810 MacKinaw St · Jacksonville, FL 32254

$104,900

3 bd · 1.0 ba · 1,087 sqft · SingleFamily public records · 51 Days on market

Built 1941 6,534 sqft lot Est $171k · 39% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.4/30.0
• ARV discount +15.0/15.0
• DSCR +9.0/10.0
• 1% rule +7.6/10.0
• Appreciation +6.7/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

Key facts

• Glassed patio
• Separate dining room
• Large kitchen

Tags

• SPACIOUS LIVING ROOM
• FIREPLACE
• SEPARATE DINING ROOM
• LARGE KITCHEN
• GLASSED PATIO
• FENCED BACKYARD

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Detached garage (1 car)
• Utilities: Public sewer; Electricity connected; Sewer connected; Water connected
• Home design: Single-family residence; Residential use
• Construction: Shingle roof
• Exterior features: Glass-enclosed patio/porch; Back yard fencing

Interior

• Kitchen: Electric range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Fireplace (1)
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $105k.

Deal economics

• At list price, monthly cash flow is $273 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.4% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.7%/yr); 173 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($725 loan paydown + $4k appreciation (3.4% local appreciation)).
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (3.4% appreciation + 1.7% rent growth), your $29k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 22y ago; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $55k; list at $105k implies a 91% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1941 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $101,753 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1941 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 9.42%
• Cash-on-cash: 11.17%
• DSCR: 1.50
• GRM: 6.6

CMA / ARV

• ARV (on-the-fly): $170,659
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
954 Allison St	0.24mi	3/1.5	1,084 (-0%)	1mo	$130,000	$120	86
2667 Amy St	0.16mi	3/1.0	1,038 (-4%)	0mo	$117,000	$113	84
941 Huron St	0.19mi	3/1.0	1,208 (+11%)	2mo	$125,000	$103	71
3130 Mell Ct	0.50mi	3/2.0	1,056 (-3%)	1mo	$180,000	$170	67
3205 Dignan St	0.61mi	3/2.0	1,080 (-1%)	2mo	$140,000	$130	65
3557 Dillon St	0.55mi	3/1.5	1,035 (-5%)	1mo	$180,000	$174	64
751 Dixon St	0.25mi	2/1.0 (-1)	923 (-15%)	2mo	$114,000	$124	56
3127 Dignan St	0.61mi	3/2.0	1,197 (+10%)	2mo	$210,000	$175	49
3242 Deason Ave	0.63mi	3/2.0	1,197 (+10%)	2mo	$223,500	$187	48
3140 Thomas St	0.54mi	3/1.0	928 (-15%)	3mo	$60,000	$65	48
1060 Prospect St	0.61mi	3/1.0	924 (-15%)	2mo	$145,000	$157	45
2308 Commonwealth Ave	0.73mi	3/2.0	1,209 (+11%)	2mo	$209,000	$173	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.41% appreciation · 1.7% rent growth · sell at horizon

5-year hold

• IRR: 18.1%
• Equity multiple: 2.05×
• Total profit: $30,699
• Equity at exit: $49,625

10-year hold

• IRR: 18.5%
• Equity multiple: 3.72×
• Total profit: $79,922
• Equity at exit: $78,445

Cash invested: $29,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32254

• Home prices YoY: 1.2%
• Rents YoY: 1.7%
• Active inventory: 173
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,321 high
• Mortgage (P&I): −$550
• Tax from tax record: −$177 /mo · $2,121/yr
• Insurance: −$44
• HOA: −$0
• Vacancy / Maint / Mgmt: −$277
• Net cashflow: $273

Break-even live

Break-even rent $975

Max offer price $104,900

Occupancy floor 74%

Sensitivity live

Price	-10% $333	-5% $303	+0% $273	+5% $244	+10% $214
Rent	-10% $169	-5% $221	+0% $273	+5% $326	+10% $378
Rate	-1.0pp $326	-0.5pp $300	base $273	+0.5pp $246	+1.0pp $219

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,225
• Closing costs: $3,147
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
841 Ontario St Jacksonville, FL	2.0	1.0	1000	$1,285	$1.28	24d	1	0.10mi
912 Huron St Jacksonville, FL	2.0	1.0	900	$1,100	$1.22	15d	1	0.16mi
2587 Orchard St Jacksonville, FL	2.0	2.0	992	$1,295	$1.31	8d	1	0.29mi
3012 Imperial St Jacksonville, FL	3.0	1.0	1089	$1,395	$1.28	24d	1	0.34mi
2851 Sophia St Jacksonville, FL	2.0	1.0	846	$1,000	$1.18	24d	3	0.45mi
1037 Detroit St Jacksonville, FL	3.0	2.0	912	$1,250	$1.37	2d	1	0.45mi
2410 McQuade St Jacksonville, FL	3.0	2.0	1307	$1,425	$1.09	24d	1	0.49mi
2852 W 1st St Jacksonville, FL	2.0	1.0	800	$895	$1.12	8d	1	0.51mi
2862 W 1st St Unit 1 Jacksonville, FL	2.0	1.0	800	$895	$1.12	15d	1	0.51mi
2862 W 1st St Jacksonville, FL	2.0	1.0	800	$895	$1.12	5d	1	0.51mi
3352 Dillon St Jacksonville, FL	3.0	2.0	1229	$1,372	$1.12	24d	1	0.54mi
3515 Dignan St Jacksonville, FL	3.0	1.0	915	$1,036	$1.13	4d	1	0.56mi
3034 Detroit Cir E Jacksonville, FL	3.0	2.0	1300	$1,399	$1.08	24d	1	0.58mi
3318 Dignan St Jacksonville, FL	3.0	2.0	960	$1,200	$1.25	24d	1	0.58mi
3688 Dillon St Jacksonville, FL	3.0	2.0	1230	$1,421	$1.16	24d	1	0.60mi
3035 Fitzgerald St Jacksonville, FL	2.0	1.0	900	$1,021	$1.13	4d	1	0.60mi
3323 Nolan St Jacksonville, FL	3.0	1.0	927	$1,050	$1.13	2d	1	0.60mi
2913 W 2nd St Jacksonville, FL	2.0	1.0	720	$1,000	$1.39	2d	1	0.60mi
3118 Dignan St Jacksonville, FL	4.0	2.0	1103	$1,148	$1.04	2d	1	0.62mi
3319 Hunt St Jacksonville, FL	3.0	1.0	924	$1,295	$1.40	24d	1	0.65mi
1227 Dena St Jacksonville, FL	3.0	1.0	1033	$1,325	$1.28	24d	1	0.70mi
3303 Broadway Ave Jacksonville, FL	3.0	2.0	1072	$1,550	$1.45	5d	1	0.70mi
3055 2nd Street Cir Jacksonville, FL	3.0	1.5	1050	$1,340	$1.28	18d	1	0.71mi
3305 Sunnybrook Ave N Jacksonville, FL	2.0	1.0	1012	$1,021	$1.01	24d	1	0.71mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	8d	1	0.71mi
1021 Woodstock Ave Jacksonville, FL	3.0	2.0	1012	$1,495	$1.48	24d	1	0.71mi
3550 Edison Ave Jacksonville, FL	3.0	2.0	1230	$1,463	$1.19	5d	1	0.74mi
2325 Westbrook Cir N Jacksonville, FL	3.0	2.0	812	$1,200	$1.48	24d	1	0.74mi
3101 3rd Street Cir N Jacksonville, FL	2.0	1.0	870	$1,150	$1.32	8d	1	0.75mi
2902 W 5th St Jacksonville, FL	3.0	2.0	1379	$1,050	$0.76	8d	1	0.76mi
2965 Sunset St Jacksonville, FL	3.0	2.0	1056	$1,375	$1.30	5d	1	0.77mi
2965 Sunset St Jacksonville, FL	3.0	1.5	1056	$1,375	$1.30	8d	1	0.77mi
3356 Lenox Ave Jacksonville, FL	2.0	1.0	899	$999	$1.11	24d	1	0.78mi
3350 Sunnybrook Ave N Jacksonville, FL	2.0	1.0	900	$1,095	$1.22	24d	1	0.78mi
3368 Columbus Ave Jacksonville, FL	2.0	1.0	955	$1,300	$1.36	5d	1	0.79mi
1305 Melson Ave Jacksonville, FL	3.0	2.0	1224	$1,399	$1.14	21d	1	0.83mi
1213 Moat St Jacksonville, FL	2.0	2.5	1022	$1,283	$1.26	18d	1	0.85mi
2939 W 6th St Jacksonville, FL	3.0	2.0	1269	$1,225	$0.97	2d	1	0.87mi
3347 Phyllis St Jacksonville, FL	3.0	2.0	1145	$1,395	$1.22	24d	1	0.90mi
2185 Kingston St Jacksonville, FL	3.0	2.0	1230	$1,381	$1.12	24d	1	0.91mi

Listing history 18 events

1. 2026-05-12
   price $104,900
2. 2026-04-06
   listed $114,900 Active
3. 2025-06-30
   historical 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

4. 2025-05-28
   status Active 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

5. 2025-04-24
   historical Active Under Contract 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

6. 2025-04-22
   status Active 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

7. 2025-04-21
   historical 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

8. 2025-04-19
   historical Active Under Contract 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

9. 2025-04-03
   price $140,000 948-char remark

   Show marketing remark (948 chars)

   BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

10. 2025-02-28
    price $145,000 948-char remark

    Show marketing remark (948 chars)

    BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

11. 2025-01-17
    price $149,000 948-char remark

    Show marketing remark (948 chars)

    BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

12. 2024-10-24
    listed $160,000 Active 948-char remark

    Show marketing remark (948 chars)

    BACK ON MARKET AT NO FAULT OF SELLER! Discover the charm of this adorable 3-bedroom, 1-bathroom bungalow located on the northwest side of Jacksonville. With its cozy vibe and classic design, this home is perfect for those looking for a quaint retreat or an investment opportunity. Step inside to find a bright and inviting living space that flows seamlessly into the kitchen. The three bedrooms offer plenty of natural light and comfort, while the bathroom features vintage touches that add character. The property includes a detached garage, providing additional storage or workspace. Outside, you'll find a lovely yard, ideal for outdoor gatherings or gardening. This home is being sold AS-IS, allowing you to put your personal touch on it and make it truly your own. Located in a friendly neighborhood, you'll be just a short drive from local shops, parks, and schools. Buyer responsible for their own due diligence. Cash only

13. 2022-02-19
    price $1,250
14. 2021-08-18
    soldstatus $55,000
15. 2005-05-02
    soldstatus $67,000
16. 2005-04-21
    historical 147-char remark

    Show marketing remark (147 chars)

    Well maintained older home * Updates include New A/c 2001, New roof 2001, Front porch rescreened * Fence to Right of property installed in 2002.

17. 2005-04-15
    soldstatus $67,000 147-char remark

    Show marketing remark (147 chars)

    Well maintained older home * Updates include New A/c 2001, New roof 2001, Front porch rescreened * Fence to Right of property installed in 2002.

18. 2004-11-10
    listed $75,900 147-char remark

    Show marketing remark (147 chars)

    Well maintained older home * Updates include New A/c 2001, New roof 2001, Front porch rescreened * Fence to Right of property installed in 2002.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,121 · $177/mo
• Projected year-2 tax: $2,121 · $177/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 66% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,857
• − Mortgage interest: −$5,876
• − Property taxes: −$2,121
• − Insurance: −$524
• − Repairs & maintenance: −$1,269
• − Management: −$1,269
• − Depreciation: −$3,052
• Taxable income: $1,747
• Est. tax owed @ 24.0%: −$419
• After-tax cash flow: $2,861/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 13,927
• Household income: $34,953
• Rent vs Own: 50.2% rent · 49.8% own
• Severe rent burden: 882.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 60% White 28% Two or more races 7% Hispanic / Latino 5%
• Hispanic origin (detail): Puerto Rican 1%
• Common ancestry: Slovak 1% Hispanic 1% Lithuanian 1%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.41%
• Current HPI: 282.2981
• Rent YoY: ▲ 1.70%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+38.2% since first listed

18 events — show timeline

• 2026-05-12 Price Changed $104,900 realMLS
• 2026-04-06 Listed $114,900 realMLS
• 2025-06-30 Listing Removed — realMLS
• 2025-05-28 Relisted — realMLS
• 2025-04-24 Contingent — realMLS
• 2025-04-22 Relisted — realMLS
• 2025-04-21 Listing Removed — realMLS
• 2025-04-19 Contingent — realMLS
• 2025-04-03 Price Changed $140,000 realMLS
• 2025-02-28 Price Changed $145,000 realMLS
• 2025-01-17 Price Changed $149,000 realMLS
• 2024-10-24 Listed $160,000 realMLS
• 2022-02-19 Price Changed $1,250 RENT.
• 2021-08-18 Sold (Public Records) $55,000 Public Records
• 2005-05-02 Sold (Public Records) $67,000 Public Records
• 2005-04-21 Listing Removed — realMLS
• 2005-04-15 Sold (MLS) $67,000 realMLS
• 2004-11-10 Listed $75,900 realMLS

Property tax history

+10.8%/yr

Latest (2025): $2,121 · +14.0% YoY. Source: county tax records.