14630 N Hollyhock Ave Trlr 1 · Gardendale, TX
Flood risk 8/10 · Major
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Condition / age +3.8/5.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Well-maintained 3-bedroom, 2-bath double-wide mobile home offering a spacious and comfortable layout. This home features recently replaced carpeting and a bright, well-designed kitchen with ample space for cooking and entertaining. The interior is clean, thoughtfully maintained, providing a welcoming atmosphere throughout. Generous living area make this home feel open and functional, ideal for a variety of lifestyles. The lot is leased at Gardendale Meadows, you will need to qualify for the lease or move the mobile home.
Key facts
- Generous living area
- Welcoming atmosphere
- Built 2014
Tags
Property features AI
Exterior
- Security: Security system; Smoke detector(s)
- Utilities: Public water; Septic tank
- Home design: Manufactured home (single family); 1 story
- Construction: Aluminum siding; Wood siding; Composition roof
- Exterior features: Wood fencing; Located in Gardendale Meadows mobile home park
Interior
- Kitchen: Dishwasher; Microwave; Electric range; Refrigerator
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air; Ceiling fan(s)
- Interior features: Ceiling fan(s); Central air; Central heating; Security system; Smoke detector(s)
- Laundry & utility: Washer and dryer included; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $75k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $936 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $75k).
- Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#562 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
- Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Lee Buice El (math 32% / reading 35%, grade F, #2,174 of 4,322 statewide, top 51%, 843 students, 54% FRL); Permian H S (math 19% / reading 29%, grade F, #1,333 of 1,632 statewide, top 82%, 3,978 students, 51% FRL) — zoned schools at 52% FRL track the district average.
- Market conditions: 80 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.67% ✓
- Cap rate
- 23.28%
- Cash-on-cash
- 60.67%
- DSCR
- 3.70
- GRM
- 3.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 51.7%
- Equity multiple
- 3.27×
- Total profit
- $47,599
- Equity at exit
- $11,183
- IRR
- 57.0%
- Equity multiple
- 6.65×
- Total profit
- $118,686
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79758
- Home prices YoY
- -27.1%
- Active inventory
- 80
- Price-to-rent
- 3.1×
Monthly cashflow live
- Estimated rent
- $2,000 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax est. 1.5%
- −$94 /mo · $1,125/yr
- Insurance
- −$31
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$420
- Net cashflow
- $936
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14991 N Aster Ave Gardendale, TX | 3.0 | 2.0 | 1500 | $2,000 | $1.33 | 43d | 1 | 1.10mi |
Listing history 16 events
-
2026-06-19days on market $75,000 Active 51 DOM
-
2026-06-18days on market $75,000 Active 50 DOM
-
2026-06-17days on market $75,000 Active 49 DOM
-
2026-06-16days on market $75,000 Active 48 DOM
-
2026-06-15days on market $75,000 Active 47 DOM
-
2026-06-14days on market $75,000 Active 45 DOM
-
2026-06-13days on market $75,000 Active 44 DOM
-
2026-06-10days on market $75,000 Active 42 DOM
-
2026-06-09days on market $75,000 Active 41 DOM
-
2026-06-08days on market $75,000 Active 40 DOM
-
2026-06-07days on market $75,000 Active 39 DOM
-
2026-06-03pricedays on market $75,000 Active 34 DOM
-
2026-06-01days on market $80,000 Active 33 DOM
-
2026-05-31days on market $80,000 Active 32 DOM
-
2026-05-30days on market $80,000 Active 31 DOM
-
2026-04-29$80,000 Active 526-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone A · 99% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 6/10 Major 7 d/yr ≥101°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 4% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,000
- − Mortgage interest
- −$4,201
- − Property taxes
- −$1,125
- − Insurance
- −$1,877
- − Repairs & maintenance
- −$1,920
- − Management
- −$1,920
- − Depreciation
- −$2,182
- Taxable income
- $10,775
- Est. tax owed @ 24.0%
- −$2,586
- After-tax cash flow
- $8,652/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained 3-bedroom, 2-bath double-wide mobile home is in good condition with recent updates. It offers a spacious and comfortable layout, ideal for a variety of lifestyles. The home is located in a leased lot at Gardendale Meadows.
Value-add opportunities
- Both Paint exterior — Fresh paint can enhance curb appeal and value
- Both Replace carpeting — Fresh carpeting can improve comfort and value
- Both Landscaping — Well-maintained landscaping can enhance curb appeal and value
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior — Fresh paint can enhance curb appeal and value ↑
- Both Replace carpeting — Fresh carpeting can improve comfort and value ↑
- Both Landscaping — Well-maintained landscaping can enhance curb appeal and value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Ector County ISD
- NCES district ID
- 4818000
- Math proficiency
- 22% ▼ -9.00%
- Reading proficiency
- 27% ▼ -4.00%
- Median HH income
- $52,740
- Composite
- 21.89/100
- National rank
- #8233
- State rank
- #707 of 826 in TX
Livability — Gardendale
- Score
- 67/100
- State rank
- #562
- US rank
- #10774
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Gardendale, TX
- Population (ZIP)
- 2,568
Population outlook (Ector County) Hauer SSP2
- Today (2025)
- 212,765 people
- By 2030
- 241,962 · +13.7%
- By 2040
- 306,582 · +44.1%
- By 2050
- 379,755 · +78.5%
- By 2075
- 568,991 · +167.4%
- By 2100
- 709,829 · +233.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (57%)
- Race & ethnicity
- White 57% Hispanic / Latino 40% Two or more races 9%
- Hispanic origin (detail)
- Mexican 39%
- Common ancestry
- Serbian 3% German 2% Subsaharan African 2%
- Foreign-born
- 7% · Canada
- Languages at home
- 73% English-only · Spanish 26% Russian/Polish/Slavic 1% French/Haitian/Cajun 1%
Political lean MEDSL · Ector
- 2024 margin
- Solid R (+52.9) · D 23.2% · R 76.1%
- 2008→2024 swing
- -4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
- All cycles
- 2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.41%
- Current HPI
- 219.4945
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-6.2% since first listed2 events — show timeline
- 2026-06-02 Price Changed $75,000 PBBOR
- 2026-04-29 Listed $80,000 PBBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…