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19410 Kentfield St 🏷️ Likely Rental
B- Composite 69.47
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +4.5/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$36,000

19410 Kentfield St · Detroit, MI 48219
2 bd · 1.0 ba · 1,065 sqft · SingleFamily public records · 57 Days on market
Built 1922 0.26 ac lot $34/sqft · 53% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI

Key facts

  • 0.26 acre lot
  • 2 garage spots
  • Built 1922

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $36,000 price doesn't fit this home's estimated sale value (~$75,978) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $36k.

Deal economics

  • At list price, monthly cash flow is $773 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $36k).
  • Recommended offer: $35k (3.0% below list) — sets the bar for market timing.
  • Cap rate 32.1% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.0%/yr); 305 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 36% of the median local income ($44k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $249 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($35k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $12k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $34,920 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.59%
Cap rate
32.06%
Cash-on-cash
92.03%
DSCR
5.09
GRM
2.3

CMA / ARV

ARV (median comp)
$75,978
List price
$36,000
Delta
-52.62%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
19749 Huntington Rd 0.44mi 3/1.5 (+1) 1,093 (+3%) 0mo $169,999 $156 68
19352 Margareta St 0.63mi 3/1.0 (+1) 1,060 (-0%) 3mo $105,000 $99 62
18424 Fielding St 0.60mi 3/1.0 (+1) 1,100 (+3%) 3mo $40,000 $36 59
19145 Fielding St 0.25mi 3/1.5 (+1) 924 (-13%) 1mo $98,000 $106 59
19711 Chapel St 0.68mi 3/1.0 (+1) 1,014 (-5%) 1mo $120,000 $118 54
20089 Trinity St 0.61mi 3/2.0 (+1) 1,025 (-4%) 4mo $201,349 $196 53
19734 Westbrook St 0.54mi 3/1.0 (+1) 950 (-11%) 2mo $63,500 $67 50
18431 Edinborough Rd 0.68mi 3/1.0 (+1) 1,000 (-6%) 4mo $95,000 $95 50
18555 Edinborough Rd 0.59mi 3/1.0 (+1) 950 (-11%) 2mo $70,000 $74 48
21338 Pembroke Ave 0.62mi 3/1.0 (+1) 930 (-13%) 1mo $115,000 $124 44
18924 Bentler St 0.72mi 3/1.0 (+1) 920 (-14%) 3mo $74,900 $81 36
18925 Bentler St 0.74mi 3/2.0 (+1) 937 (-12%) 1mo $79,900 $85 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
98.4%
Equity multiple
5.99×
Total profit
$50,255
Equity at exit
$5,368
10-year hold
IRR
Equity multiple
14.72×
Total profit
$138,348
Equity at exit
$3,113

Cash invested: $10,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48219

Home prices YoY
-10.3%
Rents YoY
8.0%
Active inventory
305
Price-to-rent
2.3×

Monthly cashflow live

Estimated rent
$1,293 high interval (Pro) →
Mortgage (P&I)
$189
Tax est. 1.5%
$45 /mo · $540/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$272
Net cashflow
$773

Break-even live

Break-even rent $315
Max offer price $36,000
Occupancy floor 35%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,000
Closing costs
$1,080
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19457 Evergreen Rd Detroit, MI 2.0 1.0 1100 $1,200 $1.09 43d 1 0.15mi
19781 Fielding St Detroit, MI 3.0 1.0 1000 $1,294 $1.29 5d 1 0.26mi
18556 Kentfield St Detroit, MI 3.0 1.0 952 $1,250 $1.31 2d 1 0.44mi
20079 Patton St Detroit, MI 3.0 1.0 1150 $1,550 $1.35 5d 1 0.48mi
19372 Grandville Ave Detroit, MI 2.0 1.5 733 $1,050 $1.43 15d 1 0.51mi
19810 Blackstone St Detroit, MI 3.0 1.0 1216 $1,395 $1.15 43d 1 0.51mi
18461 Heyden St Detroit, MI 2.0 1.0 1000 $1,050 $1.05 5d 1 0.53mi
19176 Grandville Ave Detroit, MI 3.0 1.0 941 $1,300 $1.38 5d 1 0.53mi
18274 Fielding St Detroit, MI 2.0 1.0 700 $1,200 $1.71 16d 1 0.63mi
18699 Shaftsbury Ave Detroit, MI 2.0 1.0 800 $1,000 $1.25 43d 1 0.65mi
18450 Edinborough Rd Detroit, MI 3.0 1.0 1000 $1,500 $1.50 43d 1 0.66mi
18659 Shaftsbury Ave Detroit, MI 3.0 1.0 763 $1,373 $1.80 12d 1 0.67mi
21422 Pembroke Ave Detroit, MI 3.0 1.5 1000 $1,695 $1.70 16d 1 0.68mi
18205 Stout St Detroit, MI 3.0 1.0 901 $1,078 $1.20 24d 1 0.69mi
18437 Trinity St Detroit, MI 3.0 1.0 875 $1,364 $1.56 15d 1 0.69mi
18191 Heyden St Detroit, MI 2.0 1.0 917 $1,100 $1.20 24d 1 0.70mi
19329 Stahelin Ave Unit 1 Detroit, MI 3.0 1.5 833 $1,250 $1.50 43d 1 0.71mi
20271 Grandville Ave Detroit, MI 3.0 1.0 1010 $1,550 $1.53 23d 1 0.73mi
18134 Vaughan St Detroit, MI 3.0 1.0 1060 $1,150 $1.08 16d 1 0.76mi
19445 Avon Ave Detroit, MI 3.0 1.0 1023 $1,550 $1.52 43d 1 0.77mi
18452 Shaftsbury Ave Detroit, MI 3.0 1.0 927 $1,500 $1.62 16d 1 0.78mi
17624 Patton St Detroit, MI 3.0 1.0 1260 $1,695 $1.35 43d 1 0.85mi
20011 Avon Ave Detroit, MI 3.0 1.0 1000 $1,200 $1.20 5d 1 0.86mi
21455 Pickford St Detroit, MI 2.0 1.0 1000 $1,275 $1.27 43d 1 0.88mi
21434 Karl St Detroit, MI 2.0 1.0 1000 $1,350 $1.35 43d 1 0.89mi
19928 Houghton St Detroit, MI 3.0 1.0 880 $1,495 $1.70 10d 1 1.00mi
18025 Bentler St Detroit, MI 3.0 1.0 728 $1,250 $1.72 24d 1 1.01mi
20068 Faust Ave Detroit, MI 2.0 1.0 750 $1,100 $1.47 24d 1 1.02mi
21451 Glenco St Detroit, MI 3.0 1.0 1026 $1,400 $1.36 16d 1 1.03mi
22238 Pembroke Ave Detroit, MI 3.0 1.5 1100 $1,500 $1.36 43d 1 1.05mi
17654 Sunderland Rd Detroit, MI 3.0 1.0 1100 $1,500 $1.36 43d 1 1.08mi
21440 Bennett St Detroit, MI 3.0 1.0 1037 $1,394 $1.34 16d 1 1.09mi
20284 Melrose St Southfield, MI 3.0 1.0 1200 $1,550 $1.29 43d 1 1.11mi
20555 Lahser Rd Detroit, MI 1.0–2.0 1.0 737 $975 $1.32 43d 2 1.11mi
22045 Michigan 102 Detroit, MI 1.0 1.0 750 $775 $1.03 43d 1 1.15mi
19970 Ashton Ave Detroit, MI 3.0 1.0 1000 $1,000 $1.00 43d 1 1.15mi
18045 Lahser Rd Detroit, MI 1.0 1.0 670 $960 $1.43 5d 2 1.18mi
17255 Westbrook St Detroit, MI 3.0 2.0 1500 $1,450 $0.97 11d 1 1.20mi
20527 Rosemont Ave Detroit, MI 2.0 2.0 975 $1,528 $1.57 43d 1 1.20mi
20200 Ashton Ave Detroit, MI 3.0 1.0 1200 $1,200 $1.00 16d 1 1.21mi

Listing history 16 events

  1. 2026-06-18
    days on market $36,000 Active 57 DOM
  2. 2026-06-17
    days on market $36,000 Active 56 DOM
  3. 2026-06-15
    days on market $36,000 Active 54 DOM
  4. 2026-06-13
    days on market $36,000 Active 52 DOM
  5. 2026-06-13
    days on market $36,000 Active 51 DOM
  6. 2026-06-09
    pricedays on market $36,000 Active 48 DOM
  7. 2026-06-08
    days on market $47,500 Active 47 DOM
  8. 2026-06-07
    days on market $47,500 Active 46 DOM
  9. 2026-06-04
    days on market $47,500 Active 43 DOM
  10. 2026-06-03
    days on market $47,500 Active 42 DOM
  11. 2026-06-02
    days on market $47,500 Active 41 DOM
  12. 2026-06-01
    days on market $47,500 Active 40 DOM
  13. 2026-05-31
    days on market $47,500 Active 39 DOM
  14. 2026-04-23
    listed $47,500 Active 473-char remark
    Show marketing remark (473 chars)

    Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI

  15. 2026-04-23
    listed $47,500 Active 473-char remark
    Show marketing remark (473 chars)

    Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI

  16. 2026-04-21
    historical $47,500 473-char remark
    Show marketing remark (473 chars)

    Calling all savvy investors and home buyers looking for a great deal, this home is priced to sell. Well-kept home situated on a corner double lot. This single-family residence, offers a unique blend of classic charm and potential for contemporary living, ready for its next chapter. Home is currently rented with long term tenant that is willing to continue leasing. Please do not disturb occupants make all appointments through showingTime or contact listing agent. BATVAI

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,521
− Mortgage interest
−$2,017
− Property taxes
−$540
− Insurance
−$180
− Repairs & maintenance
−$1,242
− Management
−$1,242
− Depreciation
−$1,047
Taxable income
$9,254
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,221
After-tax cash flow
$7,055/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
47,208
Household income
$43,655
Rent vs Own
45.1% rent · 54.9% own
Severe rent burden
3584.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (88%)
Race & ethnicity
Black 88% White 5% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Romanian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.06%
Current HPI
563.3263
Rent YoY
▲ 8.04%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-04-23 Listed $47,500 MiRealSource-MiMLS
  • 2026-04-23 Listed $47,500 REALCOMP
  • 2026-04-21 Coming Soon $47,500 MiRealSource-MiMLS

Property tax history

+9.3%/yr

Latest (2025): $3,632 · -40.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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