 0.15mi 3/2.0 1,216 (0%) 8mo $83,000 $68 86
136 Wehmeyer Loop 0.04mi 2/2.0 (-1) 1,216 (0%) 9mo $78,000 $64 86
102 Hal Dr 0.15mi 3/2.0 1,288 (+6%) 8mo $45,000 $35 77
65 Fleck Dr 0.22mi 3/2.0 1,120 (-8%) 2mo $85,000 $76 75
73 Nora Ct 0.11mi 2/2.0 (-1) 1,150 (-5%) 8mo $43,000 $37 74
101 Nora Ct 0.13mi 2/2.0 (-1) 1,120 (-8%) 4mo $51,000 $46 73
131 Nora Ct 0.15mi 3/2.0 1,352 (+11%) 6mo $85,000 $63 70
29 Benjamin Dr 0.19mi 2/2.0 (-1) 1,072 (-12%) 5mo $50,000 $47 62
32 Hal Dr 0.14mi 3/2.0 1,040 (-14%) 10mo $50,000 $48 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
20.5%
Equity multiple
1.83×
Total profit
$17,735
Equity at exit
$11,317
10-year hold
IRR
28.7%
Equity multiple
3.55×
Total profit
$54,170
Equity at exit
$6,562

Cash invested: $21,252 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72653

Home prices YoY
-15.8%
Active inventory
386
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,260 medium interval (Pro) →
Mortgage (P&I)
$398
Tax est. 1.5%
$95 /mo · $1,138/yr
Insurance
$32
HOA
$0
Vacancy / Maint / Mgmt
$265
Net cashflow
$471

Break-even live

Break-even rent $664
Max offer price $75,900
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,975
Closing costs
$2,277
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-19
    days on market $75,900 Active 92 DOM
  2. 2026-06-18
    days on market $75,900 Active 91 DOM
  3. 2026-06-17
    days on market $75,900 Active 90 DOM
  4. 2026-06-16
    days on market $75,900 Active 89 DOM
  5. 2026-06-15
    days on market $75,900 Active 88 DOM
  6. 2026-06-14
    days on market $75,900 Active 86 DOM
  7. 2026-06-12
    days on market $75,900 Active 85 DOM
  8. 2026-06-09
    days on market $75,900 Active 82 DOM
  9. 2026-06-08
    days on market $75,900 Active 81 DOM
  10. 2026-06-07
    days on market $75,900 Active 80 DOM
  11. 2026-06-05
    pricedays on market $75,900 Active 77 DOM
  12. 2026-06-02
    days on market $79,900 Active 75 DOM
  13. 2026-06-01
    days on market $79,900 Active 74 DOM
  14. 2026-05-31
    days on market $79,900 Active 73 DOM
  15. 2026-05-30
    days on market $79,900 Active 72 DOM
  16. 2026-04-29
    price $79,900 614-char remark
    Show marketing remark (614 chars)

    New to the spring market is this exceptionally well kept 3 bedroom/2 bath mobile home in the peaceful, 55+ Rolling Meadows Mobile Home Park. This super clean home features an open concept kitchen with a dedicated dining area and a split bedroom plan ensuring privacy for overnight guests. A screened in front porch as well as a covered back deck provide plenty of space for enjoying the outdoors and getting fresh air and/or entertaining. The large primary suite features a massive walk-in closet, a step-in shower, soaker tub, double vanity, and plenty of built-ins for storage. Come see all that it has to offer!

  17. 2026-03-19
    listed $82,000 Active 614-char remark
    Show marketing remark (614 chars)

    New to the spring market is this exceptionally well kept 3 bedroom/2 bath mobile home in the peaceful, 55+ Rolling Meadows Mobile Home Park. This super clean home features an open concept kitchen with a dedicated dining area and a split bedroom plan ensuring privacy for overnight guests. A screened in front porch as well as a covered back deck provide plenty of space for enjoying the outdoors and getting fresh air and/or entertaining. The large primary suite features a massive walk-in closet, a step-in shower, soaker tub, double vanity, and plenty of built-ins for storage. Come see all that it has to offer!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,126
− Mortgage interest
−$4,252
− Property taxes
−$1,138
− Insurance
−$380
− Repairs & maintenance
−$1,210
− Management
−$1,210
− Depreciation
−$2,208
Taxable income
$4,728
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,135
After-tax cash flow
$4,520/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained mobile home in Rolling Meadows Mobile Home Park offers a good starting point for a cosmetic renovation, with updates to the kitchen and bathrooms providing the highest return on investment.

Repairs flagged

  • Minor kitchen cabinets — slight wear
  • Minor bathroom cabinets — slight wear
  • Moderate exterior siding — moderate wear

Value-add opportunities

  • Resale update kitchen cabinets and countertops — modernizing the kitchen
  • Resale update bathroom fixtures and cabinets — modernizing the bathrooms
  • Both paint interior walls — enhances curb appeal and interior aesthetics
  • Both repair exterior siding — enhances curb appeal and structural integrity

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · slight wear Minor $500–3,000
bathroom cabinets · slight wear Minor $500–3,000
exterior siding · moderate wear Moderate $3,000–15,000
Total estimated repair cost · 3 items $4,000–21,000

Value-add ROI direction

  • Resale update kitchen cabinets and countertops — modernizing the kitchen
  • Resale update bathroom fixtures and cabinets — modernizing the bathrooms
  • Both paint interior walls — enhances curb appeal and interior aesthetics
  • Both repair exterior siding — enhances curb appeal and structural integrity

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Mountain Home School District
NCES district ID
0500043
Math proficiency
45% ▼ -8.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$36,966
Composite
37.4/100
National rank
#4424
State rank
#40 of 238 in AR

Livability — Mountain Home

Score
70/100
State rank
#54
US rank
#7718

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Baxter County · 29,564 people
City population
29,564
Metro
Mountain Home, AR
Population (ZIP)
29,564
Household income
$48,718
Rent vs Own
26.1% rent · 73.9% own
Severe rent burden
663.0

Population outlook (Baxter County) Hauer SSP2

Today (2025)
39,886 people
By 2030
39,226 · -1.7%
By 2040
37,810 · -5.2%
By 2050
36,287 · -9.0%
By 2075
32,965 · -17.4%
By 2100
28,002 · -29.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Slovak 2% Romanian 2% Portuguese 2%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Baxter

2024 margin
Solid R (+56.9) · D 20.7% · R 77.6% · Other 1.7%
2008→2024 swing
-25.3pp toward R · 2008: -31.6pp · 2024: -56.9pp
All cycles
2024: R+56.9 2020: R+53.3 2016: R+53.6 2012: R+44.0 2008: R+31.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -46.18%
Current HPI
246.3231
Rent YoY
Metro
Mountain Home, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-2.6% since first listed
2 events — show timeline
  • 2026-04-29 Price Changed $79,900 MHMLS
  • 2026-03-19 Listed $82,000 MHMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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