3201 E U.s. Highway 70 #41 · Safford, AZ
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 4 days/yr
- Hot days in 30 yrs
- 10 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.2/10.0
- Condition / age +4.0/5.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$67,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this charming 2-bed, 1-bath manufactured home located in the Safford Ranch Mobile Home Park, a 55+ community! This home recently underwent extensive renovations, making it feel like a brand-new home, offering great mountain views! The home features all-new appliances, an electric water heater, updated bathroom fixtures, and new heating/cooling MiniSplit units. Residents can enjoy the park's clubhouse and pool, with abundant trees providing ample shade throughout the area. The park is perfect for those seeking a peaceful retirement lifestyle among like-minded individuals. All new residents must be approved by park management. Don't miss out on this opportunity & schedule a s
Key facts
- Clubhouse
- All new appliances
- Pool
Tags
Property features AI
Finance
- Other: Lot dimensions approximately 44.8' x 84' x 44.8' x 84'; Zoned Graham - R-MH; Road maintained by city
- HOA & community: Community pool; Clubhouse; On-site laundry; Maintenance provided
Exterior
- Utilities: Public water; Septic tank sewer
- Home design: Manufactured home; One story; Subdivided lot; Facing information not provided
- Construction: Frame construction; Metal roof
- Exterior features: Shed(s); Slab patio/porch; Paved street; Park; Pool
Interior
- Kitchen: Electric cooktop; Electric oven; Refrigerator; Exhaust fan
- Flooring: Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Propane heating; Heating present
- Interior features: Walk-in closet(s)
- Laundry & utility: Laundry closet; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $67k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $687 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $67k).
- Recommended offer: $65k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 62/100 on livability (#133 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
- Solomon Elementary District (4222) (town): math 40% / reading 55% proficiency, ranked #146 of 501 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Solomon Elementary School (math 27% / reading 32%, grade F, #548 of 1,109 statewide, top 51%, 197 students, 57% FRL).
- Zoned-school proficiency averages 30% at this address vs 48% district-wide (-18 pts) — the specific schools serving this property underperform the Solomon Elementary District (4222) average; the district grade overstates school quality for this exact location.
- Market conditions: 61 active listings in the ZIP; 137 units permitted in Graham County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $463 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Graham County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($65k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 4→10/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.17% ✓
- Cap rate
- 18.59%
- Cash-on-cash
- 43.92%
- DSCR
- 2.95
- GRM
- 3.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 40.9%
- Equity multiple
- 2.75×
- Total profit
- $32,893
- Equity at exit
- $9,990
- IRR
- 47.1%
- Equity multiple
- 5.53×
- Total profit
- $85,039
- Equity at exit
- $5,793
Cash invested: $18,760 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85546
- Home prices YoY
- -17.1%
- Active inventory
- 61
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $1,455 medium interval (Pro) →
- Mortgage (P&I)
- −$351
- Tax est. 1.5%
- −$84 /mo · $1,005/yr
- Insurance
- −$28
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$306
- Net cashflow
- $687
Break-even live
Sensitivity live
| Price | -10% $733 | -5% $710 | +0% $687 | +5% $663 | +10% $640 |
|---|---|---|---|---|---|
| Rent | -10% $572 | -5% $629 | +0% $687 | +5% $744 | +10% $802 |
| Rate | -1.0pp $720 | -0.5pp $704 | base $687 | +0.5pp $669 | +1.0pp $652 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,750
- Closing costs
- $2,010
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-21days on market $67,000 Active 33 DOM
-
2026-06-19pricedays on market $67,000 Active 31 DOM
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2026-06-18days on market $69,000 Active 30 DOM
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2026-06-17days on market $69,000 Active 29 DOM
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2026-06-16days on market $69,000 Active 28 DOM
-
2026-06-15days on market $69,000 Active 27 DOM
-
2026-06-14days on market $69,000 Active 25 DOM
-
2026-06-12days on market $69,000 Active 24 DOM
-
2026-06-09days on market $69,000 Active 21 DOM
-
2026-06-08days on market $69,000 Active 20 DOM
-
2026-06-07days on market $69,000 Active 19 DOM
-
2026-06-05days on market $69,000 Active 17 DOM
-
2026-06-04days on market $69,000 Active 15 DOM
-
2026-06-02days on market $69,000 Active 14 DOM
-
2026-06-01days on market $69,000 Active 13 DOM
-
2026-05-31days on market $69,000 Active 12 DOM
-
2026-05-31days on market $69,000 Active 11 DOM
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2026-05-21status Active
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2026-05-20status Pending
-
2026-05-17$69,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 4 d/yr ≥103°F today · 10 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,462
- − Mortgage interest
- −$3,753
- − Property taxes
- −$1,005
- − Insurance
- −$335
- − Repairs & maintenance
- −$1,397
- − Management
- −$1,397
- − Depreciation
- −$1,949
- Taxable income
- $7,626
- Est. tax owed @ 24.0%
- −$1,830
- After-tax cash flow
- $6,409/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This well-maintained and recently renovated manufactured home in a peaceful retirement community offers great mountain views and is move-in ready.
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics.
- Both Landscaping improvements — Well-maintained landscaping can improve the overall appearance and attract potential buyers/tenants.
- Resale Upgrading the kitchen appliances — Newer appliances can increase the home's appeal to potential buyers.
- Resale Upgrading the bathroom fixtures — Updated fixtures can enhance the home's appeal to potential buyers.
- Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value.
- Both Adding a deck or patio — An outdoor living space can increase the home's appeal and value, especially for potential buyers who enjoy outdoor living.
- Both Upgrading the flooring — Newer flooring can enhance the home's appearance and increase its value, both for resale and rental purposes.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the exterior and interior — Fresh paint can enhance the curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Well-maintained landscaping can improve the overall appearance and attract potential buyers/tenants. ↑
- Resale Upgrading the kitchen appliances — Newer appliances can increase the home's appeal to potential buyers. ↑
- Resale Upgrading the bathroom fixtures — Updated fixtures can enhance the home's appeal to potential buyers. ↑
- Both Upgrading the HVAC system — A more efficient HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value. ↑
- Both Adding a deck or patio — An outdoor living space can increase the home's appeal and value, especially for potential buyers who enjoy outdoor living. ↑
- Both Upgrading the flooring — Newer flooring can enhance the home's appearance and increase its value, both for resale and rental purposes. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Solomon Elementary District (4222)
- NCES district ID
- 0407860
- Math proficiency
- 40% ▼ -5.00%
- Reading proficiency
- 55% ▲ 10.00%
- Median HH income
- $46,338
- Composite
- 42.45/100
- National rank
- #6889
- State rank
- #146 of 501 in AZ
Livability — Safford
- Score
- 62/100
- State rank
- #133
- US rank
- #16380
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 20,735
Population outlook (Graham County) Hauer SSP2
- Today (2025)
- 38,473 people
- By 2030
- 38,805 · +0.9%
- By 2040
- 39,728 · +3.3%
- By 2050
- 41,005 · +6.6%
- By 2075
- 43,529 · +13.1%
- By 2100
- 42,097 · +9.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (52%)
- Race & ethnicity
- White 52% Hispanic / Latino 43% Two or more races 17% Native American 2% Black 2% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Lithuanian 2% German 1% Scottish 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 82% English-only · Spanish 16%
Political lean MEDSL · Graham
- 2024 margin
- Solid R (+48.1) · D 25.5% · R 73.6%
- 2008→2024 swing
- -7.4pp toward R · 2008: -40.7pp · 2024: -48.1pp
- All cycles
- 2024: R+48.1 2020: R+44.8 2016: R+39.6 2012: R+37.7 2008: R+40.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -62.86%
- Current HPI
- 303.9835
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
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| Homebuilding | 1 | $8B |
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Price history
3 events — show timeline
- 2026-05-21 Relisted — MLSSAZ
- 2026-05-20 Pending — MLSSAZ
- 2026-05-17 Listed $69,000 MLSSAZ
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…