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207 Springdale Ct
D+ Composite 47.14
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.0/30.0
  • ARV discount +13.6/15.0
  • DSCR +5.0/10.0
  • 1% rule +3.4/10.0
  • Rent growth +2.9/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0
  • Appreciation +0.0/10.0

$159,000

207 Springdale Ct · Macon-Bibb County, GA 31210
2 bd · 1.5 ba · 1,136 sqft · SingleFamily public records · 24 Days on market
Built 1982 5,662 sqft lot Est $184k · 14% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Precious 2-bedroom home in North Macon located in the desirable Springdale school district! Perfect for a starter home or investment property, this 100% updated and completely remodeled home offers style, comfort, and convenience in a fantastic location. Move-in ready and priced to sell, this is an incredible opportunity you won't want to miss. Be sure and ask for a complete list of all updates. Come see all this charming home has to offer!

Key facts

  • 2 parking spots
  • Built 1982
  • Listed 24 days

Property features AI

Finance

  • HOA & community: No HOA

Exterior

  • Parking: Parking pad with space for 2 vehicles; Open parking
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available; Sewer connected
  • Home design: Residential townhouse; Two-story; Other structure type
  • Construction: Built in 1982; Vinyl siding construction; Composition roof; No basement
  • Exterior features: Deck; Cul-de-sac lot

Interior

  • Kitchen: Dishwasher; Microwave
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central heating (natural gas); Central electric air conditioning
  • Interior features: Updated/remodeled condition; Two levels; Mud room; One fireplace
  • Laundry & utility: Mud room for laundry/utility use

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath single-family listed at $159k.

Deal economics

  • At list price, monthly cash flow is $80 ($957/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (16.2% below list).
  • Recommended offer: $133k (16.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 5.5% in Macon-Bibb County — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Springdale Elementary School (math 32% / reading 37%, grade F, #531 of 1,228 statewide, top 45%, 562 students, 100% FRL); Howard Middle School (math 16% / reading 30%, grade F, #321 of 470 statewide, top 69%, 992 students, 100% FRL); Howard High School (math 2% / reading 5%, grade F, #413 of 424 statewide, top 99%, 1,076 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.7%/yr); 238 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; list at $159k implies a 218% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,312 (16.2% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.89%
Cash-on-cash
2.15%
DSCR
1.10
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$184,032
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
102 Braxton Dr 0.11mi 2/2.0 1,269 (+12%) 12mo $165,000 $130 63
109 Waterford Ct 0.37mi 2/2.0 1,205 (+6%) 12mo $195,000 $162 61
159 Braxton Dr 0.14mi 2/2.0 1,269 (+12%) 20mo $137,500 $108 55
4775 Cheryle Ann Dr 0.58mi 3/2.0 (+1) 1,223 (+8%) 10mo $197,900 $162 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.50×
Total profit
$-22,451
Equity at exit
$23,707
10-year hold
IRR
-7.5%
Equity multiple
0.55×
Total profit
$-20,071
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31210

Rents YoY
1.7%
Active inventory
238
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,333 high interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$73 /mo · $880/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$280
Net cashflow
$80

Break-even live

Break-even rent $1,232
Max offer price $159,000
Occupancy floor 89%

Sensitivity live

Price -10% $170 -5% $125 +0% $80 +5% $35 +10% $-10
Rent -10% $-26 -5% $27 +0% $80 +5% $132 +10% $185
Rate -1.0pp $160 -0.5pp $120 base $80 +0.5pp $39 +1.0pp $-3

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
170 Springdale Ct Macon, GA 2.0 1.5 1136 $1,380 $1.21 15d 1 0.01mi
137 N Springs Ct Macon, GA 2.0 1.5 1344 $1,200 $0.89 45d 1 0.46mi
137 N Springs Ct Macon, GA 2.0 1.5 1344 $1,100 $0.82 22d 1 0.46mi
810 Wesleyan Dr Macon, GA 3.0 2.0 1337 $1,900 $1.42 45d 1 0.72mi
5171 Bowman Rd Macon, GA 1.0 1.0 780 $1,375 $1.76 45d 1 0.79mi
5171 Bowman Rd Macon, GA 2.0 2.0 1008 $1,845 $1.83 22d 1 0.79mi
4358 Riverside Dr Macon, GA 1.0–3.0 1.0–2.0 1050 $1,537 $1.46 15d 29 1.20mi
5235 Bowman Rd Macon, GA 1.0–3.0 1.0–2.0 1225 $1,642 $1.34 15d 17 1.22mi
3901 Northside Dr Macon, GA 2.0 2.0 1100 $985 $0.90 15d 1 1.37mi
3901 Northside Dr Macon, GA 2.0 2.0 1100 $985 $0.90 45d 1 1.37mi
3901 Northside Dr Macon, GA 3.0 2.0 1250 $1,100 $0.88 22d 1 1.37mi
214 Sheraton Dr Macon, GA 1.0–2.0 1.0–2.0 1064 $1,635 $1.54 15d 7 1.40mi
3871 Northside Dr Macon, GA 1.0–2.0 1.0–1.5 1087 $995 $0.91 15d 3 1.46mi
825 S Forest Lake Dr Unit 2 Macon, GA 2.0 2.0 1070 $1,200 $1.12 45d 1 1.49mi

Listing history 26 events

  1. 2026-06-21
    statusdays on market $159,000 Active 24 DOM
  2. 2026-06-19
    days on market $159,000 Back On Market 22 DOM
  3. 2026-06-18
    days on market $159,000 Back On Market 21 DOM
  4. 2026-06-17
    status $159,000 Back On Market 20 DOM
  5. 2026-06-15
    status $159,000 Under Contract 20 DOM
  6. 2026-06-15
    days on market $159,000 Active 20 DOM
  7. 2026-06-14
    days on market $159,000 Active 18 DOM
  8. 2026-06-13
    days on market $159,000 Active 17 DOM
  9. 2026-06-10
    days on market $159,000 Active 15 DOM
  10. 2026-06-09
    statusdays on market $159,000 Active 14 DOM
  11. 2026-06-08
    days on market $159,000 New 13 DOM
  12. 2026-06-07
    days on market $159,000 New 12 DOM
  13. 2026-06-03
    days on market $159,000 New 8 DOM
  14. 2026-06-02
    days on market $159,000 New 7 DOM
  15. 2026-06-01
    days on market $159,000 New 6 DOM
  16. 2026-05-31
    days on market $159,000 New 5 DOM
  17. 2026-05-30
    days on market $159,000 New 4 DOM
  18. 2026-05-26
    listed $159,000 Active 444-char remark
    Show marketing remark (444 chars)

    Precious 2-bedroom home in North Macon located in the desirable Springdale school district! Perfect for a starter home or investment property, this 100% updated and completely remodeled home offers style, comfort, and convenience in a fantastic location. Move-in ready and priced to sell, this is an incredible opportunity you won't want to miss. Be sure and ask for a complete list of all updates. Come see all this charming home has to offer!

  19. 2026-05-26
    listed $159,000 Active 444-char remark
    Show marketing remark (444 chars)

    Precious 2-bedroom home in North Macon located in the desirable Springdale school district! Perfect for a starter home or investment property, this 100% updated and completely remodeled home offers style, comfort, and convenience in a fantastic location. Move-in ready and priced to sell, this is an incredible opportunity you won't want to miss. Be sure and ask for a complete list of all updates. Come see all this charming home has to offer!

  20. 2026-05-22
    listed $159,000 New
  21. 2020-07-07
    soldstatus $50,000
  22. 2020-07-02
    soldstatus $50,000
  23. 2020-06-16
    listed $49,900
  24. 2020-06-15
    listed $49,900
  25. 2003-09-02
    soldstatus $65,500
  26. 1998-12-11
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$880 · $73/mo
Projected year-2 tax
$1,463 · $122/mo
Expected delta
+$583/yr (+$49/mo · 66.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 59% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,997
− Mortgage interest
−$8,906
− Property taxes
−$880
− Insurance
−$795
− Repairs & maintenance
−$1,280
− Management
−$1,280
− Depreciation
−$4,625
Taxable loss
−$1,769
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$425
After-tax cash flow
$1,382/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bibb County
NCES district ID
1300420
Math proficiency
11% ▼ -14.00%
Reading proficiency
18% ▼ -11.00%
Median HH income
$37,426
Composite
12.13/100
National rank
#9654
State rank
#161 of 174 in GA

Livability — Macon-Bibb County

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Macon-Bibb County, GA
County
Bibb County · 164,332 people
City population
143,186
Metro
Macon-Bibb County, GA
Population (ZIP)
33,288
Household income
$78,447
Rent vs Own
45.3% rent · 54.7% own
Severe rent burden
1845.0

Population outlook (Bibb County) Hauer SSP2

Today (2025)
148,772 people
By 2030
145,904 · -1.9%
By 2040
139,404 · -6.3%
By 2050
131,603 · -11.5%
By 2075
111,050 · -25.4%
By 2100
83,346 · -44.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 52% Black 32% Two or more races 7% Hispanic / Latino 6% Asian 4%
Hispanic origin (detail)
Mexican 2% Cuban 1%
Common ancestry
Slovak 3% Serbian 1% Italian 1%
Foreign-born
5% · Canada, China, South Korea
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Bibb

2024 margin
Strong D (+22.4) · D 61.0% · R 38.5%
2008→2024 swing
+4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
All cycles
2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.60%
Current HPI
172.1313
Rent YoY
▲ 1.71%
Metro
Macon-Bibb County, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+189.1% since first listed
9 events — show timeline
  • 2026-05-26 Listed $159,000 CGMLS
  • 2026-05-26 Listed $159,000 MGMLS
  • 2026-05-22 Listed $159,000 GAMLS
  • 2020-07-07 Sold (Public Records) $50,000 Public Records
  • 2020-07-02 Sold (MLS) $50,000 MGMLS
  • 2020-06-16 Listed $49,900 MGMLS
  • 2020-06-15 Listed $49,900 CGMLS
  • 2003-09-02 Sold (Public Records) $65,500 Public Records
  • 1998-12-11 Sold (Public Records) $55,000 Public Records

Property tax history

+6.8%/yr

Latest (2025): $880 · -1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…