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Marsena Rd W
C Composite 58.58
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.4/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.2/10.0
  • 1% rule +5.9/10.0
  • Appreciation +5.0/10.0
  • Schools +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.4/5.0

$69,900

Marsena Rd W · Gilbert, AR 72650
1 bd · None ba · 400 sqft · SingleFamily · 135 Days on market
Built 2000 10 ac lot ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located in the heart of the Ozarks near Snowball, Arkansas, this private 10-acre tract offers rare seclusion, natural beauty, and strong usability It is ideal for hunters, preppers, or anyone looking to unplug and enjoy a quieter pace of life surrounded by timber and mountains. The mostly wooded land features gentle rolling terrain, mature hardwoods, and scenic mountain views. A small cabin with a loft and covered porch overlooks the property and a large recently reconstructed pond. The cabin has classic Ozarks character with wood siding, a metal roof, and solid construction. Inside it is framed and partially wired, giving the next owner a head start while still allowing freedom to finish it to their vision. A wood-burning stove adds warmth and practicality, making it a comfortable hunting cabin or private retreat. Mature white oak, red oak, post oak, hickory, and maple provide excellent wildlife habitat and long-term value. Deer and other game are abundant in the area. An adjoining tract with another cabin is also available for expansion or a family setup.

Key facts

  • Mature hardwoods
  • Covered porch
  • Mostly wooded land

Tags

PRIVATE 10 ACRE TRACTMOSTLY WOODED LANDGENTLE ROLLING TERRAINMATURE HARDWOODSSMALL CABIN WITH LOFTCOVERED PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 1-bed/?-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $117 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($759 rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 48/100 on livability (#510 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing B; Watch: schools F, amenities F, commute F.
  • Searcy County School District (rural): math 39% / reading 40% proficiency, ranked #82 of 238 in AR (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 79 active listings in the ZIP.

Forward outlook

  • In year one you build about $3k of equity ($483 loan paydown + $2k appreciation (3.0% local appreciation)).
  • Searcy County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
8.29%
Cash-on-cash
7.15%
DSCR
1.32
GRM
7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.2%
Equity multiple
1.81×
Total profit
$15,859
Equity at exit
$31,430
10-year hold
IRR
16.0%
Equity multiple
3.35×
Total profit
$46,075
Equity at exit
$48,437

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72650

Active inventory
79
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$759 medium interval (Pro) →
Mortgage (P&I)
$367
Tax est. 1.5%
$87 /mo · $1,048/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$159
Net cashflow
$117

Break-even live

Break-even rent $611
Max offer price $69,900
Occupancy floor 80%

Sensitivity live

Price -10% $165 -5% $141 +0% $117 +5% $92 +10% $68
Rent -10% $57 -5% $87 +0% $117 +5% $147 +10% $177
Rate -1.0pp $152 -0.5pp $134 base $117 +0.5pp $99 +1.0pp $80

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-19
    days on marketlisting id $69,900 Active 135 DOM
  2. 2026-06-18
    days on market $69,900 Active 134 DOM
  3. 2026-06-17
    days on market $69,900 Active 133 DOM
  4. 2026-06-16
    days on market $69,900 Active 132 DOM
  5. 2026-06-15
    days on market $69,900 Active 131 DOM
  6. 2026-06-14
    days on market $69,900 Active 129 DOM
  7. 2026-06-12
    days on marketlisting id $69,900 Active 128 DOM
  8. 2026-06-09
    days on market $69,900 Active 125 DOM
  9. 2026-06-08
    days on market $69,900 Active 124 DOM
  10. 2026-06-07
    days on market $69,900 Active 123 DOM
  11. 2026-06-07
    statusdays on marketlisting id $69,900 Active 122 DOM
  12. 2026-06-04
    days on market $69,900 Price Change 119 DOM
  13. 2026-06-02
    days on market $69,900 Price Change 118 DOM
  14. 2026-06-01
    days on market $69,900 Price Change 117 DOM
  15. 2026-05-31
    days on market $69,900 Price Change 116 DOM
  16. 2026-05-31
    days on market $69,900 Price Change 115 DOM
  17. 2026-02-03
    listed $79,900 New Listing 1073-char remark
    Show marketing remark (1093 chars)

    Tucked deep in the Ozarks, this private 10-acre tract in Searcy County near Snowball, Arkansas, offers the perfect escape for hunters, preppers, or anyone seeking seclusion and natural beauty. The mostly wooded land features gentle, rolling terrain with mature hardwoods, white and red oak, post oak, hickory, and maple, creating excellent habitat for deer, turkey, and other wildlife in an area known for strong whitetail genetics. A small cabin with a loft and covered porch sits overlooking the timbered landscape. Built with wood siding and a metal roof, it has an authentic Ozarks feel and is framed and partially wired inside, ready to be finished to your liking. A wood-burning stove adds cozy comfort for fall and winter stays. A scenic spring flows through large boulders just below the cabin, paired with mountain views that enhance the peaceful, remote setting. Despite the privacy, the property has good access and is just a short drive from the Buffalo National River, National Forest lands, and Marshall, AR. An adjoining tract with another cabin is also available for expansion.

  18. 2026-02-03
    listed $79,900 New Listing 1093-char remark
    Show marketing remark (1093 chars)

    Tucked deep in the Ozarks, this private 10-acre tract in Searcy County near Snowball, Arkansas, offers the perfect escape for hunters, preppers, or anyone seeking seclusion and natural beauty. The mostly wooded land features gentle, rolling terrain with mature hardwoods, white and red oak, post oak, hickory, and maple, creating excellent habitat for deer, turkey, and other wildlife in an area known for strong whitetail genetics. A small cabin with a loft and covered porch sits overlooking the timbered landscape. Built with wood siding and a metal roof, it has an authentic Ozarks feel and is framed and partially wired inside, ready to be finished to your liking. A wood-burning stove adds cozy comfort for fall and winter stays. A scenic spring flows through large boulders just below the cabin, paired with mountain views that enhance the peaceful, remote setting. Despite the privacy, the property has good access and is just a short drive from the Buffalo National River, National Forest lands, and Marshall, AR. An adjoining tract with another cabin is also available for expansion.

  19. 2010-05-04
    soldstatus $86,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,109
− Mortgage interest
−$3,915
− Property taxes
−$1,048
− Insurance
−$350
− Repairs & maintenance
−$729
− Management
−$729
− Depreciation
−$2,033
Taxable income
$305
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$73
After-tax cash flow
$1,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Searcy County School District
NCES district ID
0509480
Math proficiency
39% ▼ -16.00%
Reading proficiency
40% ▼ -10.00%
Median HH income
$31,222
Composite
32.28/100
National rank
#5751
State rank
#82 of 238 in AR

Livability — Gilbert

Score
48/100
State rank
#510
US rank
#26158

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing B Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
2
Population (ZIP)
4,462

Population outlook (Searcy County) Hauer SSP2

Today (2025)
7,091 people
By 2030
6,656 · -6.1%
By 2040
5,868 · -17.2%
By 2050
5,250 · -26.0%
By 2075
4,407 · -37.9%
By 2100
3,834 · -45.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 9% Hispanic / Latino 3% Native American 2%
Common ancestry
Iranian 4% Romanian 2% Italian 1%
Foreign-born
1% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Searcy

2024 margin
Solid R (+72.2) · D 13.2% · R 85.4% · Other 1.4%
2008→2024 swing
-26.3pp toward R · 2008: -45.9pp · 2024: -72.2pp
All cycles
2024: R+72.2 2020: R+69.1 2016: R+63.7 2012: R+51.0 2008: R+45.9

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
3 events — show timeline
  • 2026-02-03 Listed $79,900 CARMLS
  • 2026-02-03 Listed $79,900 CARMLS
  • 2010-05-04 Sold (Public Records) $86,000 Public Records

Property tax history

-0.0%/yr

Latest (2025): $103 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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