14 Easton Dr Unit A · Crestwood Village, NJ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $526 – $976
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 64.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- ARV discount +13.7/15.0
- 1% rule +5.9/10.0
- DSCR +5.4/10.0
- Condition / age +3.8/5.0
- Livability +3.2/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$169,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to Crestwood Village 5! This one-bedroom Orleans model is ready for its next owner to make it their own. Step into the heated sunroom-perfect for year-round enjoyment-before entering the spacious eat-in kitchen and comfortable living room. The large bedroom features two walk-in closets, a dressing area and a full bath. Additional highlights include an attached garage, full attic for plenty of storage, and a vibrant clubhouse offering many activities. Conveniently located near shopping and just a shore drive to the Jersey Shore beaches. Stop by and see your new home today!
Key facts
- Heated sunroom
- Attached garage
- Full bath
Tags
Property features AI
Finance
- HOA & community: HOA with monthly fee of $170
Exterior
- Parking: Attached 1-car garage
- Utilities: Public sewer
- Home design: Single-family (fee simple ownership); Model: Orleans
- Exterior features: Shingle roof
Interior
- Kitchen: Kitchen
- Bedrooms: 1 bedroom
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Baseboard heating; Electric cooling
- Interior features: Living room; Dining room; Sunroom; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $170k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $121 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $165k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 5.6% in Crestwood Village — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 63/100 on livability (#422 in NJ) — a middle-class / working-renter tenant base. Strengths: cost of living A, housing A, health & safety B+; Watch: schools F, amenities F, commute F.
- Manchester Township School District (suburban): math 25% / reading 44% proficiency, ranked #320 of 472 in NJ (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 648 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 4,434 units permitted in Ocean County in 2024 (868 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Ocean County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 7.15%
- Cash-on-cash
- 3.06%
- DSCR
- 1.14
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $196,810
- List price
- $169,900
- Delta
- -13.67%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1 Greenwood Ln Unit B | 0.36mi | 2/1.0 (+1) | 1,009 (0%) | 2mo | $252,000 | $250 | 77 |
| 1 Portsmouth St Unit 54B | 0.27mi | 2/1.0 (+1) | 1,009 (0%) | 8mo | $175,000 | $173 | 76 |
| 46 Milford Ave Unit A | 0.36mi | 2/1.5 (+1) | 1,009 (0%) | 7mo | $225,000 | $223 | 70 |
| 1 Stonybrook Ct Unit B | 0.13mi | 2/1.0 (+1) | 1,113 (+10%) | 4mo | $200,000 | $180 | 69 |
| 40 Stonybrook Rd #62 | 0.54mi | 2/1.0 (+1) | 1,008 (-0%) | 3mo | $150,000 | $149 | 67 |
| 6 Ardmore St Unit A | 0.12mi | 2/1.0 (+1) | 1,113 (+10%) | 7mo | $210,000 | $189 | 67 |
| 19B Medford Rd #61 | 0.31mi | 2/1.0 (+1) | 924 (-8%) | 1mo | $171,000 | $185 | 66 |
| 19B Medford Rd #61 | 0.31mi | 2/1.0 (+1) | 924 (-8%) | 7mo | $80,000 | $87 | 61 |
| 25 Sunset Rd | 0.36mi | 2/1.0 (+1) | 1,101 (+9%) | 3mo | $140,000 | $127 | 60 |
| 41 Stonybrook Rd Unit A | 0.45mi | 2/1.0 (+1) | 924 (-8%) | 5mo | $168,000 | $182 | 56 |
| 6 Pembroke Ln Unit C | 0.48mi | 2/1.0 (+1) | 880 (-13%) | 3mo | $169,000 | $192 | 49 |
| 8b Deerfield Dr | 0.49mi | 2/1.0 (+1) | 1,113 (+10%) | 8mo | $160,000 | $144 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.4%
- Equity multiple
- 0.59×
- Total profit
- $-19,682
- Equity at exit
- $25,333
- IRR
- -2.1%
- Equity multiple
- 0.86×
- Total profit
- $-6,664
- Equity at exit
- $14,690
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 08759
- Active inventory
- 648
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,855 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax est. 1.5%
- −$212 /mo · $2,548/yr
- Insurance
- −$71
- HOA
- −$170
- Vacancy / Maint / Mgmt
- −$390
- Net cashflow
- $121
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 57D Milford Ave Unit 53 Whiting, NJ | 2.0 | 1.0 | 880 | $1,800 | $2.05 | 25d | 1 | 0.35mi |
| 19B Maplewood Dr #52 Whiting, NJ | 2.0 | 1.5 | 1109 | $2,250 | $2.03 | 17d | 1 | 0.60mi |
| 9A Juniper Ln Unit 50 Whiting, NJ | 1.0 | 1.0 | 1009 | $1,950 | $1.93 | 44d | 1 | 1.05mi |
| 1 Morning Glory Ln Whiting, NJ | 2.0 | 2.5 | 1312 | $1,200 | $0.91 | 4d | 1 | 1.35mi |
| — Manchester Township, NJ | 2.0 | 2.0 | 1141 | $1,700 | $1.49 | 10d | 1 | 1.36mi |
| 7 Teal Ct Whiting, NJ | 2.0 | 2.0 | 1056 | $1,600 | $1.52 | 4d | 1 | 1.48mi |
| 49 Westport Dr #71 Whiting, NJ | 2.0 | 1.5 | 1192 | $1,995 | $1.67 | 44d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $170 · $2,040/yr
Listing history 14 events
-
2026-06-18days on market $169,900 Active 36 DOM
-
2026-06-17days on market $169,900 Active 35 DOM
-
2026-06-16days on market $169,900 Active 34 DOM
-
2026-06-15days on market $169,900 Active 33 DOM
-
2026-06-13days on market $169,900 Active 31 DOM
-
2026-06-09days on market $169,900 Active 27 DOM
-
2026-06-08days on market $169,900 Active 26 DOM
-
2026-06-07days on market $169,900 Active 25 DOM
-
2026-06-04days on market $169,900 Active 22 DOM
-
2026-06-03days on market $169,900 Active 21 DOM
-
2026-06-02days on market $169,900 Active 20 DOM
-
2026-06-01days on market $169,900 Active 19 DOM
-
2026-05-31days on market $169,900 Active 18 DOM
-
2026-05-13$169,900 Active 586-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥103°F today · 14 d/yr by 30 yrs out
- Wind 6/10 Major 64% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,258
- − Mortgage interest
- −$9,517
- − Property taxes
- −$2,548
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,781
- − Management
- −$1,781
- − HOA
- −$2,040
- − Depreciation
- −$4,943
- Taxable loss
- −$1,201
- Est. tax savings @ 24.0%
- +$288
- After-tax cash flow
- $1,742/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This single-family home is in good condition with cosmetic updates needed to modernize the kitchen and enhance curb appeal.
Repairs flagged
- Moderate kitchen cabinets — dated and in need of updating
- Moderate kitchen countertops — dated and in need of updating
- Moderate kitchen appliances — dated and in need of updating
- Minor bathroom fixtures — standard fixtures
Value-add opportunities
- Both paint interior walls — enhances curb appeal and interior aesthetics
- Both update kitchen cabinets and countertops — modernizes the kitchen and increases appeal
- Both update appliances — modernizes the kitchen and increases appeal
- Both landscaping — enhances curb appeal and adds value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| kitchen cabinets · dated and in need of updating | Moderate | $3,000–15,000 |
| kitchen countertops · dated and in need of updating | Moderate | $3,000–15,000 |
| kitchen appliances · dated and in need of updating | Moderate | $3,000–15,000 |
| bathroom fixtures · standard fixtures | Minor | $500–3,000 |
| Total estimated repair cost · 4 items | $9,500–48,000 |
Value-add ROI direction
- Both paint interior walls — enhances curb appeal and interior aesthetics ↑
- Both update kitchen cabinets and countertops — modernizes the kitchen and increases appeal ↑
- Both update appliances — modernizes the kitchen and increases appeal ↑
- Both landscaping — enhances curb appeal and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Manchester Township School District
- NCES district ID
- 3409450
- Math proficiency
- 25% ▼ -17.00%
- Reading proficiency
- 44% ▼ -5.00%
- Median HH income
- $38,905
- Composite
- 28.8/100
- National rank
- #6662
- State rank
- #320 of 472 in NJ
Livability — Crestwood Village
- Score
- 63/100
- State rank
- #422
- US rank
- #15006
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Crestwood Village, NJ
- City population
- 34,290
- Population (ZIP)
- 34,290
Population outlook (Ocean County) Hauer SSP2
- Today (2025)
- 586,991 people
- By 2030
- 581,403 · -1.0%
- By 2040
- 564,913 · -3.8%
- By 2050
- 538,149 · -8.3%
- By 2075
- 468,845 · -20.1%
- By 2100
- 350,297 · -40.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 5% Black 4% Two or more races 4% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Romanian 8% Scotch-Irish 2% Lithuanian 2%
- Foreign-born
- 11% · Canada, China
- Languages at home
- 88% English-only · Spanish 3% Russian/Polish/Slavic 2% Other Indo-European 2%
Political lean MEDSL · Ocean
- 2024 margin
- Solid R (+36.0) · D 31.4% · R 67.4% · Other 1.2%
- 2008→2024 swing
- -17.6pp toward R · 2008: -18.4pp · 2024: -36.0pp
- All cycles
- 2024: R+36.0 2020: R+28.7 2016: R+34.0 2012: R+17.7 2008: R+18.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -347.85%
- Current HPI
- 274.4679
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
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| Pharmaceuticals | 2 | $153B |
|
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| Technology | 2 | $21B |
|
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| Insurance | 2 | $20B |
|
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
1 event — show timeline
- 2026-05-13 Listed $169,900 MOMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…