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Baylor Plan 🏗️ New Construction
D Composite 41.71
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • DSCR +3.9/10.0
  • 1% rule +3.7/10.0
  • Livability +3.5/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$266,990

Baylor Plan · Sealy, TX 77474
4 bd · 2.0 ba · 1,476 sqft · SingleFamily · 102 Days on market
Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Explore open concept living at its finest in The Baylor floor plan at Westward Pointe, a 1,476 sq. ft. single-story home featuring 4 bedrooms and 2 bathrooms. A welcoming porch and foyer lead into an open family room that connects seamlessly to the dining room and kitchen that highlights premium countertops, sleek cabinetry, stainless steel appliances, and a convenient pantry. The private primary bedroom offers a walk-in closet and en-suite bath. Three additional bedrooms are located near a second full bath, providing flexibility for family, guests, or a home office. The home also includes ample storage and a 2-car garage, making The Baylor both comfortable and functional for everyday living. * Images and 3D tour are for illustration only and options may vary from home as built.

Key facts

  • Open concept living
  • Walk-in closet
  • Sleek cabinetry

Tags

OPEN CONCEPT LIVINGPREMIUM COUNTERTOPSSLEEK CABINETRYSTAINLESS STEEL APPLIANCESCONVENIENT PANTRYWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $266,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $275,635.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $267k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-9 ($-106/yr) — negative.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (10.1% below list).
  • Recommended offer: $240k (10.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 2.6% in Sealy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#342 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
  • Sealy ISD (rural): math 39% / reading 39% proficiency, ranked #405 of 826 in TX (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Selman El (math 31% / reading 36%, grade F, #2,174 of 4,322 statewide, top 51%, 639 students, 71% FRL); Sealy J H (math 38% / reading 38%, grade F, #717 of 1,662 statewide, top 44%, 664 students, 63% FRL); Sealy H S (math 42% / reading 44%, grade F, #713 of 1,632 statewide, top 44%, 903 students, 61% FRL).
  • Market conditions: 312 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 410 units permitted in Austin County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Austin County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($243k) is reasonable based on typical stale-listing flexibility.
Recommended offer $240,000 (10.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.25%
Cash-on-cash
-0.14%
DSCR
0.99
GRM
9.6

CMA / ARV

ARV (median comp)
$275,635
List price
$266,990
Delta
-3.14%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2005 Woodlark Way 0.18mi 3/2.0 (-1) 1,595 (+8%) 19mo $253,990 $159 57
2018 Woodlark Way 0.24mi 3/2.0 (-1) 1,595 (+8%) 21mo $266,990 $167 53
2011 Woodlark Way 0.20mi 4/2.0 1,680 (+14%) 19mo $262,990 $157 52
2023 Woodlark Way 0.24mi 4/2.0 1,680 (+14%) 17mo $264,990 $158 52
2017 Woodlark Way 0.22mi 4/2.0 1,680 (+14%) 18mo $264,990 $158 52
2233 Laurel Bloom Ln 0.26mi 3/2.0 (-1) 1,595 (+8%) 23mo $266,990 $167 50
2226 Laurel Bloom Ln 0.30mi 3/2.0 (-1) 1,595 (+8%) 23mo $259,990 $163 48
2033 Woodlark Way 0.28mi 4/2.0 1,680 (+14%) 20mo $267,990 $160 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.5%
Equity multiple
0.41×
Total profit
$-45,192
Equity at exit
$41,098
10-year hold
IRR
-8.3%
Equity multiple
0.48×
Total profit
$-39,932
Equity at exit
$23,832

Cash invested: $77,178 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77474

Active inventory
312
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,400 medium interval (Pro) →
Mortgage (P&I)
$1,445
Tax est. 1.5%
$345 /mo · $4,135/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$-9

Break-even live

Break-even rent $2,411
Max offer price $274,354
Occupancy floor 95%

Sensitivity live

Price -10% $182 -5% $86 +0% $-9 +5% $-104 +10% $-199
Rent -10% $-198 -5% $-104 +0% $-9 +5% $86 +10% $181
Rate -1.0pp $130 -0.5pp $61 base $-9 +0.5pp $-80 +1.0pp $-153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,909
Closing costs
$8,269
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 Morning Dove Trl Sealy, TX 4.0 2.0 1845 $2,400 $1.30 0d 1 0.67mi

Listing history 16 events

  1. 2026-06-21
    days on market $266,990 Active 102 DOM
  2. 2026-06-18
    days on market $266,990 Active 99 DOM
  3. 2026-06-17
    days on market $266,990 Active 98 DOM
  4. 2026-06-16
    days on market $266,990 Active 97 DOM
  5. 2026-06-15
    days on market $266,990 Active 96 DOM
  6. 2026-06-13
    days on market $266,990 Active 94 DOM
  7. 2026-06-09
    days on market $266,990 Active 90 DOM
  8. 2026-06-08
    days on market $266,990 Active 89 DOM
  9. 2026-06-07
    days on market $266,990 Active 88 DOM
  10. 2026-06-04
    days on market $266,990 Active 85 DOM
  11. 2026-06-03
    days on market $266,990 Active 84 DOM
  12. 2026-06-02
    days on market $266,990 Active 83 DOM
  13. 2026-06-01
    days on market $266,990 Active 82 DOM
  14. 2026-05-31
    days on market $266,990 Active 81 DOM
  15. 2026-05-17
    price $266,990 789-char remark
    Show marketing remark (789 chars)

    Explore open concept living at its finest in The Baylor floor plan at Westward Pointe, a 1,476 sq. ft. single-story home featuring 4 bedrooms and 2 bathrooms. A welcoming porch and foyer lead into an open family room that connects seamlessly to the dining room and kitchen that highlights premium countertops, sleek cabinetry, stainless steel appliances, and a convenient pantry. The private primary bedroom offers a walk-in closet and en-suite bath. Three additional bedrooms are located near a second full bath, providing flexibility for family, guests, or a home office. The home also includes ample storage and a 2-car garage, making The Baylor both comfortable and functional for everyday living. * Images and 3D tour are for illustration only and options may vary from home as built.

  16. 2026-03-11
    listed $264,990 Active 789-char remark
    Show marketing remark (789 chars)

    Explore open concept living at its finest in The Baylor floor plan at Westward Pointe, a 1,476 sq. ft. single-story home featuring 4 bedrooms and 2 bathrooms. A welcoming porch and foyer lead into an open family room that connects seamlessly to the dining room and kitchen that highlights premium countertops, sleek cabinetry, stainless steel appliances, and a convenient pantry. The private primary bedroom offers a walk-in closet and en-suite bath. Three additional bedrooms are located near a second full bath, providing flexibility for family, guests, or a home office. The home also includes ample storage and a 2-car garage, making The Baylor both comfortable and functional for everyday living. * Images and 3D tour are for illustration only and options may vary from home as built.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,800
− Mortgage interest
−$15,440
− Property taxes
−$4,135
− Insurance
−$1,378
− Repairs & maintenance
−$2,304
− Management
−$2,304
− Depreciation
−$8,018
Taxable loss
−$4,779
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,147
After-tax cash flow
$1,041/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 80/100 Cosmetic rehab

The Baylor Plan at Westward Pointe is a well-maintained single-story home with good condition and potential for minor cosmetic upgrades to enhance its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.
  • Both New flooring in high-traffic areas — Improves the home's appearance and adds value for both resale and rental.
  • Both Upgrading kitchen appliances — Modernizes the kitchen and adds value for both resale and rental.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhances curb appeal and adds value to the property.
  • Both New flooring in high-traffic areas — Improves the home's appearance and adds value for both resale and rental.
  • Both Upgrading kitchen appliances — Modernizes the kitchen and adds value for both resale and rental.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sealy ISD
NCES district ID
4839630
Math proficiency
39% ▼ -6.00%
Reading proficiency
39% ▼ -2.00%
Median HH income
$57,842
Composite
34.42/100
National rank
#5200
State rank
#405 of 826 in TX

Livability — Sealy

Score
70/100
State rank
#342
US rank
#7463

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C Housing A+ Health & safety B User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sealy, TX
Population (ZIP)
14,846

Population outlook (Austin County) Hauer SSP2

Today (2025)
32,206 people
By 2030
33,459 · +3.9%
By 2040
35,809 · +11.2%
By 2050
37,933 · +17.8%
By 2075
44,179 · +37.2%
By 2100
47,870 · +48.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 56% Hispanic / Latino 32% Black 9% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Romanian 2% Lithuanian 1% Serbian 1%
Foreign-born
12% · Canada
Languages at home
73% English-only · Spanish 24% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Austin

2024 margin
Solid R (+62.7) · D 18.3% · R 81.0%
2008→2024 swing
-11.8pp toward R · 2008: -50.9pp · 2024: -62.7pp
All cycles
2024: R+62.7 2020: R+58.4 2016: R+59.7 2012: R+60.3 2008: R+50.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.57%
Current HPI
195.9491
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.8% since first listed
2 events — show timeline
  • 2026-05-17 Price Changed $266,990 Zillow
  • 2026-03-11 Listed $264,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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