🏷️ Likely Rental
19410 Kentfield St · Detroit, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.5/5.0
- Livability +3.7/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$36,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI
Key facts
- 0.26 acre lot
- 2 garage spots
- Built 1922
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $36k.
Deal economics
- At list price, monthly cash flow is $773 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $36k).
- Recommended offer: $35k (3.0% below list) — sets the bar for market timing.
- Cap rate 32.1% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
- Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+8.0%/yr); 305 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
- This rent runs 36% of the median local income ($44k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $249 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 57 days — a 3% lower offer ($35k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $12k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.59% ✓
- Cap rate
- 32.06%
- Cash-on-cash
- 92.03%
- DSCR
- 5.09
- GRM
- 2.3
CMA / ARV
- ARV (median comp)
- $75,978
- List price
- $36,000
- Delta
- -52.62%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 19749 Huntington Rd | 0.44mi | 3/1.5 (+1) | 1,093 (+3%) | 0mo | $169,999 | $156 | 68 |
| 19352 Margareta St | 0.63mi | 3/1.0 (+1) | 1,060 (-0%) | 3mo | $105,000 | $99 | 62 |
| 18424 Fielding St | 0.60mi | 3/1.0 (+1) | 1,100 (+3%) | 3mo | $40,000 | $36 | 59 |
| 19145 Fielding St | 0.25mi | 3/1.5 (+1) | 924 (-13%) | 1mo | $98,000 | $106 | 59 |
| 19711 Chapel St | 0.68mi | 3/1.0 (+1) | 1,014 (-5%) | 1mo | $120,000 | $118 | 54 |
| 20089 Trinity St | 0.61mi | 3/2.0 (+1) | 1,025 (-4%) | 4mo | $201,349 | $196 | 53 |
| 19734 Westbrook St | 0.54mi | 3/1.0 (+1) | 950 (-11%) | 2mo | $63,500 | $67 | 50 |
| 18431 Edinborough Rd | 0.68mi | 3/1.0 (+1) | 1,000 (-6%) | 4mo | $95,000 | $95 | 50 |
| 18555 Edinborough Rd | 0.59mi | 3/1.0 (+1) | 950 (-11%) | 2mo | $70,000 | $74 | 48 |
| 21338 Pembroke Ave | 0.62mi | 3/1.0 (+1) | 930 (-13%) | 1mo | $115,000 | $124 | 44 |
| 18924 Bentler St | 0.72mi | 3/1.0 (+1) | 920 (-14%) | 3mo | $74,900 | $81 | 36 |
| 18925 Bentler St | 0.74mi | 3/2.0 (+1) | 937 (-12%) | 1mo | $79,900 | $85 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 98.4%
- Equity multiple
- 5.99×
- Total profit
- $50,255
- Equity at exit
- $5,368
- IRR
- —
- Equity multiple
- 14.72×
- Total profit
- $138,348
- Equity at exit
- $3,113
Cash invested: $10,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48219
- Home prices YoY
- -10.3%
- Rents YoY
- 8.0%
- Active inventory
- 305
- Price-to-rent
- 2.3×
Monthly cashflow live
- Estimated rent
- $1,293 high interval (Pro) →
- Mortgage (P&I)
- −$189
- Tax est. 1.5%
- −$45 /mo · $540/yr
- Insurance
- −$15
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$272
- Net cashflow
- $773
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $9,000
- Closing costs
- $1,080
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 19457 Evergreen Rd Detroit, MI | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 43d | 1 | 0.15mi |
| 19781 Fielding St Detroit, MI | 3.0 | 1.0 | 1000 | $1,294 | $1.29 | 5d | 1 | 0.26mi |
| 18556 Kentfield St Detroit, MI | 3.0 | 1.0 | 952 | $1,250 | $1.31 | 2d | 1 | 0.44mi |
| 20079 Patton St Detroit, MI | 3.0 | 1.0 | 1150 | $1,550 | $1.35 | 5d | 1 | 0.48mi |
| 19372 Grandville Ave Detroit, MI | 2.0 | 1.5 | 733 | $1,050 | $1.43 | 15d | 1 | 0.51mi |
| 19810 Blackstone St Detroit, MI | 3.0 | 1.0 | 1216 | $1,395 | $1.15 | 43d | 1 | 0.51mi |
| 18461 Heyden St Detroit, MI | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 5d | 1 | 0.53mi |
| 19176 Grandville Ave Detroit, MI | 3.0 | 1.0 | 941 | $1,300 | $1.38 | 5d | 1 | 0.53mi |
| 18274 Fielding St Detroit, MI | 2.0 | 1.0 | 700 | $1,200 | $1.71 | 16d | 1 | 0.63mi |
| 18699 Shaftsbury Ave Detroit, MI | 2.0 | 1.0 | 800 | $1,000 | $1.25 | 43d | 1 | 0.65mi |
| 18450 Edinborough Rd Detroit, MI | 3.0 | 1.0 | 1000 | $1,500 | $1.50 | 43d | 1 | 0.66mi |
| 18659 Shaftsbury Ave Detroit, MI | 3.0 | 1.0 | 763 | $1,373 | $1.80 | 12d | 1 | 0.67mi |
| 21422 Pembroke Ave Detroit, MI | 3.0 | 1.5 | 1000 | $1,695 | $1.70 | 16d | 1 | 0.68mi |
| 18205 Stout St Detroit, MI | 3.0 | 1.0 | 901 | $1,078 | $1.20 | 24d | 1 | 0.69mi |
| 18437 Trinity St Detroit, MI | 3.0 | 1.0 | 875 | $1,364 | $1.56 | 15d | 1 | 0.69mi |
| 18191 Heyden St Detroit, MI | 2.0 | 1.0 | 917 | $1,100 | $1.20 | 24d | 1 | 0.70mi |
| 19329 Stahelin Ave Unit 1 Detroit, MI | 3.0 | 1.5 | 833 | $1,250 | $1.50 | 43d | 1 | 0.71mi |
| 20271 Grandville Ave Detroit, MI | 3.0 | 1.0 | 1010 | $1,550 | $1.53 | 23d | 1 | 0.73mi |
| 18134 Vaughan St Detroit, MI | 3.0 | 1.0 | 1060 | $1,150 | $1.08 | 16d | 1 | 0.76mi |
| 19445 Avon Ave Detroit, MI | 3.0 | 1.0 | 1023 | $1,550 | $1.52 | 43d | 1 | 0.77mi |
| 18452 Shaftsbury Ave Detroit, MI | 3.0 | 1.0 | 927 | $1,500 | $1.62 | 16d | 1 | 0.78mi |
| 17624 Patton St Detroit, MI | 3.0 | 1.0 | 1260 | $1,695 | $1.35 | 43d | 1 | 0.85mi |
| 20011 Avon Ave Detroit, MI | 3.0 | 1.0 | 1000 | $1,200 | $1.20 | 5d | 1 | 0.86mi |
| 21455 Pickford St Detroit, MI | 2.0 | 1.0 | 1000 | $1,275 | $1.27 | 43d | 1 | 0.88mi |
| 21434 Karl St Detroit, MI | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 43d | 1 | 0.89mi |
| 19928 Houghton St Detroit, MI | 3.0 | 1.0 | 880 | $1,495 | $1.70 | 10d | 1 | 1.00mi |
| 18025 Bentler St Detroit, MI | 3.0 | 1.0 | 728 | $1,250 | $1.72 | 24d | 1 | 1.01mi |
| 20068 Faust Ave Detroit, MI | 2.0 | 1.0 | 750 | $1,100 | $1.47 | 24d | 1 | 1.02mi |
| 21451 Glenco St Detroit, MI | 3.0 | 1.0 | 1026 | $1,400 | $1.36 | 16d | 1 | 1.03mi |
| 22238 Pembroke Ave Detroit, MI | 3.0 | 1.5 | 1100 | $1,500 | $1.36 | 43d | 1 | 1.05mi |
| 17654 Sunderland Rd Detroit, MI | 3.0 | 1.0 | 1100 | $1,500 | $1.36 | 43d | 1 | 1.08mi |
| 21440 Bennett St Detroit, MI | 3.0 | 1.0 | 1037 | $1,394 | $1.34 | 16d | 1 | 1.09mi |
| 20284 Melrose St Southfield, MI | 3.0 | 1.0 | 1200 | $1,550 | $1.29 | 43d | 1 | 1.11mi |
| 20555 Lahser Rd Detroit, MI | 1.0–2.0 | 1.0 | 737 | $975 | $1.32 | 43d | 2 | 1.11mi |
| 22045 Michigan 102 Detroit, MI | 1.0 | 1.0 | 750 | $775 | $1.03 | 43d | 1 | 1.15mi |
| 19970 Ashton Ave Detroit, MI | 3.0 | 1.0 | 1000 | $1,000 | $1.00 | 43d | 1 | 1.15mi |
| 18045 Lahser Rd Detroit, MI | 1.0 | 1.0 | 670 | $960 | $1.43 | 5d | 2 | 1.18mi |
| 17255 Westbrook St Detroit, MI | 3.0 | 2.0 | 1500 | $1,450 | $0.97 | 11d | 1 | 1.20mi |
| 20527 Rosemont Ave Detroit, MI | 2.0 | 2.0 | 975 | $1,528 | $1.57 | 43d | 1 | 1.20mi |
| 20200 Ashton Ave Detroit, MI | 3.0 | 1.0 | 1200 | $1,200 | $1.00 | 16d | 1 | 1.21mi |
Listing history 16 events
-
2026-06-18days on market $36,000 Active 57 DOM
-
2026-06-17days on market $36,000 Active 56 DOM
-
2026-06-15days on market $36,000 Active 54 DOM
-
2026-06-13days on market $36,000 Active 52 DOM
-
2026-06-13days on market $36,000 Active 51 DOM
-
2026-06-09pricedays on market $36,000 Active 48 DOM
-
2026-06-08days on market $47,500 Active 47 DOM
-
2026-06-07days on market $47,500 Active 46 DOM
-
2026-06-04days on market $47,500 Active 43 DOM
-
2026-06-03days on market $47,500 Active 42 DOM
-
2026-06-02days on market $47,500 Active 41 DOM
-
2026-06-01days on market $47,500 Active 40 DOM
-
2026-05-31days on market $47,500 Active 39 DOM
-
2026-04-23$47,500 Active 473-char remark
Show marketing remark (473 chars)
Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI
-
2026-04-23$47,500 Active 473-char remark
Show marketing remark (473 chars)
Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI
-
2026-04-21historical $47,500 473-char remark
Show marketing remark (473 chars)
Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,521
- − Mortgage interest
- −$2,017
- − Property taxes
- −$540
- − Insurance
- −$180
- − Repairs & maintenance
- −$1,242
- − Management
- −$1,242
- − Depreciation
- −$1,047
- Taxable income
- $9,254
- Est. tax owed @ 24.0%
- −$2,221
- After-tax cash flow
- $7,055/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Detroit Public Schools Community District
- NCES district ID
- 2601103
- Math proficiency
- 10% ▼ -2.00%
- Reading proficiency
- 24% ▲ 6.00%
- Median HH income
- $25,815
- Composite
- 13.06/100
- National rank
- #9564
- State rank
- #499 of 540 in MI
Livability — Detroit
- Score
- 73/100
- State rank
- #218
- US rank
- #5427
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Detroit, MI
- County
- Wayne County · 1,562,939 people
- City population
- 572,865
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 47,208
- Household income
- $43,655
- Rent vs Own
- Severe rent burden
- 3584.0
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 1,675,273 people
- By 2030
- 1,620,300 · -3.3%
- By 2040
- 1,502,341 · -10.3%
- By 2050
- 1,384,039 · -17.4%
- By 2075
- 1,124,592 · -32.9%
- By 2100
- 881,193 · -47.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Two or more races 4% Hispanic / Latino 1%
- Common ancestry
- Romanian 1% Lithuanian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Wayne
- 2024 margin
- Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
- 2008→2024 swing
- -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
- All cycles
- 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.06%
- Current HPI
- 563.3263
- Rent YoY
- ▲ 8.04%
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
|
||
| Automotive | 2 | $372B |
|
||
| Chemicals | 1 | $45B |
|
||
| Automotive Retail | 1 | $29B |
|
||
| Healthcare / Medical Devices | 1 | $23B |
|
||
| Automotive Technology | 1 | $20B |
|
||
Price history
+0.0% since first listed3 events — show timeline
- 2026-04-23 Listed $47,500 MiRealSource-MiMLS
- 2026-04-23 Listed $47,500 REALCOMP
- 2026-04-21 Coming Soon $47,500 MiRealSource-MiMLS
Property tax history
+9.3%/yrLatest (2025): $3,632 · -40.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…