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618 N Clinton St
B Composite 74.9
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +12.6/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +5.0/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$69,900

618 N Clinton St · Baltimore, MD 21205
3 bd · 1.5 ba · 1,140 sqft · Townhouse public records · 223 Days on market
Built 1924 1,300 sqft lot $61/sqft · 12% below area Est $79k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* * HOT! Attention Buyers!! Great Home! Special Buy, Cash, And Close Quickly! At: 618 North Clinton Street, Baltimore, Maryland [21205]! Special Opportunity For Best And Highest Reasonable Offer! Others On Same Street Are Available! Dont Miss This All-Brick Home In A Fast-Growing Baltimore Neighborhood! Priced To Sell Quickly! Perfect For Investors, First-Time Buyers, Or Handypersons Looking For Instant Equity. Comps: As-Is Value: Sold: 619 N. Clinton Sts, On 9/30/2025, $90k, 446 N. Clinton St. , $113k! ARV Up To $185,000! Cash Buyers Only No Banks Needed! All Paperwork Handled No HOA Fees No Credit Needed! Approx. 1,1501,500 Sq. Ft. , 3 Levels, Basement, Wood Floors, Granite Kitchen Counters, And Appliances Convey! Minor Repairs Or Upgrades Estimated $10,000$15,000. Comparable Sales: 606 N. Bouldon St. $199,000 (3/10/25) 518 N. East St. $168,500 (6/12/25) 430 N. Clinton St. $145,000 (5/29/25) Appointments Available After Tenant Vacates. Will Be Delivered Vacant. Please Do Not Disturb Occupants. Call Or Text Anytime 24/7 Even Holidays! Serious Inquiries Only. Selling As-Is, Where-Is, For Cash! Peace Always, And Thank You For Your Interest!

Key facts

  • Built 1924
  • Listed 223 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $70k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 23.5% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+9.9%/yr); 143 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $1,940/mo this rent would consume 54% of the median local household income ($43k/yr) (locally 966% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 223 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $70k implies a 250% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 223 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.78%
Cap rate
23.54%
Cash-on-cash
61.58%
DSCR
3.74
GRM
3.0

CMA / ARV

ARV (median comp)
$78,879
List price
$69,900
Delta
-11.38%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3135 Mcelderry St 0.10mi 3/2.0 1,224 (+7%) 1mo $234,000 $191 80
111 N Highland Ave 0.35mi 3/1.5 1,170 (+3%) 1mo $105,000 $90 78
149 N Highland Ave 0.30mi 2/1.0 (-1) 1,170 (+3%) 1mo $75,000 $64 74
122 Ellwood Ave 0.37mi 3/1.5 1,200 (+5%) 0mo $235,000 $196 74
2712 Ashland Ave 0.47mi 3/1.5 1,164 (+2%) 1mo $175,000 $150 74
2703 Jefferson St 0.45mi 3/1.0 1,170 (+3%) 2mo $102,500 $88 72
629 N Kenwood Ave 0.37mi 2/1.5 (-1) 1,100 (-4%) 1mo $76,500 $70 71
134 N Curley St 0.42mi 2/2.0 (-1) 1,170 (+3%) 1mo $270,000 $231 68
2736 Mura St 0.62mi 3/2.0 1,120 (-2%) 0mo $81,000 $72 66
14 S Curley St 0.56mi 2/1.0 (-1) 1,092 (-4%) 1mo $269,000 $246 59
2435 Jefferson St 0.65mi 3/1.0 1,260 (+10%) 1mo $140,000 $111 50
280 S Robinson St 0.72mi 2/1.0 (-1) 1,282 (+12%) 1mo $294,000 $229 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
66.2%
Equity multiple
4.22×
Total profit
$62,954
Equity at exit
$10,422
10-year hold
IRR
72.2%
Equity multiple
10.41×
Total profit
$184,094
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21205

Home prices YoY
-5.8%
Rents YoY
9.9%
Active inventory
143
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,940 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$133 /mo · $1,593/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$407
Net cashflow
$1,004

Break-even live

Break-even rent $669
Max offer price $69,900
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3304 McElderry St Baltimore, MD 3.0 2.0 1413 $1,900 $1.34 44d 1 0.05mi
520 N Decker Ave Baltimore, MD 2.0 1.0 1000 $1,650 $1.65 44d 1 0.22mi
404 N Robinson St Baltimore, MD 3.0 3.0 1320 $2,100 $1.59 16d 1 0.23mi
404 N Robinson St Baltimore, MD 3.0 3.0 1320 $2,200 $1.67 24d 1 0.23mi
2934 E Monument St Baltimore, MD 2.0 1.0 1200 $1,499 $1.25 44d 1 0.24mi
718 N Curley St Baltimore, MD 3.0 3.0 1500 $2,000 $1.33 4d 1 0.28mi
724 N Curley St Baltimore, MD 3.0 3.0 1500 $2,200 $1.47 4d 1 0.28mi
203 N Ellwood Ave Unit Main Baltimore, MD 2.0 2.0 880 $2,200 $2.50 24d 1 0.31mi
3205 Esther Pl Baltimore, MD 2.0 2.0 960 $1,850 $1.93 24d 1 0.35mi
2815 E Madison St Baltimore, MD 4.0 2.0 1300 $2,500 $1.92 44d 1 0.36mi
113 N Clinton St Baltimore, MD 2.0 1.0 1300 $1,995 $1.53 44d 1 0.36mi
2815 Orleans St Baltimore, MD 2.0 1.0 1204 $1,600 $1.33 2d 1 0.39mi
2800 Orleans St Baltimore, MD 3.0 1.0 1404 $1,600 $1.14 18d 1 0.40mi
2800 Orleans St Baltimore, MD 3.0 1.0 1404 $1,600 $1.14 15d 1 0.40mi
17 N East Ave Baltimore, MD 2.0 2.0 1326 $2,550 $1.92 24d 1 0.41mi
150 N Curley St Baltimore, MD 2.0 2.5 1266 $1,850 $1.46 18d 1 0.41mi
531 N Belnord Ave Baltimore, MD 2.0 1.5 1100 $1,700 $1.55 24d 1 0.41mi
29 N Ellwood Ave Baltimore, MD 3.0 1.5 1100 $2,395 $2.18 24d 1 0.42mi
2729 Ashland Ave Baltimore, MD 3.0 1.0 1000 $1,350 $1.35 3d 1 0.43mi
1 N Clinton St Baltimore, MD 4.0 1.5 1200 $1,700 $1.42 20d 1 0.43mi
415 N Belnord Ave Baltimore, MD 2.0 1.0 1008 $1,300 $1.29 24d 1 0.44mi
627 N Lakewood Ave Baltimore, MD 3.0 2.5 1175 $1,900 $1.62 22d 1 0.44mi
3430 E Baltimore St Baltimore, MD 3.0 2.5 1316 $2,250 $1.71 24d 1 0.45mi
1215 N Ellwood Ave Baltimore, MD 3.0 1.0 1128 $1,795 $1.59 24d 1 0.48mi
34 N Linwood Ave Baltimore, MD 2.0 1.5 1288 $2,400 $1.86 24d 1 0.50mi
502 N Glover St Baltimore, MD 2.0 1.5 827 $1,250 $1.51 20d 1 0.51mi
415 N Glover St Baltimore, MD 2.0 2.5 1092 $1,600 $1.47 24d 1 0.51mi
3436 Leverton Ave Baltimore, MD 3.0 3.5 1500 $2,350 $1.57 24d 1 0.51mi
2608 McElderry St Baltimore, MD 3.0 1.0 1144 $1,550 $1.35 24d 1 0.51mi
3413 Leverton Ave Baltimore, MD 2.0 1.0 832 $1,000 $1.20 24d 1 0.52mi
1310 N Ellwood Ave #1 Baltimore, MD 2.0 1.0 1000 $1,550 $1.55 22d 1 0.54mi
1310 N Ellwood Ave Baltimore, MD 2.0 1.0 1000 $1,450 $1.45 13d 1 0.54mi
10 N Streeper St Baltimore, MD 3.0 2.5 1440 $2,500 $1.74 24d 1 0.54mi
139 N Lakewood Ave Unit 1 Baltimore, MD 4.0 2.0 1370 $2,500 $1.82 44d 1 0.54mi
139 N Lakewood Ave Baltimore, MD 4.0 2.5 1370 $2,500 $1.82 44d 1 0.54mi
106 S Bouldin St Baltimore, MD 2.0 3.0 1134 $2,100 $1.85 20d 1 0.55mi
218 N Glover St Baltimore, MD 2.0 2.0 1360 $1,750 $1.29 44d 1 0.55mi
2608 E Fayette St Unit 1 Baltimore, MD 2.0 1.0 900 $1,700 $1.89 15d 1 0.56mi
517 N Rose St Baltimore, MD 3.0 1.0 845 $1,400 $1.66 4d 1 0.57mi
225 N Luzerne Ave Baltimore, MD 3.0 1.0 1198 $1,350 $1.13 19d 1 0.57mi

Listing history 44 events

  1. 2026-06-18
    days on market $69,900 Active 223 DOM
  2. 2026-06-17
    days on market $69,900 Active 222 DOM
  3. 2026-06-16
    days on market $69,900 Active 221 DOM
  4. 2026-06-15
    days on market $69,900 Active 220 DOM
  5. 2026-06-13
    days on market $69,900 Active 218 DOM
  6. 2026-06-09
    days on market $69,900 Active 214 DOM
  7. 2026-06-08
    days on market $69,900 Active 213 DOM
  8. 2026-06-07
    days on market $69,900 Active 212 DOM
  9. 2026-06-04
    days on market $69,900 Active 209 DOM
  10. 2026-06-03
    days on market $69,900 Active 208 DOM
  11. 2026-06-02
    days on market $69,900 Active 207 DOM
  12. 2026-06-01
    days on market $69,900 Active 206 DOM
  13. 2026-05-31
    days on market $69,900 Active 205 DOM
  14. 2025-11-07
    listed $69,900 Active 1172-char remark
    Show marketing remark (1172 chars)

    * * HOT! Attention Buyers!! Great Home! Special Buy, Cash, And Close Quickly! At: 618 North Clinton Street, Baltimore, Maryland [21205]! Special Opportunity For Best And Highest Reasonable Offer! Others On Same Street Are Available! Dont Miss This All-Brick Home In A Fast-Growing Baltimore Neighborhood! Priced To Sell Quickly! Perfect For Investors, First-Time Buyers, Or Handypersons Looking For Instant Equity. Comps: As-Is Value: Sold: 619 N. Clinton Sts, On 9/30/2025, $90k, 446 N. Clinton St. , $113k! ARV Up To $185,000! Cash Buyers Only No Banks Needed! All Paperwork Handled No HOA Fees No Credit Needed! Approx. 1,1501,500 Sq. Ft. , 3 Levels, Basement, Wood Floors, Granite Kitchen Counters, And Appliances Convey! Minor Repairs Or Upgrades Estimated $10,000$15,000. Comparable Sales: 606 N. Bouldon St. $199,000 (3/10/25) 518 N. East St. $168,500 (6/12/25) 430 N. Clinton St. $145,000 (5/29/25) Appointments Available After Tenant Vacates. Will Be Delivered Vacant. Please Do Not Disturb Occupants. Call Or Text Anytime 24/7 Even Holidays! Serious Inquiries Only. Selling As-Is, Where-Is, For Cash! Peace Always, And Thank You For Your Interest!

  15. 2017-02-02
    soldstatus $20,000 Sold 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  16. 2017-02-02
    soldstatus $20,000
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  17. 2016-12-21
    status Contract 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  18. 2016-12-15
    status Active 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  19. 2016-12-08
    status Contingent (No Kick Out) 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  20. 2016-08-15
    price $30,000 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  21. 2016-08-09
    price $14,500 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  22. 2016-05-26
    listed $40,000 Active 319-char remark
    Show marketing remark (319 chars)

    Great Deal!!!!!!!!!!!!!!!!!!!!!!! CUT PRICE TO SELL QUICKLY!!!!!! Sold AS-IS, hardwood floors throughout first floor, fenced yard. Owner put in new windows, new roof, new kitchen. .. .3 years ago. .. house needs renovation and CLEANING OUT. .. .. GOOD BONES. .. . SUPER DEAL!!!!! GREAT INVESTMENT$$$$$$ MAKE ANY OFFER.

  23. 2014-12-25
    historical Expired
  24. 2014-07-18
    price
  25. 2014-06-25
    price
  26. 2014-06-17
    price
  27. 2014-06-06
    status Active
  28. 2014-06-06
    historical
  29. 2014-06-04
    historical Withdrawn
  30. 2014-06-04
    historical
  31. 2014-05-26
    historical
  32. 2014-05-26
    listed
  33. 2014-05-26
    listed $40,000
  34. 2014-01-25
    listed Active
  35. 2014-01-25
    listed $65,000
  36. 2006-08-09
    soldstatus $44,000
  37. 2006-04-28
    soldstatus $44,000
  38. 2006-03-29
    historical
  39. 2006-03-10
    listed $44,000
  40. 2006-01-12
    historical
  41. 2005-07-14
    listed
  42. 2001-02-17
    historical
  43. 2000-11-29
    listed
  44. 1987-08-27
    soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,593 · $133/mo
Projected year-2 tax
$1,593 · $133/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,284
− Mortgage interest
−$3,915
− Property taxes
−$1,593
− Insurance
−$350
− Repairs & maintenance
−$1,863
− Management
−$1,863
− Depreciation
−$2,033
Taxable income
$11,667
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,800
After-tax cash flow
$9,253/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
13,013
Household income
$43,176
Rent vs Own
63.6% rent · 36.4% own
Severe rent burden
966.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 60% Hispanic / Latino 16% White 14% Two or more races 11% Asian 3%
Hispanic origin (detail)
Mexican 1% Cuban 1% Dominican 4%
Common ancestry
Slovak 3% Romanian 1%
Foreign-born
16% · Canada, China
Languages at home
79% English-only · Spanish 11% Arabic 4% Chinese 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.03%
Current HPI
244.1345
Rent YoY
▲ 9.88%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+118.4% since first listed
31 events — show timeline
  • 2025-11-07 Listed $69,900 ForSaleByOwner.com
  • 2017-02-02 Sold (MLS) $20,000 BRIGHT MLS
  • 2017-02-02 Sold (MLS) $20,000 MRIS
  • 2016-12-21 Pending MRIS
  • 2016-12-15 Relisted MRIS
  • 2016-12-08 Pending MRIS
  • 2016-08-15 Price Changed $30,000 MRIS
  • 2016-08-09 Price Changed $14,500 MRIS
  • 2016-05-26 Listed $40,000 MRIS
  • 2014-12-25 Delisted MRIS
  • 2014-07-18 Price Changed MRIS
  • 2014-06-25 Price Changed MRIS
  • 2014-06-17 Price Changed MRIS
  • 2014-06-06 Relisted MRIS
  • 2014-06-06 Listing Removed BRIGHT MLS
  • 2014-06-04 Delisted MRIS
  • 2014-06-04 Listing Removed BRIGHT MLS
  • 2014-05-26 Listed $40,000 BRIGHT MLS
  • 2014-05-26 Listed MRIS
  • 2014-05-26 Delisted MRIS
  • 2014-01-25 Listed MRIS
  • 2014-01-25 Listed $65,000 BRIGHT MLS
  • 2006-08-09 Sold (Public Records) $44,000 Public Records
  • 2006-04-28 Sold (MLS) $44,000 MRIS
  • 2006-03-29 Delisted MRIS
  • 2006-03-10 Listed $44,000 MRIS
  • 2006-01-12 Delisted MRIS
  • 2005-07-14 Listed MRIS
  • 2001-02-17 Delisted MRIS
  • 2000-11-29 Listed MRIS
  • 1987-08-27 Sold (Public Records) $32,000 Public Records

Property tax history

-0.1%/yr

Latest (2025): $1,593 · +19.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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