CashFlowRE
Sign in Sign up
3201 E U.s. Highway 70 #41
B Composite 71.34
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$67,000

3201 E U.s. Highway 70 #41 · Safford, AZ 85546
2 bd · 1.0 ba · 784 sqft · Manufactured · 33 Days on market
Built 1985 Good condition 3,763 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this charming 2-bed, 1-bath manufactured home located in the Safford Ranch Mobile Home Park, a 55+ community! This home recently underwent extensive renovations, making it feel like a brand-new home, offering great mountain views! The home features all-new appliances, an electric water heater, updated bathroom fixtures, and new heating/cooling MiniSplit units. Residents can enjoy the park's clubhouse and pool, with abundant trees providing ample shade throughout the area. The park is perfect for those seeking a peaceful retirement lifestyle among like-minded individuals. All new residents must be approved by park management. Don't miss out on this opportunity & schedule a s

Key facts

  • Clubhouse
  • All new appliances
  • Pool

Tags

MOUNTAIN VIEWSALL NEW APPLIANCESELECTRIC WATER HEATERUPDATED BATHROOM FIXTURESCLUBHOUSEPOOL

Property features AI

Finance

  • Other: Lot dimensions approximately 44.8' x 84' x 44.8' x 84'; Zoned Graham - R-MH; Road maintained by city
  • HOA & community: Community pool; Clubhouse; On-site laundry; Maintenance provided

Exterior

  • Utilities: Public water; Septic tank sewer
  • Home design: Manufactured home; One story; Subdivided lot; Facing information not provided
  • Construction: Frame construction; Metal roof
  • Exterior features: Shed(s); Slab patio/porch; Paved street; Park; Pool

Interior

  • Kitchen: Electric cooktop; Electric oven; Refrigerator; Exhaust fan
  • Flooring: Vinyl
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Propane heating; Heating present
  • Interior features: Walk-in closet(s)
  • Laundry & utility: Laundry closet; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $67k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $687 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $67k).
  • Recommended offer: $65k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 62/100 on livability (#133 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Solomon Elementary District (4222) (town): math 40% / reading 55% proficiency, ranked #146 of 501 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Solomon Elementary School (math 27% / reading 32%, grade F, #548 of 1,109 statewide, top 51%, 197 students, 57% FRL).
  • Zoned-school proficiency averages 30% at this address vs 48% district-wide (-18 pts) — the specific schools serving this property underperform the Solomon Elementary District (4222) average; the district grade overstates school quality for this exact location.
  • Market conditions: 61 active listings in the ZIP; 137 units permitted in Graham County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $463 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Graham County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($65k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 4→10/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $64,990 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.17%
Cap rate
18.59%
Cash-on-cash
43.92%
DSCR
2.95
GRM
3.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
40.9%
Equity multiple
2.75×
Total profit
$32,893
Equity at exit
$9,990
10-year hold
IRR
47.1%
Equity multiple
5.53×
Total profit
$85,039
Equity at exit
$5,793

Cash invested: $18,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85546

Home prices YoY
-17.1%
Active inventory
61
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$1,455 medium interval (Pro) →
Mortgage (P&I)
$351
Tax est. 1.5%
$84 /mo · $1,005/yr
Insurance
$28
HOA
$0
Vacancy / Maint / Mgmt
$306
Net cashflow
$687

Break-even live

Break-even rent $586
Max offer price $67,000
Occupancy floor 48%

Sensitivity live

Price -10% $733 -5% $710 +0% $687 +5% $663 +10% $640
Rent -10% $572 -5% $629 +0% $687 +5% $744 +10% $802
Rate -1.0pp $720 -0.5pp $704 base $687 +0.5pp $669 +1.0pp $652

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$16,750
Closing costs
$2,010
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-21
    days on market $67,000 Active 33 DOM
  2. 2026-06-19
    pricedays on market $67,000 Active 31 DOM
  3. 2026-06-18
    days on market $69,000 Active 30 DOM
  4. 2026-06-17
    days on market $69,000 Active 29 DOM
  5. 2026-06-16
    days on market $69,000 Active 28 DOM
  6. 2026-06-15
    days on market $69,000 Active 27 DOM
  7. 2026-06-14
    days on market $69,000 Active 25 DOM
  8. 2026-06-12
    days on market $69,000 Active 24 DOM
  9. 2026-06-09
    days on market $69,000 Active 21 DOM
  10. 2026-06-08
    days on market $69,000 Active 20 DOM
  11. 2026-06-07
    days on market $69,000 Active 19 DOM
  12. 2026-06-05
    days on market $69,000 Active 17 DOM
  13. 2026-06-04
    days on market $69,000 Active 15 DOM
  14. 2026-06-02
    days on market $69,000 Active 14 DOM
  15. 2026-06-01
    days on market $69,000 Active 13 DOM
  16. 2026-05-31
    days on market $69,000 Active 12 DOM
  17. 2026-05-31
    days on market $69,000 Active 11 DOM
  18. 2026-05-21
    status Active
  19. 2026-05-20
    status Pending
  20. 2026-05-17
    listed $69,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 4 d/yr ≥103°F today · 10 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,462
− Mortgage interest
−$3,753
− Property taxes
−$1,005
− Insurance
−$335
− Repairs & maintenance
−$1,397
− Management
−$1,397
− Depreciation
−$1,949
Taxable income
$7,626
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,830
After-tax cash flow
$6,409/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This well-maintained and recently renovated manufactured home in a peaceful retirement community offers great mountain views and is move-in ready.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can improve the overall appearance and attract potential buyers/tenants.
  • Resale Upgrading the kitchen appliances — Newer appliances can increase the home's appeal to potential buyers.
  • Resale Upgrading the bathroom fixtures — Updated fixtures can enhance the home's appeal to potential buyers.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value.
  • Both Adding a deck or patio — An outdoor living space can increase the home's appeal and value, especially for potential buyers who enjoy outdoor living.
  • Both Upgrading the flooring — Newer flooring can enhance the home's appearance and increase its value, both for resale and rental purposes.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics.
  • Both Landscaping improvements — Well-maintained landscaping can improve the overall appearance and attract potential buyers/tenants.
  • Resale Upgrading the kitchen appliances — Newer appliances can increase the home's appeal to potential buyers.
  • Resale Upgrading the bathroom fixtures — Updated fixtures can enhance the home's appeal to potential buyers.
  • Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value.
  • Both Adding a deck or patio — An outdoor living space can increase the home's appeal and value, especially for potential buyers who enjoy outdoor living.
  • Both Upgrading the flooring — Newer flooring can enhance the home's appearance and increase its value, both for resale and rental purposes.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Solomon Elementary District (4222)
NCES district ID
0407860
Math proficiency
40% ▼ -5.00%
Reading proficiency
55% ▲ 10.00%
Median HH income
$46,338
Composite
42.45/100
National rank
#6889
State rank
#146 of 501 in AZ

Livability — Safford

Score
62/100
State rank
#133
US rank
#16380

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C Housing A+ Health & safety F User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
20,735

Population outlook (Graham County) Hauer SSP2

Today (2025)
38,473 people
By 2030
38,805 · +0.9%
By 2040
39,728 · +3.3%
By 2050
41,005 · +6.6%
By 2075
43,529 · +13.1%
By 2100
42,097 · +9.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (52%)
Race & ethnicity
White 52% Hispanic / Latino 43% Two or more races 17% Native American 2% Black 2% Pacific Islander 1%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 2% German 1% Scottish 1%
Foreign-born
3% · Canada
Languages at home
82% English-only · Spanish 16%

Political lean MEDSL · Graham

2024 margin
Solid R (+48.1) · D 25.5% · R 73.6%
2008→2024 swing
-7.4pp toward R · 2008: -40.7pp · 2024: -48.1pp
All cycles
2024: R+48.1 2020: R+44.8 2016: R+39.6 2012: R+37.7 2008: R+40.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -62.86%
Current HPI
303.9835
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-21 Relisted MLSSAZ
  • 2026-05-20 Pending MLSSAZ
  • 2026-05-17 Listed $69,000 MLSSAZ

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…