1725 E Woodrow Branch Rd · Marlinton, WV
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 1/10 · Minimal
- Hot days now (above 89°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- DSCR +9.7/10.0
- Appreciation +8.5/10.0
- 1% rule +7.5/10.0
- ARV discount +7.5/15.0
- Livability +3.1/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$74,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Nestled in a serene country setting this 2 bedroom, 1 bath single wide with addition is located on 0.58+/- level acres, well, septic and outbuilding. Offers beautiful mountain views and with a little TLC this would make a great vacation or starter home.
Key facts
- Level acres
- Outbuilding
- Mountain views
Tags
Property features AI
Finance
- HOA & community: Community offers fishing
Exterior
- Utilities: Well water
- Home design: Residential property; Metal roof
- Construction: Aluminum siding; Pillar/Post/Pier foundation
- Exterior features: Front porch; Property has a view
Interior
- Kitchen: Refrigerator; Oven
- Bedrooms: 4 total rooms (includes bedrooms and living spaces)
- Flooring: Carpet
- Bathrooms: 1 full bathroom
- Heating & cooling: Radiant heating; No central cooling
- Interior features: Refrigerator; Oven
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $74k.
Deal economics
- At list price, monthly cash flow is $223 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($934 rent vs $74k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 61/100 on livability (#208 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+; Watch: amenities F, commute F, employment F.
- Pocahontas County Schools (rural): math 31% / reading 39% proficiency, ranked #19 of 55 in WV (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Marlinton Elementary School (math 37% / reading 42%, grade F, #108 of 377 statewide, top 33%, 203 students, 0% FRL); Marlinton Middle School (math 27% / reading 42%, grade F, #34 of 109 statewide, top 31%, 133 students, 0% FRL); Pocahontas County High School (math 22% / reading 42%, grade F, #55 of 110 statewide, top 59%, 278 students, 0% FRL) — zoned schools average 0% FRL vs 53% district-wide (53 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 51 active listings in the ZIP; 2 units permitted in Pocahontas County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $6k of equity ($515 loan paydown + $5k appreciation (7.1% local appreciation)).
- Pocahontas County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (7.1% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 265 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $62k; 20% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 265 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.25% ✓
- Cap rate
- 9.88%
- Cash-on-cash
- 12.81%
- DSCR
- 1.57
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
7.09% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 28.2%
- Equity multiple
- 2.95×
- Total profit
- $40,631
- Equity at exit
- $52,072
- IRR
- 25.7%
- Equity multiple
- 6.15×
- Total profit
- $107,476
- Equity at exit
- $99,318
Cash invested: $20,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 24954
- Home prices YoY
- 2.8%
- Active inventory
- 51
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $934 medium interval (Pro) →
- Mortgage (P&I)
- −$391
- Tax est. 1.5%
- −$93 /mo · $1,118/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$196
- Net cashflow
- $223
Break-even live
Sensitivity live
| Price | -10% $274 | -5% $248 | +0% $223 | +5% $197 | +10% $171 |
|---|---|---|---|---|---|
| Rent | -10% $149 | -5% $186 | +0% $223 | +5% $260 | +10% $296 |
| Rate | -1.0pp $260 | -0.5pp $242 | base $223 | +0.5pp $203 | +1.0pp $184 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,625
- Closing costs
- $2,235
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-18status $74,500 Pending 265 DOM
-
2026-06-18days on market $74,500 Active 265 DOM
-
2026-06-17days on market $74,500 Active 264 DOM
-
2026-06-16days on market $74,500 Active 263 DOM
-
2026-06-15days on market $74,500 Active 262 DOM
-
2026-06-15days on market $74,500 Active 261 DOM
-
2026-06-13days on market $74,500 Active 260 DOM
-
2026-06-12days on market $74,500 Active 259 DOM
-
2026-06-09days on market $74,500 Active 256 DOM
-
2026-06-08days on market $74,500 Active 255 DOM
-
2026-06-08days on market $74,500 Active 254 DOM
-
2026-06-07days on market $74,500 Active 253 DOM
-
2026-06-04days on market $74,500 Active 251 DOM
-
2026-06-03days on market $74,500 Active 250 DOM
-
2026-06-02days on market $74,500 Active 249 DOM
-
2026-06-01days on market $74,500 Active 248 DOM
-
2026-05-31days on market $74,500 Active 247 DOM
-
2025-12-18soldstatus $62,000
-
2025-09-26$74,500 Active
-
1993-04-29soldstatus $14,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 1/10 Low 7 d/yr ≥89°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,203
- − Mortgage interest
- −$4,173
- − Property taxes
- −$1,118
- − Insurance
- −$372
- − Repairs & maintenance
- −$896
- − Management
- −$896
- − Depreciation
- −$2,167
- Taxable income
- $1,580
- Est. tax owed @ 24.0%
- −$379
- After-tax cash flow
- $2,293/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocahontas County Schools
- NCES district ID
- 5401140
- Math proficiency
- 31% ▼ -4.00%
- Reading proficiency
- 39% ▼ -1.00%
- Median HH income
- $35,035
- Composite
- 28.89/100
- National rank
- #6640
- State rank
- #19 of 55 in WV
Livability — Marlinton
- Score
- 61/100
- State rank
- #208
- US rank
- #18353
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,973
Population outlook (Pocahontas County) Hauer SSP2
- Today (2025)
- 8,115 people
- By 2030
- 7,797 · -3.9%
- By 2040
- 7,149 · -11.9%
- By 2050
- 6,639 · -18.2%
- By 2075
- 6,002 · -26.0%
- By 2100
- 5,379 · -33.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (96%)
- Race & ethnicity
- White 96% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Italian 10% Serbian 3% Iranian 2%
- Foreign-born
- 1%
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Pocahontas
- 2024 margin
- Solid R (+50.3) · D 23.8% · R 74.1% · Other 2.2%
- 2008→2024 swing
- -37.6pp toward R · 2008: -12.7pp · 2024: -50.3pp
- All cycles
- 2024: R+50.3 2020: R+46.1 2016: R+42.8 2012: R+24.5 2008: R+12.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 7.09%
- Current HPI
- 261.6948
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
+342.9% since first listed3 events — show timeline
- 2025-12-18 Sold (Public Records) $62,000 Public Records
- 2025-09-26 Listed $74,500 GVBOR
- 1993-04-29 Sold (Public Records) $14,000 Public Records
Property tax history
+0.6%/yrLatest (2025): $146 · -6.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…