1164 Madura Dr · Deltona, FL 32725

$200,000

2 bd · 1.0 ba · 880 sqft · SingleFamily public records · 5 Days on market

Built 1968 10,000 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.1/30.0
• ARV discount +7.5/15.0
• DSCR +4.3/10.0
• Schools +3.9/10.0
• 1% rule +3.7/10.0
• Livability +3.6/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming property is ready for you to move in and make it your own. With 2 bedrooms, 1 bathroom, and a convenient 1 carport, it offers comfortable and practical living spaces for you and your loved ones. As you step inside, you'll immediately notice the abundance of natural light, creating a warm and inviting atmosphere. The living area is perfect for relaxing or entertaining guests, while the kitchen provides enough space for culinary adventures. The rooms are nicely sized, and the bathroom has been beautifully remodeled. This home features a back porch with ceramic tile, and it is screened for your comfort. It's an ideal spot for morning coffees or evening gatherings with friends and family. This home has a large backyard as well. Additional perks include an outside laundry room with access through the back porch and a storage room, ensuring that you have plenty of space to keep your belongings organized. This home has a tankless water heater and 2018 HVAC. In 2022, a new roof was installed, providing you with peace of mind and added durability for years to come. Location-wise, you'll love the convenience of having shopping centers, medical facilities, and schools in close proximity. Call now to schedule a viewing before it is gone!

Key facts

• Screened lanai
• No hoa
• 0.23 acre lot

Tags

• NO HOA
• PRIVATE BACKYARD SANCTUARY
• SCREENED LANAI

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $30 ($355/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (12.7% below list).
• Recommended offer: $175k (12.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#381 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Discovery Elementary School (math 33% / reading 31%, grade F, #1,797 of 2,144 statewide, top 86%, 649 students, 70% FRL); Deltona Middle School (math 37% / reading 43%, grade F, #368 of 571 statewide, top 65%, 1,146 students, 60% FRL); University High School (math 28% / reading 46%, grade F, #340 of 667 statewide, top 52%, 2,901 students, 49% FRL).
• Market conditions: Rents flat; 421 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $174,605 (12.7% below list)

Questions for the listing agent

1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.47%
• Cash-on-cash: 0.63%
• DSCR: 1.03
• GRM: 9.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.61% rent growth · sell at horizon

5-year hold

• IRR: -17.9%
• Equity multiple: 0.38×
• Total profit: $-34,618
• Equity at exit: $29,821

10-year hold

• IRR: -15.4%
• Equity multiple: 0.22×
• Total profit: $-43,731
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32725

• Rents YoY: 0.6%
• Active inventory: 421
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,746 high
• Mortgage (P&I): −$1,049
• Tax from tax record: −$218 /mo · $2,611/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$367
• Net cashflow: $30

Break-even live

Break-even rent $1,709

Max offer price $200,000

Occupancy floor 93%

Sensitivity live

Price	-10% $143	-5% $86	+0% $30	+5% $-27	+10% $-84
Rent	-10% $-108	-5% $-39	+0% $30	+5% $99	+10% $168
Rate	-1.0pp $130	-0.5pp $80	base $30	+0.5pp $-22	+1.0pp $-75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1312 Saxon Blvd Deltona, FL	3.0	1.5	966	$1,800	$1.86	25d	1	0.27mi
951 Halstead St Deltona, FL	3.0	1.0	1000	$1,550	$1.55	25d	1	0.45mi
1417 Ambassador Ave Deltona, FL	3.0	2.0	884	$1,800	$2.04	25d	1	0.53mi
877 Horizon St Deltona, FL	3.0	1.0	1000	$1,633	$1.63	16d	1	0.59mi
1162 Hampshire Ave Deltona, FL	2.0	1.0	950	$1,450	$1.53	16d	1	0.74mi
1511 Lavilla St Deltona, FL	2.0	2.0	1008	$1,800	$1.79	23d	1	0.97mi
1383 Providence Blvd Deltona, FL	3.0	2.0	1120	$1,800	$1.61	25d	1	0.98mi
821 Moongate Ter Deltona, FL	3.0	1.0	960	$1,499	$1.56	16d	1	1.11mi
1656 Brentlawn St Deltona, FL	2.0	1.5	1004	$1,900	$1.89	13d	1	1.12mi
1371 N Normandy Blvd Deltona, FL	3.0	1.0	1100	$1,628	$1.48	16d	1	1.22mi
516 N Wellington Dr Deltona, FL	3.0	1.0	660	$1,450	$2.20	25d	1	1.37mi

Listing history 12 events

1. 2026-04-27
   status Pending
2. 2026-04-07
   status Pending
3. 2026-03-25
   listed $200,000 Active
4. 2023-06-16
   soldstatus $210,000
5. 2023-06-15
   soldstatus $210,000 Closed 1259-char remark

   Show marketing remark (1259 chars)

   This charming property is ready for you to move in and make it your own. With 2 bedrooms, 1 bathroom, and a convenient 1 carport, it offers comfortable and practical living spaces for you and your loved ones. As you step inside, you'll immediately notice the abundance of natural light, creating a warm and inviting atmosphere. The living area is perfect for relaxing or entertaining guests, while the kitchen provides enough space for culinary adventures. The rooms are nicely sized, and the bathroom has been beautifully remodeled. This home features a back porch with ceramic tile, and it is screened for your comfort. It's an ideal spot for morning coffees or evening gatherings with friends and family. This home has a large backyard as well. Additional perks include an outside laundry room with access through the back porch and a storage room, ensuring that you have plenty of space to keep your belongings organized. This home has a tankless water heater and 2018 HVAC. In 2022, a new roof was installed, providing you with peace of mind and added durability for years to come. Location-wise, you'll love the convenience of having shopping centers, medical facilities, and schools in close proximity. Call now to schedule a viewing before it is gone!

6. 2023-05-22
   status Pending 1259-char remark

   Show marketing remark (1259 chars)

   This charming property is ready for you to move in and make it your own. With 2 bedrooms, 1 bathroom, and a convenient 1 carport, it offers comfortable and practical living spaces for you and your loved ones. As you step inside, you'll immediately notice the abundance of natural light, creating a warm and inviting atmosphere. The living area is perfect for relaxing or entertaining guests, while the kitchen provides enough space for culinary adventures. The rooms are nicely sized, and the bathroom has been beautifully remodeled. This home features a back porch with ceramic tile, and it is screened for your comfort. It's an ideal spot for morning coffees or evening gatherings with friends and family. This home has a large backyard as well. Additional perks include an outside laundry room with access through the back porch and a storage room, ensuring that you have plenty of space to keep your belongings organized. This home has a tankless water heater and 2018 HVAC. In 2022, a new roof was installed, providing you with peace of mind and added durability for years to come. Location-wise, you'll love the convenience of having shopping centers, medical facilities, and schools in close proximity. Call now to schedule a viewing before it is gone!

7. 2023-05-12
   listed $230,000 Active 1259-char remark

   Show marketing remark (1259 chars)

   This charming property is ready for you to move in and make it your own. With 2 bedrooms, 1 bathroom, and a convenient 1 carport, it offers comfortable and practical living spaces for you and your loved ones. As you step inside, you'll immediately notice the abundance of natural light, creating a warm and inviting atmosphere. The living area is perfect for relaxing or entertaining guests, while the kitchen provides enough space for culinary adventures. The rooms are nicely sized, and the bathroom has been beautifully remodeled. This home features a back porch with ceramic tile, and it is screened for your comfort. It's an ideal spot for morning coffees or evening gatherings with friends and family. This home has a large backyard as well. Additional perks include an outside laundry room with access through the back porch and a storage room, ensuring that you have plenty of space to keep your belongings organized. This home has a tankless water heater and 2018 HVAC. In 2022, a new roof was installed, providing you with peace of mind and added durability for years to come. Location-wise, you'll love the convenience of having shopping centers, medical facilities, and schools in close proximity. Call now to schedule a viewing before it is gone!

8. 2020-04-14
   soldstatus $120,000
9. 2020-04-10
   soldstatus $120,000 Sold 474-char remark

   Show marketing remark (474 chars)

   Cute Dollhouse In A Great Neighborhood. Great Starter Home Or Second Home. Lovely Living Room And Light And Bright Dining Room. From The Screen Porch You Can View The Spacious Backyard With Two Sheds. Utility Room With Washer, Water Heater and Toilet. HVAC 2018, Kitchen Refrigerator-2018, Bathroom sink and toilet-2019, Back porch re-screened-2020. Sprinkler System. Refrigerator in Screen porch stays also. Close To Shopping, Medical And Schools. Call For A Showing Today!

10. 2020-03-26
    status Pending 474-char remark

    Show marketing remark (474 chars)

    Cute Dollhouse In A Great Neighborhood. Great Starter Home Or Second Home. Lovely Living Room And Light And Bright Dining Room. From The Screen Porch You Can View The Spacious Backyard With Two Sheds. Utility Room With Washer, Water Heater and Toilet. HVAC 2018, Kitchen Refrigerator-2018, Bathroom sink and toilet-2019, Back porch re-screened-2020. Sprinkler System. Refrigerator in Screen porch stays also. Close To Shopping, Medical And Schools. Call For A Showing Today!

11. 2020-03-25
    listed $125,000 Active 474-char remark

    Show marketing remark (474 chars)

    Cute Dollhouse In A Great Neighborhood. Great Starter Home Or Second Home. Lovely Living Room And Light And Bright Dining Room. From The Screen Porch You Can View The Spacious Backyard With Two Sheds. Utility Room With Washer, Water Heater and Toilet. HVAC 2018, Kitchen Refrigerator-2018, Bathroom sink and toilet-2019, Back porch re-screened-2020. Sprinkler System. Refrigerator in Screen porch stays also. Close To Shopping, Medical And Schools. Call For A Showing Today!

12. 1990-04-01
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,611 · $218/mo
• Projected year-2 tax: $2,611 · $218/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,953
• − Mortgage interest: −$11,203
• − Property taxes: −$2,611
• − Insurance: −$1,000
• − Repairs & maintenance: −$1,676
• − Management: −$1,676
• − Depreciation: −$5,818
• Taxable loss: −$3,033
• Est. tax savings @ 24.0%: +$728
• After-tax cash flow: $1,083/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Deltona

• Score: 71/100
• State rank: #381
• US rank: #6749

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment C Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Deltona, FL
• County: Volusia County · 556,871 people
• City population: 101,355
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 51,987
• Household income: $73,152
• Rent vs Own: 21.3% rent · 78.7% own
• Severe rent burden: 1051.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 45% Hispanic / Latino 39% Two or more races 12% Black 10% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 23% Cuban 4% Dominican 3%
• Common ancestry: Romanian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 13% · Canada, Jamaica, Vietnam
• Languages at home: 66% English-only · Spanish 30% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -195.58%
• Current HPI: 349.7999
• Rent YoY: ▲ 0.61%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+400.0% since first listed

12 events — show timeline

• 2026-04-27 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-07 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-25 Listed $200,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-16 Sold (Public Records) $210,000 Public Records
• 2023-06-15 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-22 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-05-12 Listed $230,000 Stellar MLS as Distributed by MLS Grid
• 2020-04-14 Sold (Public Records) $120,000 Public Records
• 2020-04-10 Sold (MLS) $120,000 Stellar MLS as Distributed by MLS Grid
• 2020-03-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-03-25 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 1990-04-01 Sold (Public Records) $40,000 Public Records

Property tax history

+8.1%/yr

Latest (2025): $2,611 · +0.7% YoY. Source: county tax records.