214-216 Beech Rd · Chester, PA 19086

$335,000

10 bd · 0.0 ba · 1,813 sqft · MultiFamily · 109 Days on market

Built 1928 Fair condition 7,841 sqft lot $185/sqft · 33% above area Est $251k · 33% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.7/30.0
• DSCR +8.0/10.0
• 1% rule +6.4/10.0
• Schools +6.4/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.2/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 2 units. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

Excellent investment opportunity in the award-winning Wallingford-Swarthmore School District! Welcome to 214–216 Beech Road — a flexible, income-producing duplex offering immediate cash flow and upside potential. 214 Beech features a well-maintained efficiency unit currently rented at $825/month. The tenant is on a month-to-month lease, providing built-in flexibility for a new owner — continue renting, adjust rents, or reposition as you see fit. 216 Beech is a spacious 3-bedroom, 1-bath unit that is currently vacant and ready for its next occupant. Previously rented for $2,000/month, it offers strong rental potential and the opportunity to set market rent from day one. Each unit enjoys its own private backyard space, adding extra appeal for tenants. Utilities are configured for streamlined management: gas and electric are separately metered, water is shared, and tenants pay their own gas, electric, and trash. Whether you're an investor looking to expand your portfolio with a dependable, cash-flowing property or an owner-occupant seeking rental income to offset your mortgage, this property checks the boxes. Located in a highly desirable area close to top-rated schools, major highways, shopping, and public transportation, opportunities like this don’t come around often. Property is being sold strictly as-is. Seller will make no repairs. Buyer is responsible for the township U & O inspection and any required repairs.

Key facts

• 7,841 sq ft lot
• Built 1928
• Listed 108 days

What this means for you Summary

Snapshot

• This is a 1×5bd/?ba + 1×3bd/1ba units multifamily listed at $335k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $697 ($8k/yr) — positive. Per door: $349/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $335k).
• Recommended offer: $305k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 73/100 on livability (#540 in PA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
• Wallingford-Swarthmore SD (suburban): math 63% / reading 77% proficiency, ranked #16 of 539 in PA (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 9% free/reduced lunch — higher-income household profile.
• Market conditions: 47 active listings in the ZIP; 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 109 days — a 9% lower offer ($305k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 12y ago; this cycle's ask has dropped $64k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $304,850 (9.0% below list)

Questions for the listing agent

1. It's been on market 109 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
5. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.79%
• Cash-on-cash: 8.92%
• DSCR: 1.40
• GRM: 7.3

CMA / ARV

• ARV (median comp): $251,133
• List price: $335,000
• Delta: 33.40%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -2.8%
• Equity multiple: 0.90×
• Total profit: $-9,824
• Equity at exit: $49,950

10-year hold

• IRR: 6.9%
• Equity multiple: 1.52×
• Total profit: $48,854
• Equity at exit: $28,965

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 19086

• Active inventory: 47
• Price-to-rent: 13.3×

Monthly cashflow live

• Estimated rent: $3,813 medium
• Mortgage (P&I): −$1,757
• Tax est. 1.5%: −$419 /mo · $5,025/yr
• Insurance: −$140
• HOA: −$0
• Vacancy / Maint / Mgmt: −$801
• Net cashflow: $697

Break-even live

Break-even rent $2,931

Max offer price $335,000

Occupancy floor 77%

Sensitivity live

Price	-10% $929	-5% $813	+0% $697	+5% $581	+10% $466
Rent	-10% $396	-5% $547	+0% $697	+5% $848	+10% $998
Rate	-1.0pp $866	-0.5pp $782	base $697	+0.5pp $610	+1.0pp $522

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
1× unit	5	0	$2,096
1× unit	3	1	$1,717
Total (2 units)			$3,813

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $83,750
• Closing costs: $10,050
• Reserves months: —
• Total cash needed: —

Listing history 31 events

1. 2026-06-21
   days on market $335,000 Active 109 DOM
2. 2026-06-18
   days on market $335,000 Active 106 DOM
3. 2026-06-17
   days on market $335,000 Active 105 DOM
4. 2026-06-16
   days on market $335,000 Active 104 DOM
5. 2026-06-15
   price $335,000 Active 103 DOM
6. 2026-06-15
   days on market $379,000 Active 103 DOM
7. 2026-06-13
   days on market $379,000 Active 101 DOM
8. 2026-06-13
   days on market $379,000 Active 100 DOM
9. 2026-06-09
   days on market $379,000 Active 97 DOM
10. 2026-06-08
    days on market $379,000 Active 96 DOM
11. 2026-06-07
    days on market $379,000 Active 95 DOM
12. 2026-06-04
    days on market $379,000 Active 92 DOM
13. 2026-06-03
    days on market $379,000 Active 91 DOM
14. 2026-06-02
    days on market $379,000 Active 90 DOM
15. 2026-06-01
    days on market $379,000 Active 89 DOM
16. 2026-05-31
    days on market $379,000 Active 88 DOM
17. 2026-04-01
    price $379,000 1465-char remark

    Show marketing remark (1465 chars)

    Excellent investment opportunity in the award-winning Wallingford-Swarthmore School District! Welcome to 214–216 Beech Road — a flexible, income-producing duplex offering immediate cash flow and upside potential. 214 Beech features a well-maintained efficiency unit currently rented at $825/month. The tenant is on a month-to-month lease, providing built-in flexibility for a new owner — continue renting, adjust rents, or reposition as you see fit. 216 Beech is a spacious 3-bedroom, 1-bath unit that is currently vacant and ready for its next occupant. Previously rented for $2,000/month, it offers strong rental potential and the opportunity to set market rent from day one. Each unit enjoys its own private backyard space, adding extra appeal for tenants. Utilities are configured for streamlined management: gas and electric are separately metered, water is shared, and tenants pay their own gas, electric, and trash. Whether you're an investor looking to expand your portfolio with a dependable, cash-flowing property or an owner-occupant seeking rental income to offset your mortgage, this property checks the boxes. Located in a highly desirable area close to top-rated schools, major highways, shopping, and public transportation, opportunities like this don’t come around often. Property is being sold strictly as-is. Seller will make no repairs. Buyer is responsible for the township U & O inspection and any required repairs.

18. 2026-03-04
    listed $399,000 Active 1465-char remark

    Show marketing remark (1465 chars)

    Excellent investment opportunity in the award-winning Wallingford-Swarthmore School District! Welcome to 214–216 Beech Road — a flexible, income-producing duplex offering immediate cash flow and upside potential. 214 Beech features a well-maintained efficiency unit currently rented at $825/month. The tenant is on a month-to-month lease, providing built-in flexibility for a new owner — continue renting, adjust rents, or reposition as you see fit. 216 Beech is a spacious 3-bedroom, 1-bath unit that is currently vacant and ready for its next occupant. Previously rented for $2,000/month, it offers strong rental potential and the opportunity to set market rent from day one. Each unit enjoys its own private backyard space, adding extra appeal for tenants. Utilities are configured for streamlined management: gas and electric are separately metered, water is shared, and tenants pay their own gas, electric, and trash. Whether you're an investor looking to expand your portfolio with a dependable, cash-flowing property or an owner-occupant seeking rental income to offset your mortgage, this property checks the boxes. Located in a highly desirable area close to top-rated schools, major highways, shopping, and public transportation, opportunities like this don’t come around often. Property is being sold strictly as-is. Seller will make no repairs. Buyer is responsible for the township U & O inspection and any required repairs.

19. 2026-02-25
    historical $399,000 1465-char remark

    Show marketing remark (1465 chars)

    Excellent investment opportunity in the award-winning Wallingford-Swarthmore School District! Welcome to 214–216 Beech Road — a flexible, income-producing duplex offering immediate cash flow and upside potential. 214 Beech features a well-maintained efficiency unit currently rented at $825/month. The tenant is on a month-to-month lease, providing built-in flexibility for a new owner — continue renting, adjust rents, or reposition as you see fit. 216 Beech is a spacious 3-bedroom, 1-bath unit that is currently vacant and ready for its next occupant. Previously rented for $2,000/month, it offers strong rental potential and the opportunity to set market rent from day one. Each unit enjoys its own private backyard space, adding extra appeal for tenants. Utilities are configured for streamlined management: gas and electric are separately metered, water is shared, and tenants pay their own gas, electric, and trash. Whether you're an investor looking to expand your portfolio with a dependable, cash-flowing property or an owner-occupant seeking rental income to offset your mortgage, this property checks the boxes. Located in a highly desirable area close to top-rated schools, major highways, shopping, and public transportation, opportunities like this don’t come around often. Property is being sold strictly as-is. Seller will make no repairs. Buyer is responsible for the township U & O inspection and any required repairs.

20. 2025-09-15
    historical
21. 2025-09-15
    historical
22. 2025-07-11
    historical $2,100
23. 2025-07-07
    listed $2,100
24. 2025-05-13
    price $374,900
25. 2025-05-13
    price $374,900
26. 2025-04-30
    listed $400,000 Active
27. 2025-04-30
    listed $400,000 Active
28. 2014-11-14
    historical
29. 2014-11-14
    historical
30. 2014-05-11
    listed $195,000
31. 2014-05-11
    listed $195,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $45,756
• − Mortgage interest: −$18,765
• − Property taxes: −$5,025
• − Insurance: −$1,675
• − Repairs & maintenance: −$3,660
• − Management: −$3,660
• − Depreciation: −$9,745
• Taxable income: $3,224
• Est. tax owed @ 24.0%: −$774
• After-tax cash flow: $7,592/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This multi-family property requires moderate renovations to update the kitchen and bathroom, replace HVAC units, and improve the exterior and landscaping. These updates will significantly increase its resale and rental value.

Repairs flagged

• Major kitchen cabinets — dated and in poor condition
• Major kitchen countertops — dated and in poor condition
• Major kitchen appliances — dated and in poor condition
• Major bathroom vanity — dated and in poor condition
• Moderate HVAC units — old and may need replacement

Value-add opportunities

• Both update kitchen and bathroom — modernizing will attract more tenants and buyers
• Both replace HVAC units — newer units will improve comfort and energy efficiency
• Both landscape and improve curb appeal — enhanced curb appeal will attract more tenants and buyers

Renovation cost estimate screening

Repair item	Severity	Est. cost
kitchen cabinets · dated and in poor condition	Major	$15,000–50,000
kitchen countertops · dated and in poor condition	Major	$15,000–50,000
kitchen appliances · dated and in poor condition	Major	$15,000–50,000
bathroom vanity · dated and in poor condition	Major	$15,000–50,000
HVAC units · old and may need replacement	Moderate	$3,000–15,000
Total estimated repair cost · 5 items		$63,000–215,000

Value-add ROI direction

• Both update kitchen and bathroom — modernizing will attract more tenants and buyers ↑
• Both replace HVAC units — newer units will improve comfort and energy efficiency ↑
• Both landscape and improve curb appeal — enhanced curb appeal will attract more tenants and buyers ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Wallingford-Swarthmore SD
• NCES district ID: 4224790
• Math proficiency: 63% ▼ -5.00%
• Reading proficiency: 77% ▼ -8.00%
• Median HH income: $102,419
• Composite: 64.32/100
• National rank: #555
• State rank: #16 of 539 in PA

Livability — Chester

• Score: 73/100
• State rank: #540
• US rank: #5053

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 35,064
• Population (ZIP): 12,835

Population outlook (Delaware County) Hauer SSP2

• Today (2025): 577,490 people
• By 2030: 581,243 · +0.6%
• By 2040: 584,700 · +1.2%
• By 2050: 586,581 · +1.6%
• By 2075: 598,706 · +3.7%
• By 2100: 590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Asian 11% Two or more races 7% Black 4% Hispanic / Latino 4%
• Common ancestry: Romanian 5% Italian 3% Slovak 2%
• Foreign-born: 11% · China, Canada, South Korea
• Languages at home: 86% English-only · Chinese 5% Other Asian/Pacific 2% Spanish 2%

Political lean MEDSL · Delaware

• 2024 margin: Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
• 2008→2024 swing: +2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
• All cycles: 2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -209.84%
• Current HPI: 340.2613
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+94.4% since first listed

15 events — show timeline

• 2026-04-01 Price Changed $379,000 BRIGHT MLS
• 2026-03-04 Listed $399,000 BRIGHT MLS
• 2026-02-25 Coming Soon $399,000 BRIGHT MLS
• 2025-09-15 Listing Removed — BRIGHT MLS
• 2025-09-15 Listing Removed — BRIGHT MLS
• 2025-07-11 Rental Removed $2,100 BRIGHTMLS
• 2025-07-07 Listed for Rent $2,100 BRIGHTMLS
• 2025-05-13 Price Changed $374,900 BRIGHT MLS
• 2025-05-13 Price Changed $374,900 BRIGHT MLS
• 2025-04-30 Listed $400,000 BRIGHT MLS
• 2025-04-30 Listed $400,000 BRIGHT MLS
• 2014-11-14 Listing Removed — BRIGHT MLS
• 2014-11-14 Listing Removed — BRIGHT MLS
• 2014-05-11 Listed $195,000 BRIGHT MLS
• 2014-05-11 Listed $195,000 BRIGHT MLS