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4211 Crockett St
D Composite 43.35
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.3/10.0
  • 1% rule +4.1/10.0
  • Rent growth +4.0/5.0
  • Schools +3.6/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,900

4211 Crockett St · Amarillo, TX 79110
4 bd · 2.0 ba · 1,750 sqft · SingleFamily public records · 21 Days on market
Built 1956

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

GREAT STARTER HOME! It's a 4 bed 2 bath located in Southlawn North conveniently located near schools, parks, shopping, and dining. Whether you're searching for your first home, growing out of your current one, or looking for an investment opportunity, you definitely don't want to miss out on this property! This clean and functional home features hard wood floors and newer flooring in the HUGE den and master bedroom. Has a spacious backyard perfect for outdoor gatherings, gardening, or future improvements. In addition, a shed big enough for storage, workshop, or versatile space for your needs. WELL MAINTAINED home that could be yours! Book your showing today!

Key facts

  • Hard wood floors
  • Spacious backyard
  • Shed big enough

Tags

HARD WOOD FLOORSSPACIOUS BACKYARDSHED BIG ENOUGH

Property features AI

Finance

  • Other: Zoned: 0400 - SE Amarillo in City Limits

Exterior

  • Parking: Carport; Additional parking
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Faces west
  • Construction: Vinyl siding; Composition roof; Slab foundation; Built as residential single-family
  • Exterior features: Vinyl fencing; Storage structure on property

Interior

  • Kitchen: Range
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Range; Ceiling fans

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $29 ($353/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (9.4% below list).
  • Recommended offer: $181k (9.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#624 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities C-, crime F, commute F.
  • Amarillo ISD (urban): math 44% / reading 41% proficiency, ranked #336 of 826 in TX (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lamar El (math 42% / reading 42%, grade F, #1,335 of 4,322 statewide, top 33%, 314 students, 90% FRL); Fannin Middle (math 36% / reading 30%, grade F, #930 of 1,662 statewide, top 57%, 657 students, 79% FRL); Caprock H S (math 33% / reading 34%, grade F, #1,011 of 1,632 statewide, top 63%, 2,090 students, 76% FRL) — zoned schools average 82% FRL vs 58% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+6.0%/yr); 65 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 45 units permitted in Randall County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Randall County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $181,142 (9.4% below list)

Questions for the listing agent

  1. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.47%
Cash-on-cash
0.63%
DSCR
1.03
GRM
9.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 6.04% rent growth · sell at horizon

5-year hold
IRR
-11.9%
Equity multiple
0.56×
Total profit
$-24,769
Equity at exit
$29,806
10-year hold
IRR
1.3%
Equity multiple
1.11×
Total profit
$5,944
Equity at exit
$17,284

Cash invested: $55,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79110

Rents YoY
6.0%
Active inventory
65
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,811 high interval (Pro) →
Mortgage (P&I)
$1,048
Tax from tax record
$270 /mo · $3,240/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$29

Break-even live

Break-even rent $1,774
Max offer price $199,900
Occupancy floor 93%

Sensitivity live

Price -10% $143 -5% $86 +0% $29 +5% $-27 +10% $-84
Rent -10% $-114 -5% $-42 +0% $29 +5% $101 +10% $173
Rate -1.0pp $130 -0.5pp $80 base $29 +0.5pp $-22 +1.0pp $-75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,975
Closing costs
$5,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4108 Crockett St Amarillo, TX 3.0 1.0 1373 $1,525 $1.11 45d 1 0.16mi
4316 S Hayden St Amarillo, TX 3.0 1.5 1356 $1,650 $1.22 45d 1 0.40mi
3610 S Austin St Amarillo, TX 3.0 2.5 1810 $2,100 $1.16 45d 1 0.45mi
4611 Cline Rd Amarillo, TX 4.0 1.5 1500 $1,500 $1.00 22d 1 0.52mi
4308 S Jackson St Amarillo, TX 3.0 1.0 1302 $1,490 $1.14 22d 1 0.70mi
1128 Pikes Peak Dr Amarillo, TX 4.0 2.0 1867 $1,995 $1.07 22d 1 0.85mi
3101 S Van Buren St Amarillo, TX 3.0 2.0 1922 $2,300 $1.20 15d 1 1.17mi
4109 Tucson Dr Amarillo, TX 3.0 2.0 1395 $1,950 $1.40 22d 1 1.21mi
3205 S Tyler St Amarillo, TX 3.0 1.0 1381 $1,475 $1.07 15d 1 1.22mi
3005 SW 28th Ave Unit C Amarillo, TX 3.0 2.0 1480 $1,700 $1.15 15d 1 1.23mi
3719 Julie Dr Amarillo, TX 3.0 2.0 1455 $1,675 $1.15 15d 1 1.29mi
2709 S Van Buren St Unit 1 Amarillo, TX 3.0 2.0 1787 $2,100 $1.18 15d 1 1.34mi
3110 SW 27th Ave Amarillo, TX 1.0–3.0 1.0–2.0 1085 $1,482 $1.37 15d 3 1.40mi
3110 SW 27th Ave Amarillo, TX 3.0 2.0 1470 $1,482 $1.01 22d 1 1.40mi
5146 Susan Dr Amarillo, TX 3.0 2.0 1244 $1,675 $1.35 22d 1 1.41mi
307 Mikeska St Amarillo, TX 3.0 2.0 1250 $1,800 $1.44 22d 1 1.45mi
608 Lochridge Amarillo, TX 3.0 2.0 1455 $1,900 $1.31 45d 1 1.47mi

Listing history 15 events

  1. 2026-06-21
    days on market $199,900 Active 21 DOM
  2. 2026-06-18
    days on market $199,900 Active 18 DOM
  3. 2026-06-17
    days on market $199,900 Active 17 DOM
  4. 2026-06-16
    days on market $199,900 Active 16 DOM
  5. 2026-06-15
    days on market $199,900 Active 15 DOM
  6. 2026-06-14
    days on market $199,900 Active 13 DOM
  7. 2026-06-13
    days on market $199,900 Active 12 DOM
  8. 2026-06-10
    days on market $199,900 Active 10 DOM
  9. 2026-06-09
    days on market $199,900 Active 9 DOM
  10. 2026-06-08
    pricedays on market $199,900 Active 8 DOM
  11. 2026-06-07
    days on market $205,000 Active 7 DOM
  12. 2026-06-03
    days on market $205,000 Active 3 DOM
  13. 2026-06-02
    days on market $205,000 Active 2 DOM
  14. 2026-06-01
    remarks 666-char remark
  15. 2026-06-01
    listed $205,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,240 · $270/mo
Projected year-2 tax
$3,658 · $305/mo
Expected delta
+$418/yr (+$35/mo · 12.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,737
− Mortgage interest
−$11,198
− Property taxes
−$3,240
− Insurance
−$1,000
− Repairs & maintenance
−$1,739
− Management
−$1,739
− Depreciation
−$5,815
Taxable loss
−$2,993
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$718
After-tax cash flow
$1,072/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Amarillo ISD
NCES district ID
4808130
Math proficiency
44% ▼ -9.00%
Reading proficiency
41% ▼ -3.00%
Median HH income
$43,478
Composite
35.96/100
National rank
#4798
State rank
#336 of 826 in TX

Livability — Amarillo

Score
66/100
State rank
#624
US rank
#11876

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment C Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Amarillo, TX
County
Randall County · 137,351 people
City population
185,802
Metro
Amarillo, TX
Population (ZIP)
16,994
Household income
$66,683
Rent vs Own
30.1% rent · 69.9% own
Severe rent burden
208.0

Population outlook (Randall County) Hauer SSP2

Today (2025)
152,140 people
By 2030
163,107 · +7.2%
By 2040
184,999 · +21.6%
By 2050
206,948 · +36.0%
By 2075
260,204 · +71.0%
By 2100
294,980 · +93.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 32% Two or more races 13% Black 4% Asian 1%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Italian 2% Slovak 1% Lithuanian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
83% English-only · Spanish 13% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Randall

2024 margin
Solid R (+60.4) · D 19.4% · R 79.8%
2008→2024 swing
+2.3pp toward D · 2008: -62.7pp · 2024: -60.4pp
All cycles
2024: R+60.4 2020: R+58.8 2016: R+65.1 2012: R+68.2 2008: R+62.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -226.16%
Current HPI
180.2164
Rent YoY
▲ 6.04%
Metro
Amarillo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+15730.1% since first listed
3 events — show timeline
  • 2026-06-01 Listed $205,000 AARMLS
  • 2022-03-25 Price Changed $1,295 RENT.
  • 2018-01-10 Sold (Public Records) Public Records

Property tax history

+3.5%/yr

Latest (2025): $3,240 · +22.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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