672 Tarawa Dr · Mobile, AL 36609

$167,500

3 bd · 1.0 ba · 1,107 sqft · SingleFamily public records · 84 Days on market

Built 1960 Est $152k · 10% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.6/30.0
• DSCR +4.8/10.0
• Livability +3.8/5.0
• Rent growth +3.3/5.0
• 1% rule +3.1/10.0
• ARV discount +2.8/15.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

Key facts

• Quartz counters
• Open concept
• Updated kitchen

Tags

• BRICK RANCH
• ORIGINAL HARDWOOD FLOORS
• OPEN CONCEPT
• UPDATED LIGHT FIXTURES
• UPDATED KITCHEN
• QUARTZ COUNTERS

Property features AI

Finance

• Other: Property listed by Bellator Real Estate LLC Mobil
• HOA & community: No transfer fees; No community amenities

Exterior

• Parking: Attached single carport (1 covered space)
• Utilities: Public water; Public sewer; Electric service by Alabama Power
• Home design: Single-family residence; One story; Resale condition; Slab foundation; Facing/entry level at main
• Construction: Brick construction; Composition roof; Built with slab foundation
• Exterior features: Partial fencing; Front porch; Storage structure; Termite contract; No waterfront

Interior

• Kitchen: Dishwasher; Microwave; Gas range
• Bedrooms: Bedroom with indoor cat occupancy noted (seller's cats will be removed for inspection/appraisal as needed)
• Flooring: Tile; Wood
• Bathrooms: One full bathroom with tub/shower combo and single vanity
• Heating & cooling: Central heating; Central electric cooling; Ceiling fan(s)
• Interior features: Ceiling fan(s); No fireplace; Lived-in/dining combo
• Laundry & utility: Laundry located outside

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $168k.

Deal economics

• At list price, monthly cash flow is $70 ($844/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (18.5% below list).
• Recommended offer: $136k (18.5% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 4.9% in Mobile — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#20 in AL, #4,262 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Olive J Dodge Elementary School (math 6% / reading 35%, grade F, #453 of 627 statewide, top 72%, 875 students, 67% FRL); Denton Magnet School of Technology (math 26% / reading 69%, grade C-, #32 of 257 statewide, top 12%, 314 students, 94% FRL); Wp Davidson High School (math 36% / reading 41%, grade F, #37 of 305 statewide, top 12%, 1,535 students, 61% FRL).
• Market conditions: Rents rising (+3.1%/yr); 145 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
• This rent runs 33% of the median local income ($50k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 84 days — a 6% lower offer ($157k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $138k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,444 (18.5% below list)

Questions for the listing agent

1. It's been on market 84 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.80%
• Cash-on-cash: 1.80%
• DSCR: 1.08
• GRM: 10.2

CMA / ARV

• ARV (on-the-fly): $151,659
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4275 Raines Dr	0.08mi	3/1.0	1,107 (0%)	2mo	$172,000	$155	95
661 Raines Dr	0.27mi	3/1.5	1,134 (+2%)	1mo	$122,000	$108	80
552 Tamworth Ct	0.40mi	3/1.0	1,135 (+2%)	3mo	$159,500	$141	74
4213 Malibar Dr	0.35mi	3/1.0	1,032 (-7%)	2mo	$85,000	$82	71
1618 Catalina Dr	0.26mi	3/1.5	1,196 (+8%)	3mo	$120,000	$100	70
1919 Wildwood Pl	0.57mi	3/2.0	1,104 (-0%)	1mo	$199,000	$180	68
5625 Vista Bonita Dr N	0.52mi	3/2.0	1,118 (+1%)	2mo	$165,000	$148	68
1005 Oakland Dr	0.36mi	2/1.0 (-1)	1,188 (+7%)	1mo	$145,000	$122	66
618 Wesley Ln E	0.67mi	3/1.0	1,045 (-6%)	6mo	$135,000	$129	55
4061 Sallie Ct	0.63mi	3/1.0	1,014 (-8%)	2mo	$138,500	$137	55
705 Littledale Rd	0.68mi	3/2.0	1,189 (+7%)	1mo	$160,000	$135	51
1833 Spring Brook Ct	0.64mi	3/2.0	1,250 (+13%)	5mo	$189,900	$152	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.07% rent growth · sell at horizon

5-year hold

• IRR: -13.4%
• Equity multiple: 0.52×
• Total profit: $-22,638
• Equity at exit: $24,975

10-year hold

• IRR: -4.5%
• Equity multiple: 0.70×
• Total profit: $-13,841
• Equity at exit: $14,482

Cash invested: $46,900 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36609

• Rents YoY: 3.1%
• Active inventory: 145
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $1,364 high
• Mortgage (P&I): −$878
• Tax from tax record: −$59 /mo · $713/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$287
• Net cashflow: $70

Break-even live

Break-even rent $1,275

Max offer price $167,500

Occupancy floor 90%

Sensitivity live

Price	-10% $165	-5% $118	+0% $70	+5% $23	+10% $-24
Rent	-10% $-37	-5% $16	+0% $70	+5% $124	+10% $178
Rate	-1.0pp $155	-0.5pp $113	base $70	+0.5pp $27	+1.0pp $-17

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,875
• Closing costs: $5,025
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4242 Marmora Dr Mobile, AL	3.0	1.5	1053	$1,500	$1.42	45d	1	0.25mi
4161 Rebecca Rd Mobile, AL	3.0	1.0	1214	$1,500	$1.24	15d	1	0.35mi
4213 Malibar Dr Mobile, AL	3.0	1.0	1100	$1,458	$1.33	23d	1	0.35mi
654 Ynestra Dr Mobile, AL	3.0	1.5	1134	$1,300	$1.15	15d	1	0.38mi
552 Tamworth Ct Mobile, AL	3.0	1.0	1100	$1,450	$1.32	45d	1	0.41mi
550 Tamworth Ct Mobile, AL	3.0	1.0	1000	$1,295	$1.29	45d	1	0.42mi
4077 Lancewood Dr S Mobile, AL	4.0	1.0	1283	$1,600	$1.25	45d	1	0.47mi
5155 Ridgedale Rd Mobile, AL	3.0	1.5	1263	$1,400	$1.11	15d	1	0.53mi
4118 Seabreeze Rd N Mobile, AL	3.0	1.0	1088	$1,100	$1.01	45d	1	0.73mi
833 S University Blvd Mobile, AL	1.0–2.0	1.0–2.0	855	$1,190	$1.39	15d	12	0.73mi
4057 Gaylark Rd N Mobile, AL	3.0	1.0	1080	$1,275	$1.18	23d	1	0.76mi
701 S University Blvd Mobile, AL	2.0	1.0	692	$1,093	$1.58	23d	10	0.87mi
1651 Knollwood Dr Mobile, AL	1.0–2.0	1.0–2.0	835	$1,247	$1.49	15d	16	0.88mi
5900 Grelot Rd Mobile, AL	2.0	2.0–2.5	1259	$1,600	$1.27	15d	2	1.05mi
6075 Grelot Rd Mobile, AL	2.0	1.0	1050	$1,215	$1.16	15d	1	1.25mi
651 Azalea Rd Mobile, AL	2.0–3.0	1.0–1.5	890	$1,232	$1.38	45d	1	1.27mi
3993 Cottage Hill Rd Mobile, AL	2.0	1.5	1150	$895	$0.78	45d	1	1.28mi
506 Seville Dr Mobile, AL	3.0	1.5	1200	$1,350	$1.12	15d	1	1.35mi
561 Village Green Dr E Mobile, AL	2.0	1.0	880	$1,000	$1.14	15d	4	1.46mi
1601 Hillcrest Rd Mobile, AL	2.0	2.0	1250	$1,603	$1.28	15d	1	1.49mi

Listing history 27 events

1. 2026-06-21
   days on market $167,500 Active 84 DOM
2. 2026-06-18
   days on market $167,500 Active 81 DOM
3. 2026-06-17
   days on market $167,500 Active 80 DOM
4. 2026-06-16
   days on market $167,500 Active 79 DOM
5. 2026-06-15
   days on market $167,500 Active 78 DOM
6. 2026-06-14
   days on market $167,500 Active 76 DOM
7. 2026-06-13
   days on market $167,500 Active 75 DOM
8. 2026-06-10
   days on market $167,500 Active 73 DOM
9. 2026-06-09
   days on market $167,500 Active 72 DOM
10. 2026-06-08
    days on market $167,500 Active 71 DOM
11. 2026-06-07
    days on market $167,500 Active 70 DOM
12. 2026-06-05
    days on market $167,500 Active 67 DOM
13. 2026-06-03
    days on market $167,500 Active 66 DOM
14. 2026-06-02
    days on market $167,500 Active 65 DOM
15. 2026-06-01
    pricedays on market $167,500 Active 64 DOM
16. 2026-05-31
    days on market $170,000 Active 63 DOM
17. 2026-05-30
    days on market $170,000 Active 62 DOM
18. 2026-05-21
    status Active 1452-char remark

    Show marketing remark (1452 chars)

    BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

19. 2026-05-21
    status Active

    Show marketing remark (1452 chars)

    BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

20. 2026-04-27
    status Pending

    Show marketing remark (1452 chars)

    BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

21. 2026-04-27
    status Pending 1452-char remark

    Show marketing remark (1452 chars)

    BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

22. 2026-03-05
    listed $170,000 Active 1452-char remark

    Show marketing remark (1452 chars)

    BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

23. 2026-03-05
    listed $170,000 Active

    Show marketing remark (1452 chars)

    BOM PENDING RELEASE OF ACCEPTED OFFER. It will be love at first sight when you enter this adorable brick ranch located in the heart of Cottage Hill. This home has been tastefully updated and is move-in ready! You will love the original hardwood floors and the great layout this home offers. Living room and dining room are open concept, allowing for a great flow while entertaining. The light fixtures have been updated throughout the home and offer an elegant, elevated touch. The kitchen was updated in 2024 with new quartz counters, a gorgeous under mount sink and new appliances. The three bedrooms are spacious and inviting. The bathroom has been updated with a new toilet and new fixtures. With closets around every turn, there is ample storage space. Two steps from the kitchen door is the storage room which provides laundry space and even more storage for all your outdoor and lawn equipment. Enjoy weekends in the huge yard that is perfect for crawfish boils and barbecues. You will also love the convenience of the attached carport. The sellers just had a brand new concrete driveway installed and extended to allow an additional parking space alongside the carport. A few things to note: Seller is related to listing agent. All measurements (square footage and lot size) were taken from public tax records, buyer to verify accuracy. Buyer to verify any/all information that is pertinent to their decision to purchase this home.

24. 2024-04-16
    soldstatus $138,000
25. 2024-04-15
    soldstatus $138,000 Closed 470-char remark

    Show marketing remark (470 chars)

    Welcome to this charming and spacious 3 bedroom, 1 bath home that is perfect for both investors and first-time homebuyers. Located in a sought-after neighborhood, this property offers a fantastic opportunity for those looking to make their mark in the real estate market.This property is being sold as is. Owner is a licensed real estate agent. Members of selling entity are licensed agents in Alabama. Buyer and buyer's agent to verify all information contained herein.

26. 2024-03-08
    status Pending 470-char remark

    Show marketing remark (470 chars)

    Welcome to this charming and spacious 3 bedroom, 1 bath home that is perfect for both investors and first-time homebuyers. Located in a sought-after neighborhood, this property offers a fantastic opportunity for those looking to make their mark in the real estate market.This property is being sold as is. Owner is a licensed real estate agent. Members of selling entity are licensed agents in Alabama. Buyer and buyer's agent to verify all information contained herein.

27. 2024-02-15
    listed $136,000 Active 470-char remark

    Show marketing remark (470 chars)

    Welcome to this charming and spacious 3 bedroom, 1 bath home that is perfect for both investors and first-time homebuyers. Located in a sought-after neighborhood, this property offers a fantastic opportunity for those looking to make their mark in the real estate market.This property is being sold as is. Owner is a licensed real estate agent. Members of selling entity are licensed agents in Alabama. Buyer and buyer's agent to verify all information contained herein.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $713 · $59/mo
• Projected year-2 tax: $713 · $59/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,373
• − Mortgage interest: −$9,383
• − Property taxes: −$713
• − Insurance: −$838
• − Repairs & maintenance: −$1,310
• − Management: −$1,310
• − Depreciation: −$4,873
• Taxable loss: −$2,052
• Est. tax savings @ 24.0%: +$492
• After-tax cash flow: $1,336/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Mobile

• Score: 75/100
• State rank: #20
• US rank: #4262

Category grades

Amenities B- Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mobile, AL
• County: Mobile County · 246,577 people
• City population: 205,729
• Metro: Mobile, AL
• Population (ZIP): 23,820
• Household income: $49,830
• Rent vs Own: 54.0% rent · 46.0% own
• Severe rent burden: 1379.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: Black 44% White 42% Two or more races 6% Hispanic / Latino 5% Asian 5%
• Common ancestry: Lithuanian 3% Slovak 2% Italian 2%
• Foreign-born: 6% · Canada, Vietnam, China
• Languages at home: 93% English-only · Spanish 2% Vietnamese 2% Other Indo-European 1%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -124.06%
• Current HPI: 200.0811
• Rent YoY: ▲ 3.07%
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+25.0% since first listed

10 events — show timeline

• 2026-05-21 Relisted — GCMLS AL
• 2026-05-21 Relisted — BCAR
• 2026-04-27 Pending — BCAR
• 2026-04-27 Pending — GCMLS AL
• 2026-03-05 Listed $170,000 GCMLS AL
• 2026-03-05 Listed $170,000 BCAR
• 2024-04-16 Sold (Public Records) $138,000 Public Records
• 2024-04-15 Sold (MLS) $138,000 GCMLS AL
• 2024-03-08 Pending — GCMLS AL
• 2024-02-15 Listed $136,000 GCMLS AL

Property tax history

-2.0%/yr

Latest (2025): $713 · -19.0% YoY. Source: county tax records.