207 Springdale Ct · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 59.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +13.6/15.0
- DSCR +5.0/10.0
- 1% rule +3.4/10.0
- Rent growth +2.9/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$159,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Precious 2-bedroom home in North Macon located in the desirable Springdale school district! Perfect for a starter home or investment property, this 100% updated and completely remodeled home offers style, comfort, and convenience in a fantastic location. Move-in ready and priced to sell, this is an incredible opportunity you won't want to miss. Be sure and ask for a complete list of all updates. Come see all this charming home has to offer!
Key facts
- 2 parking spots
- Built 1982
- Listed 24 days
Property features AI
Finance
- HOA & community: No HOA
Exterior
- Parking: Parking pad with space for 2 vehicles; Open parking
- Utilities: Public water; Public sewer; Electricity available; Natural gas available; Sewer connected
- Home design: Residential townhouse; Two-story; Other structure type
- Construction: Built in 1982; Vinyl siding construction; Composition roof; No basement
- Exterior features: Deck; Cul-de-sac lot
Interior
- Kitchen: Dishwasher; Microwave
- Bedrooms: 2 bedrooms
- Flooring: Laminate flooring
- Bathrooms: 1 full bathroom; 1 half bathroom
- Heating & cooling: Central heating (natural gas); Central electric air conditioning
- Interior features: Updated/remodeled condition; Two levels; Mud room; One fireplace
- Laundry & utility: Mud room for laundry/utility use
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath single-family listed at $159k.
Deal economics
- At list price, monthly cash flow is $80 ($957/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (16.2% below list).
- Recommended offer: $133k (16.2% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 5.5% in Macon-Bibb County — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Springdale Elementary School (math 32% / reading 37%, grade F, #531 of 1,228 statewide, top 45%, 562 students, 100% FRL); Howard Middle School (math 16% / reading 30%, grade F, #321 of 470 statewide, top 69%, 992 students, 100% FRL); Howard High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 1,076 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+1.7%/yr); 238 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 24 days — a 2% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; list at $159k implies a 218% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.89%
- Cash-on-cash
- 2.15%
- DSCR
- 1.10
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $184,032
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 102 Braxton Dr | 0.11mi | 2/2.0 | 1,269 (+12%) | 12mo | $165,000 | $130 | 63 |
| 109 Waterford Ct | 0.37mi | 2/2.0 | 1,205 (+6%) | 12mo | $195,000 | $162 | 61 |
| 159 Braxton Dr | 0.14mi | 2/2.0 | 1,269 (+12%) | 20mo | $137,500 | $108 | 55 |
| 4775 Cheryle Ann Dr | 0.58mi | 3/2.0 (+1) | 1,223 (+8%) | 10mo | $197,900 | $162 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.71% rent growth · sell at horizon
- IRR
- -14.2%
- Equity multiple
- 0.50×
- Total profit
- $-22,451
- Equity at exit
- $23,707
- IRR
- -7.5%
- Equity multiple
- 0.55×
- Total profit
- $-20,071
- Equity at exit
- $13,747
Cash invested: $44,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31210
- Rents YoY
- 1.7%
- Active inventory
- 238
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,333 high interval (Pro) →
- Mortgage (P&I)
- −$834
- Tax from tax record
- −$73 /mo · $880/yr
- Insurance
- −$66
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$280
- Net cashflow
- $80
Break-even live
Sensitivity live
| Price | -10% $170 | -5% $125 | +0% $80 | +5% $35 | +10% $-10 |
|---|---|---|---|---|---|
| Rent | -10% $-26 | -5% $27 | +0% $80 | +5% $132 | +10% $185 |
| Rate | -1.0pp $160 | -0.5pp $120 | base $80 | +0.5pp $39 | +1.0pp $-3 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,750
- Closing costs
- $4,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 170 Springdale Ct Macon, GA | 2.0 | 1.5 | 1136 | $1,380 | $1.21 | 15d | 1 | 0.01mi |
| 137 N Springs Ct Macon, GA | 2.0 | 1.5 | 1344 | $1,200 | $0.89 | 45d | 1 | 0.46mi |
| 137 N Springs Ct Macon, GA | 2.0 | 1.5 | 1344 | $1,100 | $0.82 | 22d | 1 | 0.46mi |
| 810 Wesleyan Dr Macon, GA | 3.0 | 2.0 | 1337 | $1,900 | $1.42 | 45d | 1 | 0.72mi |
| 5171 Bowman Rd Macon, GA | 1.0 | 1.0 | 780 | $1,375 | $1.76 | 45d | 1 | 0.79mi |
| 5171 Bowman Rd Macon, GA | 2.0 | 2.0 | 1008 | $1,845 | $1.83 | 22d | 1 | 0.79mi |
| 4358 Riverside Dr Macon, GA | 1.0–3.0 | 1.0–2.0 | 1050 | $1,537 | $1.46 | 15d | 29 | 1.20mi |
| 5235 Bowman Rd Macon, GA | 1.0–3.0 | 1.0–2.0 | 1225 | $1,642 | $1.34 | 15d | 17 | 1.22mi |
| 3901 Northside Dr Macon, GA | 2.0 | 2.0 | 1100 | $985 | $0.90 | 15d | 1 | 1.37mi |
| 3901 Northside Dr Macon, GA | 2.0 | 2.0 | 1100 | $985 | $0.90 | 45d | 1 | 1.37mi |
| 3901 Northside Dr Macon, GA | 3.0 | 2.0 | 1250 | $1,100 | $0.88 | 22d | 1 | 1.37mi |
| 214 Sheraton Dr Macon, GA | 1.0–2.0 | 1.0–2.0 | 1064 | $1,635 | $1.54 | 15d | 7 | 1.40mi |
| 3871 Northside Dr Macon, GA | 1.0–2.0 | 1.0–1.5 | 1087 | $995 | $0.91 | 15d | 3 | 1.46mi |
| 825 S Forest Lake Dr Unit 2 Macon, GA | 2.0 | 2.0 | 1070 | $1,200 | $1.12 | 45d | 1 | 1.49mi |
Listing history 26 events
-
2026-06-21statusdays on market $159,000 Active 24 DOM
-
2026-06-19days on market $159,000 Back On Market 22 DOM
-
2026-06-18days on market $159,000 Back On Market 21 DOM
-
2026-06-17status $159,000 Back On Market 20 DOM
-
2026-06-15status $159,000 Under Contract 20 DOM
-
2026-06-15days on market $159,000 Active 20 DOM
-
2026-06-14days on market $159,000 Active 18 DOM
-
2026-06-13days on market $159,000 Active 17 DOM
-
2026-06-10days on market $159,000 Active 15 DOM
-
2026-06-09statusdays on market $159,000 Active 14 DOM
-
2026-06-08days on market $159,000 New 13 DOM
-
2026-06-07days on market $159,000 New 12 DOM
-
2026-06-03days on market $159,000 New 8 DOM
-
2026-06-02days on market $159,000 New 7 DOM
-
2026-06-01days on market $159,000 New 6 DOM
-
2026-05-31days on market $159,000 New 5 DOM
-
2026-05-30days on market $159,000 New 4 DOM
-
2026-05-26$159,000 Active 444-char remark
Show marketing remark (444 chars)
Precious 2-bedroom home in North Macon located in the desirable Springdale school district! Perfect for a starter home or investment property, this 100% updated and completely remodeled home offers style, comfort, and convenience in a fantastic location. Move-in ready and priced to sell, this is an incredible opportunity you won't want to miss. Be sure and ask for a complete list of all updates. Come see all this charming home has to offer!
-
2026-05-26$159,000 Active 444-char remark
Show marketing remark (444 chars)
Precious 2-bedroom home in North Macon located in the desirable Springdale school district! Perfect for a starter home or investment property, this 100% updated and completely remodeled home offers style, comfort, and convenience in a fantastic location. Move-in ready and priced to sell, this is an incredible opportunity you won't want to miss. Be sure and ask for a complete list of all updates. Come see all this charming home has to offer!
-
2026-05-22$159,000 New
-
2020-07-07soldstatus $50,000
-
2020-07-02soldstatus $50,000
-
2020-06-16$49,900
-
2020-06-15$49,900
-
2003-09-02soldstatus $65,500
-
1998-12-11soldstatus $55,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $880 · $73/mo
- Projected year-2 tax
- $1,463 · $122/mo
- Expected delta
- +$583/yr (+$49/mo · 66.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 59% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,997
- − Mortgage interest
- −$8,906
- − Property taxes
- −$880
- − Insurance
- −$795
- − Repairs & maintenance
- −$1,280
- − Management
- −$1,280
- − Depreciation
- −$4,625
- Taxable loss
- −$1,769
- Est. tax savings @ 24.0%
- +$425
- After-tax cash flow
- $1,382/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 33,288
- Household income
- $78,447
- Rent vs Own
- Severe rent burden
- 1845.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 52% Black 32% Two or more races 7% Hispanic / Latino 6% Asian 4%
- Hispanic origin (detail)
- Mexican 2% Cuban 1%
- Common ancestry
- Slovak 3% Serbian 1% Italian 1%
- Foreign-born
- 5% · Canada, China, South Korea
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -144.60%
- Current HPI
- 172.1313
- Rent YoY
- ▲ 1.71%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+189.1% since first listed9 events — show timeline
- 2026-05-26 Listed $159,000 CGMLS
- 2026-05-26 Listed $159,000 MGMLS
- 2026-05-22 Listed $159,000 GAMLS
- 2020-07-07 Sold (Public Records) $50,000 Public Records
- 2020-07-02 Sold (MLS) $50,000 MGMLS
- 2020-06-16 Listed $49,900 MGMLS
- 2020-06-15 Listed $49,900 CGMLS
- 2003-09-02 Sold (Public Records) $65,500 Public Records
- 1998-12-11 Sold (Public Records) $55,000 Public Records
Property tax history
+6.8%/yrLatest (2025): $880 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…