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1725 E Woodrow Branch Rd
B Composite 71.83
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • DSCR +9.7/10.0
  • Appreciation +8.5/10.0
  • 1% rule +7.5/10.0
  • ARV discount +7.5/15.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$74,500

1725 E Woodrow Branch Rd · Marlinton, WV 24954
2 bd · 1.0 ba · 1,008 sqft · SingleFamily public records · 265 Days on market
Built 1994

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Nestled in a serene country setting this 2 bedroom, 1 bath single wide with addition is located on 0.58+/- level acres, well, septic and outbuilding. Offers beautiful mountain views and with a little TLC this would make a great vacation or starter home.

Key facts

  • Level acres
  • Outbuilding
  • Mountain views

Tags

MOUNTAIN VIEWSLEVEL ACRESOUTBUILDING

Property features AI

Finance

  • HOA & community: Community offers fishing

Exterior

  • Utilities: Well water
  • Home design: Residential property; Metal roof
  • Construction: Aluminum siding; Pillar/Post/Pier foundation
  • Exterior features: Front porch; Property has a view

Interior

  • Kitchen: Refrigerator; Oven
  • Bedrooms: 4 total rooms (includes bedrooms and living spaces)
  • Flooring: Carpet
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Radiant heating; No central cooling
  • Interior features: Refrigerator; Oven

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $74k.

Deal economics

  • At list price, monthly cash flow is $223 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($934 rent vs $74k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#208 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+; Watch: amenities F, commute F, employment F.
  • Pocahontas County Schools (rural): math 31% / reading 39% proficiency, ranked #19 of 55 in WV (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Marlinton Elementary School (math 37% / reading 42%, grade F, #108 of 377 statewide, top 33%, 203 students, 0% FRL); Marlinton Middle School (math 27% / reading 42%, grade F, #34 of 109 statewide, top 31%, 133 students, 0% FRL); Pocahontas County High School (math 22% / reading 42%, grade F, #55 of 110 statewide, top 59%, 278 students, 0% FRL) — zoned schools average 0% FRL vs 53% district-wide (53 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 51 active listings in the ZIP; 2 units permitted in Pocahontas County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($515 loan paydown + $5k appreciation (7.1% local appreciation)).
  • Pocahontas County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (7.1% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 265 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $62k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
9.88%
Cash-on-cash
12.81%
DSCR
1.57
GRM
6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.09% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.2%
Equity multiple
2.95×
Total profit
$40,631
Equity at exit
$52,072
10-year hold
IRR
25.7%
Equity multiple
6.15×
Total profit
$107,476
Equity at exit
$99,318

Cash invested: $20,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State West Virginia
83 Strongly Landlord-Friendly · R+22
County
— inherits STATE
City
— inherits STATE
Landlord-favorable; preempted; minimal protections.

ZIP-level market 24954

Home prices YoY
2.8%
Active inventory
51
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$934 medium interval (Pro) →
Mortgage (P&I)
$391
Tax est. 1.5%
$93 /mo · $1,118/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$196
Net cashflow
$223

Break-even live

Break-even rent $652
Max offer price $74,500
Occupancy floor 71%

Sensitivity live

Price -10% $274 -5% $248 +0% $223 +5% $197 +10% $171
Rent -10% $149 -5% $186 +0% $223 +5% $260 +10% $296
Rate -1.0pp $260 -0.5pp $242 base $223 +0.5pp $203 +1.0pp $184

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,625
Closing costs
$2,235
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-18
    status $74,500 Pending 265 DOM
  2. 2026-06-18
    days on market $74,500 Active 265 DOM
  3. 2026-06-17
    days on market $74,500 Active 264 DOM
  4. 2026-06-16
    days on market $74,500 Active 263 DOM
  5. 2026-06-15
    days on market $74,500 Active 262 DOM
  6. 2026-06-15
    days on market $74,500 Active 261 DOM
  7. 2026-06-13
    days on market $74,500 Active 260 DOM
  8. 2026-06-12
    days on market $74,500 Active 259 DOM
  9. 2026-06-09
    days on market $74,500 Active 256 DOM
  10. 2026-06-08
    days on market $74,500 Active 255 DOM
  11. 2026-06-08
    days on market $74,500 Active 254 DOM
  12. 2026-06-07
    days on market $74,500 Active 253 DOM
  13. 2026-06-04
    days on market $74,500 Active 251 DOM
  14. 2026-06-03
    days on market $74,500 Active 250 DOM
  15. 2026-06-02
    days on market $74,500 Active 249 DOM
  16. 2026-06-01
    days on market $74,500 Active 248 DOM
  17. 2026-05-31
    days on market $74,500 Active 247 DOM
  18. 2025-12-18
    soldstatus $62,000
  19. 2025-09-26
    listed $74,500 Active
  20. 1993-04-29
    soldstatus $14,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 1/10 Low 7 d/yr ≥89°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,203
− Mortgage interest
−$4,173
− Property taxes
−$1,118
− Insurance
−$372
− Repairs & maintenance
−$896
− Management
−$896
− Depreciation
−$2,167
Taxable income
$1,580
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$379
After-tax cash flow
$2,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocahontas County Schools
NCES district ID
5401140
Math proficiency
31% ▼ -4.00%
Reading proficiency
39% ▼ -1.00%
Median HH income
$35,035
Composite
28.89/100
National rank
#6640
State rank
#19 of 55 in WV

Livability — Marlinton

Score
61/100
State rank
#208
US rank
#18353

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing C Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,973

Population outlook (Pocahontas County) Hauer SSP2

Today (2025)
8,115 people
By 2030
7,797 · -3.9%
By 2040
7,149 · -11.9%
By 2050
6,639 · -18.2%
By 2075
6,002 · -26.0%
By 2100
5,379 · -33.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (96%)
Race & ethnicity
White 96% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Italian 10% Serbian 3% Iranian 2%
Foreign-born
1%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Pocahontas

2024 margin
Solid R (+50.3) · D 23.8% · R 74.1% · Other 2.2%
2008→2024 swing
-37.6pp toward R · 2008: -12.7pp · 2024: -50.3pp
All cycles
2024: R+50.3 2020: R+46.1 2016: R+42.8 2012: R+24.5 2008: R+12.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 7.09%
Current HPI
261.6948
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+342.9% since first listed
3 events — show timeline
  • 2025-12-18 Sold (Public Records) $62,000 Public Records
  • 2025-09-26 Listed $74,500 GVBOR
  • 1993-04-29 Sold (Public Records) $14,000 Public Records

Property tax history

+0.6%/yr

Latest (2025): $146 · -6.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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